This document provides information about an upcoming seminar on retirement investing mistakes. It includes sample testimonials, biographies of presenters, descriptions of the company and services provided, comparisons of services to other advisors, questions that will be addressed, and a list of documents attendees should bring. The goal is to provide attendees with essential information about the seminar topics and presenters, demonstrate the value provided by the company's services, and be prepared to discuss retirement planning strategies and documents.

1. {your company logo here}
SIX MISTAKES
RETIREES MAKE
WITH THEIR …
CONFIDENTIAL
{your company logo here}

2. TESTIMONIALS (expectation criteria)
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on
Sample Testimonial
- Ms. J.
Muldo
on

3. {your company logo here}
WHO ARE WE?
{Description of our process which is similar to the I/WE Letter
corporate process brochure insert}

4. {your company logo here}
Create a page like this with your information for
the folder you hand attendees when they come to
the seminar
About Paul Tindall, B.A.
Paul Tindall, President of [Company Name], has been assisting senior
investors over the last 14 years. Mr. Tindall started his career as a
financial advisor and moved into advising individuals as a Vice President
of Investments at Canadian Financial Securities and then as a First Vice-
President and branch manager with Wood Burns Brightly Financial. Mr.
Tindall holds a B.A. from the University of Toronto.
Paul has lectured widely on financial topics at the University of Toronto
and McMaster University. Additionally, his Retirement Investing class has
been widely attended in the Toronto Area.
Paul produces a retirement newsletter, an easy to read weekly
publication suited for those already retired or close to it. His articles
on estate planning and retirement investing have been published in
local newspapers. His free newsletter SeniorLetter is available by
contacting the author at (416) 555-1212.
[Company Name] is a financial planning firm providing comprehensive
financial services for mature and senior investors, including investment
management, annuity advice and selection, long term care planning and
nursing care, tax reduction, estate planning, and conservatorship and
trustee services.

5. {your company logo here}
{Provide biographies of other important individuals in the company}

6. {your company logo here}
WHO DO WE HELP?
o Individuals in the ages of 60-80 years of age who
require a Trusted Advisor to co-ordinate a
strategy which will eliminate Estate, Risk,
Cashflow and Growth Shortfalls between where
they are now and where they want to be.
TYPICAL SHORTFALLS OR AREAS OF
INTEREST:
CASHFLOW/RESERVES:
o Paying Too Much Tax on RRIF Withdrawals.
o Paying Too Much Tax on Pension Income.
o Paying No Tax on G.I.C. Income.
o Growth, Risk and Estate Management Strategies Not
Integrated.
RISK MANAGEMENT:
o Loss of 1/2 your RRSP/RRIF.
o Loss of 1/3 of Growth Profits.
o Guaranteed Mutual Funds.

7. o Growth, Risk and Estate Management Strategies Not
Integrated.
GROWTH:
o Commissions/Fees Too High.
o Growth Assets Not Performing.
o Paying Less Tax on G.I.C. Interest.
o Growth, Risk and Estate Management Strategies Not
Integrated.
ESTATE MANAGEMENT:
o Instructions Not Up To Date.
o Dependents Not Protected.
o Spendthrift Wastes Inheritance.
o Exposure to Outlaws
o Growth, Risk and Estate Management Strategies Not
Integrated.
{your company logo here}
COMPARE THE RELATIONSHIP
Provided by Value
Provided by
Current Advisor
xxxx Advisor
MEETING 1: SHORTFALLS [ ] $250
FREE
o Important Values
FREE
o Goals / Milestones
FREE

8. o Cash Flow, Growth, Risk and Estate Management
FREE
Strategies Not Integrated
MEETING 2: STRATEGIES TO ELIMINATE THE
SHORTFALLS
o Written Strategy Explained [ ] $1500
FREE
o Objectives Prioritized [ ]
FREE
o Implementation Schedule Drafted [ ]
FREE
MEETING 1: STRATEGY IMPLMENTATION
o Questions and Answers [ ]
FREE
o Implementation Schedule [ ]
FREE
o Documentation Completed [ ]
FREE

9. {your company logo here}
QUESTIONS
1. What is important about this Workshop to you?
____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
2. When should your Accountant calculate an Estimate of Income Tax paid when
your Estate is wound up?
____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
3. Why should your Accountant consult with your Investment / Insurance Advisor
before these projections can be made?
____________________________________________________________________
______________
____________________________________________________________________
______________

10. ____________________________________________________________________
______________
4. What is the best strategy your Estate Planning Team would recommend to
minimize the Impact of Tax on your RRSP/RRIF after your Estate is wound up?
(Case study tax savings)
____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
5. What kind of structure would your Accountant put in place to defer capital gains
Tax beyond the death of the Surviving Spouse? (Case study tax savings)
____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
6. Why should your Investment / Insurance Advisor recommend an Insurance
company G.I.C. as a Tax Planning Strategy?
____________________________________________________________________
______________
____________________________________________________________________
______________

11. ____________________________________________________________________
______________
7. What is the practical difference in risk of losing all of a $60,000 investment in
Royal Bank G.I.C. versus Royal Bank shares?
_________________________________________________________________
_________________
____________________________________________________________________
______________
____________________________________________________________________
______________
{your company logo here}
Notes

12. {your company logo here}
{Include here several pages of projection investment scenario
illustrations}

13. {your company logo here}
QUESTIONS
8. Why would your Investment / Insurance Advisor recommend Guaranteed
Investment Funds to an Ultra Conservative Investor as part of your Growth
Strategy?
____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
9. How do you know if your Investment / Insurance Advisor is wasting your money
by recommending Mutual Funds that cost you too much in Taxes, Fees and
Commissions?

14. ____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
10. What Investment Strategy is best suited for maximizing growth while
minimizing risk, maximizing regular cash flow while minimizing taxes?
____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
11. What’s important about your Investment / Insurance Advisor, Estate Lawyer and
Accountant all meeting together to plan and write your Estate, Growth, Tax and
Risk Management Strategies to you?
____________________________________________________________________
______________
____________________________________________________________________
______________
____________________________________________________________________
______________
Notes

15. {your company logo here}
BRING THE FOLLOWING
LIST OF DOCUMENTS: To the initial consultation (Meeting #1)
1. Revenue Canada statement (Income Tax) 
2. Brokerage Statements / Summary 
(RRSP, RRIF, MARGIN A/C, etc)
3. Copies of Wills / Power of Attorney 
4. Insurance Policies 
5. This completed document 
6. Articles of Incorporation 

16. 7. Shareholder Agreements 
8. Trust Agreements 
9. B.V. Business / Date (C.A.) 
10. Financial Statement 
{your company logo here}
{Include in the remaining pages the
personal / investment information
you would like the client to supply}