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J O H N S O N____________________________________________________________________________________________________________________________________________________________________________________________________________________________
WEALTH ADVISORS GROUP
___________________________________________________________________________________________________________________________________________________________________________________________________________________________
of B I R M I N G H A M
Raymond James & AssociatesRaymond James & Associates
325 N Old Woodward Ave, Suite 320325 N Old Woodward Ave, Suite 320
Birmingham, MI 48009Birmingham, MI 48009
Office: 248-540-3733Office: 248-540-3733
Fax: 248-540-4217Fax: 248-540-4217
We BelieveWe Believe
 Our conservative long-term approach to wealth
management - defining goals, diversification of
investments, preservation of capital, and managing risk - is
necessary for financial success.
 Even the most carefully tailored financial plan is not a total
success unless it reflects the trust, respect and commitment
between our clients and the Johnson Wealth Advisors
Group.
 Achieving your long-term goals and objectives is not
conditional on interest rates, inflation, or market returns.
Rather, it is absolute.
 That you deserve an answer or a response to every inquiry
in a timely manner.
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Who We AreWho We Are
 Jeffrey M. Johnson, W.M.S.
 Wealth Management Specialist
 Financial Advisor
 Paul J. Johnson, W.M.S.
 Wealth Management Specialist
 Financial Advisor
Johnson Wealth Advisors Group:Johnson Wealth Advisors Group:
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Our ProcessOur Process
 Utilizing the resources available at Raymond James and through our
discussion, we determine your goals and objectives.
 Forward Thinking, Active and Strategic - we determine the “macro” -
where are we in the various market cycles? We then structure your
portfolio to be consistent to the current state of the market and to your
investment objectives. Lastly, at the appropriate time, we rebalance.
We are always trying to structure your portfolio to have investments
that satisfy your goals and objectives regardless of what the markets
are doing.
 As Wealth Managers, we’ll work with your Attorney, CPA, Insurance
Agent, and other trusted advisors to build a financial plan that satisfies
all of your goals and needs.
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Our ProcessOur Process
1. Clearly define your goals and objectives.
2. Evaluate the current market environment and expectations going forward.
3. Structure a portfolio consistent with your objectives and market environment.
4. Actively manage portfolio to ensure strategy stays on course.
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Define Goals
Build Portfolio
Manage Strategy
Evaluate Market
Wealth ManagersWealth Managers
 As Wealth Managers, We
will work with your
trusted advisors to build
a financial plan that
satisfies all of your goals
and needs.
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Johnson
Wealth
Advisors
Group
Johnson
Wealth
Advisors
Group
CPACPA AttorneyAttorney
Insurance
Agent
Insurance
Agent
Our Approach To Wealth ManagementOur Approach To Wealth Management
Assess client’s needs, objectives and current wealth
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Evaluate and recommend specific solutions with the following objectives:
Manage Your Assets
Investment Consulting
Professional Asset Mgmt.
Alternative Investments
Cash Management
Lending Solutions
Corporate Services
Protect Your Wealth
Asset Allocation
Insurance Solutions
Concentrated Equity Solutions
Tax Planning Strategies
Tax Efficient Investing
Build Your Legacy
Estate Planning Strategies
Charitable Giving
Education Funding
Professional Trustee Services
Business Succession Planning
Ongoing monitoring and adjustments
Financial PlanningFinancial Planning
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Net
Worth
Net
Worth
College
Planning
College
Planning
Tax
Strategies
Tax
Strategies
Disability
Planning
Disability
Planning
Asset
Management
Asset
Management
Survivorship
Planning
Survivorship
Planning
Estate
& Trust
Planning
Estate
& Trust
Planning
Retirement
Planning
Retirement
Planning
Johnson
Wealth
Advisors
Group
Johnson
Wealth
Advisors
Group
Explore your opportunities:
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Client Roadmap:Client Roadmap:
ContinuousContinuous
Attention LookingAttention Looking
ForwardForward
October-December 2010
Scheduled Activities
January-March 2009
Scheduled Activities
April-June 2009
Scheduled Activities
July-September 2009
Scheduled Activities
October-December 2009
Scheduled Activities
January-March 2010
Scheduled Activities
April-June 2010
Scheduled Activities
July-September 2010
Scheduled Activities
Goals & Situation Review
Roadmap Review
Investment Review
Goals & Situation Review
Roadmap Review
Investment Review
Family Meeting
GENERAL ACTIVITIES
Data Gathering
Portfolio Check-Up
Formulate Strategy
Financial Needs Assessment
Document Review
Prioritize Goals & Objectives
Update Retirement Plan
Set Goals
Annual Report
Review Existing Plans
Financial Needs Assessment
Goals Review
Roadmap Review
Investment Review
Review Existing Plans
Roadmap Review
Investment Review
Goals & Situation Review
Roadmap Review
Investment Review
Goals & Situation Review
Roadmap Review
Investment Review
Who is Raymond James?Who is Raymond James?
 Raymond James Financial (NYSE-RJF) is a Florida-based diversified holding
company providing financial services to individuals, corporations, and
municipalities through its subsidiary companies. Its three wholly owned
broker/dealers [Raymond James & Associates, Raymond James Financial
Services, and Raymond James, Ltd.] serve clients in thousands of locations
throughout the United States, Canada, and overseas.
 Today, Raymond James is one of the largest U.S. Investment Firms, with
more than 10,000 associates worldwide and one of the top-rated equity
research teams in the country. The firm operates international offices in
Argentina, Belgium, Canada, England, Germany, India, Switzerland and
Turkey. Raymond James continues to grow worldwide.
 As one of the first financial services firms to publish a client bill of rights,
Raymond James and its financial advisors believe that clients always come
first. Each client has unique needs and expectations, and these help
determine the investment strategies that their advisor recommends.
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Quick FactsQuick Facts
 Chairman and CEO: Thomas A. James
 More than 10,000 Associates and Advisors Worldwide
 $182 Billion assets under management
 One of the first financial firms to offer wrap-fee accounts
 First financial services firm to provide investors with “client bill of
rights” - a detailed explanation of an investor’s rights and
responsibilities recently adopted by the Securities Industry Association
 Raymond James Equity Research analysts are regularly recognized
with a number of individual awards in The Wall Street Journal’s “Best
on the Street.” The firm is also one of 15 to be ranked by Zacks
Investment Research Inc. in its quarterly stock-picking contest. Our
stock selections have consistently garnered first-place rankings since
joining the survey in 1989.
 One of the first firms in the nation to offer forward-looking open-end
mutual fund research to clients
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Raymond James AdvantageRaymond James Advantage
 Independent firm founded in the principles of financial
planning and serving individual investors and families.
 Gives financial advisors true independence to personalize
their advice and manage their practice to meet client needs.
 Our team has access to specialists and the extensive Wealth
Management resources of an International Financial
Services Firm.
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Mission StatementMission Statement
 Our clients always come first.
 We must provide the highest level of service with integrity.
 Assisting our clients in the attainment of their financial objectives is our most worthy
enterprise.
 We must communicate with our clients clearly and frequently.
 Our investments and services must be of superior quality.
 Teamwork - cooperating with and providing assistance and support to our fellow
associates. This is fundamental to sustaining a quality work environment that nurtures
opportunities for unparalleled service, personal growth and job satisfaction.
 Continuing education is necessary to maintain the timeliness of investment knowledge, tax
law information, and financial planning techniques.
 Innovation is requisite to our survival in a changing world.
 To emulate other members of our industry requires us to continue to work hard. To excel
beyond our peers requires us to provide an even higher caliber of service to our clients.
 We must give something back to the communities in which we live and work.
RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
Our business is people and their financial well-being. Therefore, in the pursuit of
our goals, we will conduct ourselves in accordance with the following precepts:
RAYMOND JAMES
& ASSOCIATES, INC.
Individual Solutions
From Independent Advisors
J O H N S O N____________________________________________________________________________________________________________________________________________________________________________________________________________________________
WEALTH ADVISORS GROUP
___________________________________________________________________________________________________________________________________________________________________________________________________________________________
of B I R M I N G H A M

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Johnson Wealth Advisors Group of Birmingham

  • 1. J O H N S O N____________________________________________________________________________________________________________________________________________________________________________________________________________________________ WEALTH ADVISORS GROUP ___________________________________________________________________________________________________________________________________________________________________________________________________________________________ of B I R M I N G H A M Raymond James & AssociatesRaymond James & Associates 325 N Old Woodward Ave, Suite 320325 N Old Woodward Ave, Suite 320 Birmingham, MI 48009Birmingham, MI 48009 Office: 248-540-3733Office: 248-540-3733 Fax: 248-540-4217Fax: 248-540-4217
  • 2. We BelieveWe Believe  Our conservative long-term approach to wealth management - defining goals, diversification of investments, preservation of capital, and managing risk - is necessary for financial success.  Even the most carefully tailored financial plan is not a total success unless it reflects the trust, respect and commitment between our clients and the Johnson Wealth Advisors Group.  Achieving your long-term goals and objectives is not conditional on interest rates, inflation, or market returns. Rather, it is absolute.  That you deserve an answer or a response to every inquiry in a timely manner. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
  • 3. Who We AreWho We Are  Jeffrey M. Johnson, W.M.S.  Wealth Management Specialist  Financial Advisor  Paul J. Johnson, W.M.S.  Wealth Management Specialist  Financial Advisor Johnson Wealth Advisors Group:Johnson Wealth Advisors Group: RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
  • 4. Our ProcessOur Process  Utilizing the resources available at Raymond James and through our discussion, we determine your goals and objectives.  Forward Thinking, Active and Strategic - we determine the “macro” - where are we in the various market cycles? We then structure your portfolio to be consistent to the current state of the market and to your investment objectives. Lastly, at the appropriate time, we rebalance. We are always trying to structure your portfolio to have investments that satisfy your goals and objectives regardless of what the markets are doing.  As Wealth Managers, we’ll work with your Attorney, CPA, Insurance Agent, and other trusted advisors to build a financial plan that satisfies all of your goals and needs. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
  • 5. Our ProcessOur Process 1. Clearly define your goals and objectives. 2. Evaluate the current market environment and expectations going forward. 3. Structure a portfolio consistent with your objectives and market environment. 4. Actively manage portfolio to ensure strategy stays on course. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES Define Goals Build Portfolio Manage Strategy Evaluate Market
  • 6. Wealth ManagersWealth Managers  As Wealth Managers, We will work with your trusted advisors to build a financial plan that satisfies all of your goals and needs. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES Johnson Wealth Advisors Group Johnson Wealth Advisors Group CPACPA AttorneyAttorney Insurance Agent Insurance Agent
  • 7. Our Approach To Wealth ManagementOur Approach To Wealth Management Assess client’s needs, objectives and current wealth RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES Evaluate and recommend specific solutions with the following objectives: Manage Your Assets Investment Consulting Professional Asset Mgmt. Alternative Investments Cash Management Lending Solutions Corporate Services Protect Your Wealth Asset Allocation Insurance Solutions Concentrated Equity Solutions Tax Planning Strategies Tax Efficient Investing Build Your Legacy Estate Planning Strategies Charitable Giving Education Funding Professional Trustee Services Business Succession Planning Ongoing monitoring and adjustments
  • 8. Financial PlanningFinancial Planning RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES Net Worth Net Worth College Planning College Planning Tax Strategies Tax Strategies Disability Planning Disability Planning Asset Management Asset Management Survivorship Planning Survivorship Planning Estate & Trust Planning Estate & Trust Planning Retirement Planning Retirement Planning Johnson Wealth Advisors Group Johnson Wealth Advisors Group Explore your opportunities:
  • 9. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES Client Roadmap:Client Roadmap: ContinuousContinuous Attention LookingAttention Looking ForwardForward October-December 2010 Scheduled Activities January-March 2009 Scheduled Activities April-June 2009 Scheduled Activities July-September 2009 Scheduled Activities October-December 2009 Scheduled Activities January-March 2010 Scheduled Activities April-June 2010 Scheduled Activities July-September 2010 Scheduled Activities Goals & Situation Review Roadmap Review Investment Review Goals & Situation Review Roadmap Review Investment Review Family Meeting GENERAL ACTIVITIES Data Gathering Portfolio Check-Up Formulate Strategy Financial Needs Assessment Document Review Prioritize Goals & Objectives Update Retirement Plan Set Goals Annual Report Review Existing Plans Financial Needs Assessment Goals Review Roadmap Review Investment Review Review Existing Plans Roadmap Review Investment Review Goals & Situation Review Roadmap Review Investment Review Goals & Situation Review Roadmap Review Investment Review
  • 10. Who is Raymond James?Who is Raymond James?  Raymond James Financial (NYSE-RJF) is a Florida-based diversified holding company providing financial services to individuals, corporations, and municipalities through its subsidiary companies. Its three wholly owned broker/dealers [Raymond James & Associates, Raymond James Financial Services, and Raymond James, Ltd.] serve clients in thousands of locations throughout the United States, Canada, and overseas.  Today, Raymond James is one of the largest U.S. Investment Firms, with more than 10,000 associates worldwide and one of the top-rated equity research teams in the country. The firm operates international offices in Argentina, Belgium, Canada, England, Germany, India, Switzerland and Turkey. Raymond James continues to grow worldwide.  As one of the first financial services firms to publish a client bill of rights, Raymond James and its financial advisors believe that clients always come first. Each client has unique needs and expectations, and these help determine the investment strategies that their advisor recommends. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
  • 11. Quick FactsQuick Facts  Chairman and CEO: Thomas A. James  More than 10,000 Associates and Advisors Worldwide  $182 Billion assets under management  One of the first financial firms to offer wrap-fee accounts  First financial services firm to provide investors with “client bill of rights” - a detailed explanation of an investor’s rights and responsibilities recently adopted by the Securities Industry Association  Raymond James Equity Research analysts are regularly recognized with a number of individual awards in The Wall Street Journal’s “Best on the Street.” The firm is also one of 15 to be ranked by Zacks Investment Research Inc. in its quarterly stock-picking contest. Our stock selections have consistently garnered first-place rankings since joining the survey in 1989.  One of the first firms in the nation to offer forward-looking open-end mutual fund research to clients RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
  • 12. Raymond James AdvantageRaymond James Advantage  Independent firm founded in the principles of financial planning and serving individual investors and families.  Gives financial advisors true independence to personalize their advice and manage their practice to meet client needs.  Our team has access to specialists and the extensive Wealth Management resources of an International Financial Services Firm. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES
  • 13. Mission StatementMission Statement  Our clients always come first.  We must provide the highest level of service with integrity.  Assisting our clients in the attainment of their financial objectives is our most worthy enterprise.  We must communicate with our clients clearly and frequently.  Our investments and services must be of superior quality.  Teamwork - cooperating with and providing assistance and support to our fellow associates. This is fundamental to sustaining a quality work environment that nurtures opportunities for unparalleled service, personal growth and job satisfaction.  Continuing education is necessary to maintain the timeliness of investment knowledge, tax law information, and financial planning techniques.  Innovation is requisite to our survival in a changing world.  To emulate other members of our industry requires us to continue to work hard. To excel beyond our peers requires us to provide an even higher caliber of service to our clients.  We must give something back to the communities in which we live and work. RAYMOND JAMES & ASSOCIATESRAYMOND JAMES & ASSOCIATES Our business is people and their financial well-being. Therefore, in the pursuit of our goals, we will conduct ourselves in accordance with the following precepts:
  • 14. RAYMOND JAMES & ASSOCIATES, INC. Individual Solutions From Independent Advisors J O H N S O N____________________________________________________________________________________________________________________________________________________________________________________________________________________________ WEALTH ADVISORS GROUP ___________________________________________________________________________________________________________________________________________________________________________________________________________________________ of B I R M I N G H A M