This document discusses the importance of using return on investment (ROI) analysis for technology initiatives in nonprofits. ROI involves evaluating both the costs and benefits of a project over time. Benefits can be tangible, like reduced costs, or intangible, like improved effectiveness. Three scenarios are presented where staff did not properly consider ROI for technology purchases. The document outlines best practices for ROI analysis, including quantifying both tangible and intangible benefits, collecting relevant data, comparing costs of alternatives, and communicating results clearly. Doing proper ROI analysis helps inform funding decisions and ensures technology investments align with and further an organization's mission.
High Volume Hiring The Need For Speed and ScaleCielo
Hourly employees are often on the front lines of an organization, wielding the power to single-handedly determine a customer’s experience. Yet despite the stakes being so high, most employers struggle to get the right hourly talent in the door. Learn a new approach on how to run an efficient hourly hiring process that operates at scale without compromising quality.
Nice and specific with XLA.
Xperience Level Agreement started as a countermovement in the fight against so-called ‘watermelon’ SLAs. These SLA’s result in green scorecards at first glance, while customers are red-faced with frustration on the inside. XLA has since grown into a widely supported methodology and ITSM solutions for measuring and working towards a proper experience. Marco takes you on a whirlwind tour of how to use XLA and focusses on those KPIs that really make a difference. Another special aspect of this day is the launch of XLA for TOPdesk. The future of service excellence? Feel is the new killer app!
Motivating a 300% Increase In Service Desk Efficiency using Freshservice IT S...Freshservice
This talk was given by Girish Mathurbootham, CEO Freshdesk at Service Desk Institute's Service Desk and IT Support Show, London in April 2014.
Freshservice is an online ITIL service desk with a fresh twist. It puts a refreshing user experience on top of powerful ticketing and asset management capabilities, and is the most user-friendly app in the space. In addition to core functionalities like Incident, Problem, Change, Release and Asset Management, Freshservice also lets you put your knowledge base on the cloud.
Freshservice offers a plug and play ITIL solution for organizations looking to align themselves to best practices without getting any expert implementation help. It has been developed by the team of experts behind Freshdesk, the leading customer support software that is currently being used to support over 5 million customers across the world.
High Volume Hiring The Need For Speed and ScaleCielo
Hourly employees are often on the front lines of an organization, wielding the power to single-handedly determine a customer’s experience. Yet despite the stakes being so high, most employers struggle to get the right hourly talent in the door. Learn a new approach on how to run an efficient hourly hiring process that operates at scale without compromising quality.
Nice and specific with XLA.
Xperience Level Agreement started as a countermovement in the fight against so-called ‘watermelon’ SLAs. These SLA’s result in green scorecards at first glance, while customers are red-faced with frustration on the inside. XLA has since grown into a widely supported methodology and ITSM solutions for measuring and working towards a proper experience. Marco takes you on a whirlwind tour of how to use XLA and focusses on those KPIs that really make a difference. Another special aspect of this day is the launch of XLA for TOPdesk. The future of service excellence? Feel is the new killer app!
Motivating a 300% Increase In Service Desk Efficiency using Freshservice IT S...Freshservice
This talk was given by Girish Mathurbootham, CEO Freshdesk at Service Desk Institute's Service Desk and IT Support Show, London in April 2014.
Freshservice is an online ITIL service desk with a fresh twist. It puts a refreshing user experience on top of powerful ticketing and asset management capabilities, and is the most user-friendly app in the space. In addition to core functionalities like Incident, Problem, Change, Release and Asset Management, Freshservice also lets you put your knowledge base on the cloud.
Freshservice offers a plug and play ITIL solution for organizations looking to align themselves to best practices without getting any expert implementation help. It has been developed by the team of experts behind Freshdesk, the leading customer support software that is currently being used to support over 5 million customers across the world.
So the technology organisation introduced Agile, DevOps, and Cloud-based delivery. Why do they still suck in the eyes of the business? The answer lies in the management perspective which still relies on the 20th century thinking for 21st-century technologies. Using a major European car manufacturing company as a case study. Alan explains the management change necessary to get a better return on energy after digital transformations.
Experience Level Agreements: Why XLAs enable the SLA 2.0Marco Gianotten
User Experience (UX) in Enteprise IT is not artsy-fartsy. In today’s business environment, IT is getting too important to be steered with just technical and input-based metrics. Forget more 'content' with thicker Service Level Agreements (SLAs) and uber-complex Key Performance Indicators (KPIs); go for more context-based steering with UX. An XLA (exprience level agreement) completes the IT Governance mind.
A webinar by Barclay Rae on how to gamify your IT service desk, the various challenges involved and how to overcome these challenges.
Download the white paper on Gamfying your IT service desk by Barclay Rae from http://resources.freshservice.com/gamifying-your-service-desk.html
Sanjeev NC: 5 Game Techniques to Immediately Apply in Your Service DeskitSMF UK
Gamification in service management is nothing new, but all too often it only focuses on points, badges, and leaderboards. In this presentation, Sanjeev goes beyond this, and shows you how you can apply gaming techniques to drive the right behaviours amongst end users and agents. Plus he shares examples of specific game techniques that can be applied to your service desk, based on Yukai Chou's Octalysis framework for gamification and behavioural design.
Take a look at this presentation to gain actionable insights based on game techniques when applied to the service desk; to take away advice on how to improve end user adoption (of the likes of self-service) and agent motivation. Plus learn a new behavioural design framework (Octalysis).
Different ways to pay for product development presentationSteve Owens
Different Ways to Pay for Product Development
There are many more ways to pay for product development than you may realize, including not paying for it at all. What is right for your situation will depend on your exact circumstances. You may wish to review the following before starting your next product development project
Different ways to pay for product development presentationSteve Owens
Sometimes it is just as important to know what not to do as it is to know what to do. Ignoring Product Development will result in your business going away.
How to Get the Most Out of Your Product ManagerAdam Nash
This is a light-hearted walkthrough of product managers for designers, intended to help bridge the gap in understanding about the different roles and how to make the product manager / designer relationship stronger and more productive.
Cents and Sensibility: Will your Technology Pay off?loriayre
Joint presentation with Gretchen Freeman of Salt Lake County Library and Kathleen Smith of Fresno County and me (Lori Ayre, The Galecia Group). PLA 2010 (Portland, OR).
Shadow IT - What is it, why it happens and how to resolveFreshservice
A lot of ITSM practitioners are bogged down by the concept of Shadow IT - the practice of purchasing or using technology for the workplace without the approval or knowledge of the IT department. This slide deck looks into why businesses resort to the practice of shadow IT, the various challenges and how to resolve the conflicts between IT and business units.
Read the complete story at http://blog.freshservice.com/shadow-it-bringing-it-out-of-the-shadows/
This article was originally published in The ITSM Review.
Who owns the AV department - Creating an AV Master PlanHarald Steindl
Audio Video Departments often struggle because of shrinking budgets. This presentation was given in February 2016 in Amsterdam during the ISE, the worlds biggest Audio Video Show.
(c) Harald Steindl http://www.haraldsteindl.eu
Your company is all about saving money to make money. But, did you know that your free spreadsheet based expense report is anything but free?
Play Concur's game, Beat the Sheet, and learn 7 ways your spreadsheet based expense report is really costing you more than you think.
Looking for more ways to cut costs?
Check out our latest whitepaper: http://bit.ly/smb_cutcosts
How to improve life on the Service Desk? Freshservice
At the end of 2015, the Service Desk Institute (SDI) and Freshservice jointly conducted research into life working on the IT service desk in 2016. This covered the key pain points for service desks and ITSM tools and vendors, as well as top service desk enhancements and priorities for 2016.
Watch this slide deck to know:
the survey results,
the root causes of service desk concern and friction, and
practical ways in which to tackle the most common obstacles and issues.
Find out how “normal” your service desk is and what you can do to improve things.
Using Cost of Delay to de-scale your organisation through decentralised decis...Michael Fagan
It isn’t enough to break down our portfolio into small pieces and execute them in isolation from one another. We must acknowledge that variance in knowledge work is a fact of life, specialists are scarce, people find new jobs, life happens. Rather than think of an organisation as individual parts to be managed, think of it as a living organism which adapts and responds as a whole.
By empowering people to take decisions based on objective data linked to a shared vision people are not simply playing a game according to a set of rules, they are responsible for the game.
Don Reinertsen in his seminal book "The Principles of Product Development Flow" states:
"If you only quantify one thing, quantify the Cost of Delay. "
In this talk I will present how the Cost of Delay can be derived from data your organisation has lying around how you can super charge decision making speed and consequently the flow of value.
A Formação Profissional tem valor estratégico para as empresas Portuguesas?shcunha9
Portuguese companies are still far from the European indicators on the training development. The question is: are Portuguese companies ready to a new training mindset after 4 EU Structural funding Programs with a strong focus on training?
In order to confirm the assumption “Portuguese companies do not attach strategic importance to Vocational Training", we found related studies that concluded:
- Investment in training is still minimal for Portuguese companies
- Investment in training is far below the European average
- Companies are very dependent on public funding to develop training
- SMEs do not invest in training mainly by lack of financial resources
- The Non SMEs are the most developed on professional training
We complement the studies analyzed in the study of the results of a survey applied to Portuguese companies. The survey was developed and applied by a training organization in 2013. The sample consisted on 213 Portuguese companies of various activity sectors. There were validated and analyzed 151 questionnaires.
We conclude that Portuguese companies, SMEs and non-SMEs, attach more functional than strategic value to Training. Training is most used for development of skills and technical improvement, performance, troubleshooting and response to legal and / or market / customers impositions.
Generally Portuguese companies do not focus as much on strategic value of Training for innovation, internationalization and competitiveness.
So the technology organisation introduced Agile, DevOps, and Cloud-based delivery. Why do they still suck in the eyes of the business? The answer lies in the management perspective which still relies on the 20th century thinking for 21st-century technologies. Using a major European car manufacturing company as a case study. Alan explains the management change necessary to get a better return on energy after digital transformations.
Experience Level Agreements: Why XLAs enable the SLA 2.0Marco Gianotten
User Experience (UX) in Enteprise IT is not artsy-fartsy. In today’s business environment, IT is getting too important to be steered with just technical and input-based metrics. Forget more 'content' with thicker Service Level Agreements (SLAs) and uber-complex Key Performance Indicators (KPIs); go for more context-based steering with UX. An XLA (exprience level agreement) completes the IT Governance mind.
A webinar by Barclay Rae on how to gamify your IT service desk, the various challenges involved and how to overcome these challenges.
Download the white paper on Gamfying your IT service desk by Barclay Rae from http://resources.freshservice.com/gamifying-your-service-desk.html
Sanjeev NC: 5 Game Techniques to Immediately Apply in Your Service DeskitSMF UK
Gamification in service management is nothing new, but all too often it only focuses on points, badges, and leaderboards. In this presentation, Sanjeev goes beyond this, and shows you how you can apply gaming techniques to drive the right behaviours amongst end users and agents. Plus he shares examples of specific game techniques that can be applied to your service desk, based on Yukai Chou's Octalysis framework for gamification and behavioural design.
Take a look at this presentation to gain actionable insights based on game techniques when applied to the service desk; to take away advice on how to improve end user adoption (of the likes of self-service) and agent motivation. Plus learn a new behavioural design framework (Octalysis).
Different ways to pay for product development presentationSteve Owens
Different Ways to Pay for Product Development
There are many more ways to pay for product development than you may realize, including not paying for it at all. What is right for your situation will depend on your exact circumstances. You may wish to review the following before starting your next product development project
Different ways to pay for product development presentationSteve Owens
Sometimes it is just as important to know what not to do as it is to know what to do. Ignoring Product Development will result in your business going away.
How to Get the Most Out of Your Product ManagerAdam Nash
This is a light-hearted walkthrough of product managers for designers, intended to help bridge the gap in understanding about the different roles and how to make the product manager / designer relationship stronger and more productive.
Cents and Sensibility: Will your Technology Pay off?loriayre
Joint presentation with Gretchen Freeman of Salt Lake County Library and Kathleen Smith of Fresno County and me (Lori Ayre, The Galecia Group). PLA 2010 (Portland, OR).
Shadow IT - What is it, why it happens and how to resolveFreshservice
A lot of ITSM practitioners are bogged down by the concept of Shadow IT - the practice of purchasing or using technology for the workplace without the approval or knowledge of the IT department. This slide deck looks into why businesses resort to the practice of shadow IT, the various challenges and how to resolve the conflicts between IT and business units.
Read the complete story at http://blog.freshservice.com/shadow-it-bringing-it-out-of-the-shadows/
This article was originally published in The ITSM Review.
Who owns the AV department - Creating an AV Master PlanHarald Steindl
Audio Video Departments often struggle because of shrinking budgets. This presentation was given in February 2016 in Amsterdam during the ISE, the worlds biggest Audio Video Show.
(c) Harald Steindl http://www.haraldsteindl.eu
Your company is all about saving money to make money. But, did you know that your free spreadsheet based expense report is anything but free?
Play Concur's game, Beat the Sheet, and learn 7 ways your spreadsheet based expense report is really costing you more than you think.
Looking for more ways to cut costs?
Check out our latest whitepaper: http://bit.ly/smb_cutcosts
How to improve life on the Service Desk? Freshservice
At the end of 2015, the Service Desk Institute (SDI) and Freshservice jointly conducted research into life working on the IT service desk in 2016. This covered the key pain points for service desks and ITSM tools and vendors, as well as top service desk enhancements and priorities for 2016.
Watch this slide deck to know:
the survey results,
the root causes of service desk concern and friction, and
practical ways in which to tackle the most common obstacles and issues.
Find out how “normal” your service desk is and what you can do to improve things.
Using Cost of Delay to de-scale your organisation through decentralised decis...Michael Fagan
It isn’t enough to break down our portfolio into small pieces and execute them in isolation from one another. We must acknowledge that variance in knowledge work is a fact of life, specialists are scarce, people find new jobs, life happens. Rather than think of an organisation as individual parts to be managed, think of it as a living organism which adapts and responds as a whole.
By empowering people to take decisions based on objective data linked to a shared vision people are not simply playing a game according to a set of rules, they are responsible for the game.
Don Reinertsen in his seminal book "The Principles of Product Development Flow" states:
"If you only quantify one thing, quantify the Cost of Delay. "
In this talk I will present how the Cost of Delay can be derived from data your organisation has lying around how you can super charge decision making speed and consequently the flow of value.
A Formação Profissional tem valor estratégico para as empresas Portuguesas?shcunha9
Portuguese companies are still far from the European indicators on the training development. The question is: are Portuguese companies ready to a new training mindset after 4 EU Structural funding Programs with a strong focus on training?
In order to confirm the assumption “Portuguese companies do not attach strategic importance to Vocational Training", we found related studies that concluded:
- Investment in training is still minimal for Portuguese companies
- Investment in training is far below the European average
- Companies are very dependent on public funding to develop training
- SMEs do not invest in training mainly by lack of financial resources
- The Non SMEs are the most developed on professional training
We complement the studies analyzed in the study of the results of a survey applied to Portuguese companies. The survey was developed and applied by a training organization in 2013. The sample consisted on 213 Portuguese companies of various activity sectors. There were validated and analyzed 151 questionnaires.
We conclude that Portuguese companies, SMEs and non-SMEs, attach more functional than strategic value to Training. Training is most used for development of skills and technical improvement, performance, troubleshooting and response to legal and / or market / customers impositions.
Generally Portuguese companies do not focus as much on strategic value of Training for innovation, internationalization and competitiveness.
The what, why and how of Social Media ROI: Business definitions, methodologies and situational narrative. This presentation's purpose is to clarify what ROI is and isn't within the context of Social Media and offers a basic explanation of how to tie Social Media activities to real ROI.
Would you invest money in a business venture that will yield no returns? Obviously not. Do you follow the same logic when it comes to presentations? After all, you are investing your time, energy and probably money into making a slideshow for a business conference or an academic seminar.
Now learn the secrets to calculate a presentation’s potential Return on Investment (ROI) from award winning founder of Empowered Presentations Yancey Unequivocally. Is it worth the investment?
• How to calculate the potential return on investment (ROI) of your presentation;
• Which are the 4 crucial factors that contribute to ROI of your presentation;
• Which information should be included or excluded from your slides for the greatest ROI;
• How to get information across to any audience that gives a boost to your business;
• How to turn your presentations into profit.
Find out how learning program return on investment (ROI) is effectively conveyed using specific tools, strategies, and best practices. Define measurable outcomes, and build a compelling case.
Learn more: http://www.lynda.com/Education-Elearning-training-tutorials/1792-0.html
Kirkpatrick's Levels of Training Evaluation - Training and DevelopmentManu Melwin Joy
Training and Development
Evaluation
Human resource
Management
Motivation
Psychology
Success
Organizational effectiveness
Personal growth
Change management
Service Level Objectives (SLO) have become steadily more relevant to many organizations adopting SRE best practices pioneered by Google. The promise of SLO methodology is appealing: provide a common ground for product teams and whole organizations to inform reliability, development, and even business decisions.
Although SLOs have been around for a long time, there is plenty of confusion and potential pitfalls on the journey to adopt it. A lot of attention and discussion is spent on technical implementation and tooling for SLI, SLO and error budget, however the major struggle and risk lie in a different dimension. More often than you would expect, individual teams and whole organizations spend months and even years to implement SLOs to end up with colourful dashboards which are then quickly abandoned. Does this sound familiar? In this talk Yury will discuss:
A typical journey organizations take implementing SLO methodology
Common pitfalls they run into along the way
How you can ensure your SLO journey takes you to the next maturity level
Utilize a Disruptive Analytics Approach to Deliver Great Digital ExperiencesRyan Bateman
Let's review a little misunderstanding our friends in IT (Development, Operations) and on the Business (Customer Service, Product, Marketing, Leadership) side have on the topic of Customer Experience (CX) analytics.
Sales Plays to Exceed Quota and Close Out This Year StrongSales Hacker
What You'll Learn:
- Deliver a compelling highly, interactive demo
- Design the ultimate sales presentation
- Avoid discounting by presenting proposals (instead of sending)
- Craft arresting use case stories
- Control meetings with simple meeting management principles
The second Service Matters' Ideas Lab was more than just a conference for senior housing leaders. It provided an opportunity to create ideas and network with fellow innovators. Whether you were there for thought-provoking debate, workshops or discussions, the Service Matters' Ideas Lab provided the perfect platform to generate innovative solutions for your business.
How to Make a Business Case for #Socialmedia Gain Social Media ROI with Crims...Dr. Natalie Petouhoff
Often times creating a business case for any initiative - whether it is a social media initiative or a traditional business endeavor can be difficult. This slide deck walks you through the steps to make a business case in 4 steps so you can get the funding you need when you present your idea to your senior leadership team.
Business Metrics and Web Marketing
What is "business metrics"? Type of metrics in business and aviation examples.
How to distinguish traditional and dynamic metrics?
What is Ad Words
What is Acquisition Cost
What is Bounce Rate?
Most Importantly what is "Conversion Rate"?
5 Steps to Getting Organizational Buy-In for Your Enterprise Software ProjectJeff Carr
When looking for a new enterprise software system, your organization must begin your journey by making a business case for enterprise software. This involves numerous steps, including determining an expected return on investment, anticipating total costs, and fully documenting the business case for investing in a new or upgraded system.
Find out how manufacturing and distribution companies can drive an effective justification process with this presentation deck.
Explore five critical areas needed to justify one of the most complex and resource-intensive initiatives your company will face:
- Assess your internal environment
- Fully document your current state
- Clearly map your future state
- Get a handle on total costs of upgrade or new enterprise system
- Accurately calculate ROI
Jason Fraser - A Leaders' Guide to Implementing Lean Startup in OrganisationsLean Startup Summit EMEA
The Leader's Guide Workshop walks through the 8 Sections of Eric Reis's Leader's Guide, breaking out each section into actions that you can take as a leader to bring Lean Startup to your organization. We'll cover some of the basics of Lean Startup and how to reframe them for easier consumption in your organisation, then delve into the difficult areas of people, money, and scale.
An FT Story: The PMO Evolution - Financial Times, Jo Dourou | FuturePMO 2019Wellingtone
In this presentation Jo guided delegates along the evolutionary journey of the PMO at the FT, spawning from an admin to a data-driven function. Establishing new technologies and automation at its core, the PMO has filled a void between Finance and IT, with its intelligent use of data.
Jo demonstrated how enhancing the communication and collaboration amongst business stakeholders, through the PMO, led to a more balanced and integrated approach in reaching business objectives and achieving greater financial transparency and performance.
Jo Dourou presented at FuturePMO 2019 which is a 1 day PMO conference hosted by Wellingtone. www.FuturePMO.com
Thoughts on productivity in software developmentMichael Vax
This talks explores different aspects of productivity in developing software.
- What is productivity and how to measure it
- Productivity on multiple levels
- Individual
- Team
- Organization
Patterns & Anti-patterns
In today’s changing digital landscape a key challenge is instilling the up to date skills and expertise within your organisation to embrace and leverage these changes. Choosing the right supplier to help you bridge this skills and expertise gap is crucial in helping you cope. In this discussion we cover some criteria that you should consider when assessing your options.
Preparing for ERP? 9 Steps to Minimizing Mistakes and Maximizing ROIJeff Carr
When looking for a new ERP system, your organization should take the time to evaluate software vendors and their systems to find the best fit for your needs. Equally important is to look internally and evaluate the level of readiness for ERP among your project team and throughout your company. This informative webinar helps companies jump-start their efforts when considering an ERP project.
Get the details on avoiding common pitfalls when preparing for ERP including:
- Project Management Strategies
- Executive Alignment
- Data Conversion
- Future State Visioning
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
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Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
1. ROI, Nonprofits & Technology
Initiatives
Beyond “How Much
Does It Cost?”
Beth Kanter, Beth’s Blog
Legal Services Corporation: TIG Conference
January 31, 2008
39. If Charlie, Jim, and Sharon had used
a ROI thinking the endings to these
stories would have been different …
40. Why Use ROI
• Measures contribution to mission
• Helps you understand the cultural change
issues for successful adoption
• Helps you decide whether to invest or not
• Focus on results, not tools and features
• Helps with forecasting staffing patterns,
available resources
• Alters management and program staff
perceptions of technology
41. ROI = Return on Investment
What does ROI really mean?
46. ROI = Return on Investment
A pre and/or post evaluation process
and analysis of benefits, costs, and
value of a specific technology
investment over time.
57. How much time will staff members save with laptops?
How does access to technology andProject Pilot
Laptop information improve services to client?
58.
59. Cost of travel time from monthly time sheet
Mileage
# Trips Needed w/out laptop
# Trips Needed w/laptop
Value of Shifted Time
60. Use ROI if Project …
• Long Life Cycle
• Mission Critical
• Linked to Strategic Goals
• Large Investment
• Visible or Controversial
• Large Target Audience
• And ….
64. Efficiency
• Improves the ability to maintain
a system
• Eliminates duplicate systems
• Accommodates increases in
workload or demand without
additional costs
• Reduces manual operations
• Improves efficiency
• Reduces Travel Cost/Time
65. Effectiveness
• Improves ability to deliver
• Improves access to services
• Improves access to information
• Improves accuracy
• Improves effectiveness of
information delivered
66. Keep in Mind
• Effectiveness and Efficiency go
hand in hand
77. Job Satisfaction
Productivity
Job Commitment
Work Environment
Morale
Typical Employee Retention
Innovation
Intangibles Competencies
Leadership
Team work
Cooperation
Decision-making
Communication
Client satisfaction
Client complaints
Client response time
78. Keep in Mind
• When gathering ROI data,
include all benefits regardless of
whether or not they initially
appear difficult to support or
quantify
79. Conversion Test
1. Does an acceptable, standard metric
exist for the measure?
2. Can the conversion be accomplished
with minimum resources?
4. Can the conversion process be described
to an executive director and secure their
buy-in in two minutes?
80. “Anything can be measured
in a way that is superior to
not measuring it at all“
85. Staff Surveys
Staff Interviews
Client surveys
Clients Interviews
Data from system
Task Analysis
Times Sheet Analysis
Articles
Field research
Observation
Secondary research reports
Benchmark studies
Budget and Financial Analysis
89. •Compare the total costs
of different solutions
•Compare the total costs
with the benefits
•Compare the costs
of not doing the project
•Identify pilot the goal to identify
cost/benefit
110. Summary
Focus on benefits, not features
Resist fondling the hammer
Don’t ignore intangibles
Don’t just present numbers only
Compare costs of alternatives,
cost/benefit, and cost of not doing
Pilot project to get credible numbers
Collect the data you need
Get buy-in by using a committee
111. Special thanks to
Marc Lauritsen
Douglas Simpson
Ed Marks
Michael L. Monahan
Cynthia A. Vaughn
Ron Wilhoite
Wayne Pressel