The document analyzes the risk involved in 10 banking stocks over a 10 year period. It finds that State Bank of India (SBI) had the lowest total risk or standard deviation of 0.1172, making it the lowest risk and most recommended stock for investment. SBI also had the lowest systematic/beta risk of 0.1047, while Punjab National Bank had the lowest unsystematic risk of 0.0325. Overall, the analysis found that the banking stocks had lower unsystematic than systematic risk, indicating banks effectively manage internal risk factors. SBI is suggested for investment due to having the lowest total risk.