HDFC Mutual Fund Product Suite Overview

HDFC Mutual Fund
PRODUCT SUITE
October 2017
OCTOBER 2018

ABOUT US
 HDFC Asset Management Company Ltd. (AMC) was incorporated in 1999. Housing Development
Finance Corporation Limited (HDFC) and Standard Life Investments Limited (SLI), the investment arm
of The Standard Life Group, UK are the promoters of the company.
 Experienced fund management and research team with experience of managing assets across market
cycles
 Strong emphasis on managing and controlling portfolio risk; avoids chasing the latest “fads and trends”
 Product offerings across asset and risk categories enabling investors to invest in line with their
investment objectives and risk taking capacity
 One of India`s premier fund houses with Quarterly Average AUM of over Rs. 3,06,360* Crore
Source AMFI
* As of 30th Sept 2018. 2
ABOUT US

FUND CLASSES ON OFFER
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SCHEME CATEGORIES ON OFFER
Equity Schemes
Hybrid Schemes
Debt Schemes
Solution Oriented Schemes
Other Schemes ( Index Funds, ETFs & FoFs)
Fixed Maturity Plans

INVESTMENT PHILOSOPHY (EQUITIES)
 The key belief is that over time, stock prices reflect their intrinsic values
 Our investment philosophy and process is primarily based on long term fundamentals, margin of safety and
effective diversification
 To create wealth over time, the key is capital protection and therefore we emphasize on the concept of margin
of safety
 We believe that it is possible to achieve higher portfolio returns through active management consistently over
the long term
 A strong focus on research.
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 Determination of interest rate trends, emphasis on high credit quality, controlling volatility on account of
interest rate swings and maintaining necessary portfolio liquidity are the key determinants of our fixed
income strategy. Portfolios are built to achieve optimal risk-adjusted total returns
 Extension or retraction of portfolio maturity / duration is effected only after a careful evaluation of yield
curves, spreads between quality issuers and market sectors
 Our emphasis is on instruments having high credit quality where the financial strength of the issuer (or
guarantor) is well-documented by major rating services. In addition, in-house credit analysis is relied upon to
arrive at relative positions within major rating categories
 This approach translates into the following:
 An investment style that is developed through an appraisal of the respective schemes’ investment
objectives, expectations and positioning, risk tolerance and unique needs
 Emphasis on portfolio quality in the implementation of our strategy, while using fundamental and
technical analysis to seek opportunities for profitable investments. The focus is on detailed and better
understanding of the business that we invest in
 Primary goal is the development and implementation of respective scheme portfolios such that optimal
risk-adjusted returns are achieved while maintaining good quality portfolio and liquidity
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INVESTMENT PHILOSOPHY (DEBT)

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Equity Schemes
Diversified Thematic
HDFC
Infrastructure Fund
ELSS
HDFC TaxSaver
Market Cap
Biased
Non Market
Cap Biased
Large Cap
HDFC Top 100 Fund
Mid Cap
HDFC Mid Cap Opportunities Fund
Large & Mid Cap
HDFC Growth Opportunities Fund
Small Cap
HDFC Small Cap Fund
Multi Cap
HDFC Equity Fund
Value
HDFC Capital Builder Value Fund
Focused
HDFC Focused 30 Fund
OPEN ENDED EQUITY SCHEMES

 A Fund with over 23 years track record of
existence
 A portfolio that invests in companies spanning
entire market capitalization
 Preference for strong companies - Strong
companies not only survive, but emerge stronger
in challenging times, reducing permanent losses
 Effective diversification of portfolio – The
portfolio has always been diversified across key
sectors and variables across the economy to
reduce risk
 A long-term approach to investing and a low
portfolio turnover
 Long term oriented, disciplined and consistent
approach to investments
 A strong dividend track record for the last decade
(8-13% dividend yield)
8
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date January 01. 1995
For details on dividend distribution, refer dividend history available on website, www.hdfcfund.com. Dividend declaration is subject to availability of
distributable surplus. There is no assurance or guarantee to Unit holders as to rate/quantum of dividend distribution or that the dividends will be paid regularly.
For further details on investment strategy, asset allocation and scheme facts refer Scheme Information Document/ Key Information Memorandum
HDFC EQUITY FUND
Key Facts
Type of Scheme
An open ended equity scheme
investing across large cap, mid cap &
small cap stocks.
Category of
Scheme
Multi Cap
Investment
Objective
To generate capital appreciation /
income from a portfolio,
predominantly invested in equity &
equity related instruments. There is
no assurance that the investment
objective of the Scheme will be
realized.
Fund Manager$ Prashant Jain
Exit Load
1% for redemptions within 1 year .
No exit load after 1 year
Benchmark NIFTY 500 Index (TRI)

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HDFCTOP 100 FUND (ERSTWHILE HDFCTOP 200 FUND)
Key Facts
Type of Scheme
predominantly investing in large
cap stocks
Category of
Scheme
Large-Cap Fund
Investment
Objective
To provide long-term capital
appreciation/income by investing
predominantly in Large-Cap
companies. There is no assurance
that the investment objective of
the Scheme will be realized.
Exit Load
 A diversified “Large Cap“ fund, the Investment
universe of which will be as defined by SEBI
from time to time.
 Current Investment universe: The universe of
“Large Cap” shall consist of 1st to 100th
company in terms of full market capitalization
 A minimum of 80% of the funds shall be
invested in large cap stocks.
 The fund with over 22 years track record of
existence
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas .
Scheme Inception Date October 11, 1996

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HDFC MID CAP OPPORTUNITIES FUND
Key Facts
Type of Scheme
predominantly investing in mid cap
stocks
Category of
Scheme
Mid Cap Fund
Investment
Objective
appreciation/income by investing
predominantly in Mid-Cap
companies. There is no assurance
Fund Manager$ Chirag Setalvad
Exit Load
Benchmark NIFTY Midcap 100 Index (TRI)
 A diversified “Mid Cap“ fund, that invests
predominantly in mid-cap stocks (65-100%), and
the balance in other than mid cap stocks and
debt securities and money market instruments.
 The Fund targets well managed midcap
companies that are growing well and available
at reasonable valuations
 The fund identifies companies with sound
financial strength and sustainable business
models with a focus on quality metrics like
ROCE & ROE.
 One of the largest funds in the mid-cap category
and in existence for more than 11 years*
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas
*In terms of Month end AUM as on August 31, 2018. Source – MFI . Scheme Inception Date : Jun 25, 2007

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HDFC SMALL CAP FUND
Key Facts
Type of
Scheme
predominantly investing in small cap
stocks
Category of
Scheme
Small Cap Fund
Investment
Objective
appreciation /income by investing
predominantly in Small-Cap
companies. There is no assurance that
the investment objective of the
Scheme will be realized.
Fund
Manager$
Chirag Setalvad
Exit Load
Benchmark NIFTY Small Cap 100 Index (TRI)
 A diversified “Small Cap“ fund, that invests
predominantly in Small-cap stocks (65-100%),
and the balance in other than small cap stocks
and debt securities and money market
instruments.
 Large investment universe for stock selection
 Focus on well managed small cap companies
with businesses operating in a niche
environment
 Identify businesses at a relatively early stage in
their life-cycle with focus on quality metrics like
ROCE & ROE
 Identifying companies with reasonable growth
prospects and sound financial strength and
sustainable business.
 Seeking undervalued businesses
 The fund with over 10 years track record of
existence
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas .
Scheme Inception Date – April 03, 2008

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HDFC Growth Opportunities Fund (Erstwhile HDFC Large Cap Fund)
Key Facts
Type of Scheme
investing in both large cap and mid
cap stocks
Category of
Scheme
Large & Mid Cap Fund
Investment
Objective
To generate long term capital
appreciation/income from a
portfolio, predominantly invested in
equity and equity related
instruments. There is no assurance
that the investment objective of the
Fund Manager$ Vinay R. Kulkarni
Exit Load
Benchmark NIFTY Large - Midcap 250 Index (TRI)
 A diversified portfolio of equity and equity
related securities of predominantly large cap and
midcap companies
 Minimum exposure of 35% into large caps and
35% into mid caps to ensure market cap
diversification
 Focus on companies spanning entire market
capitalization which:
 a) are likely to achieve above average growth;
 b) enjoy distinct competitive advantages;
 c) have superior financial strength;
 d) are trading at relatively attractive valuations;
and/or
 e) have value unlocking potential.
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – February 18, 1994

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HDFC Focused 30 Fund (ERSTWHILE HDFC CORE & SATELLITE FUND)
Key Facts
Type of
Scheme
investing in maximum 30 stocks in
large-cap, mid-cap and small-cap
category (i.e. Multi-Cap)
Category of
Scheme
Focused Fund
Investment
Objective
To generate long term capital
appreciation/income by investing in
equity & equity related instruments
of up to 30 companies. There is no
assurance that the investment
realized.
Fund
Manager$
Vinay R. Kulkarni
Exit Load
 Focused portfolio of 30 companies
 Focus on well managed companies across
different market cap segments - i.e. large, mid-
cap and small cap.
 Identifying companies with reasonable growth
prospects.
 Identify companies with sound financial strength
and sustainable business.
The Scheme aims to maintain a reasonably diversified
portfolio at all times comprising stocks across various
sectors of the economy to reduce sector specific risks
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – September 17, 2004
For further details on investment strategy, asset allocation and scheme fScheme Inception acts refer Scheme Information Document/ Key Information
Memorandum

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HDFC CAPITAL BUILDERVALUE FUND (Erstwhile HDFC Capital Builder Fund)
Key Facts
Type of Scheme
following a value investment
strategy
Category of
Scheme
Value Fund
Investment
Objective
To achieve capital
appreciation/income in the long
term by primarily investing in
undervalued stocks. There is no
realized.
Fund Manager$ Miten Lathia
Exit Load
 A Fund with over 20 years track record of existence
 Invests in strong companies which are reasonably
valued
 Value bias: The Scheme will generally maintain a
minimum of 50% of the equity portfolio in stocks
where the trailing P/E (Price/Earnings) or trailing P/B
(Price /Book Value) Ratio is less than Median P/E or
P/B of stocks in the NSE 500 Index
 No Market cap or sector bias: Being a multi-cap fund
the fund attempts to have good representation
across market capitalizations based on opportunity
and risk-reward without any sectoral bias
 4 guiding principles for portfolio creation:
1. Focus on buying value stocks
2. Bottom-up stock picking within sector
3. Sectoral diversification
4. Ensuring consistency of risk adjusted returns
 Effective diversification across a wide area of
sectors to manage risk

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HDFCTAXSAVER
Key Facts
Type of Scheme
An Open-ended Equity
Linked Savings Scheme
with a statutory lock in of
3 years and tax benefit
Category of Scheme
Equity Linked Savings
Scheme
Investment Objective
To generate capital
appreciation / income
from a portfolio,
comprising predominantly
of equity & equity related
instruments. There is no
assurance that the
investment objective of
the Scheme will be
realized.
Fund Manager$ Vinay R. Kulkarni
Exit Load NIl
Investment Rationale
 Well diversified equity fund
 Fund ideally positioned to take advantage of impending
growth phase in the Indian economy
 The fund endeavors to give investors a superior post
tax return as compared to traditional tax saving
instruments since inception
Fund Suitability
 Considering to invest for tax planning and avail benefit
of tax deduction u/s 80C of the Income – Tax Act, 1961
 Looking for an alternative to traditional tax saving
instruments
 Willing to invest in a diversified equity fund with
minimum lock-in period of three years
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – March 31, 1996.
For further details on investment strategy, asset allocation and scheme facts refer Scheme Information Document/ Key Information Memorandum.
The information given herein is as per prevailing tax laws. Investors should be aware that fiscal rules/tax laws may change and there can be no guarantee that the
current tax position may continue indefinitely. In view of individual nature of tax consequences, please consult your professional tax advisor.

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HDFC Infrastructure Fund
Key Facts
Type of Scheme
An open-ended equity
scheme following
infrastructure theme
Category of Scheme Thematic Fund
To seek long-term capital
appreciation/income by
investing predominantly in
equity and equity related
securities of companies
engaged in or expected to
benefit from the growth and
development of
infrastructure. There is no
assurance that the
investment objective of the
Fund Manager$ Srinivas Rao Ravuri
Exit Load NIL
Investment Rationale
 HDCF Infrastructure Fund is ideally positioned to
benefit from
 Infrastructure thrust in India –
 Power
 Road & Railways
 Clear government focus
 Land & Mining laws tweaked, Labour
laws changes likely
 Localisation of “Defence” procurement
 With attractive valuations and prospects of
economic recovery, risk reward may be favorable
for the scheme over medium to long term.
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas . Scheme Inception Date – March 10, 2008
HDFC AMC/MF is not guaranteeing or promising any returns.

Returns
Risk
BALANCED FUNDS
AN INTRODUCTION
 Broadly, hybrid funds target returns greater than
debt schemes with lower volatility than equity
schemes
 Hybrid funds provide investors the growth of equity
with the stability of debt
 A hybrid fund is a portfolio generally comprising
debt instruments, convertible securities, preference
and equity shares
 Assets are generally held in predefined proportion of
debt / money market securities and equities
In view of the individual circumstances and risk profile, each investor is advised to consult his / her professional advisor before making a decision to invest.
Returns may or may not be proportionate to the risk. 18
Arbitrage Fund
HDFC
Arbitrage Fund
Conservative
Hybrid Fund
HDFC Hybrid
Debt Fund
Equity
Savings Fund
HDFC Equity
Savings Fund
Multi- Asset
Allocation
HDFC Multi
Asset Fund
Aggressive
Hybrid Fund
HDFC Hybrid
Equity Fund
Balanced
Advantage Fund
HDFC Balanced
Advantage Fund

 Aims to generate income through arbitrage
opportunities arising out of pricing mismatch in
a security between different markets or as a
result of special situations.
 Completely hedged positions, neutralizes
market risk (volatility) and targets absolute
returns irrespective of market conditions.
 Enhance portfolio returns using different trading
strategies within derivatives segment
 Balance of safety, returns and liquidity
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$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas . Scheme Inception Date – October 23, 2007
HDFC Arbitrage Fund
Key Facts
Type of
Scheme
An open ended scheme investing in
arbitrage opportunities
Category of
Scheme
Arbitrage Fund
Investment
Objective
To generate income through arbitrage
opportunities and debt & money
market instruments. There is no
realized.
Fund
Manager$
Krishan Kumar Daga
Exit Load
0.25 for redemptions within 1 month .
No exit load after 1 month
Benchmark NIFTY 50 Arbitrage Index

 Hybrid strategy with upto 25% exposure to
equities
 Targets returns higher than debt schemes with
volatility lower than equity schemes
 Ideal for conservative and risk averse investors
looking for controlled equity exposure
 Investment philosophy for fixed income : Safety,
Liquidity and Returns are emphasized in that
order
 Investment philosophy for Equity exposure is to
maintain an effectively diversified portfolio with
focus on:
 Sound quality companies
 Companies / businesses with superior
growth prospects that are available at a
reasonable price
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$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – December 26, 2003
HDFC Hybrid Debt Fund (Erstwhile HDFC MF Monthly Income Plan - Long Term Plan after merger of HDFC
MF Monthly Income Plan - Short Term Plan therein)
Key Facts
Type of Scheme
An open-ended hybrid scheme investing
predominantly in debt instruments
Category of Scheme Conservative Hybrid Fund
Investment
Objective
To generate income/capital appreciation
by investing primarily in debt securities,
money market instruments and moderate
exposure to equities. There is no assurance
Fund Manager$ Shobhit Mehrotra & Prashant Jain
Exit Load
• In respect of each purchase / switch-in
of Units, 15% of the units (“the limit”)
may be redeemed without any exit load
from the date of allotment.
• Any redemption in excess of the limit
shall be subject to the following exit
load: - Exit load of 1.00% is payable if
Units are redeemed / switched-out
within 1 year from the date of allotment
of units. No Exit Load after 1 Year.
Benchmark
NIFTY 50 Hybrid Composite Debt 15:85
Index

HDFC Equity Savings Fund seeks to provide an optimal
mix of equity, debt and arbitrage opportunities.
Why Invest in HDFC Equity Savings Fund?
 Long term growth – Controlled equity allocation to
take advantage of the long term potential of
equities. (15-40%)
 Regular Income – Debt securities (10-35%) and
arbitrage securities (25-75%) reduce volatility and
aid regular income.
 Efficient Taxation# – Better tax efficiency than debt
funds
 Low Fund Volatility – Fixed income exposure and
hedged exposure (arbitrage) reduces funds volatility
inherent to directional equity exposure
 Diversified Asset Allocation – Regular balancing
between asset classes based on market conditions
and outlook.
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$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas . Scheme Inception Date : September 17, 2004
In view of the individual circumstances and risk profile, each investor is advised to consult his / her professional advisor before making a decision to invest. # provided the scheme meets the
criteria as an equity oriented scheme as per prevalent Income tax laws. HDFC Mutual Fund/AMC is not guaranteeing return on investments made in the scheme. The information given herein is
as per prevailing tax laws. Investors should be aware that fiscal rules/tax laws may change and there can be no guarantee that the current tax position may continue indefinitely.
HDFC Equity Savings Fund
Key Facts
Type of
Scheme
An open ended scheme investing in equity, arbitrage
and debt
Category of
Scheme
Equity Savings Fund
Investment
Objective
To provide capital appreciation by investing in Equity
& equity related instruments, Arbitrage opportunities,
and Debt & money market instruments. There is no
assurance that the investment objective of the
scheme will be realized.
Fund
Manager$
Vinay R. Kulkarni & Krishan Kumar Daga (Equity
Assets) & Anil Bamboli (Debt Assets)
Exit Load
• In respect of each purchase / switch-in of Units,
15% of the units (“the limit”) may be redeemed
without any exit load from the date of allotment.
• Any redemption in excess of the limit shall be
subject to the following exit load: - Exit load of
1.00% is payable if Units are redeemed / switched-
out within 1 year from the date of allotment of
units. No Exit Load after 1 Year.
Benchmark
40% NIFTY 50 Arbitrage Index,30% Crisil Short Term
Bond Fund Index and 30% NIFTY 50 TR Index

 A diversified portfolio of equity & equity related
instruments, debt & money market instruments
and Gold with minimum exposure of 10% in
each of the above asset classes
 As per the current investment strategy the
scheme invests in the range of 65% – 80% of its
corpus in equity. And the exposure to debt &
Gold and Gold related instruments ranges
between 10% -25%*
 Ideal for investors looking for a well diversified
portfolio across asset classes to:
 Benefit from the growth of equities and
 Provide the stability of debt markets
 Hedge against market uncertainties and
inflation via Gold exposure
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$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date : August 17, 2005
*The current investment strategy may change based on the market outlook.
HDFC Multi Asset Fund (Erstwhile HDFC Multiple Yield Fund - Plan 2005)
Key Facts
Type of Scheme
An open ended scheme investing in
Equity and Equity related instruments,
Debt & Money Market Instruments
and Gold
Category of Scheme Multi Asset Allocation
Investment
Objective
The objective of the Scheme is to
generate long term capital
appreciation/income by investing in a
diversified portfolio of equity & equity
related instruments, debt & money
market instruments and Gold. There is
no assurance that the investment
realized.
Fund Manager$
Anil Bamboli (Debt Assets)
Chirag Setalvad (Equity Assets)
Krishan Kumar Daga (Gold Assets)
Exit Load
1% for redemptions with 12 months .
No exit load after 12 months
Benchmark
90% NIFTY 50 Hybrid Composite Debt
65:35 Index + 10% Domestic Price of
Gold

 Targets returns greater than debt schemes with
lower volatility than equity schemes
 Aims at equity exposure ranging between 65%
and 80% and the rest in debt, REITs, INVITs and
Non Convertible Preference Shares
 Retains flexibility to invest across market
capitalisation in equity and across duration
buckets in debt
 Ideal for investors looking for a well diversified
portfolio across asset classes to:
 Benefit from the growth of equities and
 Provide the stability of debt markets
 Fund with over 18 Year track record of existence
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$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas . Scheme Inception Date : September 11, 2000
Effective close of business hours of June 1, 2018, HDFC Balanced Fund merged with HDFC Premier Multi Cap Fund (HDFC Hybrid Equity Fund after changes in
fundamental attributes). For further details on investment strategy, asset allocation and scheme facts refer Scheme Information Document/ Key Information
Memorandum.
HDFC Hybrid Equity Fund (Erstwhile HDFC Balanced Fund and HDFC Premier Multi-Cap Fund)
Key Facts
Type of Scheme
An open ended hybrid scheme investing
predominantly in equity and equity related
instruments.
Category of Scheme Aggressive Hybrid Fund
The investment objective of the Scheme is to
generate capital appreciation / income from a
portfolio, predominantly of equity & equity
related instruments. The Scheme will also
invest in debt and money market instruments.
There is no assurance that the investment
objective of the Scheme will be realized.
Exit Load
• In respect of each purchase / switch-in of
Units, 15% of the units (“the limit”) may be
redeemed without any exit load from the
date of allotment.
• Any redemption in excess of the limit shall
be subject to the following exit load: - Exit
load of 1.00% is payable if Units are
redeemed / switched-out within 1 year
from the date of allotment of units. No Exit
Load after 1 Year.
Benchmark NIFTY 50 Hybrid Composite Debt 65:35 Index

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HDFC Balanced Advantage Fund (Erstwhile HDFC Prudence Fund and HDFC Growth Fund)
Key Facts
Type of Scheme An open ended Balanced Advantage Fund
Category of Scheme Balanced Advantage Fund
Investment
Objective
To provide long term capital appreciation /
income from a dynamic mix of equity and
debt investments. There is no assurance
Exit Load
• In respect of each purchase / switch-in
of Units, upto 15% of the units (“the
limit”) may be redeemed without any
exit load from the date of allotment.
• Any redemption in excess of the limit
shall be subject to the following exit
load: - Exit load of 1.00% is payable if
Units are redeemed / switched-out
within 1 year from the date of allotment
of units. No Exit Load after 1 Year.
Benchmark
NIFTY 50 Hybrid Composite Debt 65:35
Index
 Spreading the investment into two broad divisions –
equities and debt (0-100% in either of the asset class)
as per fund managers view over medium to long term
 The fund endeavors to give twin advantage, the
growth potential of equity as well as strong
foundation of debt
 Aims at long term capital appreciation through equity
exposure ranging between 65 – 75%#
 The debt-equity mix at any point of time will be a
function of various factors such as interest rates,
equity valuation, medium to long-term outlook of the
asset classes, risk management and others
 Largest* Equity Oriented Hybrid Fund in India with a
AUM of ~ INR 39,215 crores as on 31st August, 2018.
 The Fund has paid dividends in each of last 19
years$$
*Source: MFI. # As per current investment strategy which is subject to change based on prevailing market and economic conditions. $$ Effective close of business hours of June 1, 2018, HDFC
Prudence Fund merged with HDFC Growth Fund (HDFC Balanced Advantage Fund after changes in fundamental attributes). As the portfolio characteristics and the broad investment strategy of HDFC
Balanced Advantage Fund is similar to that of erstwhile HDFC Prudence Fund, the track record i.e. since inception date, dividend hsitory and past performance of erstwhile HDFC Prudence Fund has
been considered, in line with SEBI circular on Performance disclosure post consolidation/ merger of scheme dated April 12, 2018. For details on dividend distribution, refer dividend history available
on website, www.hdfcfund.com. Dividend declaration is subject to availability of distributable surplus. There is no assurance or guarantee to Unit holders as to rate/quantum of dividend distribution
or that the dividends will be paid regularly. For further details on investment strategy, asset allocation and scheme facts refer Scheme Information Document/ Key Information Memorandum.

26
Debt Schemes
Duration Based
HDFC Overnight Fund
OPEN ENDED DEBT SCHEMES
HDFC Money Market Fund
HDFC Low Duration Fund
HDFC Short Term Debt Fund
HDFC Medium Term Debt
Fund
HDFC Income Fund
Theme Based
HDFC Gilt Fund
HDFC Banking & PSU Debt
Fund
HDFC Corporate Bond Fund
HDFC Floating Rate Debt
Fund
HDFC Credit Risk Fund
HDFC Dynamic Debt Fund
HDFC Liquid Fund
HDFC Ultra Short Term Fund

DURATION BASED DEBT SCHEMES
AN OVERVIEW
27

 Ideal for parking surplus money pending
deployment upto 3 months.
 The scheme invests upto 100% of its assets in
debt and money market instruments with
overnight maturity.
 Investments under the Scheme would be made
predominantly in Collateralised Borrowing &
Lending Obligations (CBLO), overnight reverse
repos and fixed income securities/instruments
with overnight maturity.
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Scheme Inception Date : February 06, 2002
HDFC Overnight Fund (Erstwhile HDFC Cash Management Fund - Call Plan)
Key Facts
Type of Scheme
An open ended debt scheme
investing in overnight securities
Category of
Scheme
Overnight Fund
Investment
Objective
To generate returns by investing in
debt and money market
instruments with overnight
maturity. There is no assurance that
the investment objective of the
Fund Manager Anil Bamboli
Exit Load NIL
Benchmark CRISIL CBLO Index

 Ideal for parking surplus money pending
deployment or for meeting contingencies.
 The scheme is ideal for those with an
investment horizon of up to 3 months.
 The Scheme invests in debt and money market
instruments with residual maturity not
exceeding 91 days, subject to regulatory
changes from time to time.
 Aims to generate stable income
 High liquidity
 Low credit risk
 Suitable for investment even for a single day
 No lock-in, no entry / exit load
29
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – October 17, 2000
HDFC Liquid Fund
Key Facts
Type of Scheme
An Open-ended Liquid Scheme
Category of
Scheme
Liquid Fund
Investment
Objective
To generate income through a
portfolio comprising money market
and debt instruments. There is no
realized.
Fund Manager$ Anupam Joshi
Exit Load NIL
Benchmark CRISIL Liquid Fund Index

30
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – September 25, 2018
 Focuses on investing in debt securities and
money market instruments such that the
Macaulay Duration of the portfolio is between 3
and 6 months.
 A well-diversified portfolio of debt (including
securitised debt) and money market instruments
 Aims to maintain high degree of liquidity with
low levels of interest rate risk.
 The scheme is ideal for those with an investment
horizon of 2-6 months.
Key Facts
Type of Scheme
An open ended ultra-short term
debt scheme investing in
instruments such that the
Macaulay Duration of the portfolio
is between 3 months and 6
months.
Category of
Scheme
Ultra Short Duration Fund
Investment
Objective
To generate income / capital
appreciation through investment in
debt securities and money market
Fund Manager$ Anil Bamboli
Exit Load
NIL
Benchmark CRISIL Ultra Short Term Debt Index

 Invests into money market instruments having
maturity of upto 1 year
 Money market instruments includes commercial
papers, commercial bills, treasury bills,
Government securities having an unexpired
maturity upto one year, call or notice money,
certificate of deposit, usance bills and any other
like instruments as specified by the Reserve
Bank of India from time to time
 Suitable for investments with a horizon of 3 to 6
months
 Low levels of interest rate risks
31
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception date – November 18, 1999
HDFC Money Market Fund (Erstwhile HDFC Cash Management Fund - Savings Plan)
Key Facts
Type of Scheme
investing in money market
instruments
Category of
Scheme
Money Market Fund
Investment
Objective
appreciation by investing in money
market instruments. There is no
realized.
Exit Load NIL

 Focuses on investing in debt securities and
money market instruments such that the
Macaulay Duration of the portfolio is between 6
and 12 months.
 A well-diversified portfolio of debt (including
securitised debt) and money market instruments
 Aims to generate returns commensurate with
low levels of interest rate risk.
 The scheme is ideal for those with an investment
32
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – November 18, 1999
HDFC Low Duration Fund (Erstwhile HDFC Cash Management Fund - Treasury Advantage Plan)
Key Facts
Type of Scheme
An open ended low duration debt
scheme investing in instruments
such that the Macaulay Duration of
the portfolio is between 6 months
and 12 months
Category of
Scheme
Low Duration Fund
Investment
Objective
appreciation through investment in
debt securities and money market
Exit Load
NIL

 Focuses on generating regular income by
investing in debt & money market instruments
while
 The scheme aims to maintain a Macaulay
Duration 1 to 3 years.
 The focus is on returns through interest accruals
by building a relatively higher quality credit
portfolio with a shorter maturity profile.
 The scheme is ideal for an investment horizon of
6-12 months.
33
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date : June 25, 2010
HDFC Short Term Debt Fund (Erstwhile HDFC Short Term Opportunities Fund)
Key Facts
Type of Scheme
An open ended short term debt
the portfolio is between 1 year and
3 years.
Category of
Scheme
Short Duration Fund
Investment
Objective
appreciation through investments
in Debt and Money Market
Instruments. There is no assurance
Exit Load
NIL
Benchmark CRISIL Short Term Bond Fund Index

 Invests in debt, money market and related
instruments of various maturities
 Attempts to maintain a Macaulay Duration of
the portfolio between 3 to 4 years under normal
circumstances.
 The Fund follows a duration management
strategy by keeping a close watch on various
domestic and global macro-economic variables.
 The fund is ideal for those with an investment
34
HDFC MediumTerm Debt Fund (Erstwhile HDFC High Interest Fund - Short Term Plan)
Key Facts
Type of Scheme
An open ended medium term debt
the portfolio is between 3 years
and 4 years
Category of
Scheme
Medium Duration Fund
Investment
Objective
in Debt and Money Market
Instruments. There is no assurance
Fund Manager$ Shobhit Mehrotra
Exit Load
NIL

 Focuses on generating returns over a medium to
long term by investing in debt securities and
money market instruments.
 The fund attempts to maintain a portfolio
Macaulay Duration between 4 to 7 years under
normal circumstances.
 The Fund focuses on optimizing returns while
maintaining a balance of safety, yield and
liquidity.
investment horizon of 12-18 months.
35
$ Dedicated Fund Manager for Overseas Investments : Scheme Inception Date – September 11, 2000
HDFC Income Fund (Erstwhile HDFC High Interest Fund - Short Term Plan)
Key Facts
Type of Scheme
An open ended medium term debt
the Portfolio is between 4 years
and 7 years
Category of
Scheme
Medium to Long Duration Fund
Investment
Objective
in debt and money market
Exit Load
0.25% upto 1 month .
No exit load after 1 month
Benchmark CRISIL Composite Bond Fund Index

THEME BASED DEBT SCHEMES
AN OVERVIEW
36

 Fund invests in sovereign securities issued by
the Central and State Governments in India
across maturities, on the basis of interest rate
outlook.
 The fund focuses on offering credit risk free
returns over a medium to long term.
 Global & Local macroeconomic variables such as
growth, inflation, currency & liquidity are
evaluated to arrive at an interest rate outlook &
position the portfolio accordingly.
 A well managed portfolio of sovereign securities
with a track record of existence of over 17 years.
37
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – July 25, 2001
HDFC Gilt Fund (Erstwhile HDFC Gilt Fund - Long Term Plan)
Key Facts
Type of Scheme
investing in government securities
across maturities
Category of
Scheme
Gilt Fund
Investment
Objective
To generate credit risk-free returns
through investments in sovereign
securities issued by the Central
Government and/or State
Government. There is no assurance
Exit Load
NIL
Benchmark CRISIL Dynamic Gilt Index

 HDFC Banking & PSU Fund focuses on
generating regular income by investing
predominantly (a minimum of 80%) in debt
securities issued by Public Sector Undertakings
(PSUs), Public Financial Institutions (PFIs),
banking companies, and municipal bonds.
 The defined universe of securities ensures
relatively high credit quality of the portfolio.
 Benefits from interest accruals.
38
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date : March 26, 2014
HDFC Banking and PSU Debt Fund
Key Facts
Type of Scheme
predominantly investing in debt
instruments of Banks, Public Sector
Undertakings, Public Financial
Institutions and Municipal Bonds
Category of Scheme Banking and PSU Fund
Investment
Objective
appreciation through investments in
debt and money market instruments
consisting predominantly of
securities issued by entities such as
Scheduled Commercial Banks (SCBs),
Public Sector undertakings (PSUs),
Public Financial Institutions (PFIs),
Municipal Corporations and such
other bodies. There is no assurance
Exit Load NIL

 Fund focuses on generating generate income by
investing predominantly (minimum 80%) in
corporate bonds rated AA+ and above and
 Developing a well-diversified portfolio of debt
(including securitised debt) and money market
instruments, with a short to medium term view.
 The scheme focuses on maximising income
while maintaining an optimal balance of yield,
safety, & liquidity.
39
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date : June 29, 2010
HDFC Corporate Bond Fund (Erstwhile HDFC Medium Term Opportunities Fund after merger of HDFC
Floating Rate Income Fund - Long Term Plan and HDFC Gilt Fund - Short Term Plan therein)
Key Facts
Type of Scheme
predominantly investing in AA+ and
above rated corporate bonds.
Category of Scheme Corporate Bond Fund
Investment
Objective
predominantly in AA+ and above
rated corporate bond. There is no
realized.
Exit Load
NIL

 Invests predominantly in short term floating rate
debt securities, fixed rate debt instruments
swapped for floating rate returns, & money
market instruments.
 Currently the scheme is positioned at the
shorter end of the yield curve.
 The ideal investment horizon in this fund is 3-6
months.
40
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – January 16, 2003
HDFC Floating Rate Debt Fund (Erstwhile HDFC Floating Rate Income Fund - Short Term Plan
Key Facts
Type of Scheme
predominantly investing in floating
rate instruments (including fixed rate
instruments converted to floating
rate exposures using swaps /
derivatives)
Category of Scheme Floater Fund
Investment
Objective
appreciation through investment in a
portfolio comprising substantially of
floating rate debt, fixed rate debt
instruments swapped for floating
rate returns and money market
Exit Load
NIL

 Focuses on returns and regular income by
investing predominantly in AA and below rated
corporate debt
 Invest a minimum of 65% into a diversified
portfolio of debt securities, with as rating of AA
and below ( excluding AA+ rated bonds)
 While credit risk of such instruments is higher,
the disciplined strategy for credit research gives
an additional edge to the overall debt portfolio.
 Lower rated securities have higher interest
accruals
 The scheme is ideal for an investment horizon of
over 18 months.
41
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – March 25, 2014
HDFC Credit Risk Debt Fund (Erstwhile HDFC Corporate Debt Opportunities Fund after merger of
HDFC Regular Savings Fund therein)
Key Facts
Type of Scheme
An open ended debt scheme predominantly
investing in AA and below rated corporate bonds
(excluding AA+ rated corporate bonds).
Category of Scheme Credit Risk Fund
To generate income / capital appreciation by
investing predominantly in AA and below rated
corporate debt. There is no assurance that the
investment objective of the Scheme will be
realized.
Exit Load
• In respect of each purchase / switch-in of
Units, 15% of the units (“the limit”) may be
redeemed without any exit load from the date
of allotment.
• Any redemption in excess of the limit shall be
subject to the following exit load: -Exit load of
1.00% is payable if Units are redeemed /
switched-out within 12 months from the date
of allotment /
• 0.50% if Units are redeemed/switched-out
within 18 month , from the date of allotment of
units.
• No Exit Load after 18 months from the date of
allotment.

 Fund invests in debt, money market and related
instruments across maturities on the basis of
the expected interest rate outlook.
 The fund follows an active duration
management strategy. It may also tactically
change allocations between Gilt & other debt &
Money Market Instruments. .
 Further, the Fund looks for opportunities across
the curve both on the GILT as well as the
corporate bond markets in order to capture
spread movements.
42
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – April 28, 1997
HDFC Dynamic Debt Fund (Erstwhile HDFC High Interest Fund - Dynamic Plan)
Key Facts
Type of Scheme
An open ended dynamic debt Scheme
investing across duration
Category of
Scheme
Dynamic Bond Fund
Investment
Objective
appreciation by investing in a range of
debt and money market instruments.
There is no assurance that the
investment objective of the Scheme
will be realized.
Exit Load
0.50% for redemptions within 6
months .
No exit load after 6 months

SOLUTION ORIENTED SCHEMES
AN OVERVIEW
43

 Long term investment vehicle targeting
retirement corpus
 Choice of 3 plans – Depending on age and risk
profiles
‒ Equity Plan
‒ Hybrid Equity Plan
‒ Hybrid Debt Plan
 Investments in the scheme qualify for benefits
U/s 80 C of the Income tax Act, 1961
 Product offerings across asset and risk
categories
 Enabling investors to invest in line with their
investment objectives and risk taking capacity
44
The information given herein is as per prevailing tax laws. Investors should be aware that fiscal rules/tax laws may change and there can be no guarantee that the
current tax position may continue indefinitely. In view of individual nature of tax consequences, please consult your professional tax advisor.
HDFC Retirement Savings Fund (A notified Tax Savings Cum Pension Scheme)
(Equity Plan, Hybrid Equity Plan & Hybrid Debt Plan)
Key Facts
Type of Scheme
An open ended retirement solution oriented
scheme having a lock-in of 5 years or till retirement
age (whichever is earlier)
Category of Scheme Retirement Fund
Investment
Objective
The investment objective of the Investment Plans
under the Scheme is to provide long-term capital
appreciation / income by investing in a mix of
equity and debt instruments to help investors
meet their retirement goals. There is no assurance
that the investment objective of the Scheme will
be realized
Fund Manager$
Chirag Setalvad (Equity Assets)
Shobhit Mehrotra (Debt Assets)
Exit Load
NIL
Benchmark
Equity Plan - NIFTY 500 Index
Hybrid- Equity Plan - NIFTY 50 Hybrid Composite
Debt 65:35 Index
Hybrid-Debt Plan - NIFTY 50 Hybrid Composite
Debt 15:85 Index

 Meant for all children below the age of 18 years
 Healthy allocation towards equities which is an
ideal long-term asset class coupled with debt
allocation which provides stable returns
 Personal accident insurance for parent/ legal
guardian of up to Rs 10 lakhs*
 Investments can be made on a lump sum or SIP
basis and there is no limit to the number of
transactions in any given year. No maximum
limit on investment
 Easy hassle free withdrawal options
 Benefit from the long term potential of equity
while maintaining the stability of debt
45
$ Dedicated Fund Manager for Overseas Investments : Rakesh Vyas. Scheme Inception Date – March 02, 2001
*Subject to the terms and conditions of the Scheme & the Group Personal Accident Insurance Policy.
HDFC Children’s Gift Fund
Key Facts
Type of Scheme
An open ended fund for investment for children
having a lock-in for at least 5 years or till the child
attains age of majority (whichever is earlier)
Category of
Scheme
Children’s Fund
Investment
Objective
To generate capital appreciation / income from a
portfolio of equity & equity related instruments
and debt and money market instruments. There is
no assurance that the investment objective of the
Scheme will be realized
Exit Load
NIL
Benchmark NIFTY 50 Hybrid Composite Debt 65:35 Index

47
Index Funds
• HDFC Index Fund -
NIFTY 50 Plan
• HDFC Index Fund -
SENSEX Plan
Exchange
Traded Funds
• HDFC NIFTY 50 ETF
• HDFC Sensex ETF
• HDFC Gold ETF
Fund of Funds
• HDFC Gold Fund
• HDFC Dynamic PE
Ratio Fund of
Funds

48
HDFC Index Funds
HDFC Index Fund - NIFTY 50 Plan (Erstwhile
HDFC Index Fund - NIFTY Plan)
HDFC Index Fund - SENSEX Plan (Erstwhile
HDFC Index Fund - SENSEX Plan & SENSEX
Plus Plan)
Type of
Scheme
An open ended scheme replicating/tracking
NIFTY 50 Index
An open-ended scheme replicating/ tracking
S&P BSE SENSEX Index
Category of
Scheme
Index Fund Index Fund
Investment
Objective
generate returns that are commensurate with
the performance of the NIFTY 50 Index,
subject to tracking errors. There is no
generate returns that are commensurate with
the performance of the S&P BSE SENSEX Index,
subject to tracking errors There is no
Fund
Manager$
Krishan Kumar Daga Krishan Kumar Daga
Exit Load
0.25 % upto 3 days
No exit load after 3 days
0.25 % upto 3 days
No exit load after 3 days
Benchmark NIFTY 50 Index (Total Returns Index) S&P BSE SENSEX Index (Total Returns Index)

49
HDFC ExchangeTraded Funds
Product Details
Scheme
Name
HDFC NIFTY 50 ETF HDFC SENSEX ETF HDFC Gold Exchange Traded
Fund
Type of
Scheme
An open ended scheme
replicating/ tracking NIFTY 50
Index
replicating/ tracking S&P BSE
SENSEX Index
replicating / tracking
performance of Gold
Investment
Objective
The investment objective of
HDFC Nifty 50 ETF is to generate
returns that are commensurate
with the performance of the
NIFTY 50 Index, subject to
tracking error. There is no
objective of the scheme will be
realized.
The investment objective of
HDFC SENSEX ETF is to generate
returns that are commensurate
with the performance of the S&P
BSE SENSEX Index, subject to
tracking error. There is no
realized.
The investment objective of the
Scheme is to generate returns
that are in line with the
performance of gold, subject to
tracking errors. There is no
realized.
Fund
Manager$
Krishan Kumar Daga Krishan Kumar Daga Krishan Kumar Daga
Exit Load NIL NIL NIL
Benchmark
NIFTY 50 Index (Total Returns
Index)
S&P BSE SENSEX Index (Total
Returns Index)
Domestic Price of Physical Gold.

50
HDFC Fund of Funds
Product Details
Scheme Name HDFC Gold Fund HDFC Dynamic PE Ratio Fund of Funds
Type of Scheme
An open ended Fund of Fund scheme
investing in HDFC Gold Exchange Traded
Fund
An open ended Fund of Fund scheme
investing in equity and debt schemes of HDFC
Mutual Fund
Category of Scheme Fund of Fund (Domestic) Fund of Funds
Investment
Objective
To seek capital appreciation by investing
in units of HDFC Gold Exchange Traded
Fund (HGETF). There is no assurance that
the investment objective of the scheme
will be realized.
To seek capital appreciation by managing the
asset allocation between specified equity and
debt schemes of HDFC Mutual Fund. There is
no assurance that the investment objective of
the Scheme will be realized
Fund Manager$ Krishan Kumar Daga Krishan Kumar Daga
Exit Load
2% for redemptions within 6 months
1% after 6 Months but within 1 year
1 % for redemptions within 1 year
Benchmark Domestic Price of Physical Gold. NIFTY 50 Hybrid Composite Debt 65:35 Index

PRODUCT LABELLING – EQUITY SCHEMES
Name of Scheme This product is suitable for investors who are seeking* Riskometer
HDFC Top 100 Fund
• To generate long-term capital appreciation/ income
• Investment predominantly in Large-Cap companies
Investors understand that their
principal will be at moderately high risk
HDFC Mid Cap Opportunities
Fund
• Investment predominantly in Mid-Cap companies
HDFC Small Cap Fund
• Investment predominantly in Small-Cap companies
HDFC Growth Opportunities
Fund
• Investment predominantly in Large Cap & Mid Cap companies
HDFC Equity Fund
• Investment predominantly in equity & equity related instruments
HDFC Capital Builder Value Fund
• To generate long-term capital appreciation/income in the long term
• Investment primarily in undervalued stocks
HDFC Focused 30 Fund
• Investment predominantly in equity & equity related instruments of upto 30
companies
HDFC Tax Saver Fund
• Investment predominantly in equity & equity related instruments
HDFC Infrastructure Scheme
• Investment predominantly in equity & equity related instruments of companies
engaged in or expected to benefit from the growth and development of
infrastructure
Investors understand that their
principal will be at high risk
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them.
51

PRODUCT LABELLING – HYBRID SCHEMES
HDFC Arbitrage Fund
• Income over short term.
• Income through arbitrage opportunities between cash and
derivative market and arbitrage opportunities within the
derivative segment
Investors understand that their principal will be at
moderately low risk
HDFC Hybrid Debt Fund
• To generate long-term income /capital appreciation
• Investments primarily in debt securities, money market
instruments and moderate exposure to equities
moderately high risk
HDFC Equity Savings Fund
• Capital appreciation while generating income over medium
to long term.
• Provide capital appreciation and income distribution to the
investors by using equity and equity related instruments,
arbitrage opportunities, and investments in debt and money
market instruments
HDFC Multi –Asset Fund
• Investments in a diversified portfolio of equity & equity
related instruments, debt & money market instruments and
Gold
HDFC Hybrid Equity Fund
• Investments predominantly in equity & equity related
instruments. The Scheme will also invest in debt and money
market instruments
HDFC Balanced Advantage
Fund
• Investments in a mix of equity & debt instruments
52

PRODUCT LABELLING – DEBT SCHEMES CONTD..
HDFC Overnight Fund
• Regular income over short term that may be in line with the
overnight call rates
• To generate returns by investing in debt and money market
instruments with overnight maturity
Investors understand that their principal will
be at low risk
HDFC Liquid Fund
• Regular income over short term
• To generate income through a portfolio comprising money
market and debt instruments
• Income over short term
• income/ capital appreciation through investment in debt
securities and money market instruments.
be at moderately low risk
HDFC Money Market Fund
• To generate income/ capital appreciation by investing in money
market instruments.
HDFC Low Duration Fund
• To generate income/ capital appreciation through investment in
debt securities and money market instruments.
HDFC Short Term Debt Fund
• To generate income/ capital appreciation through investment in
HDFC Corporate Bond Fund
Fund
• Income over short to medium term
• To generate income / capital appreciation through investments
predominantly in AA+ and above rated corporate bonds
HDFC Floating Rate Debt Fund
• To generate income / capital appreciation through investments in
a portfolio comprising substantially of floating rate debt, fixed
rate debt instruments swapped for floating rate returns and
money market instruments
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them. 53

PRODUCT LABELLING – DEBT SCHEMES
HDFC Medium Term Debt
Fund
• Income over medium term
• To generate income/ capital appreciation by investments in debt
and money market instruments.
be at moderate risk
HDFC Income Fund
• Income over medium to long term
• To generate income/ capital appreciation through investments in
HDFC Gilt Fund
• Credit risk free returns over medium to long term
• To generate credit risk-free returns through investments in
sovereign securities issued by the Central Government and / or
State Government.
HDFC Banking and PSU Debt
Fund
• To generate income / capital appreciation through investments in
debt and money market instruments consisting predominantly of
securities issued by entities such as Scheduled Commercial Banks
(SCBs), Public Sector undertakings (PSUs), Public Financial
Institutions (PFIs), Municipal Corporations and such other bodies
HDFC Credit Risk Fund
• To generate income / capital appreciation by investing
predominantly in AA and below rated corporate debt (excluding
AA+ rated corporate bonds)
HDFC Dynamic Debt Fund
• Income over medium to long term
• To generate income/ capital appreciation by investing in a range of
debt and money market instruments
54

PRODUCT LABELLING
HDFC Retirement
Savings Fund –
Equity Plan
• A corpus to provide for pension in the form of income to the
extent of the redemption value of their holding after the age of 60
years.
• Investment predominantly in equity and equity related instruments
HDFC Retirement
Savings Fund –
Hybrid Equity Plan
years.
• Investment predominantly in equity and equity related instruments &
balance in debt and money market instruments.
HDFC Retirement
Savings Fund –
Hybrid Debt Plan
years.
• Investment predominantly n debt and money market instruments &
balance in equity and equity related instruments.
HDFC Children’s
Gift Fund
• Capital appreciation over long term
• Investment in equity and equity related instruments as well as debt
and money market instruments.
55
PRODUCT LABELLING – SOLUTION ORIENTED SCHEMES

PRODUCT LABELLING
HDFC Index Fund -
NIFTY 50 Plan
• Returns that are commensurate with the performance of the
NIFTY 50, subject to tracking errors over long term
• Investment in equity securities covered by the NIFTY 50
HDFC Index Fund -
SENSEX Plan
• Returns that are commensurate with the performance of the S&P
BSE SENSEX, subject to tracking errors over long term
• Investment in equity securities covered by the S&P BSE SENSEX
HDFC NIFTY 50 ETF
• Returns that are commensurate with the performance of the
NIFTY 50, subject to tracking errors over long term
• Investment in equity securities covered by the NIFTY 50.
HDFC SENSEX ETF
• Returns that are commensurate with the performance of the S&P
BSE SENSEX, subject to tracking errors over long term
• Investment in equity securities covered by the S&P BSE SENSEX.
HDFC Gold Exchange
Traded Fund
• Returns that are commensurate with the performance of the gold,
subject to tracking errors over long term
• Investment predominantly in Gold bullion of 0.995 fineness.
HDFC Gold Fund
• Investment in Units of HDFC Gold Exchange Traded Fund
(HGETF). HGETF invests in gold bullion of 0.995 fineness
HDFC Dynamic PE Ratio
Fund of Funds
• Investment in specified equity and debt schemes of HDFC Mutual
Fund based on PE Ratios
* Investors should consult their financial advisers if in doubt about whether the product is suitable for them. 56
PRODUCT LABELLING – OTHER SCHEMES

DISCLAIMER
This presentation dated 12th October 2018 has been prepared by HDFC Asset Management Company Limited (HDFC
AMC) based on internal data, publicly available information and other sources believed to be reliable. Any calculations made
are approximations, meant as guidelines only, which you must confirm before relying on them. The information contained in
this document is for general purposes only. The document is given in summary form and does not purport to be complete.
The document does not have regard to specific investment objectives, financial situation and the particular needs of any
specific person who may receive this document. The information/ data herein alone are not sufficient and should not be used
for the development or implementation of an investment strategy. The statements contained herein are based on our
current views and involve known and unknown risks and uncertainties that could cause actual results, performance or events
to differ materially from those expressed or implied in such statements. Past performance may or may not be sustained in
future. Neither HDFC AMC and HDFC Mutual Fund nor any person connected with them, accepts any liability arising from
the use of this document. The recipient(s) before acting on any information herein should make his/her/their own
investigation and seek appropriate professional advice and shall alone be fully responsible / liable for any decision taken on
the basis of information contained herein.
Mutual fund investments are subject to market risks, read all scheme related
documents carefully.
57

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