This presentation is a part of regular IEP done by us; this one is focussed on SWP ( systematic Withdrawal Plan) option available under Mutual Funds

1. WELCOME
INVESTORS EDUCATION PROGRAM ( Series : 001/18-19)

2. Advisory | Motivation
Management
MF
Advisors
INFIRUPEE

3. POWERED BY
TODAY’S SESSION
INFIRUPEE

4. Program Flow
IEP Briefing – compliance and content
Basics of Investing : by Amit Saxena, Senior Advisor
Better Investment through MF : by Abhinesh Kumar, Founder
& President
Dinner followed by team interaction

5. IEP – Investor Education Program

6. 0.02% of total Industry AUM is set aside
for Education Programs
PROFESSIONAL
MANGEMENT
EASY
LIQUIDITY
POOL OF FUNDS COST
ADVANTAGE
DIVERSIFICATION
BENEFIT
FULLY
TRANSPARENT

7. Distribution of 22 Trillion MF Asset
49%
29%
4%
ETF/OTHERS
EQUITY
DEBT
LIQUID

8. इन्फ़िनिटी इसे और बेहतर बिाता
है

9. Infinity Finserv Pvt Ltd
Retirement Advisor and Mutual Fund Advisor
2004
Started with 10 Cr
of AUM
2010
Crossed 100 Cr of
AUM and 2500
clients
2018
Crossed 300 Cr
mark and 7000
clients
2007
Added 50 Cr of
AUM and 1000
clients
2015
Crossed 150 cr
mark and 5000
clients

10. Our business Process
1
PLANNING ASSET ADVISORY
2 3
TRACKING

11. Desktop Features
www.infirupee.com
Current Valuations
Transaction Details
Online Trx Cart
Goal Tracker

12. Mobile Features
INFIRUPEE at the Store
Goal Tracker
Goal Creator
Blogs and News
OTP based entry
One Click Portfolio View
Quick Invest

13. Basic Intro by Mr Amit
Saxena

14. My Session
Indian Macro Vs Indian Micro
Business environment
Our Portfolio Focus

15. INDIAN MACRO
Tax collection is all time high and controlling Inflation
3
2
Good businesses is slowly replacing bad businesses
1
P n L is negative but deficit is well below 3%

16. INDIAN MICRO
Health Index and living standards increasing
3
2
Credit market is growing
1
Consumption and spending is growing

17. MF everywhere
Better than Savings A/c
LIQUID FUNDS
Better than any risky assets
EQUITY FUNDS
Better than any asset
allocation
HYBRID FUNDS
Better than Bank FDs
DEBT FUNDS

18. In the business world, the rear-view
mirror is always clearer than the
windshield

22. Our Discussion Topic Today
Various methods of booking profit from your
Mutual Fund Investment

23. Investment Lifecycle
20-30 Yrs
Weightage in Small & Midcap
Funds
30-45 Yrs
Weightage in Large Cap Funds
55 –and above
Weightage in Debt and
Hybrid FUnds
45 – 55 Yrs
Weightage in Hybrid Funds
$
$
$

24. Ideal Funnel
55 and above
45 – 55 Yrs
30-45 Yrs
20-30 Yrs
Assets
Consolidation at Older Age

25. Get Dividend
Withdrawal methods from Mutual Funds
1
2
Sell Units

26. Withdrawal methods

27. Withdraw to get appreciation
only at Fixed Interval
Called as SWP
Withdraw a Fixed Amount
At Fixed Interval
You can set NAV tiggers
Withdraw as per Trigger
3
1
2
4
You have to submit the
request
Withdraw from time to time

28. SELLING UNITS FROM TIME TO TIME
Generally adopted by investors in younger age who
keeps booking profits
1

29. SELLING UNITS AS PER TRIGGER
Generally adopted by investors investing with a
target value in mind
2

30. SELLING SYSTEMATICALY
Adopted by a larger mass of Retired Persons
3

31. The Story of SWP
( Systematic Withdrawal Plan)

34. SWP for Seeking Regular Cash Flow

35. SWP for Seeking Regular Cash Flow

36. SWP for meeting Regular Expenses

37. SWP for Booking Profit on Investment

38. Real Example of SWP applied case

39. Real Example of SWP applied case

42. 3 point checklist
Before you opt for SWP
SWP works on the principle of predicted returns
method. So it is very important to have closest
prediction through right product choice
1
SWP is not a guaranteed return, it is a simple
method of withdrawing from your own
investments
2
SWP should be started after creating some cushion
in your investments , say 1 Year3

43. THE DIVIDEND ROUTE

44. SWP vs Dividend
DIVIDENDSWP
Tax Efficient Due to Dividend Tax methodTax Efficient Due to FIFO method
One cannot Fix up the amountOne can fix up the amount
Unit remains the same but NAV decreasesUnit decreases but NAV increases
It is a Kind of reaping the fruitsIt is a kind of cutting a part of a tree

45. SWP vs DIVIDEND (Contd …)

46. SWP creation

47. KEEP Transferring the funds in
High Market
High Risk Fund to Low Risk Fund

48. KEEP Transferring the funds in
High Market
Identify your two good SWP Box

49. Business we like
4%
11%
18%
22%
28%
Healthcare &
Pharma
IT and Fintech Solar/
Energy/Agri
Consumption
and Products
Infra, Engg,
and Materials

50. Model Portfolio
Check your E Mail in your profile
for our regular updates

51. INFIRUPEE.COM
Track
Plan

52. Best in HDFC MF
1
Better than Savings A/c : HDFC Liquid Fund
2
Better than Bank FD : HDFC Corporate Debt Funds
3
Long Term Wealth Creation : HDFC Capital Builder Fund
4
For SWP accumulation : HDFC Prudence Fund

53. EASY TO START PROCESS
STEP #3:
Invest Via OTP
or Bank
STEP #5:
Track the
Progress
delivery
CLIC
K TO
BUY
STEP #2: Cart
Creation
STEP #1:
KYC and
Registration
STEP #4: Get
Unit Statement

54. Our Fund analysis methods
What you see : NAV, Past returns, Top Holdings
What you don’t see :
Sharpe, SD, Beta, Sector and Stocks intersection,
management working style and philosphy

55. Final Checklist
Get the best out of us
Complete advisory – Investment to Taxation
Investment Motivation
Portfolio management and record
keeping

56. JOIN US FOR DISCUSSION OVER
COFFEE

57. What these guys do is great ! They motivate, inspire and push to save – they are not only advisors but a
Great family friend ! I can not even think about spending a penny without asking them ! …………….
We have been regularly inspired to do our best, juts because of
YOU

58. Advisory and Support Team
Co Founder &
President
Mohit Gupta Founder & President
Abhinesh Kumar
VP - Sales
Tarun Kumar VP - Sales
Amit Saxena
AVP - Sales
Gyanesh Sharma
AVP - Sales
Vipin Gautam
Asst Advisor
RohitAmit Kumar
Asst Advisor

59. 9307218766 ; 0522-4101666
CONTACT
Contact us

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61. Q&A