Here is brief look at USA retail sales. Retail sector is experiencing many challenges including trade wars as well as consumers pull back their purchases.
Canada Retail/Consumer spending continues to struggle in 2019paul young cpa, cga
Retail sales is key sector as retail sales account for ¼ of GDP
Nearly 4M people work in retail, logistics and warehousing
Sales in the retail trade sector edged down 0.1% in August to $51.5 billion. Sales were down in six subsectors, representing 51% of retail trade.
After removing the effects of price changes, retail sales in volume terms increased 0.2%.
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/191022/dq191022a-eng.htm
The record-high rate of store closures that rocked the retail industry last year has continued into 2018, with more than 3,800 closures expected this year, according to an analysis by Business Insider.
Here is brief look at USA retail sales. Retail sector is experiencing many challenges including trade wars as well as consumers pull back their purchases.
Canada Retail/Consumer spending continues to struggle in 2019paul young cpa, cga
Retail sales is key sector as retail sales account for ¼ of GDP
Nearly 4M people work in retail, logistics and warehousing
Sales in the retail trade sector edged down 0.1% in August to $51.5 billion. Sales were down in six subsectors, representing 51% of retail trade.
After removing the effects of price changes, retail sales in volume terms increased 0.2%.
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/191022/dq191022a-eng.htm
The record-high rate of store closures that rocked the retail industry last year has continued into 2018, with more than 3,800 closures expected this year, according to an analysis by Business Insider.
What is the future retailers brick and mortar - december 2017paul young cpa, cga
Retail sales drive about 2/3 GDP for many countries. Any impact to retail sector can impact GDP growth for a country.
We are heading into more and more automation, especially in areas like eCommerce or augmented reality or streaming or kiosks or smaller shops/stores
B2B Platforms Masterclass Day : Accélérez votre transformation digitale grâce...Mirakl
Au cours des dernières années, le nombre de marketplaces B2B n'a cessé d'augmenter avec un taux de croissance annuel moyen de +14%. Aujourd’hui, le marché des marketplaces B2B représente 12 200 milliards de dollars en valeur brute des marchandises (GMV) dans le monde entier, soit plus du double de sa valeur en 2013. Ainsi, les attentes des clients en B2B sont largement influencées par l'efficacité et l'excellence des outils B2C. Près de 50% des acheteurs professionnels préfèrent se tourner vers les sites B2C pour leurs achats professionnels.
Lors de cette masterclass, Mirakl rassemble les pionniers du modèle de plateforme B2B qui aborderont toutes les conditions nécessaires afin de réussir le lancement de sa marketplace.
Nous aborderons plusieurs thématiques parmi lesquelles les règles de sélection des vendeurs tiers, l’accompagnement des clients selon leur niveau de digitalisation et les nouveaux modèles d’organisation interne à l'entreprise.
With guest Sucharita Mulpuru, Retail Industry Expert; Adrien Nussenbaum, CEO, Mirakl.
The retail graveyard is growing faster than expected. Store closure and layoff headlines are bleak. It’s no longer debatable - Retailers are getting Amazon’ed.
Every retail annual report showcases risk factors - and making the wrong investments, or not making the right investments fast enough is on everyone’s mind. Retailers are struggling to identify the right opportunities that will create growth & profit.
We’ve assembled an expert panel of leaders who will openly discuss Amazon’s dominance, and what retailers need to focus on to stay alive. Join Sucharita Mulpuru, retail industry expert, and Adrien Nussenbaum, Co-founder & CEO of Mirakl to learn what investments need to be made today to compete with Amazon.
Attendees will learn:
What technical fads to avoid that won’t deliver near-term results
How to connect the dots across your marketing, merchandising, and eCommerce teams to identify investments with cross-functional impact
How launching your own marketplace allows you to fight fire with fire
eRetail trends and 7 actionable steps to maximize your revenueAcapture
eRetail trends and 7 actionable steps to maximize your revenue
The insights from this presentation were discussed by Acapture's research analyst, David Martin, at eRetail Europe 2016, held in Amsterdam, the Netherlands.
Steps to maximize your revenue
Step 1: Breathing space
Step 2: Stay sensitive
Step 3: Let your customer know they can pay the way they want
Step 4: Let it fail before it fails
Step 5: Fill… check… proceed
Step 6: Say it clearly
Step 7: Demand response code and BIN analysis
Executive Symposium: Achieving Hypergrowth Through B2B Digital StrategiesMirakl
Leading B2B organizations weigh in on the critical role of marketplaces and platforms in their hypergrowth and digital transformation strategy.
________________________________________________
Being a market leader means staying a step ahead of the rest. For industry giants Avnet and ABB, the future is digital. They’re owning the B2B digital transformation imperative, with innovative digital strategies that bring them closer to buyers and streamlines supply chains – all to offer the leading customer experience within their respective industries.
In this on-demand B2B Executive Symposium, hear MaryAnn Miller, Chief Administrative Officer at Avnet, Nishant Nishant, VP of Digital at Avnet, and Samer Shehadeh Global eCommerce & Innovation Director for ABB Electrification, in conversation with Joe Cicman, Sr. Analyst at Forrester, and discover how their businesses are transforming to stay at the head of the pack. You’ll learn:
- Why these industry giants are investing in a marketplace strategy now
- How to develop a leading digital transformation strategy of your own
- The secrets to effective change management in large organizations
Komercia is all you need to be successful in selling online.
Platform for creating online stores with powerful e-commerce tools and fintech tools to manage the business in one place.
Visit www.komercia.co
Here is key information on the automotive sector for North America. The presentation will look at issues facing the industries as well production and sales trends for September 2016.
Brands of Puerto Rico y estrategias de ventaColmena66
Mejores estrategias para vender online y cómo atraer y retener clientes.
This presentation contains copyrighted material by Brands of Holding, Inc. All rights to the copyrighted material are reserved by Brands of Holding, Inc
What's the Business Value of Search Data - Jennifer Hoffman, Marketing Direct...DeepCrawl
For Search Marketers, when requesting budget and resource of your executive leadership team, remember: Speak their language, use terminology that resonates with them, show the value in the numbers and show the upside and always remember it's about the customer and sending them through a positive customer journey in order to get them to convert. Positive Customer Journey = Happy Customer = Conversion = Revenue
The Digital Future of Business between Companies - Models, best practices and...Casaleggio Associati
The new report “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES” by Casaleggio Associati describes and analyzes business models, best practices and solutions developed by B2B companies, both through e-commerce activities, online marketing strategies and all that has been developed thanks to digital services and devices.
The second edition of the conference “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES”, will be held in Milan in November 2017.
The conference “The Digital Future of Business between Companies” is an important occasion for meeting, networking and update for e-commerce operators, and companies interested in learning about the opportunities offered by internet and digital services for their industry.
Connects sellers with ecommerce tools, suppliers and online sales channels. Demoday Parallel18 Dic 2021, Puerto Rico. We are connecting de ecommerce in Latin America.
"The complete transformation from offline to online - Magento implementation of B2B platform case study."
From zero to hero! TIM, the biggest cable provider in Poland has transformed their business from offline to selling 80% online in four years. Come and listen about the process of design and implementation of one of the biggest B2B platform in Poland.
Retail sales is key sector as retail sales account for ¼ of GDP
Retail prices are under pressure due to many factors like carbon tax or tariffs or other factors.
2019 Election| Retail Sales and Consumer Spending| Canada| May 2019paul young cpa, cga
Retail sales is key sector as retail sales account for ¼ of GDP
Retail prices are under pressure due to many factors like carbon tax or tariffs or other factors.
What is the future retailers brick and mortar - december 2017paul young cpa, cga
Retail sales drive about 2/3 GDP for many countries. Any impact to retail sector can impact GDP growth for a country.
We are heading into more and more automation, especially in areas like eCommerce or augmented reality or streaming or kiosks or smaller shops/stores
B2B Platforms Masterclass Day : Accélérez votre transformation digitale grâce...Mirakl
Au cours des dernières années, le nombre de marketplaces B2B n'a cessé d'augmenter avec un taux de croissance annuel moyen de +14%. Aujourd’hui, le marché des marketplaces B2B représente 12 200 milliards de dollars en valeur brute des marchandises (GMV) dans le monde entier, soit plus du double de sa valeur en 2013. Ainsi, les attentes des clients en B2B sont largement influencées par l'efficacité et l'excellence des outils B2C. Près de 50% des acheteurs professionnels préfèrent se tourner vers les sites B2C pour leurs achats professionnels.
Lors de cette masterclass, Mirakl rassemble les pionniers du modèle de plateforme B2B qui aborderont toutes les conditions nécessaires afin de réussir le lancement de sa marketplace.
Nous aborderons plusieurs thématiques parmi lesquelles les règles de sélection des vendeurs tiers, l’accompagnement des clients selon leur niveau de digitalisation et les nouveaux modèles d’organisation interne à l'entreprise.
With guest Sucharita Mulpuru, Retail Industry Expert; Adrien Nussenbaum, CEO, Mirakl.
The retail graveyard is growing faster than expected. Store closure and layoff headlines are bleak. It’s no longer debatable - Retailers are getting Amazon’ed.
Every retail annual report showcases risk factors - and making the wrong investments, or not making the right investments fast enough is on everyone’s mind. Retailers are struggling to identify the right opportunities that will create growth & profit.
We’ve assembled an expert panel of leaders who will openly discuss Amazon’s dominance, and what retailers need to focus on to stay alive. Join Sucharita Mulpuru, retail industry expert, and Adrien Nussenbaum, Co-founder & CEO of Mirakl to learn what investments need to be made today to compete with Amazon.
Attendees will learn:
What technical fads to avoid that won’t deliver near-term results
How to connect the dots across your marketing, merchandising, and eCommerce teams to identify investments with cross-functional impact
How launching your own marketplace allows you to fight fire with fire
eRetail trends and 7 actionable steps to maximize your revenueAcapture
eRetail trends and 7 actionable steps to maximize your revenue
The insights from this presentation were discussed by Acapture's research analyst, David Martin, at eRetail Europe 2016, held in Amsterdam, the Netherlands.
Steps to maximize your revenue
Step 1: Breathing space
Step 2: Stay sensitive
Step 3: Let your customer know they can pay the way they want
Step 4: Let it fail before it fails
Step 5: Fill… check… proceed
Step 6: Say it clearly
Step 7: Demand response code and BIN analysis
Executive Symposium: Achieving Hypergrowth Through B2B Digital StrategiesMirakl
Leading B2B organizations weigh in on the critical role of marketplaces and platforms in their hypergrowth and digital transformation strategy.
________________________________________________
Being a market leader means staying a step ahead of the rest. For industry giants Avnet and ABB, the future is digital. They’re owning the B2B digital transformation imperative, with innovative digital strategies that bring them closer to buyers and streamlines supply chains – all to offer the leading customer experience within their respective industries.
In this on-demand B2B Executive Symposium, hear MaryAnn Miller, Chief Administrative Officer at Avnet, Nishant Nishant, VP of Digital at Avnet, and Samer Shehadeh Global eCommerce & Innovation Director for ABB Electrification, in conversation with Joe Cicman, Sr. Analyst at Forrester, and discover how their businesses are transforming to stay at the head of the pack. You’ll learn:
- Why these industry giants are investing in a marketplace strategy now
- How to develop a leading digital transformation strategy of your own
- The secrets to effective change management in large organizations
Komercia is all you need to be successful in selling online.
Platform for creating online stores with powerful e-commerce tools and fintech tools to manage the business in one place.
Visit www.komercia.co
Here is key information on the automotive sector for North America. The presentation will look at issues facing the industries as well production and sales trends for September 2016.
Brands of Puerto Rico y estrategias de ventaColmena66
Mejores estrategias para vender online y cómo atraer y retener clientes.
This presentation contains copyrighted material by Brands of Holding, Inc. All rights to the copyrighted material are reserved by Brands of Holding, Inc
What's the Business Value of Search Data - Jennifer Hoffman, Marketing Direct...DeepCrawl
For Search Marketers, when requesting budget and resource of your executive leadership team, remember: Speak their language, use terminology that resonates with them, show the value in the numbers and show the upside and always remember it's about the customer and sending them through a positive customer journey in order to get them to convert. Positive Customer Journey = Happy Customer = Conversion = Revenue
The Digital Future of Business between Companies - Models, best practices and...Casaleggio Associati
The new report “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES” by Casaleggio Associati describes and analyzes business models, best practices and solutions developed by B2B companies, both through e-commerce activities, online marketing strategies and all that has been developed thanks to digital services and devices.
The second edition of the conference “THE DIGITAL FUTURE OF BUSINESS BETWEEN COMPANIES”, will be held in Milan in November 2017.
The conference “The Digital Future of Business between Companies” is an important occasion for meeting, networking and update for e-commerce operators, and companies interested in learning about the opportunities offered by internet and digital services for their industry.
Connects sellers with ecommerce tools, suppliers and online sales channels. Demoday Parallel18 Dic 2021, Puerto Rico. We are connecting de ecommerce in Latin America.
"The complete transformation from offline to online - Magento implementation of B2B platform case study."
From zero to hero! TIM, the biggest cable provider in Poland has transformed their business from offline to selling 80% online in four years. Come and listen about the process of design and implementation of one of the biggest B2B platform in Poland.
Retail sales is key sector as retail sales account for ¼ of GDP
Retail prices are under pressure due to many factors like carbon tax or tariffs or other factors.
2019 Election| Retail Sales and Consumer Spending| Canada| May 2019paul young cpa, cga
Retail sales is key sector as retail sales account for ¼ of GDP
Retail prices are under pressure due to many factors like carbon tax or tariffs or other factors.
Retail sales is key sector as retail sales account for ¼ of GDP
Retail prices are under pressure due to many factors like carbon tax or tariffs or other factors.
U.S. retail sales unexpectedly fell in May as motor vehicle purchases declined amid rampant shortages, and record high gasoline prices pulled spending away from other goods.
The first drop in sales in five months reported by the Commerce Department on Wednesday also suggested that high inflation was starting to hurt demand. It followed in the wake of major retailers like Walmart and Target cutting their profit forecasts because of cost pressures.
The weak retail sales did not divert the Federal Reserve from its aggressive monetary policy tightening path to bring inflation back to its 2% target. The U.S. central bank raised its policy interest rate by three-quarters of a percentage point, the biggest hike since 1994. [nL1N2Y12O3
Source – https://ca.finance.yahoo.com/news/u-retail-sales-unexpectedly-fall-125013289.html
Blog – Retail Sales – Canada – November 2020
Retail sales are up 1.3% month over month - https://www.forexlive.com/news/!/canada-november-retail-sales-mm-vs-00-expected-20210122
2020 will be remember as those companies that had online footprint where able to weather the storm better than companies with little or no online footprint - https://www.retail-insider.com/articles/2021/01/what-happened-to-the-retail-sector-in-canada-in-2020/
Solvency issues - https://www.retailcouncil.org/coronavirus/the-impact-of-the-pandemic-on-the-solvency-of-corporations-statcan-covid-19/
• Sales at autos & parts dealers continued to grow, rising 0.8% m/m even after January's upward revision to 4.6% vs. (5.7% reported earlier). Growth was concentrated in auto dealers, while sales in automotive parts & tire stores declined. Excluding autos, retail sales were up 0.2% m/m.
• Sales at gasoline stations were up 5.3% m/m, but most of it is explained by hefty price growth, with gasoline prices up by 6.6% m/m. Building materials retailers saw a gain of 0.9% m/m in February.
• Sales in the "control group", which exclude the above categories and are used in calculating personal consumption expenditures (and GDP), were down by 1.2% m/m. However, January's sales were revised to stronger +6.7% m/m from the advance reading of +4.8% m/m.
• Within the group, the biggest contributors to growth were sales at food services & drinking places (+2.5% m/m), miscellaneous stores retailers sporting goods (+1.9% m/m), hobby, book & music stores (+1.7% m/m), clothing & accessory stores (+1.1% m/m).
• The fortunes of non-store retailers reversed this month with a decline of 3.7%, but that's after an upwardly revised gain of 20.6% m/m in January (from +14.5% m/m reported earlier). Another contributor to the decline were health & personal care stores (-1.8% m/m) while all other categories reported marginal losses.
Source - https://economics.td.com/us-retail-sales
Retail Sales and Consumer Spending - United States - September 2022.pptxpaul young cpa, cga
Summary:
The pace of sales at U.S. retailers was unchanged in September from August as rising prices for rent and food chipped away at money available for other things.
Retail sales were flat last month, down from a revised 0.4% growth in August, the Commerce Department reported Friday. Retail sales fell 0.4% in July.
Source - https://www.mysanantonio.com/news/article/Retail-sales-flat-in-September-with-inflation-hot-17508899.php
Retailers will continue face many challenges due to supply chain disruption and high inflation
More and more retailers look at ways to improve the customer experience
A new era of retailing that will include augment and virtual reality, end of the large shopping malls, changes to storefront, and other automation and AI solutions
Global Housing Market Analysis and Commentary- September 2023.pptxpaul young cpa, cga
Summary:
Homebuilders are walking a fine line when it comes to new projects as high mortgage rates curb demand.
New residential construction, including single-family homes and multifamily, dropped 11.3% month over month in August to 1.283 million units on a seasonally adjusted basis, according to Census Bureau data released Tuesday. That's down 14.8% compared with a year ago and well below the 1.44 million units economists surveyed by Bloomberg projected.
But authorized residential permits — an indicator of potential future activity — rose 6.9% to 1.543 million permits in August from July. That was still down 2.7% from last August. Single-family permits, though, were up 2% from July to 949,000. Multifamily permits came in at 535,000.
The data reflects two opposing forces builders are trying to balance: the ongoing need for new construction to fill in limited inventory and elevated mortgage rates that are hurting their biggest customer right now, the first-time homebuyer.
"High mortgage rates are clearly taking a toll on builder confidence and consumer demand, as a growing number of buyers are electing to defer a home purchase until long-term rates move lower," Robert Dietz, chief economist of the National Association of Home Builders, said Monday in a press release after builder confidence dropped for the second straight month.
Source: https://ca.finance.yahoo.com/news/homebuilders-face-a-tough-balancing-act-on-new-construction-amid-high-mortgage-rates-130744368.html
Blog – What is next for the Mining Sector – September 2023
The mining sector provides critical material that support solar, wind, and lithium-ion batteries as part of the green transition. https://www.iea.org/news/critical-minerals-market-sees-unprecedented-growth-as-clean-energy-demand-drives-strong-increase-in-investment
The mining sector products play a key role with the global GDP - https://www.yicaiglobal.com/news/global-mining-industry-value-was-69-of-world-gdp-last-year-china-says
Mining practices need to be sustainable including following all ESG policies - https://www.linkedin.com/advice/1/how-can-you-monitor-sustainable-mining-practices
Other links and sources –
Lithium Supply and Price - https://zbr.com.mx/en/sin-categoria-es/lithium-prices-fall-44-in-china-due-to-lack-of-demand/138168/
Cobalt - https://www.linkedin.com/posts/mahmut-karada%C5%9F-a2b7a5151_china-exportrestrictions-gallium-activity-7082603182589157376-Zrty/?trk=public_profile_like_view
Nickel https://www.eureporter.co/business/2023/09/15/stanislav-kondrashov-from-telf-ag-nickel-prices-outlook-remains-positive/
Iron-ore - https://www.brecorder.com/news/40263584/sgx-iron-ore-set-for-best-week-in-3-months
TD Bank / Metals - https://www.tdsecurities.com/ca/en/setting-the-stage-for-gold-outlook
Biodiversity / Mining - https://worldcrunch.com/green/lithium-green-energy-argentina-indigenous
ESG - https://iriscarbon.com/the-added-value-of-integrated-esg-reporting-a-threefold-framework/
Blog – Manufacturing Shipments and Orders – The United States – August 2023
Summary:
New orders for manufacturing technology in the United States totaled $353.9 million in July 2023, as per the latest report by AMT – The Association For Manufacturing Technology. This figure marked a 12.4% decline from June 2023 but remained only 10.5% lower than July 2022. Year-to-date orders amounted to $2.83 billion, reflecting a 12.7% decrease compared to the same period the previous year.
Douglas K. Woods, President of AMT, noted that July is typically a slower month for manufacturing technology orders, so a slight drop was expected. However, he pointed out a notable trend: over the last two months, the year-to-date order gap has narrowed during historically slow periods. While job shops have seen decreased orders, other industries that benefited from reshoring or government investments have helped fill the gap.
Among specific sectors, job shops, the largest customer segment, placed their lowest total monthly orders since August 2020. In contrast, metal valve manufacturers recorded their third-highest monthly order value on record, last seen in September 2018, making up nearly 5% of the total manufacturing technology order value for July 2023. Manufacturers of motor vehicle transmissions continued to order machinery at an elevated pace. However, the aerospace industry continued to order below its early 2022 peaks, with hopes that recent projects like the federal government's $1.5 billion investment in communications satellites might reverse this trend.
Source: https://www.sme.org/technologies/articles/2023/september/u.s.-manufacturing-technology-orders-dip-in-july-but-show-resilience-amid-economic-uncertainty
Stock Market Analysis and Commentary for WE September 15 2023.pptxpaul young cpa, cga
Blog – Analysis and Commentary – Stock Market – WE September 15 2023
Summary:
Stocks fell Friday as investors wrap up a volatile week ahead of the Federal Reserve's policy meeting.
The Dow Jones Industrials tumbled 288.87 points to close out Friday and the week at 34,618.24. At its lows, it completely wiped out Thursday's 332-point rally.
The S&P 500 index sank 54.78 points, or 1.2%, to 4,450.32.
The NASDAQ index plunged 217.72 points, or 1.6%, to 13,708.33.
The Dow held onto a winning week. The S&P 500 and NASDAQ both closed out the week with losses.
Information technology was the worst-performing sector in the S&P 500, down nearly 2%. Adobe shares fell more than 4% even after the software firm posted better-than-expected quarterly results. Shares of Arm Holdings were lower one day after its successful public debut.
Auto stocks General Motors and Stellantis N.V. were higher Friday, while Ford Motor was about flat. Thousands of members of the United Auto Workers went on strike after failing to reach a deal with the automakers Thursday night.
Elsewhere, Lennar shares slid 3%. The home construction firm posted third-quarter results that beat on the top and bottom lines.
On the economic front, the University of Michigan's consumer sentiment survey showed one-year inflation expectations dropped to 3.1% in
September, tied for the lowest since January 2021. Also, the five-year outlook fell to 2.7%, matching its lowest since December 2020.
Electricity Analysis - Canada and the OECD - June 2023.pptxpaul young cpa, cga
Summary:
Over three-quarters of the world’s total coal-generated electricity is consumed in just three countries. China is the top user of coal, making up 53.3% of global coal demand, followed by India at 13.6%, and the U.S. at 8.9%.
Burning coal—for electricity, as well as metallurgy and cement production—is the world’s single largest source of CO2 emissions. Nevertheless, its use in electricity generation has actually grown 91.2% since 1997, the year when the first global climate agreement was signed in Kyoto, Japan.
However, even as non-renewables enjoy their time in the sun, their days could be numbered.
In 2022, renewables, such as wind, solar, and geothermal, represented 14.4% of total electricity generation with an extraordinary annual growth rate of 14.7%, driven by big gains in solar and wind. Non-renewables, by contrast, only managed an anemic 0.4%.
The authors of the Statistical Review do not include hydroelectric in their renewable calculations, even though many others, including the International Energy Agency, consider it a “well-established renewable power technology.”
With hydroelectric moved into the renewable column, together they accounted for over 29.3% of all electricity generated in 2022, with an annual growth rate of 7.4%.
Source - https://energynow.ca/2023/09/infographic-what-electricity-sources-power-the-world-see-them-here-visual-capitalist/
Stock Market Analysis and Commentary for WE September 9 2023.pptxpaul young cpa, cga
What did the markets tell us this week?
1. Housing supply and costs continue to plague countries around the world.
2. Gasoline prices are on the rise that puts pressure on central banks ability to hit their core inflation targets.
3. ESG adoption by both the private and public sector is leading to both funding concerns and the overall cost of implementing ESG policies.
4. Adopting technology as part of increasing food production is facing both capital and operational funding concerns.
5. Strike at LNG facility in Australia is leading to concerns around a supply chain disruption of natural gas for EMEA and Asia.
6. The threat of China dumping batteries into markets - https://www.ft.com/content/b6038e51-7b5b-4f97-a5da-9202e71562fc
7. Adoption of generative AI has been facing many challenges related to security, privacy, and ethical issues.
8. Lack of biodiversity planning as part of the overall climate mitigation including sustainable mining, forestry, oil, gas, agriculture, and housing
9. Geopolitical issues continue to impact supply chain.
10. The concerns of recession continue to plague both the private and public sector.
11. Productivity issues continue to plague governments around the world.
Global (Mining Oil and Gas Forestry and Agriculture) Analysis and Commentary ...paul young cpa, cga
The mining, oil, gas, agriculture, forestry, and mining continue to face environmental, social, and governance policy review including reporting of key metrics as part of ESG reporting cycle.
There is more focus on profitability and investment returns as part of the integrated planning and reporting cycle.
Summary:
The global economy faces what at least one forecaster is calling a mild trade recession as shipments from China slump and German factories downshift.
China’s export declines extended into August, though there were signs that the worst of a world trade slowdown may be over for the leading exporter.
Overseas shipments from China fell 8.8% in dollar terms from a year earlier while imports contracted 7.3%, both better than economists’ estimates and significantly less severe than July’s downturn.
Other data have suggested trade may be stabilizing after weakening for most of this year. Exports from South Korea also declined at a more moderate pace in August than the previous month.
Source: https://www.bloomberg.com/news/newsletters/2023-09-07/supply-chain-latest-world-trade-faces-a-shallow-recession?srnd=economics-v2
Additional sources and links:
Lithium - https://source.benchmarkminerals.com/article/falling-lithium-prices-challenge-potential-cost-advantages-of-sodium-batteries
Oil Production - https://www.cnn.com/2023/09/06/business/oil-price-goldman-sachs/index.html
Natural gas - https://www.fxstreet.com/news/natural-gas-holds-up-as-markets-in-limbo-over-strikes-202309070956
Lumber - https://www.fastmarkets.com/insights/sawmill-capacity-closures-reshape-us-lumber-supply
Critical metals - https://www.wasterecyclingmag.ca/feature/how-recycling-could-solve-the-shortage-of-minerals-essential-to-clean-energy/
Agriculture - https://www.morningagclips.com/economists-forecast-positive-end-of-year-crop-outlook-despite-warmer-midwestern-climate/
ESG - https://www.skadden.com/insights/publications/2023/09/the-informed-board/the-eus-new-esg-disclosure-rules
Ports - https://www.marketscreener.com/quote/stock/HAPAG-LLOYD-AG-24857717/news/Hapag-Lloyd-chief-warns-of-rougher-seas-ahead-for-container-shipping-44789017/
Top destination for reshoring - https://www.thenationalnews.com/business/economy/2023/08/29/uae-in-top-10-most-powerful-passports-for-investment-opportunity/
Global Trade - https://phys.org/news/2023-09-opinion-broke-global-climate-finish.html
What is next for the Forestry Sector and Lumber Production - September 2023.pptxpaul young cpa, cga
Lumber production in Canada continues to face many hurdles
Canada forest management practices are some of the bests in the world
Canada planted over 440M in seedlings back in 2018. It is now 2022 which means close 2M seedlings have been planted.
All levels need to put more focus on urban and rural planning solutions
More work including spending on wildfire and forest fire mitigation
Canada and USA need to find a path forward to resolve the softwood lumber dispute
There needs to a better balanced between climate change policies and growing the economy in a sustainable way
3D printing for housing needs to become mainstream
More protection needs to happen with key ecosystems like wetlands, forest, and peatlands.
There is a risk of debt default if interest rates are hike over the next few months
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
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how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
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what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
2. PAUL YOUNG - BIO
• CPA, CGA
• Academia (PF1, FA4 and MS2)
• SME – Risk Management
• SME – Close, Consolidate and Reporting
• SME – Public Policy
• SME – Emerging Technology
• SME – Financial Solutions
• SME – Business Process Change
• SME – Supply Chain Management
Contact information:
Paul_Young_CGA@Hotmail.com
3. AGENDA
• Canada Retail Sales by Segment – April 2020
• Canada Retail Sales by Province – April 2020
• Canada eCommerce Sales
• USA vs Canada Retail Sales
• Death of the Shopping Mall
• eCommerce
• Automation
• Analytics / Retail Sector
4. RETAIL SALES BY SEGMENT
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/200721/dq200721a-
eng.htm
*** There is an issue with how the province sales total roll up as compare to summarized sales
by segment
5. RETAIL SALES BY PROVINCE
Source - https://www150.statcan.gc.ca/n1/daily-quotidien/200721/dq200721a-
eng.htm
*** There is an issue with how the province sales total roll up as compare to summarized sales
by segment
8. DEATH OF
THE
SHOPPING
MALL
• Death of the shopping mall
• Retailers have announced more than 8,600 closings so far in 2019 and according to a
report done by Credit Suisse in 2017, between 20% to 25% of malls will close by
2022. Source - https://www.businessinsider.com/american-retail-apocalypse-in-photos-
2018-1
• Closure of malls will lead to property tax issues - https://www.cnbc.com/2019/04/15/malls-
see-tsunami-of-store-closures-as-foot-traffic-declines-further.html
• Re-zoning of abandon properties as part of urban development needs to be focus by
various councils - https://www.washingtonpost.com/business/2019/11/22/malls-are-dying-
only-these-ones-have-figured-out-secrets-success-internet-age/
•
• Canada
• Canada has seen an increase in online sales as such commercial space could see reduced
occupancy as part of retailers moving more and more of their business to an online model -
https://www.statista.com/outlook/243/108/ecommerce/canada#market-revenue