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This document is a resume for Jeffrey Hoyt summarizing his professional experience in underwriting and mortgage processing roles over the past 8 years. He is currently looking for a new underwriting position. His most recent role was as an FHA Home Preservation underwriter at Wells Fargo, where he determined borrowers' income, expenses, and recommended solutions for financial hardships. Prior to that he held roles processing mortgages, title work, bankruptcy claims, and subordination agreements at Wells Fargo and Bank of America. He has strong skills in risk assessment, process development, and customer service.
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This document provides a summary of qualifications and work experience for Bola Nyangar. She has over 5 years of experience in mortgage loan processing and servicing roles. Her experience includes initiating loan applications, preparing files, managing tasks and deadlines, researching and resolving document issues, and training junior staff. She is detail-oriented, self-motivated, and able to work well under deadlines in fast-paced environments.
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Maria Widjaja has over 19 years of experience in underwriting and processing conventional, FHA, VA, and government loans. She seeks a management position utilizing her skills in underwriting, processing, and maintaining knowledge of changing guidelines. Her experience includes roles as a junior underwriter, underwriter assistant, mortgage loan processor, and loan processor liaison at various financial institutions.
Malia Shelton - MOM Resume w AFCU
Malia Young Shelton is seeking a mortgage underwriting position. She has over 25 years of experience in various underwriting roles, including conventional, jumbo, FHA, VA, and manual underwriting. Currently she is the Mortgage Operations Manager at Allegiance Federal Credit Union, where she oversees all aspects of mortgage operations. Previously she held underwriting roles at Wolfe Financial, Essent Guaranty, Triad Guaranty, Salem Trust Bank, and Branch Banking and Trust. She has extensive experience in underwriting, management, and operations.
UW Resume 12-2016 Terry Jo Wheeler
The document provides a summary of Terry Jo Wheeler's work experience and qualifications for a mortgage underwriting position. She has over 10 years of experience underwriting various types of loans including portfolio, conventional, FHA, and VA loans. Her most recent role was as a Senior Account Manager for Five Star Professional where she exceeded sales goals. She is detail-oriented, reliable, and works well under pressure.
Jason Estacio Resume Aug 2015
Jason Estacio is seeking a sales or customer service role. He has over 10 years of experience in banking, insurance, and construction. His experience includes sales, customer service, business development, and operations roles. He is proficient in various software programs and has a strong track record of exceeding sales goals.
UPDATE BEY LEGAL 111415
Diana P. Bey seeks a position as a legal assistant with an established law firm. She has over 15 years of experience in various legal roles including as an executive director and legal assistant. Her experience includes legal research, drafting legal documents, client communication, and administrative tasks. She has strong skills in Microsoft Office, legal research databases, and handling high-pressure work independently and as part of a team.
Donny resume
Donald J. Maske has 17 years of experience in the mortgage industry, primarily as a loan processor. He has held processing roles at several companies, where he was responsible for overseeing loan workflows, communicating with underwriters, and ensuring loans were processed correctly. He also has experience managing processing teams and serving as a loan originator and team manager. He is seeking a new opportunity in mortgage processing.
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resume
- 1. Jeffrey Hoyt Hoyt9708@gmail.com Jeffrey Hoyt (716)-807-7219 Hoyt9708@gmail.com Professional Summary I was recently employed as an FHA Home Preservation underwriter with Wells Fargo from October 2014 to April 2016 and am looking to continue my career in underwriting. In addition to underwriting I have held several different positions in the mortgage industry for a total of 8 years, including modification processing,refinance processing, title research, and bankruptcy processing.These multiple positions along with my education provide a unique blend of skills and experience that are well suited for an underwriting position. ● FHA home preservation underwriting ● Private, FNMA, & FHLMC processing ● Title work and lien perfection ● Risk assessment ● Process development ● Microsoft Office proficiency ● Training and mentoring ● Fraud detection Professional Experience Wells Fargo Home Mortgage, Vancouver WA 2011 - Present Underwriter, FHA Home Preservation (2014 - Present) Home Preservation underwriting is a process in which the underwriter determines all income and expenses in a household that is experiencing a financial hardship. The underwriter will then use the information gathered to recommend the best possible remedy to the hardship as defined by FHA credit policy. Determines total monthly income of varying types including wage earners, fixed benefit recipients, 1099 employees, and self-employed individuals. Exhibits a comprehensive understanding of various types of income documentation such as paystubs,award letters, personal tax returns, business taxreturns, bank statements,and Profit & Loss Statements. Achieves top tier production in terms of both quality and efficiency which lead to a role of mentoring and peer reviewing teammate’s files. Displays an aptitude for the position allowing for the review of more complex files. The expectation for the position is to only review w2 income but have been trained in self-employment income. Home Preservation Specialist (Sept 2013 – Oct 2014) Processes a pipeline of approximately 80 mortgages from the foreclosure mediations portfolio, including FNMA, FHLMC, and private investors.The HPS serves as the single point of contact for customers, attorneys,and housing counselors to obtain documentation necessary to be reviewed for a mortgage modification with the goal of avoiding foreclosure. Provides high-level customer service that requires a strong understanding in several areas, including home preservation, foreclosure, collections, and the New York mediation legal process. ● Collects and analyzes financial documents such as tax returns, standardized application forms, and income documents to prepare the file to be reviewed by an underwriter. ● Develops systemproficiencies in order to efficiently and accurately process loans through a workflow. Systems experience includes MSP, Sharepoint, LPS, Hope Loan Portal, and ERLMF. Document Specialist IV (Sept 2011-Sept 2013) Processes subordination agreements for junior liens when the senior lien is being refinanced, thus allowing the senior lien to retain its’ position. ● Identifies components of various mortgage documents in order to accurately and efficiently prepare subordination agreements. ● Completes comprehensive research into title reports in order to identify seniorand subordinate liens that need to be placed in their intended order. ● Developed and wrote a set of start-to-finish procedures for the development of subordination agreements that was used as training material for onboarding of new associates.
- 2. Jeffrey Hoyt Hoyt9708@gmail.com Jeffrey Hoyt (716)-807-7219 Hoyt9708@gmail.com Bank ofAmerica Home Loans, Buffalo NY 2008 - 2011 Mortgage Processor (Nov 2010-Mar 2011) Processes a portfolio of approximately 30 mortgage refinance applications as part of the Making Home Affordable lending program. ● Usher loans through a pipeline as guided by an automated underwriting system. ● Monitor for compliance with lending parameters and make approval or denial requests to an underwriter, who then analyze all data to ensure accuracy. ● Serve as the primary point of contact throughout the entire refinance process; working with customers, insurance agents,loan officers, closers, and underwriters to gatherand verify all necessary information. Bankruptcy Specialist (Oct 2008-Sept 2010) Processes a portfolio of mortgages that are underbankruptcy protection with the objective of finding a solution to mortgage delinquency. ● Cooperates with legal counselto usher loans through the bankruptcy process. ● Prepares various legal documents for the attorneys to present in bankruptcy court such as Proof of Claims and Affidavits. ● Serves as a the main point of contact for customers and attorneys. ● Developed a process for the pilot loan modification program for the department. ● Lead the development and implementation of a process for the electronic filing of claims and other legal correspondence with every applicable bankruptcy court in the country,thereby greatly increasing department efficiencies. Education Bachelor of Science in International Business, State University of New York College at Plattsburgh