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Elizabeth S. Brown
Miami, Fl 33055 - 786.543.6470 - bepanez@yahoo.com
__________________________________________________________________________________
Over 15 years of in-depth experience in the competitive commerce financial and mortgage industry.
Worked in the various aspects of the mortgage industry as well as the Human Resources field. The
experience acquired thru the years is to be able to work in the various fields of Banking, Compliance,
Quality Control, Mortgage Processing, Capital Markets, Mortgage Closer/Post- Closing, Home Mortgage
Disclosures Act (HMDA) Specialist finally as a Human Resources Assistant.
CRA Data Entry Software, proficient in the use of RAMM (Real Estate Asset Management),
Papervision, LPS (Lending Portal Processing Service), Windows such as Microsoft Office Applications,
AS 400, Edge, Statusmart, Lotus, Interact AUS (including DU and LP applications) , and Avaya Phone
System
Bilingual Spanish/English Language and Notary.
PROFESSION EXPERIENCE:
Goldstein Schechter Koch (Victoria Associates Temporary Agency) – July – February 2015
(temporary assignment)
• Accounting Clerk – Assist to the finance department in clerical duties.
Bayview Asset Management (Victoria Associates Temporary) - November 2013 – April 2014
Agency (temporary assignment)
• Asset Management Processor - Process mortgage appraisals for all loans in process of
modifications.
Bank of America January 2011 – October 2013
HMDA (Home Mortgage Disclosures Act) Specialist
• Fair Lending review – performed quarterly reviews on mortgage loans.
• Assist to perform reviews of loans subject to Home Mortgage Disclosure Act (HMDA).
• Work closely with audit department planning process for various assignments.
• Prepare work papers and reports as directed by the Compliance Director.
Home Servicing Specialist
• Process mortgage applications such as set up loan, review for required documents.
• Prepare work papers and reports as directed by the Compliance Director.
• Prepare all documents on a loan mortgage for underwriter review and approval.
• Liaison with the teams, sales and clients to insure prompt resolution to obstacles that
result in customer experience for the client and consumer.
• Order and review on Appraisals and Title Commitments.
• Resolves routine title issues including, but not limited to vesting issues, child support
liens, judgment liens, mechanical liens & undisclosed liens reconveyance to processes
subordinations.
Case Representative Manage - Modifications
• Serve as a single point of contact on loan modifications process.
• Liaison work closely with process support staff in order to assist with all activities.
• Manages a portfolio of delinquent loans.
Loan Modification Processor
• Collect required documentation from applicants and follow up on missing items.
• Establish, maintain and update files, databases, records documents for recurring internal
reports.
• Order credit report, title reports.
McKinley Financial Services. Inc. August 2007 – December 2010
Executive Administrative Assistant / Human Resources
• Assist to payroll manager.
• Maintain confidential records for all employees’ benefits.
• Maintain all licensing for all insurance agents.
• Maintain all office and kitchen supplies
ABN Amro Mortgage Group, Inc. May 2003 – August 2007
Loan Closing Operation
• Responsible for critical closing functions of the mortgage such as complete closing
package, final mortgage closing figures.
• Liaison activities of loan officers, title companies and borrowers to promote efficiency,
accuracy, and compliance for both first and equity line mortgages.
Loan Post-Closing
• Prepare and process all FHA documents to insured with HUD.
BB&T f/k/a BankAtlantic May 1998 – May 2003
Collateral/HMDA Specialist
• Assist with ensuring that Home Mortgage Disclosure Act (HMDA) data is tracked
Correctly in a timely manner.
• Reviews loan application data and credit file on a monthly basis for accuracy in
reporting.
• Verify all pages, signatures of the Note and Deed of Trust was correct and consistent
with the requirement of the Home Mortgage Disclosure Act (HMDA).
• Verify that all specific documents are notarized, signed and dated properly.
• Ensure that a Corporate Assignment is executed.
• Validate that the POA is executed same day or prior to the date of the loan documents.
• Cure deficiencies, trailing documents in curing collateral deficiencies of recording
purposes.
• Provide report of collateral shipment to investor.
Education: B.A. in Business Management. – August 2007.
Awards for most efficient and top quality for loan processing

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Elizabeth Brown 2015

  • 1. Elizabeth S. Brown Miami, Fl 33055 - 786.543.6470 - bepanez@yahoo.com __________________________________________________________________________________ Over 15 years of in-depth experience in the competitive commerce financial and mortgage industry. Worked in the various aspects of the mortgage industry as well as the Human Resources field. The experience acquired thru the years is to be able to work in the various fields of Banking, Compliance, Quality Control, Mortgage Processing, Capital Markets, Mortgage Closer/Post- Closing, Home Mortgage Disclosures Act (HMDA) Specialist finally as a Human Resources Assistant. CRA Data Entry Software, proficient in the use of RAMM (Real Estate Asset Management), Papervision, LPS (Lending Portal Processing Service), Windows such as Microsoft Office Applications, AS 400, Edge, Statusmart, Lotus, Interact AUS (including DU and LP applications) , and Avaya Phone System Bilingual Spanish/English Language and Notary. PROFESSION EXPERIENCE: Goldstein Schechter Koch (Victoria Associates Temporary Agency) – July – February 2015 (temporary assignment) • Accounting Clerk – Assist to the finance department in clerical duties. Bayview Asset Management (Victoria Associates Temporary) - November 2013 – April 2014 Agency (temporary assignment) • Asset Management Processor - Process mortgage appraisals for all loans in process of modifications. Bank of America January 2011 – October 2013 HMDA (Home Mortgage Disclosures Act) Specialist • Fair Lending review – performed quarterly reviews on mortgage loans. • Assist to perform reviews of loans subject to Home Mortgage Disclosure Act (HMDA). • Work closely with audit department planning process for various assignments. • Prepare work papers and reports as directed by the Compliance Director. Home Servicing Specialist • Process mortgage applications such as set up loan, review for required documents. • Prepare work papers and reports as directed by the Compliance Director. • Prepare all documents on a loan mortgage for underwriter review and approval. • Liaison with the teams, sales and clients to insure prompt resolution to obstacles that result in customer experience for the client and consumer. • Order and review on Appraisals and Title Commitments. • Resolves routine title issues including, but not limited to vesting issues, child support liens, judgment liens, mechanical liens & undisclosed liens reconveyance to processes subordinations. Case Representative Manage - Modifications • Serve as a single point of contact on loan modifications process. • Liaison work closely with process support staff in order to assist with all activities.
  • 2. • Manages a portfolio of delinquent loans. Loan Modification Processor • Collect required documentation from applicants and follow up on missing items. • Establish, maintain and update files, databases, records documents for recurring internal reports. • Order credit report, title reports. McKinley Financial Services. Inc. August 2007 – December 2010 Executive Administrative Assistant / Human Resources • Assist to payroll manager. • Maintain confidential records for all employees’ benefits. • Maintain all licensing for all insurance agents. • Maintain all office and kitchen supplies ABN Amro Mortgage Group, Inc. May 2003 – August 2007 Loan Closing Operation • Responsible for critical closing functions of the mortgage such as complete closing package, final mortgage closing figures. • Liaison activities of loan officers, title companies and borrowers to promote efficiency, accuracy, and compliance for both first and equity line mortgages. Loan Post-Closing • Prepare and process all FHA documents to insured with HUD. BB&T f/k/a BankAtlantic May 1998 – May 2003 Collateral/HMDA Specialist • Assist with ensuring that Home Mortgage Disclosure Act (HMDA) data is tracked Correctly in a timely manner. • Reviews loan application data and credit file on a monthly basis for accuracy in reporting. • Verify all pages, signatures of the Note and Deed of Trust was correct and consistent with the requirement of the Home Mortgage Disclosure Act (HMDA). • Verify that all specific documents are notarized, signed and dated properly. • Ensure that a Corporate Assignment is executed. • Validate that the POA is executed same day or prior to the date of the loan documents. • Cure deficiencies, trailing documents in curing collateral deficiencies of recording purposes. • Provide report of collateral shipment to investor. Education: B.A. in Business Management. – August 2007. Awards for most efficient and top quality for loan processing