Roberta Martinez has over 15 years of experience in credit risk evaluation, financial analysis, and budget forecasting. She has worked in credit management roles for several companies, including Bluelinx Corporation and Mile High Equipment, where she evaluated customer accounts, managed receivables, and met collection goals. Martinez holds a B.S. in Business Administration and has obtained several professional certifications in credit and finance.
Roberta Martinez has over 10 years of experience in credit risk evaluation and financial analysis. She has exceeded goals for evaluating the creditworthiness of thousands of regional and international accounts. Martinez utilizes various tools and reports to assess risk, analyze financial statements, and make strategic credit line and budget decisions. She is recognized as a dedicated problem solver with strong communication and collaboration skills.
Kathryn Johnson has over 25 years of experience in financial management, planning, and analysis. She has held roles such as VP of Finance, Controller, and Adjunct Professor. Her skills include financial reporting, budgeting, cost management, and strategic planning. She currently works as an independent consultant providing financial expertise to businesses.
Kathryn Johnson has over 25 years of experience in financial management and accounting roles. She has held positions including VP of Finance, Controller, and Adjunct Professor. Her skills include financial reporting, budgeting, strategic planning, and operations management. She currently works as an independent consultant providing finance and accounting services to various organizations.
Kathryn Johnson has over 25 years of experience in finance, accounting, and operations management. She has held roles such as Vice President of Finance, Controller, and Adjunct Professor. Her skills include financial reporting, budgeting, strategic planning, and digital/mobile accounting. She holds an MBA and certifications as a CPA and CGMA.
M. Layne Littlejohn is an accounting and finance leader with over 30 years of experience leading functional teams and processes. She has held various leadership roles in accounting, financial planning and analysis, accounts payable, and revenue operations for companies across multiple industries. The document outlines her extensive experience and qualifications for strategic leadership roles involving accounting, financial processes, and people management.
David J. Lee II is seeking a professional position where he can utilize his experience and skills. He has 20 years of experience in accounts receivable, credit, and collections management. His background includes positions at KPMG LLP, Master Halco, Dallas Cowboys Football, Jacuzzi Whirlpool Bath, Southwestern Bell Telecom Pioneers, and 20th Century Fox Films. He holds a Bachelor's degree in Business Finance from Morris Brown College and has extensive experience with Microsoft Office, SAP, and other accounting software.
Michael J. DeMaria III is a seasoned investment professional with over 25 years of experience in wealth management, portfolio management, and financial planning. He has managed over $1 billion in assets for high net worth individuals and institutions throughout his career. Currently, he is a Senior Vice President at People's United Bank, where he acquires and manages fiduciary relationships, providing comprehensive financial planning and managing $65 million in assets.
Sheldon F. Joseph has over 12 years of experience in management, leadership, sales, and customer service roles. He is currently a Team Lead and Operations-Strategy Liaison at Ryla Teleservices, where he manages 12 direct reports and various projects. Previously, he held positions in business banking, mortgage lending, and financial services. He has a track record of managing performance, client retention, and process development. Outside of work, he serves as Business Manager and Advisor for the nonprofit Show Me The Way Foundation.
Roberta Martinez has over 10 years of experience in credit risk evaluation and financial analysis. She has exceeded goals for evaluating the creditworthiness of thousands of regional and international accounts. Martinez utilizes various tools and reports to assess risk, analyze financial statements, and make strategic credit line and budget decisions. She is recognized as a dedicated problem solver with strong communication and collaboration skills.
Kathryn Johnson has over 25 years of experience in financial management, planning, and analysis. She has held roles such as VP of Finance, Controller, and Adjunct Professor. Her skills include financial reporting, budgeting, cost management, and strategic planning. She currently works as an independent consultant providing financial expertise to businesses.
Kathryn Johnson has over 25 years of experience in financial management and accounting roles. She has held positions including VP of Finance, Controller, and Adjunct Professor. Her skills include financial reporting, budgeting, strategic planning, and operations management. She currently works as an independent consultant providing finance and accounting services to various organizations.
Kathryn Johnson has over 25 years of experience in finance, accounting, and operations management. She has held roles such as Vice President of Finance, Controller, and Adjunct Professor. Her skills include financial reporting, budgeting, strategic planning, and digital/mobile accounting. She holds an MBA and certifications as a CPA and CGMA.
M. Layne Littlejohn is an accounting and finance leader with over 30 years of experience leading functional teams and processes. She has held various leadership roles in accounting, financial planning and analysis, accounts payable, and revenue operations for companies across multiple industries. The document outlines her extensive experience and qualifications for strategic leadership roles involving accounting, financial processes, and people management.
David J. Lee II is seeking a professional position where he can utilize his experience and skills. He has 20 years of experience in accounts receivable, credit, and collections management. His background includes positions at KPMG LLP, Master Halco, Dallas Cowboys Football, Jacuzzi Whirlpool Bath, Southwestern Bell Telecom Pioneers, and 20th Century Fox Films. He holds a Bachelor's degree in Business Finance from Morris Brown College and has extensive experience with Microsoft Office, SAP, and other accounting software.
Michael J. DeMaria III is a seasoned investment professional with over 25 years of experience in wealth management, portfolio management, and financial planning. He has managed over $1 billion in assets for high net worth individuals and institutions throughout his career. Currently, he is a Senior Vice President at People's United Bank, where he acquires and manages fiduciary relationships, providing comprehensive financial planning and managing $65 million in assets.
Sheldon F. Joseph has over 12 years of experience in management, leadership, sales, and customer service roles. He is currently a Team Lead and Operations-Strategy Liaison at Ryla Teleservices, where he manages 12 direct reports and various projects. Previously, he held positions in business banking, mortgage lending, and financial services. He has a track record of managing performance, client retention, and process development. Outside of work, he serves as Business Manager and Advisor for the nonprofit Show Me The Way Foundation.
Resume - James E Brown Credit ProfessionalJames Brown
This document provides a summary and work history for James Edward Brown. It summarizes his over 25 years of experience in commercial credit, collections, accounts receivable, and customer relations. His most recent role was as the Accounts Receivable Manager at United Natural Foods, Inc, where he oversaw a department of 20 people responsible for over $200 million in accounts receivable. Prior to that, he held several senior level positions in credit, collections, and accounts receivable at other large companies.
Ch capital loan process complete 06012011sokcordell69
The document discusses the loan process for CH Capital Partners and outlines some of the challenges in communicating and collaborating between community banks, large banks, borrowers, and other entities during an SBA 504 loan. It notes that regulatory environment and lack of resources make community banks ill-equipped for complex loans, leading to confusion. The document then provides details on the loan stages and requirements from different lenders to issue a letter of intent.
Randall R. Kennedy has over 30 years of experience in financial services and banking, including roles in branch management, commercial lending, and loan workout. He currently serves as Senior Vice President of the Managed Assets Department at Oneida Savings Bank, where he manages collections, workouts, and liquidations. Previously, he held positions including Vice President of Mortgage Lending and Branch Administration, where he exceeded goals for loan originations and deposits. He has a Bachelor's degree in Business Administration from SUNY Institute of Technology at Utica/Rome and has attended numerous lending seminars.
John Dombroski has over 25 years of experience in financial analysis, planning, and management roles across several industries. He has a track record of delivering strong results through cost reduction initiatives, process improvements, and strategic solutions. Dombroski is proficient in financial modeling, reporting, budgeting, and analysis and has expertise in operations, sales planning, and business development.
Steven Blondell is a finance professional seeking a senior level position where he can engage teams to make high-level financial decisions and solutions. He has over 25 years of experience in finance roles including VP of Finance, Controller, Treasury Manager, and Consultant. Blondell has experience in both public and private companies, managing portfolios over $100 million, and leading treasury, accounting, and financial functions.
Robert Edwards has over 30 years of experience in credit risk management. He has held leadership roles at the FDIC, Key Equipment Finance Group, Citicapital Commercial Corporation, and Deutsche Credit Corporation. Edwards has a proven track record of balancing risk and compliance while maximizing profits through underwriting, portfolio management, and workouts.
Earl Simmons is a senior director of finance and corporate controller with over 20 years of experience in financial leadership roles. He has worked for large companies like Fluor Corporation and Ballanger Group, where he helped save the latter from insolvency. Simmons has expertise in areas such as treasury management, financial analysis, budgeting, and ensuring regulatory compliance. He provides clients as a business consultant with strategic advice and works to improve their operational efficiencies and financial performance.
A dedicated, results-oriented business professional that is capable of managing multiple projects at once. Great ability to communicate clearly and concisely. Great ability to establish and maintain effective relationships with clients, employees and management. Demonstrated ability to gain customer trust and provide exceptional follow-up, leading to increased repeat and referral business. Expertise in handling escalated situations. Resolve complaints and concerns at first point of contact. Great listening skills, very dependable, reliable and organized. Works well independently, or as part of a team and always lead by example: excellent team leadership and supervision skills.
The document provides a summary of Khurram Raza's professional experience, including over 10 years of experience in mortgage underwriting, risk management, and loss mitigation. He has underwriting authority of $1 million and aggregate authority of $3 million. Additionally, he has leadership experience in employee development, training, project management, and strategic planning.
Randall Schmidt has over 30 years of experience in senior accounts receivable management roles. He has managed receivables portfolios ranging from $6-45 million monthly with annual sales from $75 million to $700 million. He has a proven track record of developing strong customer relations, negotiating difficult accounts, and achieving credit loss ratios between 0-0.0001%.
Mona Christian is seeking a Financial Services/Accounts Receivable Manager position. She has over 20 years of experience in financial roles across several industries. She currently serves as the Financial Services Manager at Wyndham Worldwide, where she manages accounts receivable of over $1 billion and leads a team that processes receivables. Previously she held similar roles at Booz & Co. and Siemens, where she improved key metrics like days sales outstanding. She has extensive experience with financial systems and holds a Bachelor's degree in Business/Accounting.
Radhika Maheshwari is a senior associate with over 10 years of experience in finance, accounts, operations support, and people management. She has extensive experience in accounts receivable, accounts payable, invoice processing, financial reporting, and data analysis. Currently she is responsible for ensuring smooth operational support and compliance for client facing teams at Sapient Consulting. Previously she worked as an accounts officer at J.K. Cement Limited where she managed accounts receivable, payable, stock reconciliation, and vendor payments. She holds a PGDM and has expertise in SAP FICO, Oracle, Salesforce, and Microsoft Excel.
January 2016 ira's contract mgmt resumeIra Anderson
In view of my resume, employers can judge my Profile and learn my business traits and also see my commitment and longevity for each career stop I have created. My enthusiasm for Business is real and I am anxious to help the next company/business be successful. My 18+ years of business and 13 years of Teaching bode well for the next employer because of my ability to adapt and learn quickly.
Martin Omokhape Agbugui has over 15 years of experience in financial analysis, risk assessment, credit underwriting, and customer service. He is currently a Consumer Loan Underwriter at Wells Fargo, where he evaluates loan applications, conducts risk analysis, and ensures documentation compliance. Previously, he held underwriting roles at JP Morgan Chase and Credit Acceptance, and worked in collections and customer service at Chrysler Financial Services, where he exceeded performance goals.
John Quinn has over 20 years of experience in finance and investment analysis. He has held roles analyzing investments and providing recommendations to clients at Columbia Management Advisors and Coburn & Meredith. Quinn also has experience managing production operations and budgets at the Boston Globe Newspaper Company. He holds a CFA designation and MBA from Boston University.
Joyce Montier-Drew is a recognized financial accounting analyst with experience analyzing financial positions and providing timely analysis to business groups. She has partnered with various groups to develop team members and create value. At CH2M Hill, she implemented an international trade settlement process that accommodated doubled business while cutting transaction time in half. She has also held financial analyst roles at TCF Bank and Citigroup Diners Club, preparing budgets, analyzing expenses, and partnering with managers on forecasting. She has expertise in areas such as international accounting, process improvement, and team development.
Mohammed Shakeel urRahman is an experienced finance professional with over 12 years of experience in credit control, accounts receivable, billing, and finance management. He has worked for several leading organizations in roles like credit controller and credit/risk analyst. He is seeking a middle or senior level managerial position utilizing his experience in credit control, collections, accounts receivable, and financial management.
This document summarizes the experience and qualifications of Mary E. Martell as a credit and collections professional with over 15 years of experience. She has held roles as a credit and collections manager, billing/financial analyst, accounts receivable analyst, and senior credit and collections representative. Her experience includes responsibilities like credit approval, accounts receivable management, billing, collections, and financial analysis.
Teresa Wilkerson has over 20 years of experience in credit and collections management. She has worked in credit management roles for various companies, managing receivables, negotiating contracts, and establishing credit policies. Her experience includes managing the credit function for a $175M organization, training credit staff, and maintaining low DSO and bad debt. She has a background in accounting and seeks a credit manager position that utilizes her financial and relationship management skills.
Syed Mustafa Gardezi is seeking a senior position in finance or accounting where he can utilize over 15 years of experience. He has extensive expertise in areas such as financial management, budgeting, payroll management, and credit risk. Currently he is the Finance & Admin Manager at Firefly FZ LLC in Dubai, where his responsibilities include managing financial operations and payroll. Previously he held roles as a Consumer Banking Officer at Standard Chartered Bank and Assistant Financial Controller at TSS in the UK. He has an MCom in Accounting & Finance and is pursuing qualifications from ICAEW and as a CPA.
Leigh Ann Royal is a senior credit analyst with over 17 years of experience in credit risk evaluation and management. She has a proven track record of reducing days sales outstanding and delinquent accounts through close customer monitoring and collection efforts. Royal has received several awards for her contributions to complex projects involving mergers, acquisitions, and divestitures.
Shubhankan Jain is seeking a role as a financial analyst where he can utilize his financial, analytical, and communication skills. He has over 2 years of experience as a financial analyst at Cummins, Inc. where he coordinated budgets of $300M, forecasted expenses of $100M, analyzed financial trends and variances, and built models for decision making. He is a CMA candidate with experience in Oracle Financials, Excel, and presenting financial results.
Resume - James E Brown Credit ProfessionalJames Brown
This document provides a summary and work history for James Edward Brown. It summarizes his over 25 years of experience in commercial credit, collections, accounts receivable, and customer relations. His most recent role was as the Accounts Receivable Manager at United Natural Foods, Inc, where he oversaw a department of 20 people responsible for over $200 million in accounts receivable. Prior to that, he held several senior level positions in credit, collections, and accounts receivable at other large companies.
Ch capital loan process complete 06012011sokcordell69
The document discusses the loan process for CH Capital Partners and outlines some of the challenges in communicating and collaborating between community banks, large banks, borrowers, and other entities during an SBA 504 loan. It notes that regulatory environment and lack of resources make community banks ill-equipped for complex loans, leading to confusion. The document then provides details on the loan stages and requirements from different lenders to issue a letter of intent.
Randall R. Kennedy has over 30 years of experience in financial services and banking, including roles in branch management, commercial lending, and loan workout. He currently serves as Senior Vice President of the Managed Assets Department at Oneida Savings Bank, where he manages collections, workouts, and liquidations. Previously, he held positions including Vice President of Mortgage Lending and Branch Administration, where he exceeded goals for loan originations and deposits. He has a Bachelor's degree in Business Administration from SUNY Institute of Technology at Utica/Rome and has attended numerous lending seminars.
John Dombroski has over 25 years of experience in financial analysis, planning, and management roles across several industries. He has a track record of delivering strong results through cost reduction initiatives, process improvements, and strategic solutions. Dombroski is proficient in financial modeling, reporting, budgeting, and analysis and has expertise in operations, sales planning, and business development.
Steven Blondell is a finance professional seeking a senior level position where he can engage teams to make high-level financial decisions and solutions. He has over 25 years of experience in finance roles including VP of Finance, Controller, Treasury Manager, and Consultant. Blondell has experience in both public and private companies, managing portfolios over $100 million, and leading treasury, accounting, and financial functions.
Robert Edwards has over 30 years of experience in credit risk management. He has held leadership roles at the FDIC, Key Equipment Finance Group, Citicapital Commercial Corporation, and Deutsche Credit Corporation. Edwards has a proven track record of balancing risk and compliance while maximizing profits through underwriting, portfolio management, and workouts.
Earl Simmons is a senior director of finance and corporate controller with over 20 years of experience in financial leadership roles. He has worked for large companies like Fluor Corporation and Ballanger Group, where he helped save the latter from insolvency. Simmons has expertise in areas such as treasury management, financial analysis, budgeting, and ensuring regulatory compliance. He provides clients as a business consultant with strategic advice and works to improve their operational efficiencies and financial performance.
A dedicated, results-oriented business professional that is capable of managing multiple projects at once. Great ability to communicate clearly and concisely. Great ability to establish and maintain effective relationships with clients, employees and management. Demonstrated ability to gain customer trust and provide exceptional follow-up, leading to increased repeat and referral business. Expertise in handling escalated situations. Resolve complaints and concerns at first point of contact. Great listening skills, very dependable, reliable and organized. Works well independently, or as part of a team and always lead by example: excellent team leadership and supervision skills.
The document provides a summary of Khurram Raza's professional experience, including over 10 years of experience in mortgage underwriting, risk management, and loss mitigation. He has underwriting authority of $1 million and aggregate authority of $3 million. Additionally, he has leadership experience in employee development, training, project management, and strategic planning.
Randall Schmidt has over 30 years of experience in senior accounts receivable management roles. He has managed receivables portfolios ranging from $6-45 million monthly with annual sales from $75 million to $700 million. He has a proven track record of developing strong customer relations, negotiating difficult accounts, and achieving credit loss ratios between 0-0.0001%.
Mona Christian is seeking a Financial Services/Accounts Receivable Manager position. She has over 20 years of experience in financial roles across several industries. She currently serves as the Financial Services Manager at Wyndham Worldwide, where she manages accounts receivable of over $1 billion and leads a team that processes receivables. Previously she held similar roles at Booz & Co. and Siemens, where she improved key metrics like days sales outstanding. She has extensive experience with financial systems and holds a Bachelor's degree in Business/Accounting.
Radhika Maheshwari is a senior associate with over 10 years of experience in finance, accounts, operations support, and people management. She has extensive experience in accounts receivable, accounts payable, invoice processing, financial reporting, and data analysis. Currently she is responsible for ensuring smooth operational support and compliance for client facing teams at Sapient Consulting. Previously she worked as an accounts officer at J.K. Cement Limited where she managed accounts receivable, payable, stock reconciliation, and vendor payments. She holds a PGDM and has expertise in SAP FICO, Oracle, Salesforce, and Microsoft Excel.
January 2016 ira's contract mgmt resumeIra Anderson
In view of my resume, employers can judge my Profile and learn my business traits and also see my commitment and longevity for each career stop I have created. My enthusiasm for Business is real and I am anxious to help the next company/business be successful. My 18+ years of business and 13 years of Teaching bode well for the next employer because of my ability to adapt and learn quickly.
Martin Omokhape Agbugui has over 15 years of experience in financial analysis, risk assessment, credit underwriting, and customer service. He is currently a Consumer Loan Underwriter at Wells Fargo, where he evaluates loan applications, conducts risk analysis, and ensures documentation compliance. Previously, he held underwriting roles at JP Morgan Chase and Credit Acceptance, and worked in collections and customer service at Chrysler Financial Services, where he exceeded performance goals.
John Quinn has over 20 years of experience in finance and investment analysis. He has held roles analyzing investments and providing recommendations to clients at Columbia Management Advisors and Coburn & Meredith. Quinn also has experience managing production operations and budgets at the Boston Globe Newspaper Company. He holds a CFA designation and MBA from Boston University.
Joyce Montier-Drew is a recognized financial accounting analyst with experience analyzing financial positions and providing timely analysis to business groups. She has partnered with various groups to develop team members and create value. At CH2M Hill, she implemented an international trade settlement process that accommodated doubled business while cutting transaction time in half. She has also held financial analyst roles at TCF Bank and Citigroup Diners Club, preparing budgets, analyzing expenses, and partnering with managers on forecasting. She has expertise in areas such as international accounting, process improvement, and team development.
Mohammed Shakeel urRahman is an experienced finance professional with over 12 years of experience in credit control, accounts receivable, billing, and finance management. He has worked for several leading organizations in roles like credit controller and credit/risk analyst. He is seeking a middle or senior level managerial position utilizing his experience in credit control, collections, accounts receivable, and financial management.
This document summarizes the experience and qualifications of Mary E. Martell as a credit and collections professional with over 15 years of experience. She has held roles as a credit and collections manager, billing/financial analyst, accounts receivable analyst, and senior credit and collections representative. Her experience includes responsibilities like credit approval, accounts receivable management, billing, collections, and financial analysis.
Teresa Wilkerson has over 20 years of experience in credit and collections management. She has worked in credit management roles for various companies, managing receivables, negotiating contracts, and establishing credit policies. Her experience includes managing the credit function for a $175M organization, training credit staff, and maintaining low DSO and bad debt. She has a background in accounting and seeks a credit manager position that utilizes her financial and relationship management skills.
Syed Mustafa Gardezi is seeking a senior position in finance or accounting where he can utilize over 15 years of experience. He has extensive expertise in areas such as financial management, budgeting, payroll management, and credit risk. Currently he is the Finance & Admin Manager at Firefly FZ LLC in Dubai, where his responsibilities include managing financial operations and payroll. Previously he held roles as a Consumer Banking Officer at Standard Chartered Bank and Assistant Financial Controller at TSS in the UK. He has an MCom in Accounting & Finance and is pursuing qualifications from ICAEW and as a CPA.
Leigh Ann Royal is a senior credit analyst with over 17 years of experience in credit risk evaluation and management. She has a proven track record of reducing days sales outstanding and delinquent accounts through close customer monitoring and collection efforts. Royal has received several awards for her contributions to complex projects involving mergers, acquisitions, and divestitures.
Shubhankan Jain is seeking a role as a financial analyst where he can utilize his financial, analytical, and communication skills. He has over 2 years of experience as a financial analyst at Cummins, Inc. where he coordinated budgets of $300M, forecasted expenses of $100M, analyzed financial trends and variances, and built models for decision making. He is a CMA candidate with experience in Oracle Financials, Excel, and presenting financial results.
Charles Holland has 25 years of experience in accounts receivable, credit, and collections management across various industries. He has a proven track record of maximizing cash flow and reducing days sales outstanding. His experience includes managing receivables portfolios, performing credit reviews, and resolving collection issues. He has advanced computer and communication skills and a strong customer service orientation.
The document is a LinkedIn profile summary for Michael J. Archer, highlighting his 15+ years of senior level finance experience. It summarizes his roles and responsibilities in directing complex financial operations and processes, ensuring regulatory compliance and positive audit outcomes. It also lists his areas of expertise and contributions to previous employers like Saputo Dairy Foods, Open Inc., and Gulfstream Aerospace in financial analysis, credit management, accounting, and strategic planning.
David Missory has over 20 years of experience in credit and collections management. He has a proven track record of reducing days sales outstanding and delinquency rates across various industries. Missory is certified in credit analysis and risk management with a focus on building strong customer relationships and implementing best practices.
This document is a resume for David Ramos, an experienced accounts receivable manager. He has over 25 years of experience managing A/R, credit, and collections. His most recent role was at Critical Mention Inc. where he helped set up billing processes, reduced days to collect by 25%, and maintained detailed collection records. He is skilled in SAP, Sage Timberline, QuickBooks, and other accounting software.
Mr. McKenly has been a member of the United States Air Force. As a Financial Manager, his duties included monitoring, and compliance with Non-Appropriated funds accounting according to congressional guidelines. He also maintained military members traveling to new duty stations and various other assignments through the military travel system called M.O.R.S. He was honorably discharged from the Air Force in 2001. Since then, he has worked for a number of different companies in a wide variety of industries. Some of his accomplishments include: managing the processing of $4M Commercial Travel Disbursements monthly for 15 Air Force bases and 12 Air National Guard Units and performing credit analysis on small to mid-cap companies to determine the creditworthiness.
Graduated with an MBA in Project Management on December 12, 2015.
Certified Associated Project Manager on December 23, 2015
This document is a resume for Syed Arif Raza, who has over 30 years of experience in finance, credit, risk management, and collection roles. He has held leadership positions at Standard Chartered Bank, Grays Leasing Ltd, PIC Leasing, and First General Leasing Modaraba. His experience includes credit approval, portfolio management, strategy development, and reducing bad debt. He has an MBA with a major in accounting and is a certified public accountant and certified skills assessor.
Glen Coleman has over 10 years of experience as a credit analyst. He is skilled at quantitative and financial analysis, credit evaluation, customer service, and client relations. Currently, he works as a credit analyst for Trimark Strategic dba ISI Commercial Refrigeration Inc, where he evaluates credit applications, analyzes financial information, and ensures accurate accounting records. He has a proven track record of reducing bad debt and maintaining low credit application processing times while protecting the company from higher risk.
This resume is for Demonte Miller, who has extensive experience in accounting, financial reporting, budgeting, and cash management. Miller has over 10 years of experience in roles such as Accountant, Accounts Receivable Supervisor, Business Office Manager, Auto Loan Specialist, and Collections Lead. Miller's skills include financial reporting, fiscal budgeting, Microsoft Office, communication, relationship building, and problem solving. Miller holds a degree in Human Resource Management and is licensed as a Federal Student Loan Officer.
Steven M. Akre is a seasoned finance and accounting professional with over 20 years of experience in areas such as budgeting, forecasting, financial modeling, accounting, and business analytics. He is seeking a senior manager role where he can utilize his integrity, experience, and energy. His background includes positions as a senior finance manager, finance manager, financial planning and analysis manager, and senior consultant.
This document contains contact information and a career summary for Anubhuti Kapoor. It lists her address, email, phone number, and over 15 years of experience in financial roles. Her experience includes positions in collections management, accounts receivable/payable, credit recovery, and relationship management for banks and other organizations in India and Australia. She has a demonstrated track record of recovering millions from outstanding balances and resolving complicated financial issues.
The document is a resume for Adam John Smyth. It summarizes his experience as a finance professional with over 15 years of experience in credit analysis, collections, and banking. He currently works as a Credit & Collections Supervisor at Johnson Controls Inc. where he supervises a team that manages over $50 million in accounts receivable. Prior to this role, he held several supervisory and managerial positions at DHL Express and other companies where he improved key performance metrics like days sales outstanding and cash collections.
Diana Oh-Armetta is an accomplished financial management professional with extensive experience in risk management, financial analysis, compliance, and process automation. She has over 20 years of experience at J.P. Morgan Chase & Company and The Chase Manhattan Corporation in various roles such as controller, credit analyst, underwriter, and middle office associate. She holds a Bachelor of Science degree in Accounting from St. John's University.
Syed Arif Raza has over 25 years of experience in finance, credit, risk management, and collections. He has held leadership positions at Standard Chartered Bank, Grays Leasing Ltd, PIC Leasing, First General Leasing Modaraba, and NDLC-IFC Bank Ltd. Raza has an MBA with a major in accounting and is a Certified Public Accountant and Certified Skill Assessor. He has extensive experience developing credit policies, managing portfolios, and reducing loan losses and bad debts.
1. ROBERTA MARTINEZ, CCE_____________________________________________________________________
Certified Credit Executive 18327 E. Nassau Drive, Aurora, CO 80013 (303)
356-2523
bobbiamartinez@gmail.
com
www.linkedin.com/in/robertamartinezc
ce
Multi functional financial manager with over 15 years of credit/risk evaluation, and budget/cash forecasting with
results orientated analysis of financial/budget information critical any organizations’ business development while
meeting requirements for financial reporting, planning, and analysis outlined by Sarbanes-Oxley regulations and
improved efficiency resulting in cost reductions. I am recognized for sound decision-making through effective
communication and interpersonal skills. Performance records reflect a dedicated, hard-working, problem solving,
reliable employee who works independently and within teams to foster optimum levels of professional integrity.
PROFESSIONAL HIGHLIGHTS
Financial Statement Analysis Effective Collaborator/Negotiator Independent Or Team Worker
Constructive Problem Solver Financial Information Management Effective Financial Reporting
Budget Development/Analysis Familiar w/ D&B Reporting Contributor To Business Development
Risk/Credit Evaluation Proven Results Related Decision-Making Familiar With Several Industries
PROFESSIONAL EXPERIENCE
BLUELINX CORPORATION_(Distributor of Building Products)_______________________11/2006 TO 10/2010
Assistant Credit Manager
• Exceeded goals of managing risk on all accounts in Colorado and South and North Western Regions of the
United States, Mexico, and Canada--approximately 3,700 accounts, $2-$3 billion portfolio. Under 1% write off.
• Collaborated with operations to provide economic models for optimum development through difficult economy
mitigating risk and maximizing business opportunities while meeting corporate and customer needs.
• Trained, developed and supervised Credit Assistant.
• Motivated team to maximize use of new program reducing new customer set up to a few hours to one day
versus three days allowing company to increase sales and accept short notice orders from new customers.
• Analyzed new accounts determining points of risk, creditworthiness, financial stability and growth potential
using Dun & Bradstreet’s DNBI and e-Ram reporting systems, financial statement analysis, economic models
and customer research findings. Approximately 75-100 accounts per month.
• Re-evaluated annually or bi-annually performance of existing accounts to determine if original credit line
remained adequate and within risk guidelines for future growth potential. Approximately 150-300 accounts per
month.
• Processed credit line increase requests due to increasing sales volumes or seasonal growth trends comparing
new information to previous business model allowing increased sales--about 100-200 accounts per month.
• Prepared evaluations of profit margins along with payment performances to determine adequacy of margins.
• Seen as a leader by peers in development of various financial and operational tools for evaluation purposes.
MILE HIGH EQUIPMENT (Manufacturer of Ice-O-Matic Ice Machines)___________________ 9/1998 TO
11/2006
Subsidiary of Enodis Corporation
Assistant Credit Manager
• Evaluated national and international customer accounts determining creditworthiness as distributors of
Ice-O-Matic Ice Machines using D&B Products, country reports, and internet sites.
• Managed collection functions for all receivables. Aging size 300-350 customers, $5 to $9 million/month.
Average DSO 30-34 days, arrearage of 2%-5%.
• Through systematic collection efforts, met all collection goals as defined by Enodis (parent company) by
successfully building alliances with customers, customer service, sales representatives, manufacturing, and top
management team and investigated and recommended techniques for offsetting credit risk
• Developed floor-planning finance program for larger customers. Program used as a model with several other
subsidiary companies. Program prevented loss when one customer filed bankruptcy.
• Kept informed regarding updated economic standing of individual countries since approximately 34% of credit
portfolio was outside the United States.
2. • Used GAAP rules and Credit Principles to direct the flow of paperwork, providing recommended separation of
responsibilities, and developed credit files reflecting Enodis’ finance/risk/credit policy.
• Participated in month end and year end accounting functions, and reconciled all accounts related to AR section
of the balance sheet
• Completed Mile High AR cash, AP, and payroll forecast out to nine weeks for parent company within 5%
accuracy requirement, and prepared several reports measuring DSO and AR arrearage.
ROBERTA MARTINEZ, CCE
PROFESSIONAL EXPERIENCE CONTINUED
Page 2
BARON ENTERPRISES, DENVER, CO (Manufacturer of Plastic Slip Sheets) 1/1996 TO
9/1998
Credit and Collections Manager/Corporate Accountant
• Determined customer creditworthiness for national and international accounts, and managed collection
functions for all receivables. Receivables were 94% current with DSO of 24 days.
• Established summary spreadsheets to provide “at-a-glance” current cash and account receivables information
to enhance regular cash management functions.
• Performed end of the month GL accounts reconciliation. Accuracy of “at-a-glance” daily work sheets allowed
account balance reliability for end of the month reporting.
• Compiled cash flow projections and analysis of actual vs. budgeted sales forecasts to enhance CFO planning
functions.
• Prepared weekly P & L information to give investors and top management up-to-date financial reporting.
PREVIOUS EXPERIENCE_______________________________________________________________________
• Tax Preparer II – H & R Block (have continued on a seasonal basis)
• Full Charge Bookkeeper/Office Manager and Grant Writer - Big Sisters of America
• Full Charge Bookkeeper/Payroll - Quizno’s Submarine Sandwich Shop
• Assistant to Controller - Burst Communications and PetPro Inc.
• Office Manager - Best Properties
• Inventory Control – Continental Airlines
• General Manager – Bassett Furniture Warehouse
• Buyer – Sandoz, Pharmaceuticals, Inc.
EDUCATION
B.S. in Business Administration, 1992
University of Phoenix at Aurora
Emphasis in Accounting/Finance
Achieved a 3.7 GPA in Accelerated Program
Elected Class Leader
PROFESSIONAL DEVELOPMENT
CBA, CBF, and CCE NACM Credit Certifications
Sponsored by National Association of Credit Management
Past board member of National Association of Credit Management as Treasurer of CFDD Division
Numerous Tax Courses – H & R Block
Principles of Business Credit, Financial Analysis I & II,
Accounting, and Business Law
Sponsored by American Management Association
Dun & Bradstreet’s Collections I and Collections II classes
American Management Association “Management Course”
“How to Handle Difficult People” and
“Communicating with Diplomacy and Tact” workshops
Sponsored by Mountain States Employer Council