Roberta Martinez has over 10 years of experience in credit risk evaluation and financial analysis. She has exceeded goals for evaluating the creditworthiness of thousands of regional and international accounts. Martinez utilizes various tools and reports to assess risk, analyze financial statements, and make strategic credit line and budget decisions. She is recognized as a dedicated problem solver with strong communication and collaboration skills.

1. ROBERTA MARTINEZbobbiamartinez@gmail.com<br />(303) 356-2523 www.linkedin.com/in/robertamartinezcce<br />Certified credit manager with 10+ years of increasing responsibility in credit/risk evaluation and budget/cash forecasting critical to an organization’s business development. Demonstrated excellence in meeting Sarbanes-Oxley regulations and GAAP reporting standards. I am a sound decision-maker with a focus on improved efficiency and the resulting cost reductions. Recognized as a dedicated, hard-working, reliable problem solver,who demonstrates influence and finesse in cross cultural communication and interpersonal skills.<br />KEY SKILLS<br />Risk/Credit EvaluationInternational Risk Analysis<br />Financial Statement AnalysisBusiness Development<br />Budget Development AnalysisInfluential Problem Solver<br />Strategic Financial ReportingRelational Negotiator<br /> Collaborator/NegotiatorCash Forecasting<br />PROFESSIONAL HISTORY<br />Assistant Credit Manager, BlueLinx Corporation, 11/2006 - 10/2010<br />Exceeded goals for risk/credit evaluation of regional accounts in 2 regions and international accounts in Mexico and Canada—approximately 3,700 accounts, $2-$3 billion portfolio. <br />Analyzed 75-100 new accounts monthly to determine points of risk, creditworthiness, financial stability and growth potential.<br />Evaluated performance of 150-300 existing accounts for credit line adequacy for future growth potential, and processed credit line increase requests for 75-100 accounts to facilitate timely release of new orders if these orders put the customer over their credit line. <br />Utilized Dun & Bradstreet’s e-Ram and DNBI programs for evaluation guidelines. <br />Collaborated with sales and operations to provide strategic models for optimum business development while mitigating risk and maintaining corporate guidelines. <br />Deployed principles from the bestseller “Fish” to deploy and maximize team use of new Share Point program resulting in reduced set up time, increased sales, and improved short notice orders. <br />Prepared profit margin evaluations using payment performances to determine adequacy of margins. <br />I had the pleasure of supervising, training and developing departmental staff.<br />Credit Manager/Assistant Credit Manager, Mile High Equipment, 9/1998 - 11/2006<br />As a subsidiary of Enodis Corporation’s worldwide operations, my credit decisions involved Mile High Equipment and other Enodis entities. <br />Analyzed customer creditworthiness for national and international distributor accounts using Dun & Bradstreet reports and country analysis. <br />Developed and maintained influential relationships with distributors. <br />Managed collection functions--aging size 300-350 customers, $5 to $9 million/month portfolio—with an average DSO of 30-34 days. <br />Recognized problems disguised as collection issues, and reconciled underlying disputes through dialogue with sales and shipping. <br />Developed & managed floor-planning finance program for priority client equipment sales resulting in ten day collections versus standard terms. <br />Shared successful floor plan model with other Enodis subsidiaries resulting increased cash flow and stronger coalitions.<br />Met all collection goals while successfully building alliances with customers, customer service and sales representatives, manufacturing operations, and top management team. <br />Maintained professional edge and current awareness regarding updated economic standing of countries by attending international and national economic conferences and reading various news agency reports since approximately 34% of our business is outside the United States. <br />Active officer in the local NACM educational branch (CFDD). <br />Reconciled and prepared journal entries for AR related accounts for company’s month and year end financials in compliance with GAAP guidelines. <br />Developed a cash forecasting report out to nine weeks within 5% accuracy. <br />Developed strategic reports identifying DSO variances and possible future trends for credit line increases for various as requested by sales or top management.<br />ADDITIONAL EXPERIENCE:<br />Income Tax Preparation. General Manager, Buyer, Assistant Controller, Staff Accountant, Bookkeeper, Inventory Controller, Office Manager, Grant Writer<br />EDUCATION<br />University of Phoenix at Aurora, B.S. in Business Administration<br />Accelerated Program, 3.7 GPA<br />Elected class leader<br />CERTIFICATIONS, ADDITIONAL TRAINING & SKILLS<br />CONTINUING EDUCATION: National Association of Credit Management: Certified Business Associate (CBE), Certified Business Fellow (CBF), and Certified Credit Executive (CCE) , Dun & Bradstreet, Collections I and II, Numerous H&R Block tax courses<br />SOFT SKILLS: American Management Association (AMA) coursework including: Principles of Business Credit, Financial Analysis I and II, Accounting and Business Law, “How to Handle Difficult People” <br />Mountain States Employer Council, “Communicating with Diplomacy and Tact” <br />CIVIC LEADERSHIP: Past Treasurer of CFDD, education division of National Association of Credit Management (NACM). Treasurer of Carriage Place Home Owners Association<br />SOFTWARE : Proficient in Microsoft Word and Excel, Share Point, Power Point, Dun & Bradstreet e-Ram and DNBI reports, International Money Conversion, International Country Reports, Quicken, Write Fax Electronic Filing and Faxing and various Credit/Accounting computer programs. <br />