Rabobank invested in new contact points like pop-up stores and mobile advice centers to better serve customers. Their net profit increased 20% to 2.2 billion euros in 2015 while credit ratings remained high. They issued 140.5 billion euros in loans and held 426.2 billion euros in customer savings. Rabobank aims to ensure sufficient food availability for future population growth through their focus on the food and agri sector and sustainable energy investments.
Teckle, de innovatieve neus van de Rabobank. Workshop Herman Wijffels Innovat...Rabobank
Een innovatieve start-up kent in de diverse levensfase van zijn onderneming vele uitdagingen. Een belangrijke uitdaging is invulling geven aan het kapitaalvraagstuk. Er is tenslotte nog geen vaststaande cash-flow, het product of de dienst is nog niet uitontwikkeld en de kosten zijn al dagelijks voelbaar. Kortom een financieringsoplossing is dan wenselijk. Teckle is je sparringpartner, financier, verzekeraar en netwerker: www.teckle.nl
Teckle, de innovatieve neus van de Rabobank. Workshop Herman Wijffels Innovat...Rabobank
Een innovatieve start-up kent in de diverse levensfase van zijn onderneming vele uitdagingen. Een belangrijke uitdaging is invulling geven aan het kapitaalvraagstuk. Er is tenslotte nog geen vaststaande cash-flow, het product of de dienst is nog niet uitontwikkeld en de kosten zijn al dagelijks voelbaar. Kortom een financieringsoplossing is dan wenselijk. Teckle is je sparringpartner, financier, verzekeraar en netwerker: www.teckle.nl
Ecommerce, Marketplaces & Classifieds: Company presentation by Federico Sargenti, Supermercato24 at the NOAH Conference Berlin 2019, 13-14 June, STATION.
Start-up Stage - Restaurant Solutions - Presentation by Deniss Podleskis, Co-founder & CFO of GetTable at the NOAH 2015 Conference in London, Old Billingsgate on the 13th of November 2015.
Leeds Digital Festival - Onwards! Funding for growing your technology start-upVivien Badaut
For the Leeds Digital Festival 2021, DRIAD has partnered with leading organisations specialised in funding the growth of technology start-ups. See the video at: https://www.youtube.com/watch?v=4OirlwsDvg4
Featuring speakers from:
- DRIAD (innovation grants),
- NorthInvest (Angel Investment),
- Mercia Technology (Venture Capital),
- Garbutt+Elliott (R&D Tax Credit),
- ABL (Loans),
- Ad:venture (Leeds City Region grants & startup support).
Resumen del Estado del eCommerce en Italia :: Italy 2018: Ecommerce Report Marcos Pueyrredon
Italy : 2018 Ecommerce Report (free) provides a brief overview of the state of ecommerce in Italy. This report has been published by Ecommerce Foundation with hand-selected data that will help both domestic and international retailers evaluate their potential for success in the Italian ecommerce market. +info https://www.ecommerce-europe.eu/research/ecommerce-europe-reports/
Ecommerce, Marketplaces & Classifieds: Company presentation by Federico Sargenti, Supermercato24 at the NOAH Conference Berlin 2019, 13-14 June, STATION.
Start-up Stage - Restaurant Solutions - Presentation by Deniss Podleskis, Co-founder & CFO of GetTable at the NOAH 2015 Conference in London, Old Billingsgate on the 13th of November 2015.
Leeds Digital Festival - Onwards! Funding for growing your technology start-upVivien Badaut
For the Leeds Digital Festival 2021, DRIAD has partnered with leading organisations specialised in funding the growth of technology start-ups. See the video at: https://www.youtube.com/watch?v=4OirlwsDvg4
Featuring speakers from:
- DRIAD (innovation grants),
- NorthInvest (Angel Investment),
- Mercia Technology (Venture Capital),
- Garbutt+Elliott (R&D Tax Credit),
- ABL (Loans),
- Ad:venture (Leeds City Region grants & startup support).
Resumen del Estado del eCommerce en Italia :: Italy 2018: Ecommerce Report Marcos Pueyrredon
Italy : 2018 Ecommerce Report (free) provides a brief overview of the state of ecommerce in Italy. This report has been published by Ecommerce Foundation with hand-selected data that will help both domestic and international retailers evaluate their potential for success in the Italian ecommerce market. +info https://www.ecommerce-europe.eu/research/ecommerce-europe-reports/
In Nets, we have created a strong Nordic supplier of payment, card and information solutions with a staff of more than 2.700. Nets' business objective is to become a leader in the Nordic Region and Northern Europe.
In recent years, we have seen an elimination race in Europe among suppliers of payment, card and information solutions. The winners will be those that are simultaneously able to consolidate their position and to create growth in new markets.
International customers want a single supplier that can handle payments in all their markets. They require us to be able to consistently and cost-effectively handle payments in the market where they are present and demand our services.
Our strong market platform especially in Denmark and Norway opens up an array of ways for Nets to improve customer support domestically as well as in the Nordic and European markets. We will protect our position in Denmark and Norway, and continue to function as a hub of joint development of the payment infrastructure in those countries. Our strong domestic platforms are also the springboard to a stronger market position in the rest of the Nordic Region and in Northern Europe.
De financiële dode hoek (infographic) - RabobankRabobank
Een deel van de Nederlanders is niet klaar voor een financieel gezonde toekomst. Dat blijkt uit onderzoek van Rabobank dat is uitgevoerd door het Nibud. Lees hier meer over het onderzoek: http://rabo.nl/0m2oejst
Kort en krachtig onze halfjaarcijfers 2016 in beeld. Rabobank
Met onze missies ‘Bankieren voor Nederland’ en ‘Banking for Food’ geven wij invulling aan onze ambitie om een duurzame bijdrage te leveren. Onze klanttevredenheid is verder verbeterd, marktaandelen in Nederland bleven stabiel op een hoog niveau en onze innovatie is geïntensiveerd. Lees hier het volledige persbericht of bekijk de infographic: http://rabo.coop/halfjaarcijfers2016
We want to make a substantial contribution to welfare & prosperity in the Netherlands and to feeding the world sustainably. That is our focus as a bank, along with our customers and partners – step by step.
Als maatschappelijke bank willen wij een bijdrage leveren aan de duurzame ontwikkeling van welzijn & de welvaart in Nederland én de duurzame voedselvoorziening in de wereld. Dáár zetten we als bank op in, samen met onze klanten én samen met onze partners.
Algen: ook al zijn ze maar piepklein, ze zullen een enorme invloed hebben op de voedsel- en voedersectoren. Deze kleine plantjes zitten zo vol eiwitten en oliën dat zij een alternatief vormen voor de beperkte huidige bronnen. Het feit dat ze omega-3 aan kunnen maken maakt ze geschikt om vismeel en visolie te vervangen in diervoeders en vooral ook in visvoeders. Het valt te verwachten dat algen meer gebruikt zullen worden in deze segmenten en in de voedselingrediëntenmarkt.
Circulair ondernemen biedt zakelijke kansen. Je kunt kringlopen sluiten als je samenwerkt met andere ondernemers in de keten. Rabobank brengt je in contact met andere ondernemers in regionale Circular Economy Challenges en ontwikkelt financieringsmodellen. Meer weten? Kijk op www.rabobank.nl/duurzaamondernemen
Consumenten in Europa gooien elk jaar voor 30 miljard euro aan voedsel weg. In de productie en distributie van voedsel gaat nog eens 60 miljard euro verloren. Bekijk het verhaal hier.
Circulair ondernemen biedt ondernemers aantrekkelijke kansen. Door samen te werken met Rabobank en andere bedrijven kunt u nieuwe markten aanboren, uw concurrentiepositie verbeteren en beschikbaarheids- en leverrisico's uitsluiten. Doorloop de stappen in My Circular Economy Journal en ontdek uw kansen. Info: www.rabobank.nl/duurzaamondernemen
Sub-Saharan Africa is getting hurt by lower commodity prices, slower growth in China and likely rising interest rates in the US. But the region continues to show strong growth. http://rabo.coop/m4kjofua
Circulaire businesscase realiseren. Workshop Herman Wijffels Innovatie Event ...Rabobank
Rabobank heeft met de Circular Economy Challenge een tiental klanten ondersteund bij het realiseren van een circulaire businesscase. In deze workshop wordt alle kennis en ervaring uit deze Challenge belicht. Denk aan het definiëren van circulaire kansen, het opstellen van een actieplan en het vinden van partners. Na deze workshop heb je inspiratie en praktische handvatten om zelf aan de slag te gaan. Meer informatie: www.rabobank.nl/duurzaamondernemen
Innoveren in de zorg: trends en de financiering die daarbij past - Workshop H...Rabobank
Welke trends en ontwikkelingen signaleert de Rabobank en wat zijn de gevolgen voor de sector? In deze sessie maak je kennis met de visie van de Rabobank op de zorg van de toekomst. Hoe zal de zorgsector de komende tijd veranderen? Hoe kun je daar als ondernemer op inspelen? Welke kansen biedt dit voor innovaties? En natuurlijk ook antwoorden op de vraag hoe je als ondernemer je zorginnovaties het beste kunt financieren. Kijk ook op www.rabobank.nl/kennis
Informal 1B.pdf: Hoe krijg je succesvol een informal aan boord? Workshop Herm...Rabobank
Ben je op zoek naar startkapitaal of wil je meer informatie over financiering via informal investors? Wat houdt informal investment eigenlijk in? Wat betekent dit voor een bedrijf waarin geïnvesteerd wordt of wat is de inbreng en rol van een informal investor? De do's en don'ts op een rij.
Informal 1A.pdf: Hoe krijg je succesvol een informal aan boord? Workshop Herm...Rabobank
Ben je op zoek naar startkapitaal of wil je meer informatie over financiering via informal investors? Wat houdt informal investment eigenlijk in? Wat betekent dit voor een bedrijf waarin geïnvesteerd wordt of wat is de inbreng en rol van een informal investor? De do's en don'ts op een rij.
Incubators.pdf: Incubators voegt het echt iets toe? Workshop Herman Wijffels ...Rabobank
De juiste locatie en werkomgeving zijn van doorslaggevend belang voor het succes van jouw onderneming. Past een incubator als vestigingsplaats bij jouw onderneming of heb je dit wel eens overwogen? De voordelen op een rij zodat je een weloverwogen keuze kunt maken om je al dan niet in een incubator te vestigen. En hoe kan een incubator jou ondersteunen in de verdere ontwikkeling van bijvoorbeeld laboratoriumschaal naar pilotfabriek.
Groeien over de grens - workshop Herman Wijffels Innovatie Event 2015Rabobank
Lonkt het buitenland? En wil je internationaal de markt veroveren door het bouwen van een distributie-partnernetwerk? Doe je het nu of is het nog niet het juiste moment? Hoe vind je geschikte partners, waar moeten zij aan voldoen? Wat werkt wel en wat werkt niet?
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Scope Of Macroeconomics introduction and basic theories
Rabobank in 2015 (UK)
1. Innovations
temporarily!
The new nearby
We invested in new contact points:
- pop-up stores
- bank advice at home
- mobile advice centres
Rabo Wallet
Digital wallet that lets
customers pay in shops
using their smartphone
Rabo SmartPin
App that lets businesses
accept debit payments
on delivery
Financieringsindicator
Online tool that lets
businesses check how
realistic their financing
plan is
Rabo Corporate Connect
New online environment
for corporate banking
Banking for Food is our vision on food
security. We combine our in-depth
knowledge of food and agri, global
network and customer focus within
this vision.
We have maintained our strong position in the food and agri sector
(dairy, beverages, meat, fish and livestock feed)
There are approximately 200,000 companies
in the Netherlands that have international operations and one quarter
of them are Rabobank customers.
Our net profit:
2.2 billion euros (+20%)
Credit ratings remained at a high level
Rock-solid bank
2014
1.8
billion
2.2
billion
2015
Meaningful cooperative
issued in loans
140.5
billion
euros
426.2
billion
euros
savings held by our customers
Each year we give back part of our profit to
Dutch society by investing in local initiatives.
This cooperative dividend totalled
62.6 billion euros in 2015.
?
7.7 7.6
Our Dutch customers
gave us a score of
2014
2015
6,000 chats
a day via online media
2.5
million
mobile banking
customers
Complete customer focus
Will there be enough food to feed the world’s
growing population in the future?
Availability
Internet banking Mobile banking Rabophone
99.8% 99.8% 99.9%
We invested
3.2 billion euros
in sustainable energy in 2015.
99% of our investments
in energy generation are from
renewable energy sources
99%
More than 4.7 million small farmershave a future thanks to
access to financing, knowledge and our network through Rabobank Foundation.
Rabobank in 2015