BNP Paribas CIB provides corporate banking, advisory and capital markets services to clients. It has a strong base in Europe and ambitions in Asia and North America. In 2012, BNP Paribas CIB adapted to structural changes in capital and liquidity requirements by reducing its risk-weighted assets and US dollar funding needs ahead of schedule. It also redesigned itself to remain sustainable, profitable, and focused on serving clients during a period of transformation.
BNP Paribas Corporate and Investment Banking (CIB) had a successful 2010, moving up to a top position in the industry thanks to its long-term client-centric strategy. CIB expanded its businesses in Europe and plans to become the largest bank for European corporates. It also has growth plans in other regions like North America, Latin America, the Middle East, Africa, and Asia, aiming to be a reference bank in Asia. CIB helped its clients manage challenges in 2010 through its ability to manage complexity and provide financial solutions.
The annual report provides an overview of Stanbic IBTC Bank PLC for 2009. Some key highlights include:
- Gross earnings of N59.8 billion, total income of N43.8 billion, and profit after tax of N8.1 billion.
- Loans and advances increased 17% to N119.9 billion while deposit liabilities increased 78% to N169.2 billion.
- The bank operates in three key business segments: Corporate and Investment Banking, Personal and Business Banking, and Wealth Management.
- Stanbic IBTC is a member of the Standard Bank Group, Africa's largest banking group by assets and earnings.
The KRUK Group is a leader in debt management in Central Europe, operating in 9 countries. It began 20 years ago in Poland and has since expanded across Europe. The Group's core business is the management of debt purchased from banks, telecommunications companies, and other institutions. It utilizes a strategy of amicable settlements with debtors to set up affordable repayment plans. Over its 20 years of operations, the Group has helped many individuals resolve their debt issues.
Stanbic IBTC Bank achieved gross earnings of NGN56.7 billion for 2010, down 5% from 2009 due to lower yields from interbank and fixed income investments offset partially by lower deposit interest rates and increased transaction banking volumes. Total assets increased 13% to NGN384.5 billion. The Chairman notes the political transition in Nigeria in 2011 with national elections and changes to the bank's board. Fiscal policies leading up to the elections raised some inflation concerns though core inflation remained below 11%.
The document discusses the Chairman's statement on Stanbic IBTC Bank's 20th Annual General Meeting. The Chairman notes that unlike many financial institutions, Stanbic IBTC has remained financially sound despite the global financial crisis and economic recession. However, the bank did experience some losses from margin lending facilities due to a sudden rule change by the Nigerian Stock Exchange that slowed the adjustment of overpriced stock prices. Overall, the Chairman expresses that Stanbic IBTC learned important lessons from 2008 about maintaining financial discipline.
Conduit Finance is a financial services firm established in 2007 in Edinburgh that provides property finance, SME funding, and restructuring services. The firm has a team with experience in corporate and retail banking, property development, and restructuring. Conduit Finance works with clients across the UK from small family businesses to larger corporations, assisting them in obtaining competitive financing. While the funding market remains challenging, the firm maintains a large database of over 2,000 active lenders to source financing options for clients.
Conduit Finance is a financial services advisor established in 2007 in Edinburgh. They serve clients across the UK, focusing on property finance, SME funding, and restructuring services. Their team has experience in corporate and retail banking, property development, and structuring complex financial solutions. They work with a range of clients from small businesses to large corporations and investment funds. While funding markets have improved, lenders' criteria remains unpredictable, making it important to have multiple options. Conduit Finance has access to over 2000 active lenders and can help clients secure competitive financing.
Conduit Finance is a financial services advisor established in 2007 in Edinburgh. They serve clients across the UK, focusing on property finance, SME funding, and restructuring services. Their team has experience in corporate and retail banking, property development, and SME lending. They work with clients ranging from sole traders to large corporations. While funding markets remain challenging, Conduit Finance sources financing from over 2,000 lenders, including retail banks, challenger banks, and specialist lenders. They secure competitive financing through creative structuring and by approaching less obvious funding sources.
BNP Paribas Corporate and Investment Banking (CIB) had a successful 2010, moving up to a top position in the industry thanks to its long-term client-centric strategy. CIB expanded its businesses in Europe and plans to become the largest bank for European corporates. It also has growth plans in other regions like North America, Latin America, the Middle East, Africa, and Asia, aiming to be a reference bank in Asia. CIB helped its clients manage challenges in 2010 through its ability to manage complexity and provide financial solutions.
The annual report provides an overview of Stanbic IBTC Bank PLC for 2009. Some key highlights include:
- Gross earnings of N59.8 billion, total income of N43.8 billion, and profit after tax of N8.1 billion.
- Loans and advances increased 17% to N119.9 billion while deposit liabilities increased 78% to N169.2 billion.
- The bank operates in three key business segments: Corporate and Investment Banking, Personal and Business Banking, and Wealth Management.
- Stanbic IBTC is a member of the Standard Bank Group, Africa's largest banking group by assets and earnings.
The KRUK Group is a leader in debt management in Central Europe, operating in 9 countries. It began 20 years ago in Poland and has since expanded across Europe. The Group's core business is the management of debt purchased from banks, telecommunications companies, and other institutions. It utilizes a strategy of amicable settlements with debtors to set up affordable repayment plans. Over its 20 years of operations, the Group has helped many individuals resolve their debt issues.
Stanbic IBTC Bank achieved gross earnings of NGN56.7 billion for 2010, down 5% from 2009 due to lower yields from interbank and fixed income investments offset partially by lower deposit interest rates and increased transaction banking volumes. Total assets increased 13% to NGN384.5 billion. The Chairman notes the political transition in Nigeria in 2011 with national elections and changes to the bank's board. Fiscal policies leading up to the elections raised some inflation concerns though core inflation remained below 11%.
The document discusses the Chairman's statement on Stanbic IBTC Bank's 20th Annual General Meeting. The Chairman notes that unlike many financial institutions, Stanbic IBTC has remained financially sound despite the global financial crisis and economic recession. However, the bank did experience some losses from margin lending facilities due to a sudden rule change by the Nigerian Stock Exchange that slowed the adjustment of overpriced stock prices. Overall, the Chairman expresses that Stanbic IBTC learned important lessons from 2008 about maintaining financial discipline.
Conduit Finance is a financial services firm established in 2007 in Edinburgh that provides property finance, SME funding, and restructuring services. The firm has a team with experience in corporate and retail banking, property development, and restructuring. Conduit Finance works with clients across the UK from small family businesses to larger corporations, assisting them in obtaining competitive financing. While the funding market remains challenging, the firm maintains a large database of over 2,000 active lenders to source financing options for clients.
Conduit Finance is a financial services advisor established in 2007 in Edinburgh. They serve clients across the UK, focusing on property finance, SME funding, and restructuring services. Their team has experience in corporate and retail banking, property development, and structuring complex financial solutions. They work with a range of clients from small businesses to large corporations and investment funds. While funding markets have improved, lenders' criteria remains unpredictable, making it important to have multiple options. Conduit Finance has access to over 2000 active lenders and can help clients secure competitive financing.
Conduit Finance is a financial services advisor established in 2007 in Edinburgh. They serve clients across the UK, focusing on property finance, SME funding, and restructuring services. Their team has experience in corporate and retail banking, property development, and SME lending. They work with clients ranging from sole traders to large corporations. While funding markets remain challenging, Conduit Finance sources financing from over 2,000 lenders, including retail banks, challenger banks, and specialist lenders. They secure competitive financing through creative structuring and by approaching less obvious funding sources.
Conduit Finance is a financial services firm established in 2007 in Edinburgh that provides property finance, SME funding, and restructuring services. The firm has a team with experience in corporate and retail banking, property development, and restructuring. Conduit Finance works with clients across the UK from small businesses to larger corporations, and has relationships with over 2,000 lenders including banks, private investors, and alternative lenders. While funding markets have improved, lenders remain cautious, so the firm stresses presenting opportunities to less obvious sources that can offer unique terms.
Stanbic IBTC Holdings PLC published its annual report for 2012. The report provides an overview of the company's subsidiaries and business lines, which include personal and business banking, corporate and investment banking, and wealth management. It discusses the company's vision, values, leadership, and recognition including several awards received in 2012. The report also contains the chairman's statement, chief executive's statement, and reviews of the economy and finances.
- Rabobank Group reported net profit of EUR 1.1 billion for the first half of 2013, with net profit in all business lines except real estate.
- Capital ratios remain at comfortable levels and the bank has a strong buffer for senior unsecured bondholders.
- Rabobank maintains a high liquidity buffer and has reduced its dependence on institutional funding markets.
- The bank's asset encumbrance remains negligible.
From Monitor Group's Boston HQ I led teams of brand strategists and planners in five countries to develop, pitch ffor and eventually win the world wide global re-branding and communications business for Club mED
The document provides financial updates for several transportation companies:
- Abertis acquired Elizabeth River Crossings concession in Virginia for €1bn, expanding into the US market.
- AerCap reported a Q3 net loss of $850m due to impairments but had strong liquidity of $11bn.
- Aeroflot Group carried 50% fewer passengers in 10M2020 due to pandemic. October traffic fell 47% year-over-year.
- Air Canada reported a Q3 net loss of $685m as revenue fell due to the pandemic, though cash burn was better than expected.
Rabobank reported net profit of EUR 1,080 million for the first half of 2014, a decrease of 3% compared to the same period in 2013. Net profit increased in all business lines except Rabo Real Estate Group. Bad debt costs increased 7% to EUR 1,188 million but remained moderate at 54 basis points of average risk-weighted assets. Capital ratios remained at comfortable levels above requirements with a Common Equity Tier 1 ratio of 12.6% and a Total Capital Ratio of 19.7%.
Saxo Bank is an online international investment bank expert with multi-award winning software trading and investment across financial markets.
Company Overview
Since 1992, Saxo Bank has been a facilitator in the international capital markets aggregating liquidity, offering access to exchanges worldwide.
Saxo Bank specializes in software trading and investment across international financial markets. With its multi-award winning online trading platforms, it also offers professional portfolio and fund management.
The software enables private investors and institutional clients to trade and invest in derivatives such as Forex, CFDs, ETFs, Stocks, Futures, and Options. With multi-award
Saxo Bank has emphasized technology and software as a vital element for being competitive in the online financial and trading industry.
Saxo Bank is recognized for safeguarding client information and securely controlling, executing and managing real-time internal systems.
The document summarizes CIT's 2005 annual report. In 2005, CIT emerged stronger by capitalizing on its strengths and opportunities. It executed a differentiated strategy focused on sector alignment, customer focus, productivity, prudent risk management, and capital discipline. This resulted in strong 2005 financial results and a foundation for future growth.
Standard Chartered_credit risk management 140116Tricumen Ltd
Standard Chartered – credit risk management
The collapse of Standard Chartered’s ROE over the past three years was largely caused by rising impairment costs. In our view, the growth in impairments suggests that there are issues with the bank's risk management, rather than with the underlying business proposition.
The bank's current approach appears fragmented and lacks some of the dynamic techniques used to create a 'fortress balance sheet' of top-tier global universal banks.
The new senior management team appears well placed to effect such changes. The bank is undergoing a major strategic review, the focus of which is its local corporate and commercial banking franchise in key markets.
Conduit Finance is a financial services advisor established in 2007 in Edinburgh. They serve clients across the UK, focusing on property finance, SME funding, and restructuring services. Their team has experience in corporate and retail banking, property development, and structuring complex financial transactions. They work with a variety of clients from sole traders to PLCs. While the funding market remains challenging, Conduit Finance utilizes their database of over 2,000 active lenders to secure competitive financing tailored to their clients' needs.
Conduit Finance was established in 2007 in Edinburgh to provide financial services advice, focusing on property finance, SME funding, and restructuring services. The company has a team with experience in corporate and retail banking, property development, and SME lending. They work with clients across the UK seeking senior debt, mezzanine finance, and alternative funding solutions. The document provides an overview of Conduit Finance's services and team.
We are introducing a new investment fund structure launched by IMC International Consultancy. As the CEO, Nelson M Peña will lead the investment vehicle, which allows flexibility for various types of investors. The new structure operates in Europe, Latin America, Asia Pacific, North America, Africa, and the Middle East. Industries of focus include automotive, healthcare, renewable energy, and more. We are seeking top investment bankers, advisors, and principals to identify potential deals and contribute to the fund. Interested professionals should have an entrepreneurial spirit and proven track record in investments.
The document provides an agenda and strategy update from HSBC Group Chairman Stephen Green and Group Chief Executive Michael Geoghegan. The agenda outlines that Stephen Green will discuss shaping the business while Michael Geoghegan will discuss joining up the business. HSBC's strategy is focused on delivering superior growth and earnings over time by aligning its presence with global trends, investing primarily in developing markets, and maintaining its financial strength.
- Funding Circle is an online peer-to-peer lending platform based in London that arranges loans for small businesses that have difficulty accessing credit from banks.
- It has arranged over £366 million in loans between 32,000 investors and 5,000 small businesses since its inception in 2009.
- Funding Circle and other financial technology ("fintech") startups are challenging traditional banks by using new online models and technologies to provide alternatives for borrowing, lending, payments and other financial services.
This document brings together a set
of latest data points and publicly
available information relevant for
Business services. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
Etude PwC M&A dans le secteur des services financiers (2013)PwC France
The total value of announced European financial services M&A deals in the first half of 2013 was €42.3 billion, a 90% increase from the first half of 2012. This growth was driven by a rise in large deals over €1 billion and government transactions related to banking restructurings in Greece which accounted for two-thirds of the total deal value during the period. Notable deals included the Greek government taking majority control of four large Greek banks through capital investments totaling over €28 billion. Private sector deal values excluding government transactions actually declined slightly year-over-year.
Deutsche Börse AG held its annual press conference in 2014 to report on financial results for 2013 and discuss strategic plans. Key points:
- Net revenue was €1.9 billion and EBIT was €950 million, adjusted for one-time effects. The executive board proposes a dividend of €2.10 per share.
- While revenue was stable, investments in new growth areas lowered EBIT by 5%. Cost savings programs offset this.
- The company expanded market share in some areas and saw record volumes at Clearstream.
- Strategic focus remains on clearing OTC derivatives, collateral/liquidity management, and expanding in Asia through new partnerships and a Singapore clearing house.
- Deutsche
This document is the annual report of Diamond Bank for 2016. It includes information on the bank's core values of integrity, competence, leadership, accountability, and passion. The strategic report section provides an overview of the bank's vision, mission, corporate profile, and statements from the Chairman and CEO. The governance section discusses the bank's corporate governance practices. The financial section includes the financial statements and notes. Other sections provide information on sustainability initiatives and branch locations. Diamond Bank is a leading retail bank in Nigeria that aims to enhance customer experiences through innovation and technology to drive financial inclusion.
European RE Loan & REO Sales Market Q4 2015_Amended 26 Jan 2016Sion Owen
The document discusses European real estate loan sales market trends in Q4 2015 and forecasts for 2016. Some key points:
- Total closed European real estate loan and real estate owned sales reached a record €85.9 billion in 2015, surpassing 2014's previous high.
- Q4 2015 was the busiest quarter ever with over €39.4 billion in transactions, driven by large UK and Irish portfolio sales.
- The UK and Ireland accounted for 71% of total 2015 sales volume. Spanish sales dropped 41% while Italian sales increased over 12 times.
- Asset management agencies related to 38% of total 2015 volume, with UKAR and NAMA alone accounting for €30.5 billion in
Este documento describe los conceptos básicos de la comunicación. Explica que la comunicación implica la transmisión de información entre un emisor y receptor. Luego distingue entre comunicación sincrónica, que requiere interacción en tiempo real, y comunicación asincrónica, que no requiere estar conectado al mismo tiempo. También discute las ventajas e inconvenientes de diferentes medios de comunicación y proporciona ejemplos como la televisión.
Conduit Finance is a financial services firm established in 2007 in Edinburgh that provides property finance, SME funding, and restructuring services. The firm has a team with experience in corporate and retail banking, property development, and restructuring. Conduit Finance works with clients across the UK from small businesses to larger corporations, and has relationships with over 2,000 lenders including banks, private investors, and alternative lenders. While funding markets have improved, lenders remain cautious, so the firm stresses presenting opportunities to less obvious sources that can offer unique terms.
Stanbic IBTC Holdings PLC published its annual report for 2012. The report provides an overview of the company's subsidiaries and business lines, which include personal and business banking, corporate and investment banking, and wealth management. It discusses the company's vision, values, leadership, and recognition including several awards received in 2012. The report also contains the chairman's statement, chief executive's statement, and reviews of the economy and finances.
- Rabobank Group reported net profit of EUR 1.1 billion for the first half of 2013, with net profit in all business lines except real estate.
- Capital ratios remain at comfortable levels and the bank has a strong buffer for senior unsecured bondholders.
- Rabobank maintains a high liquidity buffer and has reduced its dependence on institutional funding markets.
- The bank's asset encumbrance remains negligible.
From Monitor Group's Boston HQ I led teams of brand strategists and planners in five countries to develop, pitch ffor and eventually win the world wide global re-branding and communications business for Club mED
The document provides financial updates for several transportation companies:
- Abertis acquired Elizabeth River Crossings concession in Virginia for €1bn, expanding into the US market.
- AerCap reported a Q3 net loss of $850m due to impairments but had strong liquidity of $11bn.
- Aeroflot Group carried 50% fewer passengers in 10M2020 due to pandemic. October traffic fell 47% year-over-year.
- Air Canada reported a Q3 net loss of $685m as revenue fell due to the pandemic, though cash burn was better than expected.
Rabobank reported net profit of EUR 1,080 million for the first half of 2014, a decrease of 3% compared to the same period in 2013. Net profit increased in all business lines except Rabo Real Estate Group. Bad debt costs increased 7% to EUR 1,188 million but remained moderate at 54 basis points of average risk-weighted assets. Capital ratios remained at comfortable levels above requirements with a Common Equity Tier 1 ratio of 12.6% and a Total Capital Ratio of 19.7%.
Saxo Bank is an online international investment bank expert with multi-award winning software trading and investment across financial markets.
Company Overview
Since 1992, Saxo Bank has been a facilitator in the international capital markets aggregating liquidity, offering access to exchanges worldwide.
Saxo Bank specializes in software trading and investment across international financial markets. With its multi-award winning online trading platforms, it also offers professional portfolio and fund management.
The software enables private investors and institutional clients to trade and invest in derivatives such as Forex, CFDs, ETFs, Stocks, Futures, and Options. With multi-award
Saxo Bank has emphasized technology and software as a vital element for being competitive in the online financial and trading industry.
Saxo Bank is recognized for safeguarding client information and securely controlling, executing and managing real-time internal systems.
The document summarizes CIT's 2005 annual report. In 2005, CIT emerged stronger by capitalizing on its strengths and opportunities. It executed a differentiated strategy focused on sector alignment, customer focus, productivity, prudent risk management, and capital discipline. This resulted in strong 2005 financial results and a foundation for future growth.
Standard Chartered_credit risk management 140116Tricumen Ltd
Standard Chartered – credit risk management
The collapse of Standard Chartered’s ROE over the past three years was largely caused by rising impairment costs. In our view, the growth in impairments suggests that there are issues with the bank's risk management, rather than with the underlying business proposition.
The bank's current approach appears fragmented and lacks some of the dynamic techniques used to create a 'fortress balance sheet' of top-tier global universal banks.
The new senior management team appears well placed to effect such changes. The bank is undergoing a major strategic review, the focus of which is its local corporate and commercial banking franchise in key markets.
Conduit Finance is a financial services advisor established in 2007 in Edinburgh. They serve clients across the UK, focusing on property finance, SME funding, and restructuring services. Their team has experience in corporate and retail banking, property development, and structuring complex financial transactions. They work with a variety of clients from sole traders to PLCs. While the funding market remains challenging, Conduit Finance utilizes their database of over 2,000 active lenders to secure competitive financing tailored to their clients' needs.
Conduit Finance was established in 2007 in Edinburgh to provide financial services advice, focusing on property finance, SME funding, and restructuring services. The company has a team with experience in corporate and retail banking, property development, and SME lending. They work with clients across the UK seeking senior debt, mezzanine finance, and alternative funding solutions. The document provides an overview of Conduit Finance's services and team.
We are introducing a new investment fund structure launched by IMC International Consultancy. As the CEO, Nelson M Peña will lead the investment vehicle, which allows flexibility for various types of investors. The new structure operates in Europe, Latin America, Asia Pacific, North America, Africa, and the Middle East. Industries of focus include automotive, healthcare, renewable energy, and more. We are seeking top investment bankers, advisors, and principals to identify potential deals and contribute to the fund. Interested professionals should have an entrepreneurial spirit and proven track record in investments.
The document provides an agenda and strategy update from HSBC Group Chairman Stephen Green and Group Chief Executive Michael Geoghegan. The agenda outlines that Stephen Green will discuss shaping the business while Michael Geoghegan will discuss joining up the business. HSBC's strategy is focused on delivering superior growth and earnings over time by aligning its presence with global trends, investing primarily in developing markets, and maintaining its financial strength.
- Funding Circle is an online peer-to-peer lending platform based in London that arranges loans for small businesses that have difficulty accessing credit from banks.
- It has arranged over £366 million in loans between 32,000 investors and 5,000 small businesses since its inception in 2009.
- Funding Circle and other financial technology ("fintech") startups are challenging traditional banks by using new online models and technologies to provide alternatives for borrowing, lending, payments and other financial services.
This document brings together a set
of latest data points and publicly
available information relevant for
Business services. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
Etude PwC M&A dans le secteur des services financiers (2013)PwC France
The total value of announced European financial services M&A deals in the first half of 2013 was €42.3 billion, a 90% increase from the first half of 2012. This growth was driven by a rise in large deals over €1 billion and government transactions related to banking restructurings in Greece which accounted for two-thirds of the total deal value during the period. Notable deals included the Greek government taking majority control of four large Greek banks through capital investments totaling over €28 billion. Private sector deal values excluding government transactions actually declined slightly year-over-year.
Deutsche Börse AG held its annual press conference in 2014 to report on financial results for 2013 and discuss strategic plans. Key points:
- Net revenue was €1.9 billion and EBIT was €950 million, adjusted for one-time effects. The executive board proposes a dividend of €2.10 per share.
- While revenue was stable, investments in new growth areas lowered EBIT by 5%. Cost savings programs offset this.
- The company expanded market share in some areas and saw record volumes at Clearstream.
- Strategic focus remains on clearing OTC derivatives, collateral/liquidity management, and expanding in Asia through new partnerships and a Singapore clearing house.
- Deutsche
This document is the annual report of Diamond Bank for 2016. It includes information on the bank's core values of integrity, competence, leadership, accountability, and passion. The strategic report section provides an overview of the bank's vision, mission, corporate profile, and statements from the Chairman and CEO. The governance section discusses the bank's corporate governance practices. The financial section includes the financial statements and notes. Other sections provide information on sustainability initiatives and branch locations. Diamond Bank is a leading retail bank in Nigeria that aims to enhance customer experiences through innovation and technology to drive financial inclusion.
European RE Loan & REO Sales Market Q4 2015_Amended 26 Jan 2016Sion Owen
The document discusses European real estate loan sales market trends in Q4 2015 and forecasts for 2016. Some key points:
- Total closed European real estate loan and real estate owned sales reached a record €85.9 billion in 2015, surpassing 2014's previous high.
- Q4 2015 was the busiest quarter ever with over €39.4 billion in transactions, driven by large UK and Irish portfolio sales.
- The UK and Ireland accounted for 71% of total 2015 sales volume. Spanish sales dropped 41% while Italian sales increased over 12 times.
- Asset management agencies related to 38% of total 2015 volume, with UKAR and NAMA alone accounting for €30.5 billion in
Este documento describe los conceptos básicos de la comunicación. Explica que la comunicación implica la transmisión de información entre un emisor y receptor. Luego distingue entre comunicación sincrónica, que requiere interacción en tiempo real, y comunicación asincrónica, que no requiere estar conectado al mismo tiempo. También discute las ventajas e inconvenientes de diferentes medios de comunicación y proporciona ejemplos como la televisión.
Este documento presenta una introducción a los planes de marketing. Explica que un plan de marketing es una herramienta esencial para el éxito empresarial que proporciona una visión clara de los objetivos y la situación actual de la empresa. A continuación, describe las etapas clave de un plan de marketing, incluido el análisis de la situación, la definición de objetivos, el desarrollo de estrategias y la implementación de un plan de acción. Finalmente, analiza conceptos fundamentales del marketing como las 4P y su importancia para la elabor
Islamic laws are defined on the website muslim-sharia.com. The site provides information on the basis of Islamic laws or Shariah. In 3 sentences or less, it summarizes the key points of Islamic laws as defined on the website.
The document discusses angels and their role in protecting humans. It describes guardian angels as angels assigned to protect and guide individuals. It also discusses archangels, the highest-ranking angels including Michael, Gabriel, and Raphael. Michael is described as the field commander of God's army and the only archangel named in the Bible. The document also includes a prayer to Saint Michael the Archangel asking him to defend against evil and the devil.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
El documento describe la evolución del computador desde sus orígenes. Los primeros seres humanos usaban piedras y palitos para contar sus recursos y alimentos. Más tarde, inventores como Jacquard y Hollerith desarrollaron tarjetas perforadas para procesar datos y realizar cálculos. Leibniz perfeccionó la máquina calculadora de Pascal para que pudiera multiplicar. El documento luego presenta un cronograma mostrando hitos en el desarrollo de computadores más avanzados desde los años 40 hasta la introducción del PC en 1981.
El documento resume los conceptos de dignidad, libertad y autodirección. Define la dignidad como la capacidad humana de darse ley moral a sí mismos y concibe la libertad como la facultad de iniciar cambios por uno mismo o la conciencia lanzada a través de la existencia. Finalmente, presenta la autodirección como el control de la propia conducta y la toma de decisiones con base en la experiencia y conciencia crítica.
El documento habla sobre dos hobbies: el baloncesto y el dibujo. En el baloncesto, dos equipos de cinco jugadores intentan meter una pelota en la cesta del equipo contrario. Jugar baloncesto mejora la salud física y mental al desarrollar habilidades como la concentración y la agilidad. También aumenta la energía y resistencia, y ayuda a reducir el estrés. En el dibujo, se representan imágenes usando herramientas como lápiz y papel. Al dibujar, se puede expresar de man
El documento resume las definiciones, causas, clasificaciones y manejo de la distocia de hombros según diferentes organizaciones y autores. Describe las maniobras para resolver la distocia de hombros de forma no quirúrgica como la maniobra de McRoberts y de tornillo de Wood, así como las opciones quirúrgicas como la cleidotomía o histerotomía si es necesario. Resalta la importancia de identificar rápidamente el problema y evitar maniobras bruscas que puedan empeorar la condición.
Esta unidad tiene por objetivo Analizar en forma holística la comunicación como proceso determinante en la concepción social del ser humano.
Módulo Comunicación Educativa. Programa de Capacitación Docente. XII Cohorte.
Perfil do aluno à saída da escolaridade obrigatóriaLicínia Simões
Este documento apresenta um perfil dos alunos à saída da escolaridade obrigatória em Portugal com o objetivo de orientar as decisões educativas. Define princípios como educar para as aprendizagens, inclusão e sustentabilidade, visando formar cidadãos autónomos, responsáveis e capazes de aprender ao longo da vida. Descreve também valores como respeito e solidariedade e competências-chave como literacia, pensamento crítico e comunicação.
The document outlines the 7 stages of the design process: 1) identifying a need, 2) brainstorming ideas to address the need, 3) creating a design brief, 4) researching solutions, 5) planning materials and procedures, 6) fabricating a prototype, and 7) evaluating whether the prototype fulfilled the need and identifying areas for improvement. Each stage is described in 1-2 sentences with brainstorming involving quick idea generation, designing including drawing and modeling, and evaluating testing the object and reviewing the entire process.
The document discusses the performance of BNP Paribas Corporate and Investment Banking (BNP Paribas CIB) in 2011. It summarizes that 2011 was a challenging year for banks due to factors like the 2008 financial crisis fallout, increased regulation, and economic slowdowns. BNP Paribas CIB adapted by reducing US dollar funding needs and risk-weighted assets ahead of competitors. It is adapting its business model to remain sustainable and competitive in the new regulatory environment, while continuing to serve clients and meet their needs. Various examples are given of deals and clients BNP Paribas CIB worked with in areas like structured finance, corporate and transaction banking Europe, corporate finance, and global equities and commodity derivatives.
This document is Saxo Bank's 2009 annual report which summarizes their financial performance and strategic developments that year. The report indicates that while 2009 presented economic uncertainty, Saxo Bank was able to achieve satisfactory financial results including operating income of DKK 2.2 billion and net profit of DKK 201 million. It also details Saxo Bank's participation in the Danish state guarantee scheme, its continued restructuring efforts, and outlines its new strategic direction targeting four categories of clients.
Citigroup reported strong financial results for the second quarter and first half of 2000. Core income rose 21% to $3.0 billion for the second quarter and 35% to $6.6 billion for the first half of the year. All of Citigroup's major business segments experienced double-digit income growth, led by the Global Consumer Group and Global Corporate and Investment Bank. Citigroup continued making acquisitions and investments to expand its global businesses and presence on the internet. Chairman and CEO Sanford Weill stated the results demonstrated the impact of the company's market share gains and consistent growth across its businesses.
StikCredit is a European FinTech company that provides short-term consumer loans online. It launched a peer-to-peer lending marketplace called Afranga in 2021 to connect retail investors with lending companies. StikCredit has experienced rapid growth, granting over EUR 84 million in loans since 2013. It has strong financial performance with steady growth in loan issuance and portfolio quality.
The document provides an interim report from Lombard Risk Management plc for the first half of 2014. Key points include:
- Revenue increased 27.7% to £9.3 million compared to the same period last year.
- 121 contracts have been signed for the European Banking Authority's COREP regulatory reporting requirements.
- EBITDA was £0.8 million compared to a loss of £0.02 million last year.
- The company continues to invest in developing software solutions for regulatory compliance and risk management.
BNP Paribas Cardif had a successful year in 2012, achieving record profits of 1 billion euros. The company's business model, which relies on partnerships for distribution in 36 countries, proved resilient despite economic instability. Internationally, Asia and Latin America saw strong growth of 25% and 16% respectively. While domestic markets face uncertainty, France performed well through market share gains and new products. Looking forward, BNP Paribas Cardif aims to continue double-digit profit growth by deepening customer relationships, advancing digital solutions, and further tailoring its offerings to partners' business models.
The document discusses Deutsche EuroShop's anticipation of the future of retail and shopping centers in light of the coronavirus pandemic, noting that while the pandemic negatively impacted the company's 2020 financial results, Deutsche EuroShop was able to weather the crisis well due to its solid credit rating and stable liquidity situation. It also expresses optimism that vaccines will help improve the pandemic situation and allow shops to reopen, laying the foundation for the company's long-term profitability.
Citigroup reported record earnings for the first quarter of 2000, with core income rising 49% to $3.6 billion compared to the same period last year. Several of Citigroup's business lines saw double-digit earnings growth, including Global Consumer (up 23%), Global Corporate and Investment Bank (up 36%), and Global Investment Management (up 26%). Strong performance across all regions and business segments was driven by favorable global market conditions. Return on equity was 30% and the company repurchased $1.2 billion in stock during the quarter.
Annual General Meeting José Antonio Álvarez speechBANCO SANTANDER
Grupo Santander reported a 39% increase in profits in 2014 to €5.8 billion, with strong growth across most business units. Looking ahead, Santander expects a continued gradual global economic recovery but also tougher regulatory requirements. The bank will focus on improving profitability further through initiatives like gaining market share, boosting customer loyalty, and maintaining strict cost control while investing in technology and commercial activities.
The document provides an overview of BNP Paribas Cardif's strategy, performance, and leadership. Key points include:
- BNP Paribas Cardif achieved strong financial results in 2014 with gross written premiums up 8.5% and pre-tax net profit up 4.6%.
- The company is focused on international expansion, pursuing growth opportunities in Asia and Latin America.
- BNP Paribas Cardif aims to consolidate recent acquisitions and continue its digital transformation to better serve distributors and customers.
This document is Santander's 2016 annual report. It contains messages from Ana Botín, Group executive chairman, and José Antonio Álvarez, chief executive officer. The report summarizes Santander's strategic progress in 2016, including achieving all business goals such as lending more to customers and improving returns for shareholders. It highlights increasing loyal customers to 125 million, growing digital customers to nearly 21 million, and maintaining high customer satisfaction rankings. The report also discusses supporting over 190,000 employees, 1,200 university partnerships, and economic opportunities for communities across Santander's markets.
The chairman discusses the challenges of the operating environment in 2011, including political uncertainty surrounding elections and external shocks from rising commodity prices. He notes that while the economy benefited from higher oil and commodity prices, foreign reserves declined due to demand pressures on the foreign exchange market. The banking sector remained competitive as the CBN continued reforms. Stanbic IBTC achieved growth in total assets, earnings and deposits, but profit was down due to higher loan impairment charges. The bank was awarded several recognitions and a mobile payments license.
Investor Presentation Caixa Geral de Depósitos
- Long Term Commitment to the Portuguese Economy and Society
- Customer – Centered Business
- Support the Corporate Sector, Strong Focus on SME
- Promotion of Human Talent and Teamwork
- Highest Ethical Standards
- Innovation
- Social Responsibility and Global Sustainability
A bank for digital startups - Deutsche Handelsbank - NOAH19 LondonNOAH Advisors
FinTech & InsurTech: Company presentation by Jens Munk, co-CEO of Deutsche Handelsbank at the NOAH Conference London 2019, 30-31 October, Old Billingsgate.
Deutsche Handelsbank is a specialized bank for digital startups and growth companies that accompanies digital startups and growth companies from various industries along their way with growth financing, working capital, banking-as-a-service, and factoring solutions.
N26 Deep-Dive In Pursuit of Profit by c-InnovationC-Innovation
In Pursuit of Profit: N26's Urgent Drive to Stay Competitive
In this deep-dive, C-Innovation offers a comprehensive analysis of N26's strategic adaptation in the evolving digital banking landscape amidst a backdrop of regulatory challenges. This report unveils N26's transformative journey throughout 2023 and into 2024, dissecting its efforts to enhance profitability while maintaining competitiveness despite regulatory hurdles. N26 navigated regulatory obstacles, including its exit from Brazil, a decline in valuation, and challenges with customer growth. Furthermore, regulatory constraints in key markets like Germany and Italy limited service expansion, posing obstacles to achieving a sustainable business model.
N26's Recent Initiatives
N26 has shown agility in embracing innovative technology and customer-centric solutions while streamlining operations, including a 4% staff reduction in April 2023. In November 2023, it ceased operations in Brazil. Anticipating profitability by the second half of 2024, N26 focuses on core markets like Germany, France, Spain, and Italy.
Citigroup reported strong 4th quarter and full-year 2000 earnings. 4th quarter core income was $3.33 billion, an 11% increase, and full-year core income was a record $14.14 billion, up 25%. All of Citigroup's major business segments saw growth in the 4th quarter, led by the Global Consumer Group at 25% growth. For the full year, net income was $13.52 billion. Chairman and CEO Sanford Weill cited the company's global strength and leadership across business lines. Citigroup continued investments in growing markets and internet capabilities.
I-Byte Banking, financial services and insurance IndustryEGBG Services
This document brings together a set of latest data points and publicly available information relevant for Banking, Financial Services & Insurance Industry. We are very excited to share this content and believe that readers will benefit immensely from this periodic publication immensely.
I. Silicon Valley Bank provides debt financing, UK and US bank accounts, networking events, and payment/treasury services to help clients at every growth stage of venture, growth, and late stages.
II. The timing of financing needs to align with a company's revenue, cashflow, and valuation stage, and having a flexible long-term partner is important as a business evolves.
III. UK tech investment reached £7 billion in 2018, with the amount raised at seed and venture stages rising compared to earlier rounds. Sectors like fintech, lifescience, AI saw increasing deal volumes.
The Corporate & Investment Bank (CIB) at J.P. Morgan Chase is well positioned to maintain its leadership in wholesale banking due to its strong client franchise, economies of scale, fortress balance sheet, and stable earnings from its markets business. The CIB has over 7,600 clients globally, with 61% located internationally, and generates 48% of its revenue from outside the US. It holds leading market positions across banking and markets businesses. The CIB's scale allows it to invest for ongoing leadership while maintaining efficient overhead ratios. Its balance sheet is supported by stable wholesale deposits and capital markets secured financing.
The document discusses digitization strategies in corporate banking. It outlines Credit Suisse's corporate and institutional clients division, which serves over 800 corporate groups. It notes the importance of digitization to improve top-line revenue and achieve cost efficiencies. Examples provided include a portfolio cockpit app and a corporate cash manager app. The document also discusses trends in digital banking technologies and the need for integrated solutions across devices to meet corporate client demands.
Digitization Strategies in Corporate Banking von Brigitte Ross
2012 CIB BNPP Annual report
1. CORPORATE
& INVESTMENT
BANKING
BNP Paribas CIB provides its clients with corporate banking, advisory and capital markets services. With a strong base
in Europe and far-reaching ambitions in Asia and North America in particular, BNP Paribas CIB is positioned as
the European partner of choice for many corporates and financial institutions worldwide.
New York
2. CORPORATE&INVESTMENTBANKING
47
BNPPARIBAS-2012ANNUALREPORT
Global
Equities &
Commodity
Derivatives
BNP Paribas CIB’s Global
Equities & Commodity
Derivatives (GECD)
business offers equity,
commodity, index and
fund derivatives, as well
as financing solutions
and an integrated equity
brokerage platform.
Structured
Products House
of the Year
(Risk Magazine, 2012)
Commodity
Finance &
Structured
Products
(Commodity Business
Awards, 2012)
Fixed Income
Fixed Income provides
credit, currency and interest-
rate products and offers
a broad range of services
extending from origination
to sales and trading via
structuring, syndication,
research and electronic
platforms. Its global network
of experts has built a
large and diversified client
base of asset managers,
insurance companies, banks,
corporates, governments
and supranational
organisations.
No. 1 Bookrunner
for euro bond
issues
(Thomson Reuters, 2012)
No. 8 Bookrunner
for international
bond issues in all
currencies
(Thomson Reuters, 2012)
No. 4 Overall
European Fixed
Income–6.2%
market share
(Greenwich Survey, 2012)
Corporate
Finance
Corporate Finance offers
advisory services for
mergers and acquisitions
and primary equity capital
market transactions.
The M&A teams advise
both buyers and targets
and also offer advice on
other strategic financial
issues, privatisations, etc.
Primary capital market
services include IPOs,
equity issues, secondary
issue placements, and
convertible/exchangeable
bond issues.
Best M&A House
in France
(Euromoney, 2012)
No. 3 Bookrunner
for EMEA equity-
linked issues
(Dealogic, 2012)
Corporate
Banking
Corporate Banking comprises
all financing services for
corporate clients, from
transaction banking
to specialised financing
solutions, including vanilla
lending, structured financing,
cash management and
international trade finance.
This range has recently
been expanded with a line
of products dedicated to
the gathering of corporate
deposits (“Corporate
Deposit”).
No. 2 Worldwide
Trade Finance
Provider
(Euromoney, 2012)
No. 1 Bookrunner
in EMEA syndicated
loans by number
of deals
(Dealogic, 2012)
No. 5 in Cash
Management
Worldwide
(Euromoney, 2012)
EUR 9.7
billion of revenues
More than
19,000
employees
Operations in almost
45 countries
15,000
customers around
the globe
3. INTERVIEW
HOW WOULD YOU ASSESS
INVESTMENT SOLUTIONS’
RESULTS IN 2012 AND WHAT
ARE ITS PLANS FOR 2013?
I
nvestment Solutions performed
extremely well in 2012, with
revenues up 5% and pre-tax income
up more than 37%, topping
EUR 2 billion for the first time.
Insurance, Securities Services and
Wealth Management all enjoyed
strong business momentum
and continued to invest in their
development, particularly in
Asia-Pacific. Asset Management
saw a decline in its assets under
management and, therefore, its
revenues, but was able to cut
costs thanks to an adaptation plan
announced at the end of 2011.
In 2013, Investment Solutions will
continue to be a growth driver for
the Group and will continue to invest,
both in fast-growing countries,
particularly in Asia-Pacific, and in
targeted client segments in Europe
in its traditional business franchises.
HOW WOULD YOU ASSESS CIB’S
2012 RESULTS?
012 was a watershed year for
CIB. It had to adapt quickly
to a new environment, while
preserving both its ability to finance
its clients and its expertise. A
tough challenge, which was justly
rewarded when BNP Paribas won the
prestigious “Bank of the Year” award
from IFR magazine.
Revenues were down about 10%
excluding the impact of disposals,
in line with the impact announced
in the adaptation plan, mainly in
Corporate Banking. The Capital
Markets business was resilient in a
very strained European environment.
We have maintained a good level
of operating efficiency thanks
to effective cost control under the
adaptation plan. Our cost/income
ratio was about 62% in 2012,
excluding the impacts of the
adaptation plan, among the best
in the industry.
We continued to roll out our
“Originate to Distribute” model,
which enables us to meet client
needs while scaling back our assets.
We continued to gather deposits
from clients, with the total deposit
base now reaching more than
EUR 55 billion. CIB’s return on equity
was just over 18% before tax, a good
performance in a persistently difficult
climate.
WHAT ABOUT INTERNATIONAL
RETAIL BANKING AND PERSONAL
FINANCE?
urope Mediterranean delivered
double-digit growth in deposits
and 3.5% growth in loans (like-
for-like and at constant exchange
rates), driven by sustained activity in
Turkey. Pre-tax income rose sharply
to more than EUR 250 million.
BancWest, our retail banking arm
in the US, delivered a quality
commercial performance. Deposits
were up more than 8% while loans
were up 3.5% (at constant exchange
rates). We continued to modernise
the branch network and develop our
mobile banking capability.
BancWest posted pre-tax income
of EUR 859 million, an excellent
performance.
Moving on to Personal Finance, the
year was marked by the signing of
many new partnerships, including
Sony in Germany and Cora in France,
as well as continued development of
the joint venture with Commerzbank
in Germany. We have also signed an
agreement with Sberbank in Russia,
which should make us a major player
in consumer finance in that country.
All in all, despite the impact of new
restrictive regulations in France,
Personal Finance achieved pre-tax
income of EUR 1.3 billion in 2012.
Georges Chodron de Courcel
Chief Operating Officer
2
E
“Developing in Asia-Pacific
is a key driver for the
Group’s future profitability
and BNP Paribas is already
one of the best positioned
international banks
in Asia-Pacific.”
4. CORPORATE&INVESTMENTBANKING
49
BNPPARIBAS-2012ANNUALREPORT
After 2011, the year of momentous change
for the banking industry as a whole and
for corporate and investment banks in
particular, 2012 was the year of adaptation
to face profound structural changes,
especially in terms of capital and liquidity,
the basic raw materials for the banking
world.
Beginning in late fall 2011, BNP Paribas CIB
continued its efforts in 2012 to reduce its
US dollar funding needs and its
risk-weighted assets (RWA). The ambitious
goal–i.e. EUR -45 billion in RWA and
EUR -65 billion in US dollars funding–was
reached, ahead of schedule, by April
for the US dollars funding target and by
the end of September for the RWA target.
At the same time, BNP Paribas CIB
designed and is now implementing its
transformation to remain sustainable,
profitable and competitive with its clients,
more than ever, as the first priority.
Recalibrated, BNP Paribas CIB is
well positioned for upcoming growth
opportunities, with strong strategic levers:
its diversified client franchise of both
corporate and institutional clients,
multinational companies for their
worldwide business development and
local clients for their regional expansion
thanks to its geographic mix, combining
a global reach with a strong regional
footprint;
its product mix balancing an industrial
and efficient approach to flow and
transaction banking, with tailor-made
solutions for selected clients.
Corporate Banking
A new integrated approach
to serve our clients
Corporate Banking did not escape the effects of the 2012
economic environment and played a key role both
in the CIB’s adaptation plan and in CIB’s transformation by:
(i) reducing RWAs while continuing to serve clients and
(ii) by consolidating and strengthening the corporate bank
capabilities while enhancing the deposit offer.
In this challenging context, Corporate Banking maintained
its strong origination capabilities in every region combined
with its capacity to structure tailor made financing solutions
and its worldwide sectorial expertise, to meet clients’
requests:
EUR 9 billion financing package to support the demerger
of SNAM SpA from the ENI group;
EUR 2 billion high yield bond issue in euros and US dollars
for Schaeffler and bookrunner for the syndication of the
EUR 1.4 billion equivalent 5Y institutional loan tranche;
BNP PARIBAS CIB,
A MAJOR PLAYER
RECOGNISED BY THE IFR(1)
(1) BNP Paribas was named “Bank of the Year” by the International
Financing Review awards 2012.
CIB Business News
5. USD 527 million equivalent senior secured credit facilities
to support the USD 983 million equivalent brownfield urban
toll road expansion project in Lima;
Thai Airways: JPY 15.9 billion European Export Credit Loan
to finance the acquisition of its 1st A380-800;
AB InBev: USD 14 billion acquisition facilities (incl. a
USD 6 billion bridge to bond) for the USD 20 billion acquisition
of Grupo Modelo;
Caterpillar: USD 22 million deal, US Exim covered and
funded by a US ad hoc vehicle;
Yanggu Xiangguang Copper Co: USD 248 million 24-Month
Pre-Financing Term Loan Facility. Largest US dollars onshore
loan raised for a privately owned company in China this year;
Hong Kong Broadband Network Limited: HKD 2.95 billion
5-Year Term Loan Facility.
Corporate Banking and Fixed Income united to bridge the gap
between borrowers’ needs and investors’ expectations along
an “Originate to Distribute” approach, thus helping corporate
clients meet their financing needs while providing investor
clients with alternative investments and interesting yields:
Bartec: EUR 348 million senior credit facilities used by
Charterhouse Capital Partners to acquire Bartec from Capvis
for EUR 713 million. Ahead of the general syndication,
2 banks and 2 funds committed to the facilities;
Telenet: EUR 175 million new Term Loan entirely sold into
the institutional investors market;
Agrokor: a new benchmark EUR 300 million and a debut
dual-tranche EUR 325 million and USD 300 million HY bond
issues.
To better respond to corporates’ cash management needs,
Corporate Banking continued to proactively develop its cash
management franchise by investing in its services throughout
Europe and Asia:
Schlumberger: Corporate Banking provided cash
management and trade finance, transactions management
connectivity and domestic zero balance account cash pooling;
Thalès: Australian dollars and foreign currency liquidity
management in Australia, international payments and onshore
foreign currency accounts and multi-channel connectivity;
Cash Management mandates for UCB India and UCB China;
Helmann: Multicountry Cash Management Mandate.
In the field of Trade Solutions, with over 100 trade centres
and expert services, BNP Paribas continued to attract large
corporates:
Bombardier: EUR 200 million payable program for the
financing of some of their key suppliers;
Rhodia : Increase of the existing uncommitted Utexam Just-
in-Time facility for the purchase of Indian guar splits.
2012 also saw the creation of a “Corporate Deposit Line”,
aiming at providing clients with a complete offering that
meets their needs in terms of liquidity management.
Corporate
Finance
A partner of choice
in a difficult environment
Macroeconomic uncertainties have significantly reduced
the pace of M&A and ECM activities around the globe in 2012.
In this challenging environment, BNP Paribas has continued
to accompany its clients as a partner of choice in advisory
services for their strategic initiatives, especially for their
cross-border acquisitions as highlighted by landmark
transactions:
advisor to KGHM (Poland) in the acquisition of Quadra FNX
Mining (Canada);
advisor to Minmetals Resources (China) in the acquisition
of Anvil Mining (Democratic Republic of Congo);
advisor to GDF Suez (France) for the recommended cash offer
by Electrabel on the 30% stake in International Power plc (UK);
advisor to Air Liquide (France) for the acquisitions of Gasmedi
(Spain) and LVL Medical (France);
advisor to Marubeni Corporation (Japan) for the acquisition
of a 22% stake in ACR Capital Holdings (Singapore).
CIB Business News
Shanghai
6. CORPORATE&INVESTMENTBANKING
51
BNPPARIBAS-2012ANNUALREPORT
cib.bnpparibas.com
Oriental Republic of Uruguay
US$500million
4.125% due 2045
Joint Bookrunner
November 2012
Federative Republic of Brazil
US$825million
4.875% due 2021
Reopening
Joint Bookrunner
January 2012
ORDEM
PROGRESSO
E
US$6 billion
0.875% due 2017
Joint Bookrunner
September 2012
US$3 billion
0.250% due 2015
Joint Bookrunner
December 2012
US$3 billion
1.500% due 2017
Joint Bookrunner
March 2012
US$4 billion
SeniorCreditFacility
Joint-Lead Arranger
& Joint Bookrunner
May 2012
US$2.3 billion
Acquisitionofa25%equityinterest
intheDesertSunlightsolarproject
Financial Advisor
September 2012
US$1.75 billion
9.250% Perp Non-Cum Jnr Sub
First Emerging Market Basel III
Joint Bookrunner
Jan/Feb 2012
North American Development Bank
US$430m/US$50m
2.400% 2022 / 3.000% 2030
Joint Bookrunner
Oct/Dec 2012
US$1 billion
0.750% due 2017
Joint Bookrunner
November 2012
YOUR SUCCESS IN THE AMERICAS:
SIGNED, SEALED AND DELIVERED.
US$250 million
Convertible Bond
Lead Left Bookrunner
December 2012
Santander Brasil
US$800 million
4.625% due 2017
Joint Bookrunner
February 2012
€750 million
3.750% due 2023
Joint Bookrunner
July 2012
US$3 billion
Three Tranche
due 2015/2017/2022
Joint Bookrunner
February 2012
US$4 billion
1.000% due 2017
Joint Bookrunner
August 2012
cib.bnpparibas.com
YOUR SUCCESS IN ASIA-PACIFIC:
SIGNED, SEALED AND DELIVERED.
US$500 million
2.875% due 2017
Joint Bookrunner
June 2012
US$500 million
2.250% due 2017
Debut Global Bond
Joint Bookrunner
September 2012
Korea Eximbank
¥100 billion
Three Tranche due
2014/2015/2017
Largest ever Korean Samurai
Joint Bookrunner
May 2012
CHF180m/US$750m
1.500% 2018 /3.500% 2017
Joint Bookrunner
Apr/Feb 2012
Louis Dreyfus Commodities Asia Pte. Ltd.
and LD Commodities Australia Holdings Pty Ltd
US$400 millionequivalent
Term Loan, Revolving Credit Facility
Bookrunner, Mandated Lead Arranger
June 2012
Mercuria Energy Trading Pte. Ltd.
Guaranteed by Mercuria Energy
Group Limited
US$700 million
1,3-Year Revolving Credit Facility
Bookrunner, Mandated Lead Arranger
December 2012
US$400 million
Convertible Bond
Joint Bookrunner
September 2012
¥15.9billion
European Export Credit Loan
Acquisition of their first A380-800
Arranger, Facility Agent,
Security Trustee
September 2012
ORIX Corporation
US$795 million
364-Day Revolving Credit Facility
Bookrunner, Mandated Lead Arranger
April 2012
HK$7 billion
Initial Public Offering
Joint Bookrunner
July 2012
£450 million
4.250% due 2022
Joint Bookrunner
July 2012
HK$2.3 billion
Top-Up Placement
300,000,000 Shares
Joint Bookrunner
July 2012
US$500 million
4.375% due 2018
Joint Bookrunner
Apr/Feb 2012
CNH1 billion
3.650% due 2015
Dim Sum
Joint Bookrunner
May 2012
Hong Kong Broadband Network Limited
HK$2.95 billion
5-Year Term Loan Facility
Bookrunner, Mandated Lead Arranger
June 2012
cib.bnpparibas.com
YOUR SUCCESS IN EMEA:
SIGNED, SEALED AND DELIVERED.
This advertisement is for informational purposes. It is not intended as an offer for the purchase or sale of any financial instrument, investment product or
service. BNP Paribas is incorporated as a société anonyme in France with registered office at 16 boulevard des Italiens, 75009 Paris, France. BNP Paribas is,
in particular, licensed as a bank in France and is regulated by the French Prudential Control Authority and the French Financial Markets Authority.
CNH1 billion
3.800% due 2015
Inaugural Dim Sum
Joint Bookrunner
November 2012
US$3 billion
Three Tranche
2015/2017/2022
Joint Bookrunner
November 2012
US$700m/€750m
Dual Currency Hybrid Capital
Joint Bookrunner
September 2012
€62 million
Structured lease financing
of a new cable layer vessel leased
to France Telecom Marine
Sole Arranger
September 2012
€472 million
Mortgage bond subscribed by
a consortium of French insurers
Refinancing of the “Lumière” building
Sole Arranger, Structuring Advisor,
Placement Agent
June 2012
€2.5billion
Rights Issue
Joint Bookrunner
November 2012
Russian Federation
US$7 billion
Three tranche due
2017/2022/2042
Joint Bookrunner
March 2012
US$160 million
Optimisedleaseandasset-basedfinancing
First B747-8 ever delivered to an airline
Lease Arranger, Mandated Lead
Debt Arranger, Facility Agent
April 2012
€1.45billion
Initial Public Offering
Joint Bookrunner
October 2012
£5.4 billionequivalent
Lower Tier 2 Exchange Offer
Joint Dealer Manager
March 2012
€115 million
5 year mortgage loan
AEW Europe Debt Fund is member
of the syndicate
MLA, Coordinator, Agent
August 2012
€1 billion
Convertible Bond
Joint Bookrunner
December 2012
€500million
Accelerated Bookbuilding for the sale
of Pernod Ricard shares
Joint Bookrunner
March 2012
US$750m/CHF320m
Perp Non-Call 6.5/5.6yrs
Jnr sub notes w/ stock settlement
Joint Bookrunner
Mar/Jan 2012
US$500m/£600m/€500m
Three Currency Hybrid Capital
Joint Structuring Advisor & Bookrunner
June 2012