This document discusses Paytm Mall's Seller Assurance Program (PSA), which protects sellers from losses due to product returns. It outlines the process for filing a PSA claim within 48 hours of a disputed return. Sellers can file claims for delayed delivery, damaged/missing items, wrong products, or lost shipments. Claims require supporting photos/videos. To file a claim, sellers access the Returns tab on their panel and submit a ticket with details of the disputed item along with attachments within the specified timelines.