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The document discusses the reasons why the bailout of AIG was necessary. It summarizes that: 1) Allowing AIG to fail could have led to numerous risks, like insurance policyholders losing coverage and bondholders losing up to $400 billion due to credit default swap failures. 2) This could have tightened credit markets and deepened the recession, potentially leading to a second Great Depression. 3) While unpopular with taxpayers, the benefits of preventing a systemic financial crisis outweighed the costs of the bailout.
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The document presents on the subprime crisis of 2007. It discusses how subprime mortgages led to the crisis, with riskier borrowers taking on loans they could not repay. The executive summary notes that the government poured hundreds of billions into the system through bailouts, but this could lead to moral hazard issues with institutions taking greater risks expecting future bailouts. Opinions from professors are provided, with some arguing the bailouts rewarded failure while others felt risk was not accurately evaluated. The conclusion is that the large bailouts have made the US more socialist.
The subprime mortgage crisis 1
The document summarizes the subprime mortgage crisis. It explains that subprime mortgages are high-interest loans given to borrowers with poor credit who could not qualify for standard mortgages. Many borrowers took out adjustable-rate subprime mortgages when housing prices were rising, expecting to refinance before rates increased. However, when housing prices fell, borrowers could not refinance and began defaulting, leading to a wave of foreclosures. This crisis significantly impacted the US and global economies, with major financial institutions writing off billions of dollars in losses. Governments responded with bailouts and efforts to assist homeowners and regulate derivatives.
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The document discusses the sub-prime crisis, its causes, and potential impacts. It analyzes trends in sub-prime lending and defaults that led to the credit squeeze. It examines how the crisis could recouple or decouple economies in Europe and Asia. The crisis may negatively impact European markets through re-coupling of credit, commodity, and currency markets. However, Asian markets like India's regulated economy and local consumption may make it more resilient to effects of the crisis.
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The document summarizes the subprime mortgage crisis. It explains that subprime mortgages are high-interest loans given to borrowers with poor credit who could not qualify for standard mortgages. Many borrowers took out adjustable-rate subprime mortgages when housing prices were rising, expecting to refinance before rates increased. However, when housing prices fell, borrowers could not refinance and began defaulting, leading to a wave of foreclosures. This crisis significantly impacted the US and global economies, with major financial institutions writing off billions of dollars in losses. Governments responded with bailouts and efforts to assist homeowners and regulate derivatives.
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The document summarizes the origins and growth of the 2007-2008 US financial crisis. It discusses how a combination of low interest rates, risky lending practices, and financial engineering of mortgage-backed securities led to a housing bubble. When the bubble burst in 2007, it triggered a wider financial crisis as large banks and financial institutions suffered huge losses from their investments in these toxic assets. The crisis saw the collapse of major firms like Lehman Brothers and AIG, freezing of credit markets, and global economic slowdown. In response, the US government implemented a fiscal stimulus package in 2009 to boost the economy.
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UBS was heavily invested in subprime mortgage-backed securities during the mid-2000s housing bubble. When the bubble burst in 2007-2008, UBS suffered massive losses as the value of these securities plummeted. In response, UBS proposed reforms to its strategy, governance, risk management, and finance practices to prevent similar issues going forward. These included redefining risks and risk limits, strengthening oversight of trading positions, and improving succession planning. The global financial crisis had widespread impacts, causing losses of $1.6 trillion for European banks and contributing to a global recession.
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The document provides an overview of the global financial crisis that began in 2007. It discusses several causes, including the housing slump and subprime mortgage crisis in the United States. It also examines impacts such as bank failures, home foreclosures, and federal reserve intervention. Key events described include the Bear Stearns bailout and nationalization of Northern Rock. Proposed solutions discussed include increased regulation and further actions by the Federal Reserve to stabilize markets.
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The document discusses the subprime mortgage crisis of the late 2000s. It defines prime and subprime loans, and explains that the crisis occurred when the housing bubble burst after many subprime borrowers defaulted on adjustable rate mortgages. This was caused by an overheated market where home prices increased too fast. When home prices started declining, foreclosure rates rose which further drove prices down. This created losses for many financial institutions and impacted the global economy. The US government responded by trying to help homeowners renegotiate loans to avoid foreclosure and providing liquidity to struggling financial institutions.
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The document summarizes the subprime mortgage crisis and its global impact. It discusses how the crisis originated from risky lending practices involving subprime mortgages in the US housing market. This led to a contraction in liquidity and credit markets globally. Major financial institutions suffered huge losses totaling over $8 trillion. The crisis highlighted failures in mortgage underwriting, risky financial products, and lack of oversight that allowed risk to accumulate in the system.
Adrian Blundell-Wignall, OECD: "An optimal bank structure?"
This document discusses optimal bank structure and reforming business models of banks. It argues that separation of high risk securities activities from core deposit banks is essential. Risky activities such as derivatives, prime brokering and market making should be put in ring-fenced non-operating holding company subsidiaries if they exceed 10% of a bank's business. A simple leverage ratio of 5% for core deposit banks would make them safer. Separating risky activities prevents cross-subsidization of risk and guarantees, reducing bank size and risk taking.
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This document discusses risk and return in the context of sound investing. It shows that while large cap stocks achieved the highest returns from 1982-2002, they also carried the highest risk as measured by standard deviation. A targeted blend of different asset classes can capture higher risk-adjusted returns by landing on the efficient frontier of the risk-return graph. The basics of asset allocation involve dividing investments among stocks, bonds, and cash, with more sophisticated strategies incorporating different subclasses within each class. Rebalancing ensures your asset allocation stays in line with your goals and risk tolerance over time.
Subprime crisis
This document provides an overview of the 2008 subprime mortgage crisis in the United States. It defines subprime loans as high-risk loans given to borrowers with poor credit. In the early 2000s, low interest rates and rising home prices fueled increased subprime lending. However, starting in 2006, subprime borrowers began defaulting on mortgages as home prices declined. These mortgage defaults led to losses in mortgage-backed securities, hurting financial institutions and triggering a global recession. India was less impacted than other countries due to regulations that limited exposure of its financial system to global markets.
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The document provides an overview of the global financial crisis that began in 2007. It discusses several causes, including the housing slump and subprime mortgage crisis in the United States. It also examines impacts such as bank failures, home foreclosures, and federal reserve intervention. Key events described include the Bear Stearns bailout and nationalization of Northern Rock. Proposed solutions discussed include increased regulation and further actions by the Federal Reserve to stabilize markets.
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Many are declaring that 60/40 is a bad mix because bonds are riskier than they have ever been. But stocks are also extremely risky. Add likely inflation to the mix and it's big time scary. We'll discuss what do on 4/20/21 https://www.youtube.com/watch?v=PsKGK7IY9ls
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This document provides an investment outlook and discusses strategies for fixed income investments in the current low interest rate environment. It notes that government bond yields have declined significantly from over 15% in 1981 to under 2% currently, meaning bonds no longer provide the income and safety they once did. The main takeaways are that investors should not rely on bonds for income and safety as much, and should consider strategies like flexible funds, mortgage-backed securities, and alternatives to navigate potential rising rates and lower bond prices. The outlook recommends avoiding long maturities and bond index funds, and not stretching for yield.
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Wac Ncc041510 Global Finance,Uncharted Waters
The document summarizes the current state of global finance and identifies risks on the horizon. It discusses how rising debt levels fueled a global "debt supercycle" as borrowing became a way of life. This included growth of the shadow banking system and securitization to increase credit flows. However, failed regulation led to a collapse of lending standards and growth of risky behaviors. Going forward, high debt levels across governments, businesses, and households pose structural risks, as many countries face pension obligations and budget deficits that could challenge financial stability in the coming years.
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The subprime crisis was caused by a rise in subprime lending during the 2000s housing boom. Subprime loans are high-risk loans given to borrowers with poor credit. As interest rates fell after 2000, lenders aggressively issued subprime mortgages with the expectation that housing prices would always rise. However, many subprime borrowers defaulted when housing prices declined in 2006-2007. This flooded the market with foreclosed homes and caused home prices and the value of mortgage-backed securities to plummet. Major financial institutions incurred huge losses, including investment banks and insurance companies. The crisis also had spillover effects globally and damaged industries in countries like India through slowing exports, manufacturing, tourism, and the IT sector
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Recession is defined as two or more successive quarters of negative economic growth, as measured by a country's gross domestic product. It can be characterized by a decline in factors like employment, investment, and corporate profits. The current recession was likely caused by a combination of factors, including risky sub-prime lending practices, a lack of oversight in mortgage institutions, complex financial products that overleveraged banks, expansionary monetary policy, and potential overproduction in a globalized economy.
Ipe15
The document summarizes the key events and factors that led to the global financial crisis of 2007-2008. It discusses the bursting of the housing bubble in the US, the role of subprime mortgages and predatory lending practices, low interest rates set by the Federal Reserve, flawed credit ratings, and insufficient regulation of financial markets and derivatives. The crisis revived debates around financial regulation and Keynesian economic policies.
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Highlights of the Book "Baby Boomer Investing in the Prerilous Decade of the ...
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The document provides summaries and analysis of several news articles covering the 2008 economic crisis. It examines articles that gauge housing market sentiment, explain the Fannie Mae and Freddie Mac bailout and its impact, outline the course of the crisis, explain AIG's role and bailout, and analyze Ben Bernanke's leadership during the recovery. The summaries are thorough yet concise, provide historical context, and avoid speculation, making them accessible to both economic experts and novices.
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The bailout final product
Bailout Explained and simplyfied. (all of the information was compiled from many different information websites, as well as illustrations. I claim no ownership or rights to the art or information in this slide. I compiled the info and symplified it for a college presentation.
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American International Group (AIG) is a major global insurance company founded in 1919 in Shanghai, China. It has operations worldwide and a diverse portfolio that includes insurance, asset management, and real estate holdings. AIG ran into significant financial troubles in 2008 when its credit default swap portfolio incurred large losses, leading to a downgrade in its credit rating. This put pressure on AIG and threatened its solvency.
American International Group
American International Group (AIG) is a major American insurance corporation headquartered in New York City. It was founded in 1919 in Shanghai, China and provides insurance, financial services, and other products worldwide. AIG suffered a liquidity crisis during the 2008 financial crisis due to losses on mortgage-backed securities, requiring a $182 billion bailout from the U.S. Federal Reserve to avoid bankruptcy.
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1) It discusses the causes of the mortgage crisis and credit crunch, tracing it back to legislative changes in the 1970s that loosened mortgage requirements.
2) It provides an overview of BBVA Compass, noting it has over $65 billion in assets and 717 branches across the Sunbelt region.
3) It highlights BBVA Compass' strong capital and liquidity positions and conservative lending practices that position it well in the current economy.
Subprime Mortgage Crisis Powerpoint Presentation Slides
Introducing Subprime Mortgage Crisis PowerPoint Presentation Slides. The presentation highlights the impact of the financial crisis of the year in percentages. Take the advantage of our ready-to-use PPT template to showcase fall in housing prices, unemployment, etc. during a crisis. The impact of a great recession on investment banks is also discussed in this presentation. This content-ready slide design also illustrates the significant financial bubble burst of financial years. Highlight the cost of the financial crisis and its key members. The effects of the crisis on the economy of the US can be effectively discussed using our PPT theme. Showcase how the crisis started spreading in various other parts of the country with the use of this PPT visual. Depict how CDO customers protect themselves during the recession. Explain the effect of subprime in many countries with this PPT theme. Further, describe the current scenario after a decade of a financial crisis in the US. Explain fed tapering, quantitative easing, etc. effectively by using this PPT slideshow. At last, the presentation discusses the vision, mission, and goals of the company. https://bit.ly/2PeSvsw
Magnetar and Peloton hedge funds
Peloton and Magnetar were hedge funds active during the 2007-2008 financial crisis. Peloton bet against the housing market before 2007 and earned profits, but then tried to time the bottom which failed catastrophically. It took on high leverage and lost all its equity and assets. Magnetar engaged in relative value trades, being long risky equity tranches and short less risky mezzanine tranches of CDOs, believing prices had diverged. This isolated it from overall market performance and helped preserve capital. Peloton's failure was due to high leverage, overconfidence in liquidity, and underestimating further price declines. Mitigation could have involved less leverage and diversifying bets on bailouts.
Financial Markets
1) The document discusses the events leading up to the 2007-2008 financial crisis, including the rise of subprime mortgages, collateralized debt obligations (CDOs), and credit default swaps (CDS).
2) It describes how losses in the subprime mortgage market led to the collapse of Bear Stearns in 2008 and how the Federal Reserve intervened to prevent further damage.
3) Key events that exacerbated the crisis included the bankruptcies of Lehman Brothers and the rescue of insurance giant AIG by the Federal Reserve.
Lehman brothers
Lehman Brothers was the largest bankruptcy in the history of United states.It was the the fourth biggest investment bank in United States until it filed for the bankruptcy in September 2008.The size of the bankruptcy was as much as the five subsequently largest bankruptcies combined and more than one and a half time the gross domestic product of Sweden in 2009.
The Credit Crisis: An Islamic Perspective.
The document discusses the Islamic perspective on the credit crisis from several angles in 3 parts. It begins by defining key terms like debt financing and credit financing. It then contrasts Islamic risk sharing contracts with conventional debt contracts. Finally, it analyzes several economic theories for the causes of the credit crisis and argues that the fractional reserve banking system and financialization decoupled finance from the real economy and led to instability.
Sub prime crisis 2008
The presentation traces the roots of the infamous Lehman brothers crisis that rocked the globe and documents the lessons learned from this crisis.
Similar to PRO1 (20)
Credit Crisis - The Story of AIG's Financial Mismanagement and Bailout
Credit Crisis - The Story of AIG's Financial Mismanagement and Bailout
Collapse Of Long Term Management (LTCM)- FIXED INCOME project
Collapse Of Long Term Management (LTCM)- FIXED INCOME project
Subprime Mortgage Crisis Powerpoint Presentation Slides
Subprime Mortgage Crisis Powerpoint Presentation Slides
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Charging and Fueling Infrastructure Grant: Round 2 by Brandt Hertenstein
Brandt Hertenstein, Program Manager of the Electrification Coalition gave this presentation at the Forth and Electrification Coalition CFI Grant Program - Overview and Technical Assistance webinar on June 12, 2024.
原版定做(mmu学位证书)英国曼彻斯特城市大学毕业证本科文凭原版一模一样
原版定制【微信:bwp0011】《(mmu学位证书)英国曼彻斯特城市大学毕业证本科文凭》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
Charging Fueling & Infrastructure (CFI) Program by Kevin Miller
Kevin Miller, Senior Advisor, Business Models of the Joint Office of Energy and Transportation gave this presentation at the Forth and Electrification Coalition CFI Grant Program - Overview and Technical Assistance webinar on June 12, 2024.
Catalytic Converter theft prevention - NYC.pptx
Understanding Catalytic Converter Theft:
What is a Catalytic Converter?: Learn about the function of catalytic converters in vehicles and why they are targeted by thieves.
Why are They Stolen?: Discover the valuable metals inside catalytic converters (such as platinum, palladium, and rhodium) that make them attractive to criminals.
Steps to Prevent Catalytic Converter Theft:
Parking Strategies: Tips on where and how to park your vehicle to reduce the risk of theft, such as parking in well-lit areas or secure garages.
Protective Devices: Overview of various anti-theft devices available, including catalytic converter locks, shields, and alarms.
Etching and Marking: The benefits of etching your vehicle’s VIN on the catalytic converter or using a catalytic converter marking kit to make it traceable and less appealing to thieves.
Surveillance and Monitoring: Recommendations for using security cameras and motion-sensor lights to deter thieves.
Statistics and Insights:
Theft Rates by Borough: Analysis of data to determine which borough in NYC experiences the highest rate of catalytic converter thefts.
Recent Trends: Current trends and patterns in catalytic converter thefts to help you stay aware of emerging hotspots and tactics used by thieves.
Benefits of This Presentation:
Awareness: Increase your awareness about catalytic converter theft and its impact on vehicle owners.
Practical Tips: Gain actionable insights and tips to effectively prevent catalytic converter theft.
Local Insights: Understand the specific risks in different NYC boroughs, helping you take targeted preventive measures.
This presentation aims to equip you with the knowledge and tools needed to protect your vehicle from catalytic converter theft, ensuring you are prepared and proactive in safeguarding your property.
按照学校原版(UniSA文凭证书)南澳大学毕业证快速办理
咨询办理【(UniSA毕业证书)南澳大学毕业证】【176555708微信号】未毕业成绩单、外壳、offer、留信学历认证（永久存档真实可查）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【我们承诺采用的是学校原版纸张（纸质、底色、纹路），我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信176555708】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信176555708】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
留信网服务项目：
1、留学生专业人才库服务（留信分析）
2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
→ 【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Dahua Security Camera System Guide esetia
Dahua provides a comprehensive guide on how to install their security camera systems. Learn about the different types of cameras and system components, as well as the installation process.
EV Charging at MFH Properties by Whitaker Jamieson
Whitaker Jamieson, Senior Specialist at Forth, gave this presentation at the Forth Addressing The Challenges of Charging at Multi-Family Housing webinar on June 11, 2024.
原版制作(Exeter毕业证书)埃克塞特大学毕业证完成信一模一样
学校原件一模一样【微信：741003700 】《(Exeter毕业证书)埃克塞特大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
一比一原版(UMich毕业证)密歇根大学|安娜堡分校毕业证如何办理
UMich毕业证成绩单【微信95270640】（密歇根大学|安娜堡分校毕业证成绩单本科学历）Q微信95270640(补办UMich学位文凭证书)密歇根大学|安娜堡分校留信网学历认证怎么办理密歇根大学|安娜堡分校毕业证成绩单精仿本科学位证书硕士文凭证书认证Seneca College diplomaoffer,Transcript办理硕士学位证书造假密歇根大学|安娜堡分校假文凭学位证书制作UMich本科毕业证书硕士学位证书精仿密歇根大学|安娜堡分校学历认证成绩单修改制作，办理真实认证、留信认证、使馆公证、购买成绩单，购买假文凭，购买假学位证，制造假国外大学文凭、毕业公证、毕业证明书、录取通知书、Offer、在读证明、雅思托福成绩单、假文凭、假毕业证、请假条、国际驾照、网上存档可查！
文凭办理流程：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：微信95270640我们有专业老师帮你查询）；
2开始安排制作毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。
7完成交易删除客户资料
高精端提供以下服务：
一：密歇根大学|安娜堡分校密歇根大学|安娜堡分校毕业证假文凭全套材料从防伪到印刷水印底纹到钢印烫金
二：真实使馆认证（留学人员回国证明）使馆存档
三：真实教育部认证教育部存档教育部留服网站可查
四：留信认证留学生信息网站可查
五：与学校颁发的相关证件1:1纸质尺寸制定（定期向各大院校毕业生购买最新版本毕,业证成绩单保证您拿到的是鲁昂大学内部最新版本毕业证成绩单微信95270640）
A.为什么留学生需要操作留信认证?
留信认证全称全国留学生信息服务网认证,隶属于北京中科院。①留信认证门槛条件更低,费用更美丽,并且包过,完单周期短,效率高②留信认证虽然不能去国企,但是一般的公司都没有问题,因为国内很多公司连基本的留学生学历认证都不了解。这对于留学生来说,这就比自己光拿一个证书更有说服力,因为留学学历可以在留信网站上进行查询!
B.为什么我们提供的毕业证成绩单具有使用价值？
查询留服认证是国内鉴别留学生海外学历的唯一途径但认证只是个体行为不是所有留学生都操作所以没有办理认证的留学生的学历在国内也是查询不到的他们也仅仅只有一张文凭。所以这时候我们提供的和学校颁发的一模一样的毕业证成绩单就有了使用价值。他们熟识起来还成了无话不谈的好朋友可惜快乐的时光总是太短太匆忙有一次当他们在楼下捉迷藏时一根长竹竿居然穿越安全网从高空砸下不偏不倚重重地砸在小伙伴阿新稚嫩的肩上父亲再也不让山娃上工地玩了有一天因为过于思念小伙伴山娃还偷偷地跑到工地上去找去唤无奈小伙伴们全不知去向当山娃折好只纸鹤让父亲转交阿新时父亲哽咽了摆摆手说阿新早回老家疗伤去了当山娃追问缘何不留在城里疗伤时父亲沉默了好久才幽幽地说城里开支大没不
Charging Fueling & Infrastructure (CFI) Program Resources by Cat Plein
Cat Plein, Development & Communications Director of Forth, gave this presentation at the Forth and Electrification Coalition CFI Grant Program - Overview and Technical Assistance webinar on June 12, 2024.
一比一原版(Columbia文凭证书)哥伦比亚大学毕业证如何办理
一模一样【微信：176555708】【(Columbia文凭证书)哥伦比亚大学毕业证成绩单Offer】【微信：176555708】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：176555708】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：176555708】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Here's Why Every Semi-Truck Should Have ELDs
Implementing ELDs or Electronic Logging Devices is slowly but surely becoming the norm in fleet management. Why? Well, integrating ELDs and associated connected vehicle solutions like fleet tracking devices lets businesses and their in-house fleet managers reap several benefits. Check out the post below to learn more.
快速办理(napier毕业证书)英国龙比亚大学毕业证在读证明一模一样
学校原件一模一样【微信：741003700 】《(napier毕业证书)英国龙比亚大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
EV Charging at Multifamily Properties by Kevin Donnelly
Kevin Donnelly gave this presentation at the Forth Addressing The Challenges of Charging at Multi-Family Housing webinar on June 11, 2024.
原版制作(澳洲WSU毕业证书)西悉尼大学毕业证文凭证书一模一样
学校原件一模一样【微信：741003700 】《(澳洲WSU毕业证书)西悉尼大学毕业证文凭证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
一比一原版(WashU文凭证书)圣路易斯华盛顿大学毕业证如何办理
一模一样【微信：176555708】【(WashU文凭证书)圣路易斯华盛顿大学毕业证成绩单Offer】【微信：176555708】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：176555708】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：176555708】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
Expanding Access to Affordable At-Home EV Charging by Vanessa Warheit
Vanessa Warheit, Co-Founder of EV Charging for All, gave this presentation at the Forth Addressing The Challenges of Charging at Multi-Family Housing webinar on June 11, 2024.
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PRO1
- 1. Why the Bailout of AIG Necesary Susan Matthews Mark Contreras Sean Foglia Rick Ramirez
- 2. AIG Bailout economic reasons • The AIG Bailout may not sit well with taxpayers but the benefits out way the costs
- 3. AIG will be able to pay off the extended loans to tax payers • AIG reduced loan amount from 68 to 51 billion by selling assets • Nan Shan Life Insurance Co. in Taiwan = 2.15 billion (yesterday)
- 4. AIG and other companies that are Nationalized will be forced to restructure. • Restructuring will reduce systemic risk • Taxpayers will not sell off company shares in crisis • Taxpayers are starting to sell off more shares in the company • Restructuring forces AIG to scale down
- 5. The Potential risks that surround the insolvency of one of the largest insurance companies in the world are numerous. • Insurance policy holders around the world would be at risk. • Because of the credit default swaps failure bondholders and other entities could loose up to 400 billion • Overnight disappearance of wealth leads to tightened credit markets and deeper recessions • Bank failure can lead to losses in uninsured deposits • FDIC is dependent on taxpayer funds in crisis. • Fed will have to loan more money to insolvent banks and may never recover the loans.
- 7. Moral hazard is a small price to pay to prevent a second great depression • Fed in first depression did very little • 10% unemployment vs. 25% • economy saw very little growth vs. negative growth • Great example to test economic theory.
- 8. Summary of AIG's derivative positions as of Sept. 30, 2011 • Derivative/Credit Default Swap reduction • Market Derivatives=$144 B o $23 B. of CDO Swaps o $14 B. intermediations
- 9. AIG's Relationship with the U.S. Government • AIG o Sold 100 Million shares of common stock • Treasury Department o Sold 200 Million shares of common stock
- 10. Reducing Toxic Risk Assets • Progress made in reducing portfolio size risk • 86% of non-credit derivatives terminated or reduced
- 11. Why Was the AIG Bailout Important • Henry Paulson did not wanted to save Lehman Brothers and used “Moral Hazard” • Bush did not believe in a bailout • Obama Administration with Timothy Geithner felt bailout was necessary
- 12. Why Was the AIG Bailout Important • The housing market failure • The repeal of the Glass-Steagall Act • Lack of government intervention during the Great Depression
- 13. The Players Before the Bailout
- 14. The Players After the Bailout