This document provides information on investing with FOM Holdings and Investments LLC, a real estate investment firm. It outlines two programs for private lenders to earn double-digit returns: a quick-turn program where lenders provide funds for property flipping and earn 12% interest or 20% of profits; and a long-term program where lenders provide funds for a rental property and earn quarterly interest payments. The company rehabs residential properties in Phoenix and provides lenders with secured notes and mortgages. Historical projects are presented showing profits ranging from 15-35%. Requirements for lenders include $50,000 minimum and loans not exceeding 70% of after-repair value.
This document provides an overview of the TREF I investment fund, which focuses on secured first loans for small commercial and non-owner occupied properties in the Chicago area. The fund was founded by investment professionals with over 50 years of combined experience in mortgages and real estate. It aims to provide high and stable income to investors by lending at above-market rates and protecting principal through underwriting and collateral. The managers have extensive experience in commercial lending and mortgage brokering in the Chicago market.
The document summarizes various types of investments including money market accounts, certificates of deposit, bonds, mutual funds, stocks, real estate, and retirement plans. Money market accounts and CDs provide liquidity but with interest rate restrictions, while bonds provide reliable returns. Mutual funds and stocks offer growth potential but also risk, especially short-term. Real estate investments can be profitable but require significant effort. Retirement plans such as IRAs, Roth IRAs, 401Ks, and others provide tax advantages for long-term savings. Overall the document outlines the basic benefits, tradeoffs, and features of common investment options.
This document describes Opportunity Partners Fund II, LP and its investment strategy. The fund will pursue opportunistic purchases of distressed real estate assets in the Twin Cities area that have been significantly devalued due to the economic downturn and tight credit markets. The general partner has over 100 years of combined real estate experience and successfully executed a similar strategy with Fund I, achieving returns above targets. Fund II seeks $25 million in commitments to continue acquiring undervalued properties with a focus on downside protection and strong potential returns.
Mini fund overview for investors - BetterCapital Real Estate FundBobby Sharma
A Better Way to Invest
Diversifying your portfolio to include real estate investments can be complex, time consuming and capital intensive. We designed Avestor from ground up to solve investor pain points and make it simple to build out a real estate portfolio.
This document provides an overview of investing in bonds, including:
1) Ultra-conservative investors who do not earn returns above inflation over the long run.
2) The main types of bond investments are debts/loans and equities/ownership. Corporate bonds provide fixed income but are safer than stocks.
3) Bond features include face value, coupon rate, maturity date, and call provisions. Investors purchase bonds for interest income, potential appreciation, and diversification.
This document discusses why people invest and the importance of establishing specific investment goals. It explains that financial goals should be specific, measurable, tailored to one's needs, and aimed at accomplishing what you want. Establishing goals helps drive your investment plan. The document also discusses factors to consider for your investment goals like how much money is needed, how it will be obtained, your risk tolerance, and if goals are reasonable. It emphasizes the importance of diversifying investments across different asset classes to reduce risk and outlines various government bond investments like treasury bills, notes, and bonds that provide income and safety.
Lending & Borrowering Out of Your IRAryankimura
The document discusses the benefits of self-directed IRAs and the ability to use them to engage in alternative investments like real estate lending and borrowing. It provides an overview of common IRA types that can be self-directed as well as permissible investment options. The document also presents perspectives and considerations from the points of view of both borrowers and lenders engaging in private financing through self-directed IRAs.
This document provides an overview of the TREF I investment fund, which focuses on secured first loans for small commercial and non-owner occupied properties in the Chicago area. The fund was founded by investment professionals with over 50 years of combined experience in mortgages and real estate. It aims to provide high and stable income to investors by lending at above-market rates and protecting principal through underwriting and collateral. The managers have extensive experience in commercial lending and mortgage brokering in the Chicago market.
The document summarizes various types of investments including money market accounts, certificates of deposit, bonds, mutual funds, stocks, real estate, and retirement plans. Money market accounts and CDs provide liquidity but with interest rate restrictions, while bonds provide reliable returns. Mutual funds and stocks offer growth potential but also risk, especially short-term. Real estate investments can be profitable but require significant effort. Retirement plans such as IRAs, Roth IRAs, 401Ks, and others provide tax advantages for long-term savings. Overall the document outlines the basic benefits, tradeoffs, and features of common investment options.
This document describes Opportunity Partners Fund II, LP and its investment strategy. The fund will pursue opportunistic purchases of distressed real estate assets in the Twin Cities area that have been significantly devalued due to the economic downturn and tight credit markets. The general partner has over 100 years of combined real estate experience and successfully executed a similar strategy with Fund I, achieving returns above targets. Fund II seeks $25 million in commitments to continue acquiring undervalued properties with a focus on downside protection and strong potential returns.
Mini fund overview for investors - BetterCapital Real Estate FundBobby Sharma
A Better Way to Invest
Diversifying your portfolio to include real estate investments can be complex, time consuming and capital intensive. We designed Avestor from ground up to solve investor pain points and make it simple to build out a real estate portfolio.
This document provides an overview of investing in bonds, including:
1) Ultra-conservative investors who do not earn returns above inflation over the long run.
2) The main types of bond investments are debts/loans and equities/ownership. Corporate bonds provide fixed income but are safer than stocks.
3) Bond features include face value, coupon rate, maturity date, and call provisions. Investors purchase bonds for interest income, potential appreciation, and diversification.
This document discusses why people invest and the importance of establishing specific investment goals. It explains that financial goals should be specific, measurable, tailored to one's needs, and aimed at accomplishing what you want. Establishing goals helps drive your investment plan. The document also discusses factors to consider for your investment goals like how much money is needed, how it will be obtained, your risk tolerance, and if goals are reasonable. It emphasizes the importance of diversifying investments across different asset classes to reduce risk and outlines various government bond investments like treasury bills, notes, and bonds that provide income and safety.
Lending & Borrowering Out of Your IRAryankimura
The document discusses the benefits of self-directed IRAs and the ability to use them to engage in alternative investments like real estate lending and borrowing. It provides an overview of common IRA types that can be self-directed as well as permissible investment options. The document also presents perspectives and considerations from the points of view of both borrowers and lenders engaging in private financing through self-directed IRAs.
Quest IRA provides self-directed IRAs that allow investors to direct their own investments. The summary discusses the key points:
- Self-directed IRAs provide more control and flexibility over retirement investments by allowing a wider range of assets like real estate, private business ownership, tax liens, and promissory notes.
- Case studies show how investors can purchase real estate within their IRAs to benefit from tax-deferred growth and cash flow. Investors maintain control while Quest IRA handles transactions.
- Borrowers can profit by using IRA funds for private lending. There are trillions in retirement assets available and borrowers can position themselves as helping investors and the economy.
This presentation discusses how real estate can be used to build wealth through investing. It begins by outlining what will be covered, including how real estate compares to other assets, the benefits of real estate investing, and common myths. Real estate provides steady cash flow, appreciation potential, leverage, and tax benefits. While many think real estate investing is only for the wealthy, the average investor typically has an income under $100,000 and invests in suburban or small town properties. A model is presented to show how starting with $25,000 can grow to over $2 million in equity within 30 years by re-leveraging gains every 5 years.
This document provides an overview of investing in high yield trust deed investments through VestCap. VestCap is a collaborative of senior mortgage professionals that provides private lending opportunities secured by real estate in California. They offer short-term bridge loans and rehab loans up to 65% loan-to-value. This creates opportunities for high returns of 12-16% for investors. The investment cycle involves VestCap originating, underwriting, and managing the loans, while investors earn monthly interest payments. Being secured by real property titles and VestCap's expertise in underwriting and due diligence helps ensure the safety of investments.
Smart Directions | Bonds & Annuities | March 17, 2016emmetoneallibrary
This document provides information about annuities and bonds. It defines annuities as investments that convert a lump sum into a stream of monthly income for a fixed period or lifetime. It describes different types of annuities including single premium deferred annuities, single premium immediate annuities, variable annuities, and index annuities. It also defines bonds as traded loans that provide predictable income and discusses types of bonds as well as risks associated with bond investments like interest rate risk and default risk.
This document discusses balancing saving for retirement and paying for college. It notes that things were different for previous generations who had lower college costs and more robust pensions. While the most expensive option is paying for an Ivy League education, focusing only on retirement means children may have limited college options. The best approach is open communication where both retirement and college are prioritized, including getting children involved in saving for college. Tax-advantaged retirement accounts can be used for college with some pros and cons. 529 plans are also an option after addressing retirement needs. The document provides details on Alabama's 529 plan options.
D Roberts cracking_the_nest_egg_reprintDamon Roberts
1) Transitioning from accumulating savings to distributing funds in retirement requires adjusting attitudes and strategies as goals shift from growing the nest egg to generating reliable income without depleting assets.
2) Certain principles like dollar cost averaging and the benefits of compounding no longer apply, and mistakes can have severe consequences with no ability to correct through additional contributions.
3) Careful withdrawal planning and portfolio transitions over multiple years are needed to generate sustainable income while accounting for taxes, required minimum distributions, and future needs.
This document provides information on why saving and investing is important for achieving financial goals like buying a car, paying for college, owning a home, and having a comfortable retirement. It discusses key concepts like starting to invest as early as possible to take advantage of compound interest. Various investment vehicles are described, including savings accounts, money market accounts, certificates of deposit, stocks, bonds, mutual funds, and how each can help savings and investments grow over time. The power of compound interest and rule of 72 for estimating returns are also explained.
Financial Planning for the Second Half of Your LifeBarbara O'Neill
This document discusses key financial issues and strategies for the second half of life. It begins with an introduction of the author and their background. It then outlines 10 key topics for financial planning in the second half of life: 1) maintaining basic financial practices, 2) assessing insurance needs, 3) following recommended investment strategies, 4) creating a retirement income stream, 5) taking required minimum distributions, 6) practicing tax avoidance strategies, 7) planning for transfers of untitled property, 8) getting help from advisors when needed, 9) leaving a legacy through charitable giving, and 10) ensuring good communication about financial matters with family. It cautions against common financial errors and provides additional helpful resources.
The Strategic Asset Fund is managed by ELP Capital Advisors and aims to provide consistent long-term returns of 12% annually through short-term, senior real estate loans. ELP evaluates borrowers based on their character, capacity, capability and collateral to ensure they can repay the loan. This focus on qualitative factors differentiates ELP from other hard money lenders. The current economic environment with reduced traditional lending presents opportunities for ELP to finance quality real estate projects and generate high returns for investors with relative safety of principal.
The document discusses different types of deposit accounts offered by banks, how banks determine their cost of funding deposits, and methods for pricing deposit services and interest rates on deposits. It examines transaction deposits used for payments versus nontransaction savings deposits, and how technology has impacted deposit account management. The document also explores how banks can ensure they have sufficient deposits to support lending while obtaining funds at the lowest possible cost.
Pyatt Broadmark Real Estate Fund I Presentation Oct 2015Alan Chu
This document provides an overview of the Pyatt Broadmark Real Estate Lending Fund I (PBRELF I). PBRELF I invests in short-term, first lien loans secured by real estate projects in the Pacific Northwest. The goal is to provide high-yield returns while minimizing risk. PBRELF I has $136.4 million in assets under management. It offers diversification, consistent performance, and monthly distributions to investors.
Personal finance and investing principles include creating a budget by listing income and expenses, setting financial goals, saving at least 10% of monthly income, and periodically reviewing expenses. Investing principles involve diversifying investments across stocks, bonds, and mutual funds for long-term growth. Investors should start early to benefit from compounding returns and plan for retirement by contributing to tax-advantaged 401(k) plans or annuities. Resources for learning include online tutorials and simulators.
This document provides an overview of corporate bonds. It defines corporate bonds as debt obligations where investors lend money to companies in exchange for regular interest payments and repayment of principal. The document discusses the various types of corporate bonds, including differences in maturity, credit quality, interest payment structures, and treatment in bankruptcy. It also outlines several risks of corporate bond investing, such as credit risk, interest rate risk, inflation risk, and liquidity risk. The document provides examples and definitions of key bond investment terms.
How to Form an Angel or Venture Fund: Legal, Business and Tax Strategiesideatoipo
While large amounts of pooled capital continue to be invested in startups, the legal, tax and regulatory environment continues to evolve. Many entrepreneurs and investors pool their capital into vehicles designed to invest in startups. Others form funds to manage investments by other passive investors.
Join us as we discuss the complex web of legal, tax and regulatory requirements for forming and operating a fund.
Veteran Silicon Valley venture capital attorney Roger Royse will discuss the nuts and bolts of forming an angel or venture fund, including:
1) Types of investment funds designed to invest in startups
2) Typical investment fund terms
3) Various ways of structuring the distribution waterfall
4) Special tax rules applicable to fund managers (and some related tax issues on the investors side)
5) The federal and state registration requirements for fund managers
6) Securities law issues for funds
7) Special considerations for foreign investors in funds
8) CFIUS considerations for funds with foreign investors
and more!
Peak Properties is a real estate investment firm that offers private lending opportunities for investors to earn high returns of 10-15% by lending money to the firm. The firm buys distressed homes, renovates them, and quickly resells them for profits. Investors are secured by first mortgages on the properties and their money is used to fund purchases and repairs. The loans are short term, usually 4-6 months, and investors receive their principal and interest back when the homes are sold. The presentation provides examples of past deals and touts the safety and passive nature of these investment opportunities.
Call 912-303-5065 to learn how to earn passive double digit rates of return by investing in short term deeds of trust (mortgages) secured by undervalued real estate assets with a trusted partner with a strong track record of success
This document discusses alternative investment opportunities in real estate that provide higher returns than traditional investments like stocks, bonds, and CDs. It outlines a private lending program where investors can earn 10% or more by lending money to a real estate company that buys undervalued properties, renovates them, and either sells them for a profit or keeps them as rentals. The company has successfully completed many deals over the past few years, earning average returns of 22.4% in 72 days by flipping houses or renting them out. The program allows passive investors to earn high returns with their money in a low-risk, secured investment.
The document provides information about an investment opportunity in real estate properties being resold by REO Reseller, Inc. It outlines the risks and lack of guarantees associated with real estate investments. It then describes REO Reseller's mission to help rebuild communities hardest hit by the real estate downturn by joining investors with families needing homes. Details are provided about cash flow potential, returns on investment, and the turn-key management system whereby REO Reseller handles all aspects of purchasing, repairs, renting, and reselling properties.
Transitional Property Investments (TPI) is a limited liability corporation (LLC) with decades of combined business and construction experience as well as investment property ownership and management. TPI seeks to provide high value, high quality, cost effective living and working environments across the communities in which we live and work while assuring profitability and sustainability for our lenders. TPI utilizes funds from our private lender network to locate, purchase and improve residential and commercial properties. Unlike traditional “flippers”, we prefer to hold and lease these properties to qualified businesses and/or individuals. With this strategy our lenders enjoy a higher, sustained return on investment for longer periods of time.
We pay a high simple interest premium to have funds readily accessible.
Training Wheels Linked In Jim Jones Jan 2010EntrustMass
A comprehensive view of the flexibility available when you take control of your financial future with a Truly Self Directed IRA. If you are interested in learning about true alternative investment options like real estate, notes, precious metals, joint ventures and how to utilize the IRA LLC to manage your real estate investments, then you won’t want to miss this event! Learn how you can invest in single family, multi family, buy at auction and realize any gain in a tax deferred or tax free environment.
This document discusses retirement planning options through a self-directed IRA administered by Entrust. It highlights that Entrust offers choice in investment options beyond typical 401k plans, including real estate, private placements, notes, and more. It provides examples of how clients have used IRAs to invest in undeveloped land, mortgages, and rental real estate. The document encourages learning about different investment opportunities and outlines three steps to begin investing through a self-directed IRA.
Quest IRA provides self-directed IRAs that allow investors to direct their own investments. The summary discusses the key points:
- Self-directed IRAs provide more control and flexibility over retirement investments by allowing a wider range of assets like real estate, private business ownership, tax liens, and promissory notes.
- Case studies show how investors can purchase real estate within their IRAs to benefit from tax-deferred growth and cash flow. Investors maintain control while Quest IRA handles transactions.
- Borrowers can profit by using IRA funds for private lending. There are trillions in retirement assets available and borrowers can position themselves as helping investors and the economy.
This presentation discusses how real estate can be used to build wealth through investing. It begins by outlining what will be covered, including how real estate compares to other assets, the benefits of real estate investing, and common myths. Real estate provides steady cash flow, appreciation potential, leverage, and tax benefits. While many think real estate investing is only for the wealthy, the average investor typically has an income under $100,000 and invests in suburban or small town properties. A model is presented to show how starting with $25,000 can grow to over $2 million in equity within 30 years by re-leveraging gains every 5 years.
This document provides an overview of investing in high yield trust deed investments through VestCap. VestCap is a collaborative of senior mortgage professionals that provides private lending opportunities secured by real estate in California. They offer short-term bridge loans and rehab loans up to 65% loan-to-value. This creates opportunities for high returns of 12-16% for investors. The investment cycle involves VestCap originating, underwriting, and managing the loans, while investors earn monthly interest payments. Being secured by real property titles and VestCap's expertise in underwriting and due diligence helps ensure the safety of investments.
Smart Directions | Bonds & Annuities | March 17, 2016emmetoneallibrary
This document provides information about annuities and bonds. It defines annuities as investments that convert a lump sum into a stream of monthly income for a fixed period or lifetime. It describes different types of annuities including single premium deferred annuities, single premium immediate annuities, variable annuities, and index annuities. It also defines bonds as traded loans that provide predictable income and discusses types of bonds as well as risks associated with bond investments like interest rate risk and default risk.
This document discusses balancing saving for retirement and paying for college. It notes that things were different for previous generations who had lower college costs and more robust pensions. While the most expensive option is paying for an Ivy League education, focusing only on retirement means children may have limited college options. The best approach is open communication where both retirement and college are prioritized, including getting children involved in saving for college. Tax-advantaged retirement accounts can be used for college with some pros and cons. 529 plans are also an option after addressing retirement needs. The document provides details on Alabama's 529 plan options.
D Roberts cracking_the_nest_egg_reprintDamon Roberts
1) Transitioning from accumulating savings to distributing funds in retirement requires adjusting attitudes and strategies as goals shift from growing the nest egg to generating reliable income without depleting assets.
2) Certain principles like dollar cost averaging and the benefits of compounding no longer apply, and mistakes can have severe consequences with no ability to correct through additional contributions.
3) Careful withdrawal planning and portfolio transitions over multiple years are needed to generate sustainable income while accounting for taxes, required minimum distributions, and future needs.
This document provides information on why saving and investing is important for achieving financial goals like buying a car, paying for college, owning a home, and having a comfortable retirement. It discusses key concepts like starting to invest as early as possible to take advantage of compound interest. Various investment vehicles are described, including savings accounts, money market accounts, certificates of deposit, stocks, bonds, mutual funds, and how each can help savings and investments grow over time. The power of compound interest and rule of 72 for estimating returns are also explained.
Financial Planning for the Second Half of Your LifeBarbara O'Neill
This document discusses key financial issues and strategies for the second half of life. It begins with an introduction of the author and their background. It then outlines 10 key topics for financial planning in the second half of life: 1) maintaining basic financial practices, 2) assessing insurance needs, 3) following recommended investment strategies, 4) creating a retirement income stream, 5) taking required minimum distributions, 6) practicing tax avoidance strategies, 7) planning for transfers of untitled property, 8) getting help from advisors when needed, 9) leaving a legacy through charitable giving, and 10) ensuring good communication about financial matters with family. It cautions against common financial errors and provides additional helpful resources.
The Strategic Asset Fund is managed by ELP Capital Advisors and aims to provide consistent long-term returns of 12% annually through short-term, senior real estate loans. ELP evaluates borrowers based on their character, capacity, capability and collateral to ensure they can repay the loan. This focus on qualitative factors differentiates ELP from other hard money lenders. The current economic environment with reduced traditional lending presents opportunities for ELP to finance quality real estate projects and generate high returns for investors with relative safety of principal.
The document discusses different types of deposit accounts offered by banks, how banks determine their cost of funding deposits, and methods for pricing deposit services and interest rates on deposits. It examines transaction deposits used for payments versus nontransaction savings deposits, and how technology has impacted deposit account management. The document also explores how banks can ensure they have sufficient deposits to support lending while obtaining funds at the lowest possible cost.
Pyatt Broadmark Real Estate Fund I Presentation Oct 2015Alan Chu
This document provides an overview of the Pyatt Broadmark Real Estate Lending Fund I (PBRELF I). PBRELF I invests in short-term, first lien loans secured by real estate projects in the Pacific Northwest. The goal is to provide high-yield returns while minimizing risk. PBRELF I has $136.4 million in assets under management. It offers diversification, consistent performance, and monthly distributions to investors.
Personal finance and investing principles include creating a budget by listing income and expenses, setting financial goals, saving at least 10% of monthly income, and periodically reviewing expenses. Investing principles involve diversifying investments across stocks, bonds, and mutual funds for long-term growth. Investors should start early to benefit from compounding returns and plan for retirement by contributing to tax-advantaged 401(k) plans or annuities. Resources for learning include online tutorials and simulators.
This document provides an overview of corporate bonds. It defines corporate bonds as debt obligations where investors lend money to companies in exchange for regular interest payments and repayment of principal. The document discusses the various types of corporate bonds, including differences in maturity, credit quality, interest payment structures, and treatment in bankruptcy. It also outlines several risks of corporate bond investing, such as credit risk, interest rate risk, inflation risk, and liquidity risk. The document provides examples and definitions of key bond investment terms.
How to Form an Angel or Venture Fund: Legal, Business and Tax Strategiesideatoipo
While large amounts of pooled capital continue to be invested in startups, the legal, tax and regulatory environment continues to evolve. Many entrepreneurs and investors pool their capital into vehicles designed to invest in startups. Others form funds to manage investments by other passive investors.
Join us as we discuss the complex web of legal, tax and regulatory requirements for forming and operating a fund.
Veteran Silicon Valley venture capital attorney Roger Royse will discuss the nuts and bolts of forming an angel or venture fund, including:
1) Types of investment funds designed to invest in startups
2) Typical investment fund terms
3) Various ways of structuring the distribution waterfall
4) Special tax rules applicable to fund managers (and some related tax issues on the investors side)
5) The federal and state registration requirements for fund managers
6) Securities law issues for funds
7) Special considerations for foreign investors in funds
8) CFIUS considerations for funds with foreign investors
and more!
Peak Properties is a real estate investment firm that offers private lending opportunities for investors to earn high returns of 10-15% by lending money to the firm. The firm buys distressed homes, renovates them, and quickly resells them for profits. Investors are secured by first mortgages on the properties and their money is used to fund purchases and repairs. The loans are short term, usually 4-6 months, and investors receive their principal and interest back when the homes are sold. The presentation provides examples of past deals and touts the safety and passive nature of these investment opportunities.
Call 912-303-5065 to learn how to earn passive double digit rates of return by investing in short term deeds of trust (mortgages) secured by undervalued real estate assets with a trusted partner with a strong track record of success
This document discusses alternative investment opportunities in real estate that provide higher returns than traditional investments like stocks, bonds, and CDs. It outlines a private lending program where investors can earn 10% or more by lending money to a real estate company that buys undervalued properties, renovates them, and either sells them for a profit or keeps them as rentals. The company has successfully completed many deals over the past few years, earning average returns of 22.4% in 72 days by flipping houses or renting them out. The program allows passive investors to earn high returns with their money in a low-risk, secured investment.
The document provides information about an investment opportunity in real estate properties being resold by REO Reseller, Inc. It outlines the risks and lack of guarantees associated with real estate investments. It then describes REO Reseller's mission to help rebuild communities hardest hit by the real estate downturn by joining investors with families needing homes. Details are provided about cash flow potential, returns on investment, and the turn-key management system whereby REO Reseller handles all aspects of purchasing, repairs, renting, and reselling properties.
Transitional Property Investments (TPI) is a limited liability corporation (LLC) with decades of combined business and construction experience as well as investment property ownership and management. TPI seeks to provide high value, high quality, cost effective living and working environments across the communities in which we live and work while assuring profitability and sustainability for our lenders. TPI utilizes funds from our private lender network to locate, purchase and improve residential and commercial properties. Unlike traditional “flippers”, we prefer to hold and lease these properties to qualified businesses and/or individuals. With this strategy our lenders enjoy a higher, sustained return on investment for longer periods of time.
We pay a high simple interest premium to have funds readily accessible.
Training Wheels Linked In Jim Jones Jan 2010EntrustMass
A comprehensive view of the flexibility available when you take control of your financial future with a Truly Self Directed IRA. If you are interested in learning about true alternative investment options like real estate, notes, precious metals, joint ventures and how to utilize the IRA LLC to manage your real estate investments, then you won’t want to miss this event! Learn how you can invest in single family, multi family, buy at auction and realize any gain in a tax deferred or tax free environment.
This document discusses retirement planning options through a self-directed IRA administered by Entrust. It highlights that Entrust offers choice in investment options beyond typical 401k plans, including real estate, private placements, notes, and more. It provides examples of how clients have used IRAs to invest in undeveloped land, mortgages, and rental real estate. The document encourages learning about different investment opportunities and outlines three steps to begin investing through a self-directed IRA.
This document discusses retirement planning options through a self-directed IRA administered by Entrust. It highlights that Entrust offers choice in investment options beyond typical 401k plans, including real estate, private placements, notes, and more. It provides examples of how clients have used IRAs to invest in undeveloped land, mortgages, and rental real estate. The document encourages learning about different investment opportunities and outlines three steps to begin investing through a self-directed IRA.
This document discusses the benefits of converting traditional IRAs to Roth IRAs in 2010 before income limits are removed. It provides an example of a client converting a $200,000 traditional IRA invested in rental property to a Roth IRA. While the client must pay taxes on the conversion amount over 2012-2013, all future rental income, property appreciation, and proceeds from sale will be tax free in retirement. The document encourages consulting with tax advisors and considering if assets will appreciate and tax rates may rise in deciding whether to convert traditional IRA funds to Roth IRAs.
This document promotes private lending opportunities through a real estate investment company that offers higher returns than traditional investments. It outlines how individuals can loan money to the company secured by real estate assets. The company buys distressed properties cheaply, renovates them, and either rents or sells them for a profit, repaying loans with 10% annual interest. Examples show how $15,000 lent at 10% grows much larger over 6 years than the same amount lent at 2%. Private lending is positioned as a way for individuals to earn tax-free retirement income through self-directed IRAs.
This document summarizes private mortgage investing opportunities offered by The Equity Experts. It outlines how private mortgages provide faster funding and greater flexibility than banks. Investors can expect monthly interest payments and returns averaging 13-14% over 12-24 month terms. While some loans may be late or default, The Equity Experts manages the process to maximize recovery of investments. Interested investors should contact The Equity Experts to learn about investment requirements and current opportunities.
Trust Deed & Private Mortgage Investing by Brandon Thienesseo.presentation
The equity experts are specialized in hard money & trust deed investing. Get maximum opportunities for real estate investment & equity funding in New Mexico.
University at Buffalo Webinar - DIY Wealth Book with Ripsaw Wealth ToolsStanleyKon
Stanley J. Kon, PhD explores concepts of his new book, Do-It-Yourself Wealth Management: Take Control of Your Financial Life!, using Ripsaw Wealth Tools. (RipsawWealth.com) We are all our own wealth managers, regardless of who you pay for advice and trade execution. Given the potential conflicts of interest, managerial risk and excessive fees, it is not difficult to do better for yourself than what most professionals can do for you. Even if you choose to pay a professional, it is still your responsibility to monitor them concerning suitable strategies and performance net of fees. Investment portfolios have a lot of moving parts with multiple risk dimensions. In this presentation, I will take you through a disciplined investment process for wealth portfolio construction, monitoring and revision involving many accounts and many investments with overlapping risk dimensions.
This document discusses real estate lending and how it has changed since 2007. It notes that lending guidelines are more strict, as not all highly qualified borrowers will be approved for loans. It provides an overview of the loan approval process and timeline. It highlights what sets the company apart in real estate lending, including relationships with lenders that offer certain programs and exceptions for investment properties. The goal is to help clients create, manage and protect wealth through real estate investments and comprehensive planning.
This document provides an overview of various investment options ranging from low to high risk. It discusses the importance of saving and having an emergency fund. It explains differences between stocks, bonds, and mutual funds. Low risk options include savings accounts, CDs, money markets, and government bonds. Medium risk options are mutual funds, IRAs, real estate, and annuities. High risk options involve direct stock investing, futures/commodities, and peer-to-peer lending. The document also covers retirement planning, taxes, and diversifying investments to reduce risk.
The document provides information about using a self-directed IRA to invest in various assets including real estate, private lending, and other opportunities. It outlines the basic steps to open a self-directed IRA account, fund it, and find permissible assets to invest in. Several case studies are presented as examples of how individuals have used their IRAs to purchase real estate, engage in private lending, and borrow from their own IRAs.
Strongbrook Buy & Hold-Turnkey StrategyWilliam Moore
Generational Wealth Zone presents Strongbrook; A client based National Real Estate Investment Company that uses a turn-key approach to investing in Real Estate & Strongbrook Direct; A client acquisition referral network
This new, educational webinar covers exactly how to get started with profitable property investment.
This webinar covers
> How do you balance buying for cashflow and capital growth?
> How to do a detailed investment property forecast in just 2 minutes.
> Finance: Making sense of LVR’s and DSR’s – what do they mean?
> 7 tips for increasing your borrowing ability.
> How do you work out the maximum you should pay?
> Why it's smart to buy at a $20k - $50k discount and create immediate equity.
> 11 things you can do to boost your rental income by $1,000 to $10,000 per year.
> How to pick properties that generate both positive cash flow and tax refunds.
> Negotiation tips: how to deal with agents and compete with other buyers and save thousands on every purchase.
> Where do you invest first? It’s simpler than you realise to find great investment locations.
> The truth and traps with most “property hotspots”.
> Setting up your team of experts and who to avoid.
> How to find an a-grade property manager in an industry of full of average people.
This document summarizes a webinar about real estate investing opportunities through a private lender called The Listingspot. The lender buys and renovates single and multi-family homes in Jacksonville, FL to rent or resell for profit. They seek private investors to fund purchases through a mortgage program offering 10% annual returns and using investors' funds for quick property flips or long-term rentals. Investors can start with a $5,000 minimum and their money is secured by first mortgages on the properties.
INTEL Real Estate Opportunity Fund allows investors to participate in Residential Investment Opportunities along side developers with extensive experience in Residential Development
INTEL Real Estate Opportunity Fund was created to capitalize on the opportunities created in the US housing recovery after the great recession of 2008.
Our Founders have extensive experience in Residential Investment Properties, each playing critical roles in recovery of the US Housing market after the fall of 2008.
Recent changes in the US Securities laws brought on by the JOBS Act (affectionately known as Securities based Crowdfunding) have updated the Securities laws for the way modern projects are funded and how investors can participate
Build Wealth In A Hurry
Private Mortgage Lending Your Key To Higher Profits
· Self Directing IRA's and Pension Plans
· You Are In Control...Not the Bank
· High Yields of 12%
· Low Risk
· You Control the Terms
· Fast Liquidity
· Small Loans
· No Collection Hassles
· Use Borrowed Money to Loan
· Tax Deferred Earnings
Get a FREE Special Report today
http://fomholdings.com/privatelending/
Looking To Participate In The Real Estate Market To Earn Solid Returns On Your Money: http://www.fomholdings.com/webinar
My name is Saul Mendoza and I’m a REALTOR® specializing in [Shore Ridge]. Do you know how much your home has appreciated over the last few years? Do you know how much CASH is tied-up in your home? What your REAL equity is? How much you may be OVERPAYING in property taxes?
This document discusses a private mortgage lending program that offers investors 15% annual returns by lending money to a real estate company to purchase and renovate distressed properties. The company guarantees the 15% returns, secures the investment with documents like promissory notes and mortgages, and aims to purchase properties at below market value through renovations to create affordable housing and returns for investors. The document provides details on how the program works, sample returns comparisons, protections for investors, and background on the company running the program.
Before Hiring a plumber Follow this guide to avoid getting your wallet bustedFast Equity Builder LLC
This document provides tips for selecting a plumber for home repairs and projects. It recommends checking that plumbers are licensed and insured, getting references and calling them, asking about the plumber's level of experience, and getting at least one additional estimate. The tips also include getting flat rate estimates, looking for well-equipped trucks, checking if plumbers have an online presence and reviews, choosing smaller local plumbers over big companies, and searching online rather than the yellow pages to avoid higher costs. The overall message is to take these steps to find a reliable plumber and avoid getting overcharged.
The document provides information about changes to Facebook pages in 2012 with the introduction of Timelines. Key points include:
- Timelines will become mandatory for all pages on March 31, 2012 with no default landing pages.
- New features include cover images, profile pictures, apps display, pinned posts, milestones and more.
- Pages must have profile pictures 180x180 pixels and cover images 851x315 pixels that represent their brand well without calls to action.
- The activity feed is the new wall and admins can edit posts and disable posting for specific fans.
El documento enfatiza que debemos apreciar lo que tenemos y no quejarnos, ya que hay otros que tienen menos y sufren más. Insta al lector a considerar a aquellos que no tienen comida, hogar, educación u opciones, y a aquellos que sufren enfermedades o no tienen apoyo. Recomienda disfrutar la vida tal como es y ser agradecidos por lo que se tiene.
El documento presenta una serie de reflexiones sobre la vida y la felicidad. Expresa que es mejor ser uno mismo que tratar de complacer a los demás. También habla sobre la importancia del amor, la simplicidad y el silencio. Finalmente, enfatiza que la mejor forma de ser feliz es aceptarse a uno mismo y disfrutar el camino de la vida.
El documento describe al congresista republicano F. James Sensenbrenner, autor de la propuesta antimigrante HR-4437. Sensenbrenner es dueño del grupo empresarial Kimberly Clark, que vende productos en Latinoamérica. El documento pide no comprar los productos de Kimberly Clark como forma de boicotear a Sensenbrenner y su postura contra los inmigrantes.
Fast Equity Builder LLC in partnership with Equity Corp are the premier nationwide membership company that provides the Mortgage Payoff Acceleration Program (MPAP) in the form of a simulated biweekly, automatic debit service for homeowners. Tigrent Financial analysts originally designed the system in 1985. Our services are frequently used by homeowners, Realtors, investors, and other entrepreneurs.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Understanding how timely GST payments influence a lender's decision to approve loans, this topic explores the correlation between GST compliance and creditworthiness. It highlights how consistent GST payments can enhance a business's financial credibility, potentially leading to higher chances of loan approval.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
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Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
10. What is a Self Directed I.R.A?
• A Self Directed IRA is an IRA where the owner is
required to make their own Investment decisions.
• Non- Traditional Assets: Like real estate, LLC’s, oil and
gas, etc
• Self Directed IRA custodians (Like The iPlan Group who
I use) set up real estate investments inside of an IRA.
• Any 401k, IRA, ROTH IRA, SEP IRA or HSA acct owner
can make investments like real estate in those accts
• Sample Investments
– Note (I.O.U) w/ Mortgage
– Buy stock in a company
11. $500,000 Mutual Fund Investment
• American Funds = Small Cap World
• Exp ratio = %1.09 (paid to the fund manager)
– @ 10% = $50,000 Profit / ROI
– @ 8.91% = $44,550 Profit / ROI
• “A” Share Commission
– (paid to the financial advisor who sells this mutual fund to their client)
– $500,000 = 2% (breakpoint) = $10,000
• $500,000 - $10,000 = $490,000 - $5,341 (%1.09 exp ratio) =
$484,659 left (zero ROI)
• $15,341 dollars in FEES for American Funds
• $1,500 dollars in FEES for Equity Trust (self directed IRA)
12. Share Classes
• Class “A” Shares – up front commission
• Class “B” Shares – back end commission &
higher expense ratio
• Class “C” Shares – small annual commission &
highest expense ratio
13. “LOAD” / “NO LOAD”
• Load = Commission
• No Load Fund = No Commissions
• Paying a money manager = charge a money
management fee
– EX: Sell no load funds BUT charge 1% money
management fee + 1% expense ratio
14. Variable Annuities
• Act Very Similar A Mutual Fund
– BUT
•
•
•
•
•
Access To 40 Funds Within The Annuity
Transfer From Fund To Fund With No Expense
3% Commission Up Front
AND
2% Exp Ratio Per Year Every Year
15. Our Mission Statement
To Provide Our Investors Double Digit
Investment Returns By Matching Our
Knowledge And Acquisition Of
Undervalued Real Estate Assets With
Investors Looking For Investment
Alternatives And Double Digit Returns.
16. Company Overview
FOM Holdings and
Investments LLC.
A real estate investment firm
created to purchase, manage and
sell single, multi-family and
commercial dwellings primarily in
the Phoenix Arizona.
17. One and Only Goal
To Significantly Increase The
Wealth Of Our Private Investors With
Double-digit Returns Plus
Upside Bonus Potential .
18. How We Acquire Properties
• Private Individuals.
• Realtors.
• Pre-Foreclosures.
• Foreclosures & REOs.
19. Fall 2013 Current Project
•
•
•
•
•
•
•
4208 Sierra Vista,
Historic Phoenix
Paid = $58,000
Rehab = $32,000
Total = $90,000
Listed = $145,900
Projected Profit = $44,428
28. Invest in Sunny Phoenix Arizona
• The Phoenix Metro area is made up of 1
major county, Maricopa County and is the
6th largest consumer market in the U.S.
29. IRA Eligible
• Individual Retirement Accounts
qualify, including Roth’s.
• Allows you to self-direct your
investments.
• 3rd Party Administrator sends money to
title agent’s escrow account.
• Title agent sends all money back to 3rd
Party Administrator.
– Equity Trust Company.
– Nation’s foremost self-directed
custodian.
– Premier customer service.
31. Private Lender
Program Overview
• We buy houses.
• We borrow money from
private lenders to fund our
deals.
• We pay 12% fixed returns
~OR~ 20% of the
profit, WHICHEVER IS
GREATER.
• We have a formal closing and
you get a mortgage on the
home at a reasonable L.T.V.
• Title Insurance and hazard
insurance protect you.
• Private funds allow us
greater purchasing power
33. Investment Documents
• Promissory Note for loan
amount.
• Recorded Mortgage at
reasonable 70% L.T.V.
• Hazard Insurance
Policy, lender named as a loss
payee paid for by borrower.
• Title Insurance lender’s policy
paid for by borrower.
34. Current Investment Opportunity
4712 W. Lindner
Appraisal Value: $185,000
Loan/Investment: $141,000
Purchase Price: $128,000
Renovation Cost: $11,000
Resale Price: $178,000
Gross Profit: $37,000 minus closing costs
Net Profit: $24,540
Interest to Private Lender: $5,640
20% of the profits =$4,908
Return of Investment: 22.55%
Investor: 22.5% Return on
Investment;
Principal and Interest
returned to Investor in 4
months
35. Investor Benefits
• Investor income:
– $135,500 (loan) x 22.5% = $30,555 annually.
– Monthly interest = $2,546.
• Investor is “THE BANK”
– First lien-holder.
– DUE ON SALE of the asset providing protection of principal.
– No personal or property liability.
– No property management.
37. *Bonus*
• FOM Holdings and Investments LLC Private Lenders receive
12% fixed interest ~OR~ 20% of the net profits on the resale
whichever is greater.
38. 3 Step Process
1. Set Up A IRA Acct = Equity Trust
2. Fund The Acct =
1. Rollover = from 401k or 203b
2. Transfer = from another IRA
3. Make An Investment
40. FOM Holdings and Investments LLC
Works Hard So You Can Relax
• Locate potential properties.
• Perform property analysis and
due diligence.
• Process and evaluate foreclosures
from “Legal News.”
• Monitor property’s foreclosure
proceedings at courthouse and
through media.
• Address Realtor questions.
• Interface with Equity Trust Co.
• Provide presentations to
investors.
•
•
•
•
•
•
•
•
•
Negotiate offers.
Coordinate and oversee inspections.
Coordinate closings.
Research marketplace.
Perform marketplace analysis.
Develop marketing plan.
Coordinate title searches.
Arrange and oversee inspections.
Review settlements for accuracy.
41. FOM Holdings and Investments LLC
Works Hard So You Can Relax
• Create ads and signs for
advertising available properties.
• Put out lock boxes and signs.
• Obtain constant training through
Phoenix Assoc. of Realtors and
National Real Estate Investing
Association and local AZREIA.
• Manage database.
•
•
•
•
•
•
•
•
•
Call lenders weekly.
Interface with insurance company.
Schedule showings.
Hold open houses.
Coordinate and monitor property
renovations.
Negotiate with subcontractors.
Monitor property renovation
budgets.
Negotiate with homeowners.
Prospect for new clients.
42. Program Guidelines
•
•
•
•
Each loan gets a mortgage.
$50,000 and above, you typically get a 1st mortgage.
$10,000 to $50,000, you typically get a 2nd mortgage.
No bundling or combining of funds.
44. Early CD Withdrawal
• A bank’s average penalty on a $50,000 CD is
$750 (6 months interest @ 3%).
• FOM Holdings and Investments LLC may pay your
withdrawal penalty.
45. IRA Eligible
• Individual Retirement Accounts qualify, including Roth
IRAs.
• Allows you to self-direct your investments in real estate.
• 3rd Party Administrators.
– Vantage Trust
(Phoenix, Arizona)
46. Investor Profile
• Want to increase your R.O.I.
• Want some collateral to protect investment capital.
• Have liquid assets ($50k) available to invest for 2 - 5+
year term.
– Savings accounts
– CDs
– IRA
48. What Do Smart Banks Know
About Investing? Plenty!
• Banks lend heavily in Real Estate.
• They take in money on CDs (ex. 2%).
• Then loan the money out at a higher rate of interest
to other people to buy houses (ex. 5%).
• This is called “Arbitrage.”
You can be the bank.
49. What Does Arbitrage Mean?
The simultaneous purchase and sale of an asset in order to profit
from a difference in the price. It is a trade that profits by
exploiting price differences of identical or similar financial
instruments, on different markets or in different forms.
Arbitrage exists as a result of market inefficiencies.
Read more:
http://www.investopedia.com/terms/a/arbitrage.asp#ixzz1bjRmwFX4
50. Building Wealth
By Becoming “The Bank”
Private Lender Program
No hassles, no fees.
Fixed double-digit returns plus bonuses.
You determine your levels of risk.
Predictable Retirement Investing Made Easy
51. Scenario #1:
“Short Term Double-Digit Interest”
1. Our company locates distressed properties.
2. Our company purchases the property
significantly below market value.
3. Private individual lends us money via wire
transfer to escrow agent.
• Investor lends from account they
control.
• Money goes to title agent’s escrow
account.
4. The private individual receives documents
(note and mortgage) to secure investment
at formal closing.
52. Private Lender
Quick-Turn Program Overview
• Private funds allow us to purchase at
a discount quickly.
• We have a formal closing with a
HUD1 settlement statement.
• Title Insurance to protect all parties.
• We then quickly resell the property
using 7 different strategies.
• The private lender’s money is
returned to them with interest
and/or profits.
53. Scenario #2: “Long Term Interest”
1. Our company locates a property.
2. Our company purchases the property.
3. Private individual lends money via
transfer to escrow agent.
4. They receive documents to secure
investment at formal closing.
5. Our company finds a tenant/buyer.
6. Our company collects the rent from tenant buyer which covers
payment to private lender plus other expenses plus monthly profit.
7. Our company writes a check for interest payment to private lender
quarterly or annually.
54. Program Guidelines
• Each loan is secured by a note.
• A mortgage is recorded in
public record to secure the
note.
• We typically require $60,000 $150,000 for quick-turn loans.
55. Protection of Principal
• #1 Rule: Money borrowed
is no higher than 70% loanto-value; after repair value.
• We then build in more
equity by renovating the
property.
• Independent appraisals
done upon lender’s
request.
Because we don’t over-leverage
the property, you get additional
security.
56. 70% Loan-To-Value (ARV) Rule
We Don’t Break This Rule!
100%
appraised
value
70% loan to
value
57. In the Event Something Happens
to a Key Owner
• FOM Holdings and Investments LLC will continue on in business.
• Single family homes are easier to sell/liquidate.
• Properties can be sold if necessary, and your principal and
interest will be paid.
• Andrew has named private lenders as beneficiary on his life
insurance policy for the amount of the mortgage.
59. Your Quality of Life Is Important
Peace of mind for us in
retirement is priceless.
Thanks, Mom and
Dad, for the gift of
education.
We now enjoy a
more relaxed
lifestyle.
60. The Next Step?
• We will answer any questions you have.
• Now that you know how you can earn double-digit
returns on your investments…
– Sign up today for a private meeting.
• Also, do you know someone else who may want to
earn double-digit returns?
Join our team of Private Lenders
What are their objectives? What are they trying to accomplish? Are they investment savvy?Do they want security with lower returns?Do they want higher returns with lower security? The only alternative investment that pays higher guaranteed returns with low/ no risk is tax liens?