Presentation PFRDA.pptx
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The Pension Fund Regulatory and Development Authority (PFRDA) was established by the Government of India in 2014 to regulate and develop pension funds and protect the interests of subscribers. PFRDA regulates the National Pension System and is headed by a chairman and includes whole-time and part-time members. As the regulator for NPS, PFRDA oversees intermediaries like the Central Record Keeping Agency and pension funds, monitors their performance, and safeguards subscribers' interests.
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Motivation is defined as the desires within an individual that stimulate goals and action. There are two types of motivation: intrinsic motivation that comes from within an individual and extrinsic motivation from outside rewards or punishments. Motivation is needed to help people overcome challenges and be creative in problem-solving. Some ways to motivate others include listening to understand their goals, asking open-ended questions, and offering help and encouragement. Motivated individuals are driven, focused, and confident without wasting time comparing themselves to others. Motivation comes from internal and external sources like achievement, incentives, social factors, and fear. Motivation can be increased by celebrating successes, rewarding yourself, and maintaining a positive attitude.
FISCAL POLICY.of india.pptx
Fiscal policy in India aims to mobilize resources, promote investment and economic development, and achieve social objectives like reducing inequality and poverty. It involves decisions around tax revenue, spending, borrowing, and deficits. While fiscal policy has helped increase investment and savings, it has also faced issues like a reliance on indirect taxes, rising deficits, inflation, and losses in public sector enterprises. Reforms are needed like broadening the tax base, increasing direct taxes, simplifying the tax structure, reducing non-development spending, and improving public sector profitability.
PUNEET GULERIA Q.NO. 14 FINAL ACCOUNTS.docx
The document provides accounting information for a business for the year ended December 31, 2010. It includes balances for assets, liabilities, income and expenses. The summary provides income of Rs. 18,205 from sales less returns, expenses of Rs. 11,372 including wages, salaries and purchases. Net profit for the year was Rs. 1,878. The balance sheet as of December 31, 2010 lists total capital and liabilities of Rs. 29,826 including loan, creditors and provisions matched by assets such as stock, debtors and cash.
microfince prem.pptx
The document discusses microfinance, which provides small loans and other financial services to poor entrepreneurs and small businesses that lack access to traditional banking. It traces the evolution of microfinance from Muhammad Yunus establishing the Grameen Bank in Bangladesh in 1976 to it becoming a global industry. Microfinance benefits the poor by allowing them to start businesses to support their families and gain access to credit otherwise unavailable to them. It operates by microfinance institutions providing loans, savings, insurance and remittance services to low-income clients.
SPEED READING.pptx
Speed reading involves rapidly recognizing phrases and sentences rather than individual words. It allows readers to process information more quickly by avoiding sub-vocalization, or saying words in your head. There are three main speed reading methods: 1) the pointer method uses a finger or card to guide reading, 2) the tracker and pacer method uses an underlining pen to increase focus on each line, and 3) scanning previews a page by identifying key words and ideas to grasp the overall concept without reading every word. Speed reading is best for understanding basic arguments but not complex materials, and improves with practice through techniques like avoiding distractions and knowing your reading goal.
monetry policy.pptx
The document defines monetary policy as the tool used by central banks to achieve macroeconomic objectives like growth and inflation control. It involves managing money supply and interest rates. The Reserve Bank of India is India's central bank and its Monetary Policy Committee formulates monetary policy through various direct and indirect tools. The key tools discussed are repo rate, reverse repo rate, cash reserve ratio, statutory liquidity ratio, open market operations, and moral suasion. The objectives of Indian monetary policy are price stability, adequate credit flow, controlled credit expansion, and promotion of investment and exports.
FEAR.pptx
The document discusses the definition, causes, symptoms and types of fear. It defines fear as an emotion induced by perceived threats that causes us to withdraw from danger. Fear can also be felt in less dangerous situations like exams, public speaking or new jobs. The document then discusses strategies for coping with fear like being prepared, facing the fear, and maintaining confidence and persistence. It provides examples of common fears like failure, social situations, criticism and death. The conclusion emphasizes that courage requires first acknowledging one's fears in order to gain control over the situation.
Cryptocurrency.pptx
Bitcoin is the top-rated cryptocurrency, though it is not considered legal tender in Costa Rica. While some argue bitcoin is a safe investment due to its lack of correlation to the stock market, others believe its price declines signal growing pains as the emerging technology matures and negative media coverage scares away 2017 investors. However, the document argues that emerging technologies always experience difficulties in their early years, and bitcoin will likely continue developing rather than dying out.
FINANCE COMMISSION.pptx
The document discusses the Finance Commission of India. Some key points:
- The Finance Commission is an independent body established by the Constitution to define financial relations between the central and state governments.
- It makes recommendations every 5 years on tax revenue sharing, grants to states, and other fiscal transfers to address vertical and horizontal imbalances.
- The Commission considers factors like the fiscal capacity and needs of central/state governments, debt levels, and promoting balanced regional development.
- It has played an important role in ensuring smooth center-state fiscal relations and India's cooperative federal system.
Essay on Discipline.pptx
The document discusses the concept and importance of discipline in various contexts. It defines discipline as regulated behavior according to a set of rules or governance. Discipline is necessary for organized activity and progress in fields like education, sports, the military, and the workplace. It allows for learning, growth and the avoidance of chaos. The document emphasizes that discipline provides structure, obedience, and order that are essential for the functioning of groups, communities and societies.
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Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
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Presentation PFRDA.pptx
- 1. Pension Fund Regulatory and Development Authority
- 2. Pension Fund Regulatory Development Authority (PFRDA) was established by the Government of India to promote old age income security by establishing, developing and regulating pension funds, to protect the interest of subscribers to schemes of pension funds.
- 3. PFRDA was established in pursuance of Section 3 of the Pension Fund regulatory and Development Authority Act, 2013 as a body corporate passed on 19th September 2013 and notified on 1st February, 2014. PFRDA is regulating NPS, subscribed by employees of Government of India, State Governments and by employees of private institutions/organization & unorganized sectors.
- 4. PFRDA established to acquire, hold and dispose of property, both moveable and immovable, and to contract and shall, by the said name, sue to be sued. Head office of the Authority shall be in the National Capital Region and is at : B-14/A, Chhatrapati Shivaji Bhawan, Qutub Institutional Area, Katwaria Sarai New Delhi-110016.
- 5. The Authority shall consist of the following: (a) a Chairperson; (b) three whole-time members; and (c) three part-time members
- 6. Shall be appointed by the Central Government from the amongst persons of ability, integrity and standing and having knowledge and experience in economics or finance or law with least one person from each discipline.
- 7. Present Board of the Authority comprises: (1) Sh. Hemant G Contractor, Chairman (2) Sh. Dr. B.S. Bhandari,Whole-Time Member (Economics) (3) Sh. Supratim Bandopadhyay, Whole-Time Member (Finance) (4) Ms Annie George Mathew, Joint Secretary (Pers), DoE, Ministry of Finance, Part-Time Member (5) Sh. Madnesh Kumar Mishra, Joint Secretary (Pers), DoFS, Ministry of Finance, Part-Time Member (6) Sh. Sanjev Narain Mathur, Joint Secretary (Pers), Deptt. of Pension and Pensioner Welfare, Ministry of Personnel, Public Grievances and Pensions, Part-Time Member
- 8. Chairperson and whole time Member (a) Shall hold office for term of five years from the date on which he enters upon his office and shall be eligible for reappointment. (b) Chairperson shall not hold the office after attaining the age of 60 years and whole-time member after attaining the age of 62 years.
- 9. Part-time Member A part-time member shall hold office as such for a term not exceeding five years from the date on which he enters upon his office. However, a member may relinquish his office by giving notice in writing of not less than 30 days to the Central Government.
- 10. As per Section 6 of PFRDA Act, 2013, Central Government may remove from office the Chairperson or any other member who: (a) is, or at any time has been adjudged as insolvent; or (b) has become physically or mentally incapable of acting as member;
- 11. (c) has been convicted of an offense which, in the opinion of the Central Government, involves moral turpitude; or (d) has acquired such financial or other interest as is likely to affect prejudicially his functions as a member; or
- 12. (e) has, in the opinion of the Central Government, so abused his position as to render his continuance in office detrimental to the public interest. However, no such chairperson or other member shall be removed under clause (d) or (e) above unless he has been given a reasonable opportunity of being heard in the matter. -- Section 6(2)
- 13. The Chairperson and the whole-time members shall not, for a period of two years from the date on which they ceases to hold office as such, except with the previous approval of the Central Government, accept- (a) any employment either under Central Government or under any State Government; or (b) any appointment in any regulated entity in the pension sector -- Section 7(1)
- 14. PFRDA, the regulator for the NPS, is responsible for registration of various intermediaries in the system such as “Central Record Keeping Agency (CRA), Pension Funds, Custodians, NPS trustee Bank etc. PFRDA shall also monitor the performance of the various intermediaries and has a significant role to play in safeguarding the interest of subscribers. It will regulate the manner in which subscriber contribution are invested by the PF(s) and will make all efforts to ensure fair play for subscribers.
- 15. By Rohit Thakur, 16th Batch of HPF&AS Training