This document discusses the contribution of overseas employment to the Bangladeshi economy. It provides statistics on the amount of remittances received between 2010-2013, their share of GDP and foreign exchange reserves. It also examines the impact of remittances in reducing poverty and inequality, fueling domestic demand, decreasing dependence on foreign aid and spurring rural development. However, it also notes some of the issues faced by migrant workers abroad such as exploitation, lack of proper wages and living difficulties. Overall, remittances have emerged as a major source of foreign exchange and play an important role in the Bangladeshi economy.

1. cÖevmx‡`i cvVÖv‡bv A_© I evsjv‡`‡ki
A_©bxwZ‡Z Zvi cÖfve

2. cwiwPwZ :
 Avwmd kvn
 ‡gv:‡g‡nw` nvmvb
 †gv: gvnveye Avjg
 Avj gvngy` AvRg BKevj
 Avnmvb Dj †di‡`Šm
 ivwKeyj nvmvb
 dviæK †nvmvBb
 gynv¤§` wmnve Avn‡g`
 Avãym mvgv`

3. A_©bxwZ‡Z cÖevmx Av‡qi cÖfve
‡eKvi mgm¨v mgvavb
Mªvgxb A_©bxwZ‡Z cÖfve
Av_© mvgvwRK Ae¯’vi cwieZ©b
kÖwgK †cÖi‡Y bvbvgyLx mgm¨v

5. cÖevmx kÖwg‡Ki msL¨vwaK¨
cÖevmx Av‡qi Dci wbf©ikxjZv
cÖevmx A‡_© MÖvgxb AeKvVv‡gvq cwieZ©b
mvgvwRK cwieZ©b

6. ‡iwg‡U‡Ýi cwiwPwZ
RvZxq †iwg‡UÝ
AvšÍR©vwZK †iwg‡UÝ

7. 0
1000
2000
3000
4000
5000
6000
7000
8000
fviZ Pxb wdwjcvBb ‡gw·‡Kv bvB‡Rwiqv wgki evsjv‡`k cvwK¯Ívb wf‡qZbvg ‡jevbb
cwigvY(‡KvwU Wjvi)
cwigvY(‡KvwU Wjvi)

10. ‡iwg‡U‡Ýi evrmwiK wnmve

12. 2012-13 A_©eQ‡i wewfbœ gv‡m †cÖwiZ †iwg‡U‡Ýi(wgwjqb
gvwK©b Wjvi)

13. wewfbœ †`k †_‡K 2012-2013 mv‡j †cÖwiZ †iwg‡U‡Ýi(wgwjqb
gvwK©b Wjvi) cwigvb wb‡P †`Iqv njt

15. RvZxq A_©bxwZ‡Z cÖevmx Av‡qi cÖfve:
wRwWwc‡Z Ae`vb
2011-12 A_© eQ‡i wRwWwc wQj 914780 wgwjqb UvKv
†iwg‡U‡Ýi kZKiv cwigvb wQj 11.14%
2010-11 A_© eQi †_‡K .72% †ewk
wKšÍy wRwWwc‡Z †iwg‡UÝ e„w×i nvi 2010-11 A_© eQ‡ii Zzjbvq
.53%Kg|

17. ißvbx Avq I cÖevmx Av‡qi Zzjbv
2011-12 A_©eQ‡i †gvU ißvbx Avq 24301.90 wgwjqb gvwK©b Wjvi
2011-12 A_©eQ‡i †gvU cÖevmx Av‡qi cwigvY 12843.43 wgwjqb gvwK©b
Wjvi
cÖevmx Avq ißvbx Av‡qi 52.84 %

18. ‡iwg‡UÝ Ges ˆe‡`wkK mvnv‡h¨i Zzjbvt
 2011-12 A_© eQ‡i †gvU ˆe‡`wkK mvnv‡h¨i cwigvb wQj 1247.82 wgwjqb
gvwK©b Wjvi
 2011-12 A_© eQ‡ii ‡iwg‡U‡Ýi cwigvb 12843.43 wgwjqb gvwK©b Wjvi
 ˆe‡`wkK mvnv‡h¨i †P‡q †iwg‡U‡Ýi cwigvb cÖvq 929.27% GiI †ewk
 mivmwi ‰e‡`wkK wewb‡qvM wQj gvÎ 806.53 wgwjqb gvwK©b Wjvi
 cÖevmx Avq wQj mivmwi ‰e‡`wkK wewb‡qv‡Mi ‡P‡q 1492.45% †ekx

20. wRwWwc,cÖevmx Avq I `ªe¨g~j¨ e„w× nv‡ii Zzjbv
 2012-12 A_©eQ‡i cÖevmx Avq e„w×i nvi 22.74%
wRwWwc cÖe„w×I nvi wQj 6.32%
`ªe¨g~j¨ e„w×i nvi wQj 10.62%
Lv‡`¨i g~j¨ e„w× cÖvq 10.65%
Lv`¨-ewnf‚©Z Ab¨vb¨ `ª‡e¨i g~j¨e„w× 3.92%
43% e¨q nq Lv`¨ †fvM G
6.4% e¨q nq wewb‡qv‡M
mÂq e¨q 19.2%

23. cÖevmx Avq I ˆe‡`wkK gy`ªvi wiRvf© e„w×
 cÖevmx Av‡qi mv‡_ ˆe‡`wkK gy`ªvi wiRvf© e„w×
e„w×i nvi Kg
2011-12 A_©eQ‡i ˆe‡`wkK gy`ªvi wiRvf© 10364.4 wgwjqb gvwK©b Wjvi
c~e©eZ©x eQ‡ii †_‡K 5.10% Kg
cÖevmx Avq e„w×i nvi 10.24%
KzBK †i›Uvj cvIqvi cøv›U Gi Avg`vwb e¨q

24. e¨vjvÝ †c‡g›U
2011-12 A_©eQ‡i ißvbx A‡cÿv Avg`vbx e¨q 8644 wgwjqb gvwK©b
Wjvi †ekx
2012-13 A_©eQ‡i Gi cwigvY 6329 wgwjqb gvwK©b Wjvi
2012-12 A_©eQ‡i Kv‡i›U G¨vKvD›U mvicøvm G Ae`vb 2566 wgwjqb
gvwK©b Wjvi
 mvicøvm wewb‡qvM Kivi gva¨‡g 2012-13 A_©eQ‡i †gvU e¨vjvÝ mvicøvm
4660 wgwjqb gvwK©b Wjvi
2011-12 A_©eQ‡i hv wQj 11 wgwjqb gvwK©b Wjvi

25. cÖevmx Av‡qi Ae`vb
‰e‡`wkK gy`ªvi wiRvf© e„w×, gv_vwcQz Avq e„w× Ges Kg©ms¯’vb e„w×
`wi`ªZv `~ixKiY
Avg`vbx e¨q, ‰e‡`wkK FY Ges wewfbœ cÖKvi fZz©wK cwi‡kva
ˆe‡`wkK mvnv‡h¨i Dci wbf©ikxjZv Kgv‡bv
gy`ªv wewbg‡qi nv‡ii †ÿ‡Î evsjv‡`‡ki Ae¯’vb Dbœqb
A_©‰bwZK Kg©KvÛ e„w× Ges wewb‡qv‡Mi ‡ÿÎ e„w×

26. mgxÿvi weeiY
50 wU cwiev‡ii Z_¨ msMÖn

28. we‡`‡k hvIqvi Rb¨ Li‡Pi cwigvbt

30. we‡`k hvIqvi Rb¨ A_© ms¯’vbt

32. we‡`‡k Kg©iZ kÖwgK‡`i gvwmK Avqt

34. kÖwgK‡`i wkÿvMZ †hvM¨Zv

36. we‡`‡k Kg©iZ kÖwgK‡`i Kv‡Ri aiY

37. ˆe‡`wkK Avq e¨env‡ii D‡jøL†hvM¨
LvZ mg~nt

38. mgxÿv Kv‡Ri cÖvß djvdj
 1| `vwi`ª `~ixKi‡Yi Avkvq we‡`k Mgb
 2| Kg©ms¯’v‡bi Afve
 3| K…wl Kv‡R Rwgi Afve
 4| wkÿvi Afve
 5| cÖwkÿ‡bi Afve
 6| A_©ms¯’v‡bi Afve
 7| mwVK Z‡_¨i Afv‡e cÖZviYvi wkKvi
 8| we‡`‡k gvb‡eZi Rxebhvcb
 9| Dchy³ Kv‡Ri Afve

39. we‡`k Mgb I cÖevm Rxe‡Y mgm¨v:
 A‰eafv‡e we‡`k Mgb I Zvi cwibwZ:
`~N©Ubvi wkKvi
wewfbœ ‡`‡k AvUK I wbh©vZb
gvb‡eZi RxeYhvcb
me©¯^ nvwi‡q ‡`‡k †diZ

40. †UKbvd mxgv‡šÍi mv¤úªwZK NUbv

41. Av`g e¨vcvix‡`i †`ŠivZ¡¨:
ch©vß Z‡_¨i Afve
wkÿvi Afve
`vjvj‡`i cÖ‡jvfb
ivR‰bwZK AvkÖq
cvm‡cvU© evbv‡Z 10-15 nvRvi UvKv

42. we‡`‡k gvb‡eZi Rxebhvcb
cÖZviYvi wkKvi
cywj‡ki fq
evm¯’v‡bi Afve
wb¤œ gRyix
gvwjK KZ„©K wbh©vZb
wPwKrmv e¨e¯’vi `yive¯’v
`~Zvev‡mi D`vmxbZv
12-18 N›Uv kÖg

43. `ÿ Rbkw³i Afve:
cÖwkÿ‡Yi Afve
GK Kv‡Ri K_v e‡j Ab¨ KvR

44. K‚U‰bwZK m¤úK©
ga¨cÖv‡P¨i mv‡_ m¤úK©
wek¦ g›`v
bZyb kÖgevRvi bv cvIqv

45. Zzjbvg~jK wPÎ:

46. miKv‡ii M„nxZ c`‡ÿc
miKvix D‡`¨v‡M kÖwgK †cÖiY(wR Uz wR)
cÖevmx Kj¨vY e¨vsK ¯’vcb
e¨y‡ivi Kj¨vY kvLv
ewnM©gb cÖwµqv AvaywbKvqb
‰ea P¨v‡b‡j †iwg‡UÝ †cÖiY

47. ûwÛ e¨emv I ivR¯^
 ûwÛ e¨emv Kx?
 ûwÛi e¨emvi cÖmvi
 e¨vswKs e¨e¯’vi RwUjZv

48. ûwÛi RbwcÖqZvi KviY:
 A_© †cÖi‡Y ˆea cšÍv¸‡jvi AcÖZzjZv
ûwÛ wel‡q miKv‡ii D`vmxbZv
ûwÛ P¨v‡b‡ji we¯Ívi
ûwÛi mnRcÖvc¨Zv

49. ûwÛi my‡hvM myweav
cÖZviYvi wkKvi
¯’vbxq cÖfvekvjx‡`i Øviv wbqwš¿Z nq

50. cÖwZ‡e`b
Rvgvj DwÏb
 eqm 52eQi
 wb‡R¯^ GKwU †U‡¤úv wQj
 1jÿ 20nvRvi UvKvq ‡emiKvix fv‡e ‡mŠw` Avi‡e Kv‡Ri Rb¨ Mgb
 Mvwo weµq K‡i A_© msMÖn
 K…wl Kv‡R (gvRiv) wb‡qvM †`Iqv nq
 13N›Uv KvR Ki‡Z n‡Zv
 †eZb wQj gvÎ 8kZ wi‡qj
 wZb gvm c‡i †`‡k wd‡i Av‡mb
 cybivq 10KvVv Rwg wewµi gva¨‡g †RvMvo K‡ib
 GKB hvqMvq wb‡qvM cvb
 4gvm KvR Kivi ci †`‡k wd‡i Av‡mb
 Av`g†ecvix ivR‰bwZK g`` cyó nIqvq wZwb wePvi cvbwb

51. mvB`yj Bmjvg
eMv© Pvlx
†emiKvwi fv‡e †cvkvK KviLvbvq Kv‡Ri Rb¨ RW©vb Mgb K‡ib
1jvL 60nvRvi UvKv LiP n‡qwQj
AvZ¥xq-¯^R‡bi KvQ †_‡K my‡` msMÖn
w`‡b 18N›Uv KvR
†eZb wQj gvÎ AvU nvRvi UvKv
 _vKvi I LvIqvi gvb fvj wQj bv
kÖwgK `~Zvev‡m wM‡q Gi mgvavb cÖv_©bv
c‡b‡iv w`‡b GKmv‡_ 2500 Rb kÖwgK‡K †`‡k ‡diZ cvVv‡bv

52. ‡gvZvnvi †nv‡mb
`wi`ª K…lK
2002 mv‡j †emiKvwifv‡e ‡mŠw` Avie
80nvRvi UvKv LiP
50% my‡` AvZ¥xq ¯^Rb‡`i KvQ †_‡K FY
Av`g †ecvixi Là‡i 1 jvL 20 nvRvi UvKv M”Qv
gvwmK Avq cÖvq 22nvRvi UvKv
‰`wbK 12N›Uv
mvgwRK ghv©`v e„w× cv‡”Q

53. ‡gv. kwn`yj Bmjvg
wm½vcyi cÖevmx
2008 mv‡j wm½vcyi †h‡Z Zvi cÖvq 4jvL UvKv LiP nq
Rwg e›`K †i‡L UvKv msMÖn
gvwmK Avq wÎk nvRvi UvKv
ûwÛi gva¨‡g †`‡k UvKv cvVvb
cvKv Ni wbgv©Y K‡i‡Qb Ges fvB †evb‡`i †jLvcov Kiv‡bvi e¨vcv‡i
m‡PZb
wewb‡qv‡M AvMÖnx
Rxeb hvÎv&i gvb cÖwZwbqZ DbœZ n‡”Q

54. Rbve Avnmvb Djøvn
2003 mv‡j BDwbK †_‡K cÖwkÿY wb‡q wm½vcyi Mgb K‡ib
 wkwcs KviLvbvq Kg©iZ
 we‡`k Mg‡b cÖvq mv‡o 4jvL UvKv LiP
AvwZ¥q¯^Rb‡`i KvQ †_‡K avi
gvwmK Avq cÖvq 50nvRvi UvKv
`yB eQ‡ii g‡a¨ wZwb Zvi mKj FY cwi‡kva K‡ib
wZwb cvKv Ni K‡i‡Qb I Rwg wK‡b‡Qb

55. Avgv‡`i `„wó‡Z KiYxq:
miKvix Z_¨‡K›`ª ¯’vcb
ewnM©g‡bi LiP miKvi KZ©„K wbw`©óKiY
cÖwkÿY †K›`ª ¯’vcb I fvlv, ms¯‹„wZ m¤ú‡K© aviYv
cÖwkÿYcªvß kÖwgK †cÖiY
cvm‡cvU© msµvšÍ RwUjZv wbimb
Riæix Kj ‡m›Uvi ¯’vcb
miKvwi I †emiKvix e¨vsK¸‡jvi bw_MZ RwUjZv `~iKiY
wegvbe›`‡i wbivcËv †Rvi`vi
Dbœqb Lv‡Z e¨q

56. RbmsL¨v‡K Rbm¤ú` G cwiYZ Kivi me©vZ¡K †Póv