This document summarizes the services of a financial planning firm. They provide independent, unbiased financial advice through a team of experienced advisers. Their goal is to understand a client's objectives and deliver tailored solutions to help clients achieve both short-term and long-term financial goals. Through an ongoing review process, they help clients navigate changes in their lives and ensure financial plans stay on track. They take a disciplined investment approach focused on asset allocation and diversification rather than trying to predict market movements. Their goal is to put a clear planning process in place to meet clients' financial objectives through a committed and transparent relationship.

1. Professional Financial Planning
Tailor Made Financial Solutions
By
Richard Taylor

2. Who We Are
Providing independent, unbiased financial planning advice for over a decade
• Highly experienced and qualified professional team of independent advisers
• Our job is to represent you as the client and provide best advice
• We represent clients Worldwide & provide an ongoing service
• Authorised & Regulated by the Central Bank of UAE
• Licensed by Ministry of Finance & Economy
• We offer value solutions and, by understanding the brief we focus on the
successful delivery of goals

3. The Value of our Advice
and financial plan
• Helping clients see where they are now – especially in financial terms.
• Assisting clients identify where they want to be at a future date.
• Recommending improved ways of getting from where you are now, to
where you want to be.
• Recommending sensible provisions for possible financial catastrophes

4. The Need for Ongoing Review
Changes in your Life
•Short, Medium and Long Term Objectives
• Career Changes
• Income and Expenditure
• Assets and Liabilities
• Family Needs
• Working and Retirement

5. We Have a Clear Investment Philosophy…
Investment Time Horizon
“We have no idea and never have whether the market is going to up, down or sideways in the
near or intermediate term future”.
Warren Buffet
Berkshire Hathaway Annual Report 1988
And..
“The idea that any single individual without extra information or extra market power can beat
the market is extraordinary unlikely. Yet the market is full of people who think they can do it
and full of other people who believe them…
Why do people think they can do the impossible?
And why do other people believe them?”
Daniel H Kahneman
2003 Nobel Laureate in Economics

6. Our Investment Approach in Summary
What we don’t do
Attempt to pick winners – asset allocation
Try and Chase the Next Asset Class
What we do
Determine lifestyle goals, return expectations, investment time horizon and risk
tolerance to choose an appropriate mix of growth (i.e. shares) and defensive assets (i.e.
bonds, cash).
Diversify the portfolio across all asset classes

7. Summary
• Importance of putting in place a disciplined and ongoing planning process.
• Process underpinned by a joint commitment and supported by a tailored
service that ensures short and long-term financial objectives are met.
• Delivered in an environment of integrity, commitment and transparency
keeping you involved, informed and in control.

8. Working together with you we aim to deliver
ingenious solutions to exceed your expectations.
And Finally….
Any questions?