PremFina is a premium finance company that provides brokers with an in-house premium finance facility and software to manage customer premium financing agreements. This allows brokers to directly finance their customers' insurance premium payments and retain control of the customer relationship, rather than handing customers over to traditional external premium finance companies. PremFina's software integrates with brokers' existing systems and automates many of the premium financing processes.

1.
More about us

2. While insurance brokers sell £28bn worth of insurance policies each year, only about a
fifth of these are sold via financing agreements.
It’s with this in mind that PremFina was started.
With brokers facilitating rather than managing the issuance of premium
financing agreements, the reason is simple: they don’t have enough
reason to offer financing to their customers.
2July 2015
Yet, it can add as much as 5% to their top line.

3. July 2015 3
What’s PremFina? PremFina is short for Premium Finance, a $10 billion market in the UK alone.
It’s the financial world’s best-kept secret and this is how it works…
You
decide
to
pay
for
your
insurance
monthly
in
direct
debit
instalments
rather
than
in
full
You
choose
the
best
insurance
policy
from
those
presented
by
insurance
broker
Broker
se7les
the
payment
for
the
insurance
policy
with
the
insurance
company
PremFina
advances
the
payment
for
insurance
policy
and
pays
it
to
the
insurance
broker
PremFina
debits
the
monthly
instalments
directly
from
your
account
What’s PremFina?

4. Empowering Brokers Unlike Ever Before
July 2015 4
BrokersFinancing
Comapny
Customer
PremFina saves brokers from a handover of their customer relationship to the financing company
by providing them with an in-house premium finance facility to which brokers plug and play.

5. How Do We Do That?
July 2015 5
Software Financing
+
The provision of funding coupled with market leading technology platform provides brokers with the tools to maximize
value by delivering a comprehensive service via existing distribution channels.
to manage issuance
of loans for
insurance policy
purchases
to fund payment
plans for insurance
policy purchases
white label premium
finance solution

6. Think of us as the
July 2015 6
of premium finance
Uber
empowers
drivers,
via
its
IT
system,
to
connect
with
customers
directly.
The
car
drivers,
in
effect,
become
the
car
service
company.
PremFina
does
the
same
thing
through
its
white-­‐label
premium
finance
soluEon,
supplying
brokers
with
IT
and
funds
to
finance
their
customers
directly.
The
brokers,
in
effect,
become
the
premium
finance
company.

7. PremFina Solution
July 2015 7
PremFina offers its insurance finance solution as SaaS (Software as a Service) which
means brokers can easily and cost-effectively plug and play.
Our system integrates with a broker's existing policy admin system. Policies are
pushed through in real time and activated automatically.
Further to sending the policy to the PremFina system, broker user intervention
is kept to a minimum.
Flexible, robust, modular and scalable, our technology has been stress tested against
one million new financing agreement sign-ons per month.
It’s easy to operate and comes with smart and user-friendly features to manage
your finance solutions.

8. We Do Things Differently
July 2015
• Small referral fee
• No ability to brand
• No ability to set interest rates
• Clunky software
8
• Share of interest margin and fees
• Ability to put their own brand
• Ability to set interest rates
• Increase lifetime value of customers
• Ability to upsell and cross-sell
• State-of-the-art cloud-based software
Current Premium Finance
Providers Give Brokers PremFina Gives Brokers
PremFina gives brokers higher commissions and more fees than other
financing companies.

9. Who’s We?
July 2015 9
Bundeep Singh Rangar
Chief Executive Officer
Steve McCann
Chief Financial Officer
Graham Holdaway
Chief Strategy Officer
Hema Kanji
Compliance Manager
James Noble
Operational Manager
Moira O’Connell
Service Manager
Paul McGrath
Application Consultant
Karolina Komarnicka
Marketing Assistant

10. July
2015
10
“Game-changing innovation” “Disruptive potential”“Hot new startup”
Startup of the Year
Hot Companies and Best
Products Awards 2015
Best for Generating
Increased Returns for
Brokers
&
Best In-House Premium
Finance Facility
Wealth & Money
Management Awards
2015
Best New Business
Best Business Awards
2015
Finance Solutions
Provider of the Year
&
Gamechaner of the Year
ACQ Global Awards 2015

11. Higher
profit
Greater
autonomy
Increase
customer
lifeEme
value
Upsell
more
products
All
that
with
your
in-­‐house
premium
finance
facility
Give
Premium.
Get
Premium.