Predina is an AI company that uses location data and over 14 million accident records to help auto insurers more accurately assess risk and price policies profitably. Their location intelligence technology analyzes historical accident patterns combined with spatial and temporal data on road features, weather, traffic volumes and more to determine the accident risk of locations and times. This can complement insurers' existing risk models by taking into account the "location risk" missing from traditional factors like credit score, age and driving record. Improving risk assessment by even 1% could save insurers $1.73 billion annually across the US auto insurance market. Predina has already partnered with several major insurers and automakers.