This document discusses insurance options for ice cream trucks from Colonial General Insurance Agency. Vehicle insurance provides liability coverage and protection for damage to the vehicle. Colonial General offers insurance specifically for ice cream trucks, including up to $1,000,000 in liability coverage and physical damage coverage with deductible options from $500-5,000. The insurance also provides cargo insurance up to $100,000 and covers refrigerator breakdown. Contact information is provided for Colonial General.

1. Truckers Insurance
From
CompleteMarkets
With
Colonial General Insurance Agency, Inc.

2. Vehicle insurance (also known as
auto insurance, GAP insurance, car
insurance, or motor insurance) is
insurance purchased for cars, trucks,
motorcycles, and other road
vehicles. Its primary use is to
provide financial protection against
physical damage and/or bodily
injury resulting from traffic
collisions and against liability that
could also arise therefrom. The
specific terms of vehicle insurance
vary with legal regulations in each
region. To a lesser degree vehicle
insurance may additionally offer
financial protection against theft of
the vehicle and possibly damage to
the vehicle, sustained from things
other than traffic collisions.

3. U.S. driving history
In most U.S. states, moving violations,
including running red lights and
speeding, assess points on a driver's
driving record. Since more points
indicate an increased risk of future
violations, insurance companies
periodically review drivers' records, and
may raise premiums accordingly. Laws
vary from state to state, but most
insurers allow one moving violation
every three to five years before
increasing premiums. Accidents affect
insurance premiums similarly.
Depending on the severity of the
accident and the number of points
assessed, rates can increase by as much
as twenty to thirty percent. Any
motoring convictions should be disclosed
to insurers, as the driver is assessed by
risk from prior experiences while driving

4. Vehicle insurance in the United
States :
The regulations for vehicle
insurance differ with each of the 50
US states and other territories

5. Vehicle insurance can cover some or all
of the following items:
The insured party (medical payments)
The insured vehicle (physical damage)
Third parties (car and people, property
damage and bodily injury)
Third party, fire and theft
In some jurisdictions coverage for
injuries to persons riding in the insured
vehicle is available without regard to
fault in the auto accident (No Fault
Auto Insurance)
The cost to rent a vehicle if yours is
damaged.
The cost to tow your vehicle to a repair
facility.
Different policies specify the
circumstances under which each item is
covered. For example, a vehicle can be
insured against theft, fire damage, or
accident damage independently.

6. Vehicle insurance can cover some or all
of the following items:
The insured party (medical payments)
The insured vehicle (physical damage)
Third parties (car and people, property
damage and bodily injury)
Third party, fire and theft
In some jurisdictions coverage for
injuries to persons riding in the insured
vehicle is available without regard to
fault in the auto accident (No Fault
Auto Insurance)
The cost to rent a vehicle if yours is
damaged.
The cost to tow your vehicle to a repair
facility.
Different policies specify the
circumstances under which each item is
covered. For example, a vehicle can be
insured against theft, fire damage, or
accident damage independently.

7. Our Policy Highlights:
Car insurance for ice cream trucks is
probably not the first thing anyone
thinks about when they are considering
the financial aspects of starting or
expanding a mobile catering company.
Yet the cost of insuring your vehicle or
fleet of vehicles can make you or break
you as an owner working on slim profit
margins and, in some areas, a limited
window to make your money while the
weather is good.

8. Coverage available:
• Colonial General currently has no
exclusions for our ice cream truck
program.
• We offer liability coverage up to
$1,000,000 CSL
• We also offer physical damage
coverage with several different
deductible options ranging from $500 ­
$5,000.
• Radius options up to 500 miles.
• Cargo limits up to $100,000 with
refrigerator breakdown included.

9. Find Us :
CompleteMarkets/INSOMIS Corp.
Mailing : P.O. Box 542. Big Bear City,
CA 92314­0542
Physical : 41965 Big Bear Blvd. Big
Bear Lake, CA 92315
Phone: (800) 753­4467, (909) 547­
6212 (International)
Fax: (909) 547­6216
For Support: support@CompleteMarkets.com (market requests, provider info)
Web : https://completemarkets.com/insurance/colonialgeneral/Ice­Cream­
Truck­Insurance

10. Find Us :
CompleteMarkets/INSOMIS Corp.
Mailing : P.O. Box 542. Big Bear City,
CA 92314­0542
Physical : 41965 Big Bear Blvd. Big
Bear Lake, CA 92315
Phone: (800) 753­4467, (909) 547­
6212 (International)
Fax: (909) 547­6216
For Support: support@CompleteMarkets.com (market requests, provider info)
Web : https://completemarkets.com/insurance/colonialgeneral/Ice­Cream­
Truck­Insurance