The document provides predictions and forecasts for the Year of the Snake in 2013. It includes 17 predictions for the year, which will see a "murky" and unstable environment with issues around money, scandals, and property. Certain animal signs, Snake and Pig, will face difficulties. Industries related to fire and earth are predicted to do well, while metal will be unfavorable. Forecasts are also provided for each of the 12 animal signs.
This is the yearly Predictions that everyone has been interested in and that our Master Lynn Yap takes time to write these out for you. So enjoy and do share with your friends if you think they will like to know too. Many Thanks ;))))
This is the yearly Predictions that everyone has been interested in and that our Master Lynn Yap takes time to write these out for you. So enjoy and do share with your friends if you think they will like to know too. Many Thanks ;))))
Master Lynn Yap, the resident Feng Shui Master on www.PropertyBuyer.com.sg predicts the Feng Shui for 2012. What are the dos and don'ts for 2012. How to avoid pitfalls and accelerate gains.
Master Lynn Yap, the resident Feng Shui Master on www.PropertyBuyer.com.sg predicts the Feng Shui for 2012. What are the dos and don'ts for 2012. How to avoid pitfalls and accelerate gains.
Master Lynn Yap has again kindly shared her wisdom with us at www.PropertyBUYER.com.sg. We are grateful to Master Lynn Yap. She shares the insights into 2011 rabbit year and various dos and don't in property investing as well as other forms of investments.
RMD24 | Debunking the non-endemic revenue myth Marvin Vacquier Droop | First ...BBPMedia1
Marvin neemt je in deze presentatie mee in de voordelen van non-endemic advertising op retail media netwerken. Hij brengt ook de uitdagingen in beeld die de markt op dit moment heeft op het gebied van retail media voor niet-leveranciers.
Retail media wordt gezien als het nieuwe advertising-medium en ook mediabureaus richten massaal retail media-afdelingen op. Merken die niet in de betreffende winkel liggen staan ook nog niet in de rij om op de retail media netwerken te adverteren. Marvin belicht de uitdagingen die er zijn om echt aansluiting te vinden op die markt van non-endemic advertising.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
As a business owner in Delaware, staying on top of your tax obligations is paramount, especially with the annual deadline for Delaware Franchise Tax looming on March 1. One such obligation is the annual Delaware Franchise Tax, which serves as a crucial requirement for maintaining your company’s legal standing within the state. While the prospect of handling tax matters may seem daunting, rest assured that the process can be straightforward with the right guidance. In this comprehensive guide, we’ll walk you through the steps of filing your Delaware Franchise Tax and provide insights to help you navigate the process effectively.
Premium MEAN Stack Development Solutions for Modern BusinessesSynapseIndia
Stay ahead of the curve with our premium MEAN Stack Development Solutions. Our expert developers utilize MongoDB, Express.js, AngularJS, and Node.js to create modern and responsive web applications. Trust us for cutting-edge solutions that drive your business growth and success.
Know more: https://www.synapseindia.com/technology/mean-stack-development-company.html
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Affordable Stationery Printing Services in Jaipur | Navpack n PrintNavpack & Print
Looking for professional printing services in Jaipur? Navpack n Print offers high-quality and affordable stationery printing for all your business needs. Stand out with custom stationery designs and fast turnaround times. Contact us today for a quote!
Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Explore our most comprehensive guide on lookback analysis at SafePaaS, covering access governance and how it can transform modern ERP audits. Browse now!
Buy Verified PayPal Account | Buy Google 5 Star Reviewsusawebmarket
Buy Verified PayPal Account
Looking to buy verified PayPal accounts? Discover 7 expert tips for safely purchasing a verified PayPal account in 2024. Ensure security and reliability for your transactions.
PayPal Services Features-
🟢 Email Access
🟢 Bank Added
🟢 Card Verified
🟢 Full SSN Provided
🟢 Phone Number Access
🟢 Driving License Copy
🟢 Fasted Delivery
Client Satisfaction is Our First priority. Our services is very appropriate to buy. We assume that the first-rate way to purchase our offerings is to order on the website. If you have any worry in our cooperation usually You can order us on Skype or Telegram.
24/7 Hours Reply/Please Contact
usawebmarketEmail: support@usawebmarket.com
Skype: usawebmarket
Telegram: @usawebmarket
WhatsApp: +1(218) 203-5951
USA WEB MARKET is the Best Verified PayPal, Payoneer, Cash App, Skrill, Neteller, Stripe Account and SEO, SMM Service provider.100%Satisfection granted.100% replacement Granted.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
2. PREDICTIONS
2013
By Master Lynn Yap
Fengshui Queen Singapore ®
BBA (NUS)
3P Fengshui Consultancy Pte Ltd
F
E N G S H U I
Q
U E E N
.
C O M
3. FENGSHUIQUEEN.COM
CONTENTS:
1) Short intro about Master Lynn Yap
2) 17 Predictions for 2013
3) Which industries will do well
4) Fortune for 12 animal signs
5) FengshuiQueen SG Tip for 2013
6) Conclusion
4. FENGSHUIQUEEN.COM
Age 50+
BBA (NUS)(1982)
Fengshui/bazi experiences since 1989 Learnt from many grandmasters and
registered Fenghui Queen, Singapore.
Made several appearances in CNBC Asia,
BBC world, Discovery channel, German TV,
TCS 5, TCS 8, Channel U.
Interviewed by numerous newspapers and
magazines worldwide
Each year there are numerous fengshui
projects and life readings and with 7 listed
companies clients, to-date
Merits : Our Company became a statutory
member of Singapore Business Federation.
Multi property owner
7. THE YEAR 2013
GENERAL
FORECAST :
It is going to be a “murky” year
with happenings on three main areas like money
matters, sex scandals and property matters.
8. THE YEAR 2013
It
is a “murky” year (dim, gloomy) because - the
first 6 months has “YING WATER while the latter 6
YING WATER”
months has “YANG FIRE
YANG FIRE”.
The “WATER sitting above the “FIRE causing the
WATER”
FIRE”
Snake year to be a year of “instability.
The “WATER controls the “FIRE hence the year of
WATER”
FIRE”
the snake is a year where “anything you want to do,
you cannot move”.
9. THE YEAR 2013
The
year, 2013 is called a “Gui Si ” year (Water
Snake Year) where we can also called it a “Blue
Snake” year where it is going to be a “blue” (sad)
year.
It
is going to be a year of the survival of the
fittest. You will need to know how to “sustain”
well throughout this year.
10. THE YEAR 2013
It’s
a Blue Snake Year because :
The
“water” weakens the “fire” causing it to be an
“unstable”, “fickle” year.
(“Yang
Water” is black, last year was black
dragon year while “Ying Water” is blue hence
the colour “blue”).
The “fire” in the year will bring rise to “sex”
scandals, fraud in particular “accounting fraud”
and cheating cases. “fire” also represents
“gunshots”, explosions.
11. THE YEAR 2013
The
combination of “Gui and Si” will make the
Snake year a year where money can still be the
main issue and can cause Global financial crisis.
Snake
is a “cunning” animal as out of the 12
animal signs, it is “flat” and “curvy” which means
that it can be quite an “interesting” year.
12. THE YEAR 2013
The
Snake is the sixth animal of the 12 animal
signs.
The
Snake is also a very hard working animal
and therefore many people are going to be
working long hours and very hard.
The
Snake also seldom smiles and therefore it is
going to be a “sad” year with tears.
It will be a “smart alec” snake trying to make the most of
alec”
a “murky” year. When things don’t go right, go watch a
movie or go pray.
13. THE YEAR 2013
When
is Chinese New Year ?
4
February 2013, the season of spring (Li Chun
Li Chun)
is the beginning of the new year. This is
according to the “solar” calendar.
However,
Chinese all over the world would still
celebrate Chinese New Year on 10 February
2013 which follows the “Lunar calendar.
Lunar”
14. THE YEAR 2013
Therefore,
it really depends on which Chinese
New Year’s “calendar” you follow.
For the last few years since 2005, many of us
usually observe what happens to us on the 4th
February 2013 and if good things happen on that
day then it is going to be a FANTASTIC year !!!
If
negative things occur then it means that the
year is not going to be smooth.
15. THE YEAR 2013
Since
4 February 2013 falls on a Monday and the
Banks are open, therefore, we will need to go to
the bank and bank in some money on this date
so that our wealth can grow.
We
had been doing this, the last few years and
our wealth did grow. Over the years, many
became millionaires and much more.
16. THE YEAR 2013
4th
February 2013 falls on a Monday Please go to the bank, wear red top and bank
in a cheque or cash to your name or
Company’s name.
Did
it work for you last year 2012? If it did then
continue.
17. PREDICTIONS FOR THE YEAR OF THE SNAKE
Which two (2) animal
2
signs will face
difficulties in the
coming New Year ?
18. THE YEAR 2013
A) Those born in the year of the
“Snake” and “Pig”
B) Those whose bazi (a form of life reading
based on birthdate and time) has a “Snake” or
“Pig” in the hour pillar (your time of birth)
(9am till 11am) & (9pm to 11pm) will also not
have a good year.
20. THE YEAR 2013
1)
Do not attend funerals or weddings especially
for those born in the animal signs of “Snake” and
“Pig”.
2)
Do not attend birthday parties, baby one
month old parties and cannot take the cake if you
have to attend.
NOTE I: As long as your bazi has a “Snake” or a “Pig” in
it, you would have to be extremely careful. You must
never attend these.
NOTE II However, if you ever need to attend then wear
II:
red “underwear” to ward it off.
22. THE YEAR 2013
1) Investment Outlook 2013 Gold Prices will fall, Oil prices will rise -
2) There will be many more sex scandals -
3) There will be accounting frauds being
exposed -
23. THE YEAR 2013
4)
Disaster Outlook 2013 -
There would still be natural disasters – big
fires, floods, strong winds, typhoon,
volcanoes, tsunami, earthquakes 5)
6)
Property prices will remain stable and rise
towards the end -
Money could be quite tight for some and some
could go bankrupt while some may loose their
job causing tightness in money -
24. THE YEAR 2013
7)
Characteristics of People - People will become
more hot tempered and even tell lies. Some
would start to have roving eyes. People would
want to have more sex.
8)
There is a strong competition among fire
industries like those in electrical and electronic
companies, restaurants, stock exchanges,
lighting shops, accounting firms.
9)
This year, the sicknesses to take note are heart attacks, high blood pressure, heat stroke,
kidney, sexual organs, urine infection and Aids.
25. THE YEAR 2013
10)
Currency Outlook 2013 -
US Dollars will remain stable 11)
12)
There is a possibility of a terrorist attack -
There will still be car/plane/ship accidents but
lesser than last year’s.
26. THE YEAR 2013
13)
Market Outlook 2013 Share prices in the stock market would be
unstable and even fall but rises towards the end -
14)
There will be more regulations made by the
Stock Exchange -
15)
More people would be feeling very sad,
unhappy most of the time. Some may even loose
hot temper and get very agitated, angry or even
violent -
27. THE YEAR 2013
16)
Stock Market - the share prices of “Earth
Stocks” in the Stock Market will rise the most
hence property stocks or company which build
houses (property developers) would do very well.
17)
An explosion or any fire in forest occurring
anywhere will indicate that the Wooden Horse
Year, 2014 is here.
29. THE YEAR 2013
SUMMARY
SUMMARY:
FIRE INDUSTRY: Good
EARTH INDUSTRY: Excellent
METAL INDUSTRY: Unfavourable
WATER INDUSTRY: Average
WOOD INDUSTRY: Average
30. PREDICTIONS FOR THE YEAR OF THE SNAKE
Fire Industry
Industry:
FIRE:
FIRE Good
Properties of fire: warm and gives off heat
Fire industries are those related to electrical
products, stock markets, restaurants, lighting
shops, fast food chains, bakery shops,
accounting firms.
31. PREDICTIONS FOR THE YEAR OF THE SNAKE
Earth Industry
Industry:
EARTH:
EARTH Excellent
Properties of earth: hard and stillness
Earth Industries are those related to
properties, human resource, pet shops,
chemicals, cosmetics, renovation companies,
property developers, agriculture, insurance,
construction firms, cosmetic surgery etc.
32. PREDICTIONS FOR THE YEAR OF THE SNAKE
Metal Industry
Industry:
METAL : Unfavourable
Properties of metal: hard and piercing
Metal Industries are those related to banking,
machineries and equipment, law firms, fortune
telling, gold-smith, robotics, steel, vehicles.
33. PREDICTIONS FOR THE YEAR OF THE SNAKE
Water Industry
Industry:
WATER:
WATER Average
Properties of water: Wavy
Water Industries are those that deal with
internet, consultancy, shipping, transportation,
logistics, distribution, tourism, lottery, cold
beverages, hotels, shipbuilding, broadcasting,
information technology, marine products, oil,
money lending, telecommunications, airlines,
casino business, animation and advertising.
34. PREDICTIONS FOR THE YEAR OF THE SNAKE
Wood Industry
Industry:
Wood : Average
Properties of wood: hard and grows upwards
Wood Industries are those related to
Government, printing, seminars / events,
universities, schools, textile firms, paper and
pulp, timber, furniture, fashion, politics,
education, hair salons and photography.
36. THE YEAR 2013
1) MONKEY - Average Year – 7/10
This year, things would turn out smooth for you
however one need to be humble at work and
continue to do good deeds. There is also a
promotion in sight.
This is also a good time to do any investments
as well as your own business development
however do remember to partner only with the
“right” partner. Try to get a car park fine the first
few days of the Chinese New Year.
37. THE YEAR 2013
Money
and Work
Work:
There is money luck in the year however do
remember to keep a low profile. Do not be too
flashy and invite trouble.
If you wish to go to the casino, you “can go” but
play “small”.
There is money from your past investments and
do reap them if you wish.
“When there is a steep slope, walk slowly as there can
be danger ahead”
38. THE YEAR 2013
Health
Health:
This year, your health is pretty good as generally
any person born under this animal sign are
usually quite healthy and fit.
Do not stress yourself too much as you normally
would and stay away from emotional matters as
this year, you can be quite weak when it comes
to handling these.
39. THE YEAR 2013
Love
and Family
Family:
If
married, relationships with spouse might not be
too good. Try to spend more time with your
spouse and “speak” less. Just enjoy the spouse’s
company. Try having dinner alone with your
spouse at least once a week.
If
you are single, it may be quite difficult for you to
start a relationship however still must try. If you
are a male, chase the lady. If you are a lady, go
chase the male. This is a modern world.
40. THE YEAR 2013
2) ROOSTER - Good Year – 8
There are some lucky stars for you this year and
hence it is going to be a good year.
Career is good and there should be no work
issues. In short, there could be a promotion with
increased income. However watch your “mouth”
as roosters tend to be sharp tongued. There may
be a legal matter hence get a car park fine, the
first few days of Chinese New Year.
“When your mind is still, you can “read” more”
41. THE YEAR 2013
Health
Health:
Your
health is good however do be careful of
sharp edges near to you in case you get hurt.
Do
not climb too high either, no mountain
climbing.
You
should also avoid any water activities this
year and don’t go near water.
Exercise
early.
regularly like you always do and sleep
42. THE YEAR 2013
Money
and Work :
Money
luck is “weak” so be mindful of expenses
if not they can be more than your income.
There
is no gambling luck hence don’t gamble
unlike last year.
Be
careful of a theft or a robbery though.
43. THE YEAR 2013
Love
and Family
Family:
You
will enjoy good relationships with spouse and
relatives. Take time to travel with family at least
twice a year.
There
would also be many invitations to socialise.
Handle
your relationships with people with care
this year.
44. THE YEAR 2013
3) DOG – Average Year – 7
This year, career is smooth though there may be
some obstacles at work. You will need to be
careful when handling business relationship with
people.
Some people may tend to find fault with you so
learn to be patient or handle these with care.
There can be obstacles in work related matters.
Handle these well with your “wisdom”.
45. THE YEAR 2013
Money
and Work
Work:
This year, your money matters are better than
last year’s. However, you may still need to
watch your expenses. Try not to over spend.
Your luck this year is good and opportunities are
there, however do not be too greedy.
If you wish to do some form of investments, go
ahead.
”Be kind to others”
46. THE YEAR 2013
Health
Health:
There is the normal flu and cold and all is well
with your health. No major issues unlike last year.
Don’t
Older
sleep too late and exercise regularly.
dogs generally find their legs weakening
hence do more leg exercises to strengthen the
muscles around the leg area. Climbing staircases
are good exercises. However, if you have knee
joint problem then running is still the best.
47. THE YEAR 2013
Love
and Family
Family:
Your
relationship with spouse or girlfriend is good
and stable and would grow. There can be good
news within the family.
If
single, you may have to wait for a while before
anyone that you like appears.
48. THE YEAR 2013
4) PIG - Unfavourable Year - 6
This year, because pigs clash with the snake in
the year, ideally should go and pray to Tai Sui
(a deity) for a smooth year.
This year, you can have many changes:
change house, change job, change car. All these
are actually good changes only things may not be
smooth, just bear with it.
“When things are not smooth, look for solutions”
49. THE YEAR 2013
Money
and Work
Work:
This
year, you will need to be careful of financial
matters and watch your expenses. Do not make
any major investments or even going to the
casino to gamble. Be careful of theft too.
This
year, also be careful of being “con” by
people. Hence when come to money matters,
hold on to your “cash”. This “cheating” matter
can occur around end April or early May, 2013.
50. THE YEAR 2013
Health
Health:
Your
health is good this year and ensure that you
don’t “climb high” for example: Do not go
mountain climbing as chances of falling is there.
Occasional flu is good.
Fengshui
cure : During the first 15 days of
Chinese New Year, “drop fall” gently in your
house to ward it off.
This
year, you would also need to “shed blood”
during the first 15 days of Chinese New Year.
51. THE YEAR 2013
Love
and Family
Family:
This
year, try not to talk “too much” to your
spouse or relationships may have some
difficulties. Try “communicating well” with your
spouse, girlfriend. If difficult to explain use sms,
whatsapp or emails.
Example:
Agree with the person first before you
give your opinion.
If
you are single, you may find the right partner.
52. THE YEAR 2013
5) RAT - Excellent Year – 9
This is a fantastic year for you! There is a
promotion and all is promising at the work place
with good results.
Your fortune is also very good this year. However
there can be some gossips about you, just bear
with it, ignore and all will be well.
If you haven’t done anything negative, there is
nothing to fear.
53. THE YEAR 2013
Money
and Work
Work:
Lady
Luck comes to you this year and money is
fantastic. You may wish to go to the casino to try
your luck, however do remember to wear your
lucky colour.
Whatever
you do, do not be too greedy than the
money will come.
This
is also a good time to do some investments.
Investing in shares might be good this year.
54. THE YEAR 2013
Health
Health:
Your
health is in good progress however some
minor sickness like flu is normal.
Sleep
early and don’t stress up that body of
yours. Learn to listen to the body.
Exercise
regularly.
“Be Generous with your money”
55. THE YEAR 2013
Love
and Family
amily:
Relationship
with spouse or girlfriend is good and
communication is smooth. The conflicts and
disagreements are less this year.
Rats
need to be careful not to have roving eyes
this year as some form of unwanted romance is
there. Hence if you are married, be careful.
If
single, romance is good.
56. THE YEAR 2013
6) OX - Average Year - 7
This is not a smooth year and you are advised to
take things easy. However, there are still some
lucky stars that will guide you through the year.
Hence, there are helpful people around to help
especially at the work place.
There can be some gossips about you. Ignore
them. Use your “insights” to help you through
this year.
57. THE YEAR 2013
Money
and Work
Work:
The
money star is “weak” therefore there is no
lottery luck. Money, therefore will have to come
from career rather than lottery. If need to gamble,
play small or less.
Do
not do any investments whether it is buying
properties (big ticket item). Buying shares (small
amount) is fine.
Spend
only on necessary items for the family
and no luxury items this year, bear with it.
58. THE YEAR 2013
Health
Health:
Your health is still good, sleep early and have a
good rest. These are important to have a fresh
mind the next day at work and to be able to
tackle work issues.
If driving, pay special attention on the road.
“There is a right timing for everything”
59. THE YEAR 2013
Love
and Family
Family:
Ox
have a tendency to take things for granted
even in a relationship. Hence they are advised to
pay more attention to their spouse or girlfriend or
spend more time with them.
Spending
more time can mean either calling
them or sending sms. If you think it is too much
effort, well everything needs effort for it to show
good results.
60. THE YEAR 2013
7) TIGER – Good Year – 8
This is a good year and everything is smooth and
good. Avoid being too sensitive to people’s words
then you can be peaceful. Workplace is good
and bosses are easy to deal with.
There is a possibility of a promotion this year with
higher pay.
”A peaceful person has the greatest smile”
61. THE YEAR 2013
Money
and Work
Work:
Money
luck is “bright” and you may see profits in
your investments. Whether it is the right timing to
sell off your investments, check with your master.
“Lottery
Time
luck” is good.
to do investments if you wish however do
not be too greedy. Greed never pays.
62. THE YEAR 2013
Health
Health:
Health is good however be mindful when driving.
Take care of your headaches though.
Exercise regularly and eat well.
If you wish, learn reiki, yoga or meditation is
good. Maybe then you may find the route to
Nirvana by being calm, compassionate and
patient.
63. THE YEAR 2013
Love
and Family
Family:
This year, you may need to learn to be more
forgiving and generous in your relationship with
your spouse or girlfriend. Maybe buy her an
expensive gift or a very special present to touch
her heart.
If
you are still single, there is a chance that “he”
will appear. This is the right timing for you to
meet your Mr Right.
64. THE YEAR 2013
8) RABBIT – Average Year – 7
This year, it is important not to find fault with
people or issues at the work place. This is not the
right timing to show people how good you are,
your strengths.
You may need to have a good “communication
skill” to handle people and especially gossips.
“Whoever can handle gossips well are those who can be
successful at work”
65. THE YEAR 2013
Money
and Work
Work:
There is no lottery luck this year hence you are
advised to pay special care in your expenses as
the money has to come in the form of career
luck. Hence just spend within your means.
This year, be careful of people who might cheat
you of your money so no major investments or
you might loose big money.
66. THE YEAR 2013
Health
Health:
Pay special attention to your health this year as
there can be some minor illness like cough and
flu.
If you are driving also be mindful when at the
wheels.
In a nutshell, health is good.
67. THE YEAR 2013
Love
and Family
Family:
Relationship with spouse or girlfriend is not
smooth with some major disagreements this
year. Simply watch what you say or be mindful of
every words spoken. Say sorry even if it is not
your fault.
Sometimes, words not spoken are good and is
enough. Speak less is good this year.
68. THE YEAR 2013
9) DRAGON - Average year – 7
This year is going to be a “busy” year hence do
take care of your health. Everything is going to be
much smoother than last year’s. Career luck is
good though there can still be some careless
mistakes being made.
There is a promotion in sight. Be thankful.
69. THE YEAR 2013
Money
and Work
Work:
Fortune luck is slightly “bright” so can have some
lottery money. Buy lottery numbers that are
“favourable” for you.
This year, you may do some investments and do
try to save some money each month by
transferring some to a particular favourable
colour account where money goes in and don’t
go out.
Continue to do good deeds to create more future
good luck.
70. THE YEAR 2013
Health
Health:
Your health is generally good this year though
you might accidently slip and fall. Try not to over
work and when your body is tired, go sleep early.
There is an elderly family member who might
need your help this year.
“To stay healthy, listen to your body”
71. THE YEAR 2013
Love
and Family
Family:
Relationships
with spouse or girlfriends are
good. All is well at home. Everything is smooth
and you may plan for a vacation twice a year to
rekindle the love.
If
you are single there is “romance”.
72. THE YEAR 2013
10) SNAKE – Unfavourable Year – 6
This year is your year therefore things are not
smooth and there can be obstacles at work,
many issues, one after another. You will need to
stay “clear minded” throughout. Plenty of gossips.
This year, you may change your house, change
job or even change car.
Go pray to “Tai Sui (a deity) if you can and is
Tai Sui”
very, very helpful. If need to, pray twice a year.
73. THE YEAR 2013
Money
and Work:
This year, you might loose a big amount of
money hence watch your money very tightly or
you might spend an unusually huge amount of
money. Be careful of being cheated by people.
Try not to do any big investments, small ones are
ok.
There is no lottery luck so try not to gamble if you
can.
At the work place, some areas of work may be
taken away from you, it is meant to be like this,
this year. Just accept.
“Look at the bigger picture, always”
74. THE YEAR 2013
Health
Health:
This year, your health is not very good. Therefore
during the first 15 days of Chinese New Year, try
to “see blood” to ward it off.
When walking, working or driving, do be
“mindful”.
It is also good to get a “car park fine” during the
second lunar month of the year to ward off a
legal matter.
75. THE YEAR 2013
Love
and Family
Family:
You will need to pay attention to relationships
with your spouse or girlfriend and watch your
speech and temper. Sometimes, it is your temper
that irritates your partner.
Try to stay calm, loose less temper and forgive
then all is well. If you ever need to forgive your
partner, always remember, “one more time”.
76. THE YEAR 2013
11) HORSE - Good Year- 8
YearThis is a good year for horses and everything
would be smooth. There might be a promotion for
you with a higher grade.
There are no enemies at work so all is peaceful
and calm. If you wish to expand your business
overseas this is a favourable year and the right
timing for you.
77. THE YEAR 2013
Money
and Work
Work:
This year, be contented with your money as
there is very little “gambling” luck.
Do not be too greedy or do any major
investments. Do not over spend this year or
money may be tight.
“To grow your wealth is to take small steps at a time”
78. THE YEAR 2013
Health
Health:
Horses usually have good health and this year,
you will be fine. Continue with your gym or
running “activities” to keep fit.
Take vitamins and drink plenty of water will be
good for you as there would be too much “fire”
element around causing “heatiness” in your
body.
Take care of your heart too and take your
medicine if you have high blood pressure.
79. THE YEAR 2013
Love
and Family
amily:
Romance is good this year with your spouse or
girlfriend. Bring the family out for a good holiday
this year. If you can do it twice a year to have
family bonding. Short trips are great too.
If you are single, there is someone for you soon.
80. THE YEAR 2013
12) GOAT – Average Year – 7
This year, try not to be too emotional at the work
place. Think carefully first before you react as
this year, career is not smooth. You may need to
work harder than ever and long hours too. Be
patient as it won’t be for long.
You may also need to change your mind-set by
looking at work problems, differently. Be mindful
at work so that you can handle any obstacles
well.
81. THE YEAR 2013
Money
& Work
Work:
Your income is good but watch where your
money goes. If your expenses are more than
your income, it is good to do a “check” and see
where “can cut”.
This year, you are advised not to do any major
investments and there may still be some lottery
luck only when you can control your temper.
82. THE YEAR 2013
Health
Health:
This year, your health is good. However, do pay
more attention to your stomach so eat regularly.
When driving, be-careful of accidents in the third
lunar month. Drive carefully.
You may need to pay special attention to an
elderly person living with you.
83. THE YEAR 2013
Love
and Family
Family:
Relationships with spouse and girlfriend are
good and there is love and romance.
If single, yes, there is romance and is lasting
“Harmony in relationship is important”
84. PREDICTIONS FOR THE YEAR OF THE SNAKE
How to have
better wealth?
Fengshui for 2013
85. HOW TO HAVE BETTER WEALTH ?
1) The 5 yellow (5) is in the Centre
2) The sickness (2) is in the South West
3) The wealth (8) is in the North East
4) The legal (3) is in the East
5) The romance (4) is in the South East
6) The fire star (9) is in the South
7) The robbing (7) is in the West
8) The helpful sector (6) is in the North West
9) The water star (1) is in the North
86. THE YEAR 2013
Fengshui
for 2013
2013:
Please
ensure that should you wish to
renovate your house this year, do not renovate
at the Centre, East, South West sectors of the
house.
To
activate wealth is to place a “pot of gold” in
the North East sector of the house.
87. PREDICTIONS FOR THE YEAR OF THE SNAKE
Fengshui Queen®
Singapore Tip for
2013 -
88. FENGSHUIQUEEN
SG TIP
2005 – Carry 88 grains of uncooked rice in a red packet
and a gold pendant for good luck and protection for the
year 2005 in another red packet.
2006 – Carry a “gold pendant abacus” in your wallet for
more money to count in the year.
2007 - Carry S$500 cash in the zip pouch of your bag so
that with more money, you will be able to “attract” more
money to come to you.
2008 - Carry a small bagua, size of 20 cent coin in the
wallet for wealth, protection and power.
89. FENGSHUIQUEEN
SG TIP
2009 - Throw lots of coins on the writing desk in your
study room or anywhere in the living room for additional
Good Luck and for your wealth to grow in 2009 !!!
2010 - Go and buy a real gold (916 gold) “ru yi” pendant
for your smooth career and place it in your wallet !!!
2011 - Place 8 big mandarin oranges individually
wrapped in the freezer and watch for Good results,
3 months later !!!
2012 – Carry a Jade laughing Buddha in your wallet !
90. FENGSHUIQUEEN SG TIP 2013
Buy a big, 3 legged toad (bronze)
and placed it in
your wealth area
of your house.
house.
FengShuiQ
ueen
Singapore
91. PREDICTIONS FOR THE YEAR OF THE SNAKE
Conclusion :
3 Successful
FS Tips for 2013
92. THE YEAR 2013
1) Investment Tip : Keep cash or invest in Reits
for dividend income or wait for opportunities to
go into the stock market. Go in only when the
stock market is very… very… low -
2) Create Merits : Be kind to those who are in
front of you 3) Read my Blog, “The Fengshui Savy Investor”
to find out MORE about my latest updates or join
me in Facebook (fengshui queen Singapore)
(Lynn Yap) –
http://www.lynnyap8888.blogspot.
http://www.lynnyap8888.blogspot.com
93. HERE’s WISHING EVERYONE
A VERY… VERY… VERY…
PROSPEROUS, WEALTHY,
FABULOUS and AWESOME
HAPPY LUNAR NEW YEAR
2013 !!!
3P Fengshui Consultancy Pte Ltd