This is the yearly Predictions that everyone has been interested in and that our Master Lynn Yap takes time to write these out for you. So enjoy and do share with your friends if you think they will like to know too. Many Thanks ;))))
Master Lynn Yap, the resident Feng Shui Master on www.PropertyBuyer.com.sg predicts the Feng Shui for 2012. What are the dos and don'ts for 2012. How to avoid pitfalls and accelerate gains.
Master Lynn Yap has again kindly shared her wisdom with us at www.PropertyBUYER.com.sg. We are grateful to Master Lynn Yap. She shares the insights into 2011 rabbit year and various dos and don't in property investing as well as other forms of investments.
Master Lynn Yap, the resident Feng Shui Master on www.PropertyBuyer.com.sg predicts the Feng Shui for 2012. What are the dos and don'ts for 2012. How to avoid pitfalls and accelerate gains.
Master Lynn Yap has again kindly shared her wisdom with us at www.PropertyBUYER.com.sg. We are grateful to Master Lynn Yap. She shares the insights into 2011 rabbit year and various dos and don't in property investing as well as other forms of investments.
today marks a year since
we launched Hashtag
India Magazine. This
time last year it all didn’t
seem so easy. The pandemic had
taken over the nation; chai and
newspapers were replaced with
news at our fingertips… Everything
about Hashtag was vague. It
was just a bunch of ideas getting
tossed around in a room and there
was scepticism about everything.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Latino Buying Power - May 2024 Presentation for Latino CaucusDanay Escanaverino
Unlock the potential of Latino Buying Power with this in-depth SlideShare presentation. Explore how the Latino consumer market is transforming the American economy, driven by their significant buying power, entrepreneurial contributions, and growing influence across various sectors.
**Key Sections Covered:**
1. **Economic Impact:** Understand the profound economic impact of Latino consumers on the U.S. economy. Discover how their increasing purchasing power is fueling growth in key industries and contributing to national economic prosperity.
2. **Buying Power:** Dive into detailed analyses of Latino buying power, including its growth trends, key drivers, and projections for the future. Learn how this influential group’s spending habits are shaping market dynamics and creating opportunities for businesses.
3. **Entrepreneurial Contributions:** Explore the entrepreneurial spirit within the Latino community. Examine how Latino-owned businesses are thriving and contributing to job creation, innovation, and economic diversification.
4. **Workforce Statistics:** Gain insights into the role of Latino workers in the American labor market. Review statistics on employment rates, occupational distribution, and the economic contributions of Latino professionals across various industries.
5. **Media Consumption:** Understand the media consumption habits of Latino audiences. Discover their preferences for digital platforms, television, radio, and social media. Learn how these consumption patterns are influencing advertising strategies and media content.
6. **Education:** Examine the educational achievements and challenges within the Latino community. Review statistics on enrollment, graduation rates, and fields of study. Understand the implications of education on economic mobility and workforce readiness.
7. **Home Ownership:** Explore trends in Latino home ownership. Understand the factors driving home buying decisions, the challenges faced by Latino homeowners, and the impact of home ownership on community stability and economic growth.
This SlideShare provides valuable insights for marketers, business owners, policymakers, and anyone interested in the economic influence of the Latino community. By understanding the various facets of Latino buying power, you can effectively engage with this dynamic and growing market segment.
Equip yourself with the knowledge to leverage Latino buying power, tap into their entrepreneurial spirit, and connect with their unique cultural and consumer preferences. Drive your business success by embracing the economic potential of Latino consumers.
**Keywords:** Latino buying power, economic impact, entrepreneurial contributions, workforce statistics, media consumption, education, home ownership, Latino market, Hispanic buying power, Latino purchasing power.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
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Contact with Dawood Bhai Just call on +92322-6382012 and we'll help you. We'll solve all your problems within 12 to 24 hours and with 101% guarantee and with astrology systematic. If you want to take any personal or professional advice then also you can call us on +92322-6382012 , ONLINE LOVE PROBLEM & Other all types of Daily Life Problem's.Then CALL or WHATSAPP us on +92322-6382012 and Get all these problems solutions here by Amil Baba DAWOOD BANGALI
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US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how can I sell my pi coins for cash in a pi APPDOT TECH
You can't sell your pi coins in the pi network app. because it is not listed yet on any exchange.
The only way you can sell is by trading your pi coins with an investor (a person looking forward to hold massive amounts of pi coins before mainnet launch) .
You don't need to meet the investor directly all the trades are done with a pi vendor/merchant (a person that buys the pi coins from miners and resell it to investors)
I Will leave The telegram contact of my personal pi vendor, if you are finding a legitimate one.
@Pi_vendor_247
#pi network
#pi coins
#money
2. CONTENTS:
1) Short intro about Master Lynn Yap
2) 18 Predictions for 2020
3) Which industries will do well
4) Fortune for 12 animal signs
5) Fengshui Queen SG Tip for 2020
6) Conclusion
Predictions 2020
3. Age 60+
BBA (NUS)(1982)
Fengshui / bazi experiences since 1989
Learnt from many grandmasters and registered
Fenghui Queen, Singapore, 2000.
Made several appearances in CNBC Asia,
BBC World, Discovery Channel, German TV,
TCS 5, TCS 8, Channel U.
Interviewed by numerous newspapers and
magazines worldwide.
Each year there are numerous Fengshui projects
and life readings and with 8 SG listed companies
clients, to-date.
Merits : Our Company became a statutory member
of Singapore Business Federation, 2009.
Multiple property sole owner
Predictions 2020
7. GENERAL FORECAST :
It is going to be an “difficult” year with happenings
on 3 main areas like natural disasters, fraud and
financial matters.
THE YEAR 2020
8. It is a “difficult” year because the first 6 months has “yang
metal” while the latter half has “ying water”.
The “metal” is sitting above the “water” causing the year to
be a “strong water” year.
Hence, we can expect to see plenty of rainfall, accidents and
explosions involving vehicles, airplanes, ships, space crafts
happening around the world.
THE YEAR 2020
9. The Year 2020, is called a “Geng Zi” year (Metal Rat Year)
where we can also call it a “Golden Rat” year and it is going
to be “difficult”.
The first 6 months is not a good year for the “wood” industry
because “metal” controls the “wood” element.
The later 6 months is not a good year for the “fire” industry
because “water” controls the “fire” element.
Therefore, the first half is not good for politics while the
second half is not good for the finance sectors like the shares
in the stock market.
THE YEAR 2020
10. The combination of “Geng” and “Zi” will make the Rat year, a
year where people will be more active at night. However, this
is a year where people need to watch what they say or else
they may get themselves into trouble. Because the day
becomes night and the night becomes day, many people will
be unable to cope with this and hence become blur blur or
confused. The tendency to make mistakes become high too.
The keyword for 2020 is “Fraud” while the keyword for 2019
was “Money”, for 2018 was “Human Errors” for 2017 is
“Money” (Bitcoin/Stock Market) while “Explosions” was the
keyword for 2016 and “Infectious Diseases” was for 2015 and
“Emotions” in 2014.
THE YEAR 2020
11. The Rat is an “intelligent” animal and is the first animal of the 12
animal year signs in the Chinese Horoscope.
The Rat person like to entertain friends and meet more friends.
The rat person also has the tendency to tell lies and win in every
situation. Hence, the rat is usually a winner. Go find a rat person
and ask that rat person to tell us that we are going to have an
easy year and then we will have a good year as whatever words
spoken by the rat person CAN and WILL come true! However, if
you are a horse person, do not ask!
Since the Rat likes to eat and be active at night, hence we are
also going to like to eat and more awake at night, playing
computer games or simply watching drama serials.
Next year, is the Ox year where we are all going to be working
very hard. The best is to go for a long retreat or retire in this year
if not then be prepared to work long hours.
THE YEAR 2020
12. When is Chinese New Year ?
The 4th February 2020 is the season of spring (Li Chun) and is
the beginning of a Chinese New Year. This is according to the
“solar” calendar.
However, Chinese all over the world would still celebrate
Chinese New Year on 25th January 2020 which follows the
lunar calendar.
It is a good year to get married and kindly ensure that you get a
Geomancer to pick some good and auspicious dates for you. If
you are going to pray to Tai Sui this year, ensure that you pray
after Li Chun, if not it may still be Pig year.
THE YEAR 2020
13. It really depends on which Chinese New Year’s calendar.
For the past few years since 2005 (made known in
lynnyap8888 Instagram Account) many of us usually observe
what “happen” to us on the 4th February (Li Chun) and if good
things happen on that day then it is going to be a very very
auspicious year !!!
If negative things occur, then it means that the year is not going
to be good. So better go visit your Fengshui Master /Destiny
reader to alter the negative luck when that happens.
THE YEAR 2020
14. THE YEAR 2020
4 February 2020 falls on a Tuesday where banks are open and
hence we can either go to the bank to bank in cash or deposit
cash using the ATM machine with a folded note. So that on Li
Chun Day, we can collect money !!!
Money deposited on this day is good as our wealth can GROW !!!
Every year since 2005, we had been doing this and our wealth
did grow !!! Many became multi-millionaires !!!
15. Please go to the bank, MUST
wear a red top, bank in cash or
cheque to your Name or your
Company’s Name.
Kindly note that you will have to
wear a red top/red shawl, if not it
won’t work and that Li Chun is not
always on the 4th February. There
is also no necessity to wait for a
special timing.
THE YEAR 2020
4th February 2020 – wear red top or shawl
16. Predictions for the Goat Year
Which animal
signs will not
do well in the
coming Lunar
New Year 2020?
Predictions for the Rat Year
17. A) Those born in the year of the
“Horse” , “Rat”
B) Those whose bazi (a form of life reading
based on birth date, time and country of birth) has a
“Rat” or “Horse” in the hour pillar (your time of birth)
(11pm till 1am) & (11am to 1pm) also will not have
a good year.
THE YEAR 2020
18. Predictions for the Goat Year
What not to do
this year ?
Predictions for the Rat Year
19. 1) Do not attend weddings or funerals.
2) Do not attend friend’s birthday parties and baby
showers. Do not eat the cakes and red eggs (the 4
events).
NOTE I: As long as your bazi has a “Rat” or a “Horse” in it,
you need to be extremely careful. You must never attend
these if you really want a “peaceful” year.
NOTE II: However; if you ever need to attend then wear “red
underwear” and carry 6 nails when attending funeral. Do
not carry nails when attending wedding.
THE YEAR 2020
21. Investment Outlook 2020 –
1) Gold Prices would fluctuate even more (overall outlook).
2) Oil prices would fluctuate (overall outlook).
THE YEAR 2020
22. Disaster Outlook 2020 –
3) There could be earthquakes, tsunami, landslides, volcano
eruptions, typhoons, flooded airports, shipwrecks
happening around the eastern part of the world.
The “five yellow” star is in the east or anywhere that is the
“eastern” part of any country like eastern part of USA,
China, India and Japan or New Zealand, Australia may
encounter issues.
4) There could be a possibility of fraud of all kinds.
5) There can be new discovery for those in “Water” Industry.
THE YEAR 2020
23. Characteristics of People –
6) People will tend to be talkative and tell lies just to avoid the
situation. Do not trust people too much in this Rat year.
7) There would be strong competition among the water
industries like shipping, marine, cinemas, movies
entertainment companies, animation companies,
technology companies, space exploration companies,
ships, airplanes and submarine companies.
8) This year, the sicknesses to take note are – sensitive nose,
lungs, flu, sexual organs and any heart related issues.
THE YEAR 2020
24. Currency Outlook 2020 –
9) US dollar may drop in value.
10) There is a possibility of a “terrorist attacks” in airplanes,
ships, at the airports or ports.
11) The younger females will tend to fall sick while the
younger males may need to be careful when driving or
walking. Do not do any dangerous activities. Do not do
any deep sea diving this year unless it is your career.
12) There is a possibility of a war.
THE YEAR 2020
25. Market Outlook 2020 –
13) The Share prices in the stock market can collapse anytime.
This is a big crash.
14) There will be changes in regulations made in the water
Industries like digital / animation companies, shipping /
marine companies, cinemas / movies, entertainment
industries, Cloud computing, Big Data Companies,
logistics/warehousing, space/rocket companies, currency
trading, cyber security and artificial intelligence, travel
agencies and beverages.
15) There can be mergers or acquisitions in the “water”
Industries.
16) There may be the passing away of a famous person.
THE YEAR 2020
26. Stock Market –
17) The share prices of “Wood Stocks” in the Stock Market will
rise the most. Check this out to see true or nay.
18) An earthquake or a volanco erupting anywhere around the
world will indicate that the Ox Year, 2021 is here.
THE YEAR 2020
27. Predictions for the Goat year
Which
industries will
do well ?
Predictions for the Rat Year
28. SUMMARY :
FIRE INDUSTRY: Average
EARTH INDUSTRY: Good
METAL INDUSTRY: Average
WATER INDUSTRY: Average
WOOD INDUSTRY: Average
THE YEAR 2020
29. Fire Industry :
FIRE: Average
Properties of Fire: warm and gives off heat
Fire industries are those related to electrical products, stock
markets, restaurants, lighting shops, fast food chains, bakery
shops, security business and accounting firms.
Predictions for the Rat Year
30. Predictions for the Rat Year
Earth Industry :
EARTH: Good
Properties of Earth: hard and stillness
Earth Industries are those related to properties, human resource,
pet shops, chemicals, cosmetics, renovation companies, property
developers, agriculture, insurance, construction firms, cosmetic
surgery and Tibetan medicine.
31. Predictions for the Rat Year
Metal Industry :
METAL: Average
Properties of Metal: hard and piercing
Metal Industries are those related to banking, machineries and
equipment, law firms, fortune telling, fengshui consultancy, gold-
smith shops, robotics, steel, motor vehicles all types, trains,
rocket, space crafts and aerospace industries.
32. Predictions for the Rat Year
Water Industry :
WATER: Average
Properties of Water: wavy
Water Industries are those that deal with Internet, consultancy,
shipping, transportation, logistics, distribution, tourism, lottery,
cold beverages, hotels, shipbuilding, broadcasting, pubs/bars,
Big Data, Cloud computing information technology, marine
products, oil, money lending, telecommunications, airlines, casino
business, animation, digital computing, advertising, online shops,
gaming, space exploration, cyber security, artificial intelligence.
33. Predictions for the Rat Year
Wood Industry :
Wood: Average
Properties of Wood: hard and grows upwards
Wood Industries are those related to Government, printing,
seminars / events, universities, schools, textile firms, paper
and pulp, timber, furniture, fashion, clothes, politics, nurseries,
education, hair salons, photography, book stores and publishing.
34. Predictions for the Goat Year
Forecast
for the 12
animal
signs
Predictions for the Rat Year
35. 1) MONKEY – Average
This is an average year for you as you will need to be careful at
work. Simply work hard and do your best, that will do. Do not
expect to have any promotions as sometimes it can be your
destiny that promotions can only come once in 6 years.
Business Outlook – You will need to work very hard this year or
do more marketing promotions to entice more businesses.
For students – this year, studies will be smooth however do not
have strong expectations of your results. Just do your very best
and this is very good already.
THE YEAR 2020
36. Money and Work:
This year there is no Heaven’s luck therefore all money will have
to come from career or interest from the banks or even dividends
from shares.
This year you will need to be very careful with your investments
if not you may lose a big sum of money as the year is not in your
favour.
THE YEAR 2020
37. Health:
This year, your health is not so good so any small ailments better
quickly see a doctor and not self medicate.
It is best for you to exercise regularly and take note of your diet
so that you should take less meat, more vegetables and fruits.
Do continue with your foot and shoulder massages once a
month.
THE YEAR 2020
38. Love and Family:
Your Relationship with spouse is not good this year as the
spouse may find small faults with you. Hence it is best that “one
ear in and the other ear out” concept might work. Continue to
travel once a year with family members as this can bring about
fun and harmony.
If in a relationship – There may be some issues with the other
partner. Iron them out first before considering marriage.
If single – There is no opportunity to meet your Mr or Miss right.
Wait for a while.
THE YEAR 2020
39. 2) ROOSTER – Good
This year you can expect to enjoy a good year with much
blessings from the Universe. Career is smooth and there can be
a promotion.
Business Outlook – Business remains average and can be good
if more marketing can be done.
For students – This year whatever you wish for can come true.
However, you will still need to study hard. Try being friendly with
most people as students are generally nice and helpful people.
THE YEAR 2020
40. Money and Work:
There is Heaven’s luck for you and therefore you can go buy
lottery if you wish. However, when you win, do remember to buy
others lunch so that your own career can be good. In our
Chinese culture, buying people lunch or drinks means taking
away their luck. So in your heart, you must wish them all the best
then the luck come back to you.
This year, your investments can make money. Be prudent
though.
THE YEAR 2020
41. Health:
This year, your health is good. Continue with your exercise or
running or even massages as these can help in the blood
circulation.
Continue to take your multi vitamins too.
THE YEAR 2020
42. Love and Family:
This year, your relationship with spouse is good. Go for a holiday
to enjoy family harmony.
If in a relationship – The relationship may encounter some
conflicts eventually all is well and right timing to get married.
If single – This year, you may meet your partner at the most
unexpected places !!!
THE YEAR 2020
43. 3) DOG – Average
This is an average year for you because you may lose money in
fraud or in investments. Therefore, you are advised to be careful
in any investments that you wish.
Job is good and every other thing should be alright.
Business Outlook – Business is slow hence just manage the cost
and survive.
For students – This year you will need to study harder, then you
can pass the exams.
THE YEAR 2020
44. Money and Work:
To activate wealth, we place 6 bottles of 500ml water bottle in
the wealth area and that very night, you can strike lottery. You
may wish to try this as another Fengshui Queen SG tip.
This year, there is some lottery luck only so buy small and focus
on your work will be best as there is a likelihood that you may
make a small mistake this year. Just be careful.
Money from career is good and try to save every month.
THE YEAR 2020
45. Health:
Your health is not so good this year as you may encounter minor
cuts or falling sick. Quickly see a medical doctor and get well do
not self medicate as once you visit a doctor it is considered done
and thereafter, your health will be good.
Continue with your regular exercises as well as go for foot and
shoulder massages as these ensure that the blood flow in your
body is smooth. If not then do “gua sar” to shed bad blood and
toxins then we can have good new blood.
THE YEAR 2020
46. Love and Family:
This year, relationship with spouse is not good as there are
differences over money matters. Try solving this before going for
your yearly vacation with all family members.
If in a relationship – This year is a good time to tie the knot. Go
check out fengshui masters to get a good auspicious wedding
date !!!
If single – This year, if you find a partner you may have to lose
money then take note that he/she is not the one.
THE YEAR 2020
47. 4) PIG – Average
The year is an average year for you hence be careful of your
investments as this year, you might lose a small sum of money.
After Chinese New Year, the second lunar month then go do a
donation or write cheques to any charitable organisations to
ward it off.
Career is smooth and colleagues are helpful.
Business Outlook – Worldwide economy is weak, hence there
may be fewer sales than last year. Cut cost and watch your
expenses.
For students – This year, you may do well in your exams though
you spend less time in your studies. However, ensure that you
can remember all the subject matters before you can relax.
THE YEAR 2020
48. Money and Work:
This year, best is just to save money and not gamble as there is
again much water in the year. Hence do not wear black
otherwise there is too too much water then you will lose money.
This is because the water element is too heavy.
This year when things are not smooth go full vegetarian for 4
days to cleanse the body then the good luck comes.
If you have the means to buy a second property for rental
income, it is best to also put it in your name and not in trust. You
can never guarantee that your children when they turn 21 will
give you back the property.
Instead they may blackmail you. You will have no one to blame
but yourself because you went the other way rather than the
straight forward way which is to pay the stamp duties.
THE YEAR 2020
49. Health:
This year, your health is not so good. So when you have small
ailments quickly see the doctor and then all is well. Continue with
your exercise like running or simply do body or foot massages
for blood circulation.
You may need to have enough rest for your own body as every
one’s body is different.
Have you tried lymphatic massages as these are good for you.
THE YEAR 2020
50. Love and Family:
This year, pay attention to your spouse as he/she may get
“cranky” hence you will need to endure till 22 Dec 2020 then all
is well.
Your children are not easy to handle this year. Hence learn to
listen to their needs and help them rather than impose your
wants on them.
If in a relationship – It is great year to get married as the rat year
is a symbol of beginning.
If single – If you do meet any partner chances are that he/she is
a fake and out to cheat your money. Be careful.
THE YEAR 2020
51. 5) RAT – Average
This is your year and not a good one so you are advised to pray
to “Tai Sui” for a smooth year.
This year, you may change house, change job or change car. All
are good changes just that whatever you do, will not be smooth.
When events are not smooth kindly buy a 916 gold Kirin and
wear to ward the negative omen.
Business Outlook – Business will not be good hence you are
advised to cut cost and stay in business until the new year.
For students – You will need to study extra hard then can pass
exams.
THE YEAR 2020
52. Money and Work:
There is no Heaven’s luck this year, hence you are advised not
to gamble.
This year, you may lose a big sum of money so in order to ward
it off is to go buy property where a large sum will go away or the
second lunar month write cheques to do a generous donation.
Income from career is still good however spend carefully and try
to save.
THE YEAR 2020
53. Health:
Health is not good this year as there can be small sickness like
cough or a bad flu. Simply rest and go see a medical doctor.
This year, when walking on the road, driving or simply doing
work be careful or double check your work.
Continue with your regular exercise or go for “gua sha” or “tunia”
in order to rejuvenate.
THE YEAR 2020
54. Love and Family:
This year, relationship with spouse is not good and there may be
big disagreements which could lead to a divorce. If you do not
wish that to happen then just let it go.
If in a relationship – The couple may break up because of
differences.
If single – The people around are not sincere just be careful as
they may have hidden agenda when making friends with you.
THE YEAR 2020
55. 6) OX – Excellent
This is an excellent year for you as the stars are all in your
favour. There is a promotion in sight.
Business Outlook – Business is slow and try doing things to
make business better. Think out of the box. If all else fails then
go full vegetarian to bring in some luck or travel more to
generate more sales.
For students – Your luck is good this year hence which ever
questions that you predict can all come true. You are spot on.
THE YEAR 2020
56. Money and Work:
There is Heaven’s luck for you this year hence you can go play a
bit and remember to wear your favourable colour shirt/blouse so
that you can win. Remember the concept of 4pm you wear right
through to 7pm then can change to other colours.
Career money has always been good. Do remember to save and
buy property or invest in Gold or shares as long as your bazi
allows.
THE YEAR 2020
57. Health:
Your health is good this year however for long term longevity, it is
best to have a diet that is free from meat and never eat beef (Ox)
which means eating yourself. Then how can your luck ever be
good?
Do your regular exercise and go for massages or Chinese
acupuncture if you need treatment.
THE YEAR 2020
58. Love and Family:
This year, relationship with spouse is good therefore can plan for
more holidays together and the children too.
If in a relationship – This is a good year to get married.
If you are single – There is a chance for you to meet your lifetime
partner. Put flowers in a vase in your bedroom to activate
romance.
THE YEAR 2020
59. 7) TIGER – Average
This year, because of some unlucky stars in the year, your luck
is not so good.
Hence whatever you plan to do this year be it changing job or
buying house, just be extra careful or seek professional help.
Business Outlook – Business is expected to be slow, so watch
your expenses.
For students – This year, studying is a breeze, quite easy and
can pass.
THE YEAR 2020
60. Money and Work:
There is no Heaven’s luck this year hence do not gamble. It is
best to simply save money or pay attention to health in the long
term like starting to take organic food etc.
Income from career is good. Expect little or less bonus this year.
You are advised to exchange Chye Sen Yeh red packet with your
spouse this first day of the lunar new year to get extra luck.
THE YEAR 2020
61. Health:
This year, you will need to pay attention to your health so any
slight sickness quickly go see a medical doctor then the whole
year will be very smooth.
You are advised to do your exercises, yoga or even massages.
THE YEAR 2020
62. Love and Family:
This year, relationship with family members is not so good. Try to
talk less would be best.
If in a relationship – There would be disagreements in the
relationship, just give way if it is not too much.
If single – There is just another year. No romance. Simply enjoy
the year with planned holidays.
THE YEAR 2020
63. 8) RABBIT – Good
This is a great year for you therefore enjoy the year with news of
promotion and happy events. Working hard at work can see
results.
Business Outlook – Business is still good therefore enjoy the
year.
For students – This year you will find that you can study easily
and can remember things.
THE YEAR 2020
64. Money and Work:
There is Heaven’s luck for you and you may strike lottery if you
do buy. If not then some form of wealth can come to you, just
wait.
If you are gambling, then remember to wear your favourable
shirt/blouse colour and when you make money deposit it in your
favourable bank colour.
Income from career remains good and remember to save.
THE YEAR 2020
65. Health:
This year, you may encounter some small illness then quickly go
see a medical doctor to ward it off.
Continue with yoga, massages or simply do simple exercises at
home before going out will be good.
For long term good health and longevity you may wish to
consider taking less meat and more vegetables and fruits and
take more brown rice than the white for less sugar.
THE YEAR 2020
66. Love and Family:
This is the year where relationship with spouse is an issue as
you may find him/her getting “cranky”. Just ignore, talk less and
wait till the year pass as it gets better.
If in a relationship – This year, you may find that there is a lot
more work to be done in a relationship to ensure that it gets
smoother.
If single – This year if you are seeking for a partner, most of the
ones that appear are not good. Some may turn out to be a fraud
to cheat you of your money. Be careful.
THE YEAR 2020
67. 9) DRAGON – Average
This is an average year for you because of the presence of
some stars. Therefore before doing any investments, read the
lines carefully before signing. The safest investments are with
the banks.
The second lunar month will be best for you to write cheques to
do a donation as this can ward off any money losses that can
happen in this year.
Business Outlook – Business will be slow, just reduce cost is the
best and wait for the new lunar new year.
For students – This year, you will find that you need to put in
some effort to study.
THE YEAR 2020
68. Money and Work:
This is no Heaven’s luck and only income from career. Hence
this is a year to watch your expenses, see if there is any where
that can be cut so as to save more. It will be good to start your
retirement plan now while you are still young so that you can
have a head start over others.
This year, if you wish to be lucky all the time, is to give
generously with your money. “What goes away, comes back”.
The Universe up there is a fair one. When you give money
generously , money can come to you, generously.
THE YEAR 2020
69. Health:
This year, if you feel some small sickness like flu, quickly visit a
medical doctor, take medication and rest. Our body needs rest.
Some need longer hours while some shorter because of their
lifestyle. Do not let others influence you until you get yourself
sick.
Continue with your exercises, yoga and body massages maybe
once a month will be the best. You will notice that those who pay
attention to their health live the longest.
THE YEAR 2020
70. Love and Family:
This year relationship with spouse is not good as it can involve
money. It is silly to disagree over money which can be earned.
Just give if the amount is not a big one.
If in a relationship – This is a good year to get married and why
not ? Buy a nice proposal ring and get any masters to pick your
auspicious wedding date !!!
If single – Do not be happy if you meet a nice partner because
this partner may be out to cheat you of your money.
THE YEAR 2020
71. 10) SNAKE – Good
This is a good year for you and you are in luck ! There is a
possibility of a promotion at work or you may change job to a
higher position. However, be careful as the economy out there is
weak. Consider carefully before leaving.
Business Outlook – Business is slow so spend less or reduce
your salary to keep the business in tact.
For students – You always have good memory and therefore
studying is always a breeze. Little effort and can pass. Enjoy the
year !
THE YEAR 2020
72. Money and Work:
There is Heaven’s luck and therefore you can go buy lottery
ticket every month and hope to win big. To help you to win big is
to keep two mandarin oranges with their wrappers in the freezer
of your fridge for the whole year. And if you strike Toto first prize,
do not change your oranges but simply add in two more.
Income from career remains good. Try having a joint account
with your spouse like 20% goes into investment or savings etc.
THE YEAR 2020
73. Health:
This year, your health is not so good. Keep warm, wear more
clothes or jacket and any small ailments quickly go see a
medical doctor to ward it off.
For longevity, try taking less meat and more vegetables and
fruits or take organic food.
Do continue with your excises, yoga and massages.
THE YEAR 2020
74. Love and Family:
This year, try to surprise your spouse with something like paying
for all the family vacation trip or something. Little nice surprises
will be able to keep the relationship healthy.
If in a relationship – There is some disagreement sometimes
couple have different points of view. One person lead in the
relationship while the other say yes then all is good.
If you are single – It will be difficult to meet the right one this
year. Sometimes it is best to stay single.
THE YEAR 2020
75. 11) HORSE – Average
This year, your sign clash with the rat year hence you are
advised to go pray to Tai Sui if not take less meat would be very
good for you. Let your instinctive nature guide you as you are an
intelligent person.
This year, you may change job, change house or change car, all
are good changes except that things may not be smooth so if
that is the case then go buy a 916 gold kirin to wear the whole
year to keep you protected from harm.
Business Outlook – Business is slow. Just be careful of frauds.
For students – You may find that this year everything is not
smooth hence you have to study extra hard.
THE YEAR 2020
76. Money and Work:
There is no Heaven’s luck this year, therefore do not gamble nor
do any big investments. It is best that the second lunar month,
write cheques to any charitable organisations to ward off some
money.
If not the losses may be great as you are suppose to lose a sum
of money.
Do not do any big investments unless it is buying property.
THE YEAR 2020
77. Health:
This year, your health is not so good only small sickness like flu
and cough when that happens before the lunar new year, quickly
see a medical doctor to ward it off then all is well.
Continue to do your exercises, yoga or massages.
THE YEAR 2020
78. Love and Family:
This year, relationship with spouse may have an issue.
If in a relationship – This year, relationship may have an issue
with money. Consider this carefully before you decide if he/she
is the rightful one.
If single – This year, you may meet your rightful partner. When
the timing is right, can consider marriage.
THE YEAR 2020
79. THE YEAR 2020
12) GOAT – Good
This is a good year for you as the stars are in your favour. You
can expect a promotion or change job with a higher pay.
Business Outlook – Revenue is still good for you. However do
watch your expenses.
For students – This year is quite an easy year for you however
you will still need to study hard in order to get good grades.
80. Money & Work:
This year, there is Heaven’s luck and therefore you may wish to
buy some lottery if you wish.
When the stock market around the world falls in value, you may
wish to take some funds to go buy some good stocks in order to
make some extra money. However do not be too greedy. In
fengshui, we also buy shares based on the elements which we
are favourable with. Hence some shares we will avoid because
we know that this will always make us lose money no matter
what.
THE YEAR 2020
81. Health:
Your health is good this year however do continue to do your
regular exercises and take your multi vitamins.
Going for yoga helps in blood circulation and hence it is a form of
good exercise if you like yoga. If not, then go for your regular
foot and shoulder massages.
THE YEAR 2020
82. Love and Family:
This year, relationship with spouse is good hence everyone is
happy and in harmony.
If in a relationship – In the relationship try solving both of your
differences and if all is well then try to get married this year or
the next.
If single – This year, you may meet your rightful partner and
he/she is the one.
THE YEAR 2020
83. Predictions for the Goat Year
How to have
better
wealth ?
Fengshui
2020
Predictions for the Rat Year
84. How to have better wealth ?
1) The romance star (4) is in the South West
2) The water star (1) is in the North East
3) The robbing star (7) is in the Centre
4) The sickness star (2) is in the South
5) The legal star (3) is in the North
6) The wealth star (8) is in the North West
7) The helpful star (6) is in the South East
8) The 5 yellow star (5) is in the East
9) The fire star (9) is in the West
85. Fengshui Tips for 2020:
When you wish to renovate your house this year, do not
renovate at the East and South sectors of the house.
To activate wealth is to place a “pot of gold” (gold ingot shaped
bowl with lots of coins) in the North Western part of the house.
When you feel that your luck is not smooth, go full vegetarian for
6 days.
87. 2005 – Carry 88 grains of un-cooked rice in a red packet
and a gold pendant for good luck and protection.
2006 – Carry a “gold pendant abacus” in your wallet for
more money to count in the year.
2007 – Carry S$500/- cash in the zip pouch of your bag so
that with more money, you will be able to “attract” more
money to come to you.
2008 – Carry a small bagua, size of 20 cent coin in the
wallet for wealth, protection and power.
FengshuiQueen SG Tip
88. 2009 – Throw lots of coins on the writing desk in your study
room or anywhere in the living room for additional Good
Luck and for your wealth to grow in 2009 !!!
2010 – Go and buy a real gold (916 gold) “ru yi” pendant
for your smooth career and place it in your wallet !!!
2011 – Place 8 big mandarin oranges individually wrapped
in the freezer and watch for Good results, 3 months later !!!
2012 – Carry a Jade laughing Buddha in your wallet !!!
2013 – Buy a big 3 legged toad (bronze) and place it in
your wealth area of your house.
89. 2014 – Buy a laughing Buddha and place him on the floor behind
the house main door for added Good Luck !!!
2015 – Buy a bronze “Chye Sen Yeh” for Good Fortune all year
round !!!
2016 – Buy a 916 gold “Chye Sen Yeh” for Good Luck all year
round !!!
2017 – Carry 888 un-cooked rice in a red packet for Good Luck
!!!
2018 – Carry a Golden Bell for Good Fortune and Protection !!!
2019 – Wear 2 pink, rose quartz crystals on your left wrists for a
smooth year and Good Fortune !!!
90. Buy a crown
porcelain frog and
place him in the
wealth area !!!
Fengshui Queen
Singapore®
lynnyap8888.blogspot.com
91. Predictions for the Goat Year
Conclusion:
Fengshui
Tips for 2020
Predictions for the Rat Year
92. 1) Investment Tip: Keep cash in your favorable colour bank to
prepare for investments or for retirement.
2) Create Merits: Whatever little that you have, try to give.
3) Follow Blog, “The Fengshui Savvy Investor” to find out more
about updates or join in Facebook, FengshuiQueen Singapore,
Lynn Yap, Twitter, Instagram, LinkedIn, Snapchat, Slideshare,
Vimeo and Youtube -
http://www.lynnyap8888.blogspot.com
4) Go to slideshare.net to view the slides –
5) Join us in WeChat Group “Free Fengshui Chat” where Master
Lynn Yap goes “live” every Friday night at 8pm.
93. HERE’S WISHING ALL
A VERY HAPPY,
PROSPEROUS,
WEALTHY, HEALTHY,
FABULOUS and
AWESOME 2020 !!!!!!!!
Predictions for the Rat Year