The Employees State Insurance Act 1948 provides essential economic and medical security for workers in specific factories and establishments. The scheme includes benefits such as full medical care, cash compensation for sickness at 70% of wages for up to 91 days, and maternity benefits during confinement for 12 weeks at 100% of average daily wages. It is managed by the Employees State Insurance Corporation (ESIC), ensuring assistance for employees unable to perform due to health-related issues.

1. Learning outcome 4
Task 3
THE EMPLOYEES STATE INSURANCE ACT
1948

2. INTRODUCTION
• Employees state insurance Corporation (ESIC) is a government
organization that manager the employees state insurance (ESI) scheme.The
scheme basically provides medical and their families.The assistance is
provided when an employee is unable to perform his duties due to sickness,
employment injury, or maternity.

3. Employees state insurance Act 1948
• The Employees State Insurance Act, 1948 is beneficial and social legislation.
• Its main aim is to provide economic security to people who work in certain
factories and establishments.
• It provides for payment of benefits to workers in cases of sickness,
maternity, injury, etc.

4. Benefits of (ESI) Act 1948
• Medical Benefit
Full medical care is provided to an
insured person and his family
members from the very first day he
enters into an insurable employment
with his employer without an upper
limit on expenses.

5. Sickness Benefit
• Sickness Benefit is given in the
form of cash compensation to the
insured worker at the rate of 70 per
cent of wages payable during the
period of certified sickness for a
maximum of 91 days in a year.

6. Maternity Benefit
• Maternity Benefit for
confinement or pregnancy is
payable for a period of 12
weeks (84 days) at the rate
100% of average daily wages.

7. Namneet kaur
Roll no. 1967
Markating
excutive
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