Poverty is defined as not having enough resources to meet basic needs like food, shelter, and clothing. The World Bank describes poverty as hunger, lack of shelter, inability to access healthcare or education. Poverty has many causes including lack of jobs or livelihoods, inequality, poor education, climate change, and lack of infrastructure like roads or utilities. Effects of poverty include increased risk of disease, crime, lack of education, and unemployment. Poverty alleviation must start with individual and community action.