The document outlines three major cyber threat scenarios that are predicted to arise in the post-pandemic period over the next two years. The threats are: 1) phishing scams offering credits and discounts to take advantage of economic recovery, 2) e-commerce fraud through fake promotions and targeting of increased online shopping, and 3) more targeted spear phishing attacks and data leaks exploiting the rise in remote work from home devices and networks. The document also discusses broader changes to business and work culture expected in the "new normal" after the pandemic.