\n\nCitibank is running a referral program where existing mortgage customers can refer friends and family for mortgage loans. The referrer will receive rewards based on the size of the loan received by their referral. Rewards range from cash prizes to electronics such as an iPhone, iPad, Blackberry Curve or Apple Macbook. To participate, referrers fill out a referral form with contact information and the potential borrower must receive a loan over certain thresholds for the referrer to receive different prizes. The offer is only valid until December 31, 2010.

1. Die Cut
Plan your
DREAM REWARD...

2. ...As your friend plans his
DREAM HOME!
Refer your friend for a
Citibank Mortgage Loan and win
FABULOUS REWARADS!

3. Plan for an Apple I-Phone
The plan
1.5 cr - 2 cr
Share the benefits of Citibank Mortgage Loan
with your friends, close associates or relatives.
Refer them for Citibank Mortgage Loan.
If they take a loan worth Rs. 1.5 to 2 cr
you get to win an i-Phone.
Get referral worth
Rewards Table
Disbursed Loan Amount (`) Cash Rewards(`)*
N
50,00,001 - 1,00,00,000 Rs. 15000 or Blackberry curve
W 1,00,00,001 - 1,50,00,000 Rs. 25000 or Louis Vuitton bag
1,50,00,000 - 2,00,00,000 Rs. 35000 or iPhone
2,00,00,000 - 2,50,00,000 Rs. 45000 or iPad
2,50,00,000 - 3,00,00,000 Rs. 55000 or Cartier watch
Above 3,00,00,000 Rs. 65000 or Apple MacBook

4. Plan for an Apple I-Phone
Dear Customer,
Cards inside
Greetings from Citibank.
pouches
We hope you have been enjoying the exclusive benefits of your Citibank Mortgage Loan. You can now
share this joy with your friends, close associates or relatives and get rewarded for it!
If your friends or relatives are planning to get their own home or wish to take a loan against their
home, refer them to Citibank Mortgage Loans and as a token of our appreciation you will get exciting
gifts and cash rewards.^
STEP 1: Fill up the enclosed referral form with details of your friends/relatives who are interested
in availing a home loan or loan against property from Citibank and mail it back to us. You can also
visit www.citibank.com/india and fill up the online referral form.
The plan
1.5 cr - 2 cr
STEP 2: If any of your referred friends/relatives apply for a Citibank Mortgage Loan and clear our
basic credit criteria then you will get to enjoy a complimentary 1 year subscription of the exclusive Share the benefits of Citibank Mortgage Loan
BBC GoodHomes Magazine.^ with your friends, close associates or relatives.
STEP 3: You will also win a CASH REWARD, as per enclosed table, for every referred loan that Refer them for Citibank Mortgage Loan.
gets disbursed before December 31, 2010^.
If they take a loan worth Rs. 1.5 to 2 cr
This festive season offer is valid only till December 31, 2010^. you get to win an i-Phone.
Get referral worth
Warm regards,
Rewards Table
Disbursed Loan Amount (`) Cash Rewards(`)*
N
50,00,001 - 1,00,00,000 Rs. 15000 or Blackberry curve
Saru Kaushal
Business Head, Mortgages, W 1,00,00,001 - 1,50,00,000 Rs. 25000 or Louis Vuitton bag
Citibank, N.A. India 1,50,00,000 - 2,00,00,000 Rs. 35000 or iPhone
2,00,00,000 - 2,50,00,000 Rs. 45000 or iPad
2,50,00,000 - 3,00,00,000 Rs. 55000 or Cartier watch
Above 3,00,00,000 Rs. 65000 or Apple MacBook

5. Plan for an Apple I-Phone
The plan
1.5 cr - 2 cr
Share the benefits of Citibank Mortgage Loan
with your friends, close associates or relatives.
Refer them for Citibank Mortgage Loan.
If they take a loan worth Rs. 1.5 to 2 cr
you get to win an i-Phone.
Get referral worth
N
W
I-phone plan printed on transparent sheet

6. Plan for a Cartier Watch
Get referral worth
N
W
2.5 cr - 3 cr
The plan
Share the benefits of Citibank Mortgage Loan
with your friends, close associates or relatives.
Refer them for Citibank Mortgage Loan.
If they take a loan worth Rs. 2.5 to 3 cr
you get to win a Cartier Watch.
Watch plan printed on transparent sheet

7. Plan for a Black Berry Curve
N
W
50 L - 1 cr
Get referral worth
The plan
Share the benefits of Citibank Mortgage Loan
with your friends, close associates or relatives.
Refer them for Citibank Mortgage Loan.
If they take a loan worth Rs. 50lac to 1 cr
you get to win a Blackberry Curve.
Blackberry plan printed on transparent sheet

8. Plan for an Apple Macbook
N
W
Get referral worth 3.5 cr or more
Share the benefits of Citibank Mortgage Loan with your friends, close associates or relatives.
The plan Refer them for Citibank Mortgage Loan.
If they take a loan worth Rs. 3.5 cr or more you get to win a Cartier Watch.
Apple Macbook plan printed on transparent sheet

9. Enjoy a 1 year subscription of the BBC GoodHomes Magazine if
any of your referred friends/relatives apply for a Citibank
Mortgage Loan and clear the basic credit criteria before July
31, 2010^.
Your referred friends/relatives also get a waiver of
Additional gift! 0.15% on the application fees

10. Citibank, N.A.
Anna Salai P.O.
Chennai-600 002.
Attn : Citibank Mortgages Member-Get-Member program.
BRE