This document summarizes a savings-oriented life insurance plan that offers: - Coverage from ages 12-75 years old and premium payments over 5-55 year terms. - Death benefits that pay out the sum assured plus bonuses if the policyholder passes away during the term. An accidental death benefit is also available. - Maturity benefits that pay out the sum assured plus bonuses if the policyholder survives to the end of the term. - Loan options and critical illness riders can be added for extra benefits. An example policy for a 35 year old purchasing a 25 year term with 25 years of premium payments of Rs. 4047 annually is provided to illustrate potential payouts. Non-guarante