Photoshop

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The document discusses using various Photoshop tools to edit a digital image, including using the Dodging Tool to brighten lava, the Cloning Tool to enlarge an explosion, the Brush Tool to blend the center of an explosion, and the Blur Tool to blend lava.

Art & Photos

Dodging Tool to make the lava brighter
Cloning Tool to make the explosion larger
Brush Tool to make the center of explosion blended
Blur Tool to blend lava

The truth is that life settlements are simply another powerful tool in an advisor’s toolbox. They can be used skillfully to put a client’s money in motion, helping create important liquidity events for them. Research from the London Business School indicates that life settlements provide an average of four times as much money as the cash surrender value offered by insurers.1 In cases where a client risks defaulting on his or her life insurance premiums, life settlements can be a way to find benefit in a policy that has become burdensome.

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1. Dodging Tool to make the lava brighter Cloning Tool to make the explosion larger Brush Tool to make the center of explosion blended Blur Tool to blend lava

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