Persuasion.speech
•Download as PPTX, PDF•
0 likes•174 views
State universities may not be worthwhile investments according to the document. It estimates the total cost of a state university degree over six years of tuition and ten years of loan interest payments could exceed $248,000, while lost income from not working during those six years would be over $212,000, totaling over $461,000. This large financial burden may not be justified, as there are no guarantees students can find well-paying jobs after graduating to pay back their loans.
Report
Share
Report
Share
Recommended
Thirst Series W3 PPT
The document discusses various types of debt and provides tips for managing them responsibly. It addresses savings, budgets, credit reports and credit scores. Key points include maintaining an emergency fund of $500-1000 or 3-6 months of expenses. It recommends paying all bills on time to achieve a good credit score above 700. Credit card debt can compound quickly due to high interest rates, so the document advises paying more than the minimum and focusing on the highest interest rate cards first when getting out of debt. Student loans require understanding repayment options like consolidation to avoid excess interest costs over 30 years.
seo service
This document contains 41 multiple choice questions regarding time value of money concepts. The questions cover a range of topics including calculating future and present values, interest rates, annuities, bonds, loans, and other financial calculations. The correct answers to each question are also provided.
We Love PCA Club 2017
The We Love PCA Club (WLPC) allows families to receive tuition discounts in exchange for investments in the school. Families can receive a 5% tuition waiver for 5 years for every $10,000 invested, with a maximum discount of 75% of tuition. The discounts are applied annually and tax-free. Investments are returned to families after 5 years. The program has helped raise over $1 million for school renovations since 2009.
T. Rowe Price's 11th Annual Parents, Kids & Money Survey
T. Rowe Price’s 2019 Parents, Kids & Money Survey found that stress among parents who are caring for both their kids and aging family members, commonly known as the sandwich generation, is negatively impacting their money habits and their kids’ money habits.
Womens Financial Empowerment
The document provides advice on financial empowerment and things women should know about managing their money. It discusses that women on average leave the workforce for longer periods than men, are paid less, and have less savings and retirement funds. It then offers tips in 3 sentences or less on saving money, investing for retirement, maintaining good credit, managing debt, choosing insurance and financial advisors, and creating a financial plan.
First Investors- Cleavers ppt
The document summarizes a case presentation for a mock client called the Cleavers. It outlines their financial goals, including home remodeling, a new car, student loan repayment, retirement savings, and paying for their children's college. It identifies their top three priority goals as life insurance, retirement, and paying for college. Recommendations are provided for each goal area, such as obtaining additional term life insurance and changing Ward's 403(b) retirement account to a mutual fund. The presentation aims to help the Cleavers meet their goals through strategic planning with First Investors.
Linkedin francic chimenti planning for retirement -
This document provides an overview of retirement planning for a hypothetical couple, Frank and Joanne Wilson. It discusses estimating retirement expenses, sources of retirement income, developing a retirement vision, and strategies to pursue their goals. Key points include estimating the Wilsons' annual living expenses in retirement will be $175,000 but their current annual income is only $50,000, leaving a $125,000 shortfall. The document outlines a potential strategy to address this, including reviewing investments, Social Security claiming strategies, generating income streams, protecting principal, and ensuring insurance needs are met.
What I Wish I Knew about Personal Finance in College
The document discusses the power of compound interest and how starting to invest and save early can significantly grow one's wealth over time. It also covers important personal finance concepts like using 401k matching, paying off high-interest debt, and maximizing tax-advantaged retirement accounts. The main recommendation is focusing on controllable factors like spending, saving, and investing in further education and skills.
Recommended
Thirst Series W3 PPT
The document discusses various types of debt and provides tips for managing them responsibly. It addresses savings, budgets, credit reports and credit scores. Key points include maintaining an emergency fund of $500-1000 or 3-6 months of expenses. It recommends paying all bills on time to achieve a good credit score above 700. Credit card debt can compound quickly due to high interest rates, so the document advises paying more than the minimum and focusing on the highest interest rate cards first when getting out of debt. Student loans require understanding repayment options like consolidation to avoid excess interest costs over 30 years.
seo service
This document contains 41 multiple choice questions regarding time value of money concepts. The questions cover a range of topics including calculating future and present values, interest rates, annuities, bonds, loans, and other financial calculations. The correct answers to each question are also provided.
We Love PCA Club 2017
The We Love PCA Club (WLPC) allows families to receive tuition discounts in exchange for investments in the school. Families can receive a 5% tuition waiver for 5 years for every $10,000 invested, with a maximum discount of 75% of tuition. The discounts are applied annually and tax-free. Investments are returned to families after 5 years. The program has helped raise over $1 million for school renovations since 2009.
T. Rowe Price's 11th Annual Parents, Kids & Money Survey
T. Rowe Price’s 2019 Parents, Kids & Money Survey found that stress among parents who are caring for both their kids and aging family members, commonly known as the sandwich generation, is negatively impacting their money habits and their kids’ money habits.
Womens Financial Empowerment
The document provides advice on financial empowerment and things women should know about managing their money. It discusses that women on average leave the workforce for longer periods than men, are paid less, and have less savings and retirement funds. It then offers tips in 3 sentences or less on saving money, investing for retirement, maintaining good credit, managing debt, choosing insurance and financial advisors, and creating a financial plan.
First Investors- Cleavers ppt
The document summarizes a case presentation for a mock client called the Cleavers. It outlines their financial goals, including home remodeling, a new car, student loan repayment, retirement savings, and paying for their children's college. It identifies their top three priority goals as life insurance, retirement, and paying for college. Recommendations are provided for each goal area, such as obtaining additional term life insurance and changing Ward's 403(b) retirement account to a mutual fund. The presentation aims to help the Cleavers meet their goals through strategic planning with First Investors.
Linkedin francic chimenti planning for retirement -
This document provides an overview of retirement planning for a hypothetical couple, Frank and Joanne Wilson. It discusses estimating retirement expenses, sources of retirement income, developing a retirement vision, and strategies to pursue their goals. Key points include estimating the Wilsons' annual living expenses in retirement will be $175,000 but their current annual income is only $50,000, leaving a $125,000 shortfall. The document outlines a potential strategy to address this, including reviewing investments, Social Security claiming strategies, generating income streams, protecting principal, and ensuring insurance needs are met.
What I Wish I Knew about Personal Finance in College
The document discusses the power of compound interest and how starting to invest and save early can significantly grow one's wealth over time. It also covers important personal finance concepts like using 401k matching, paying off high-interest debt, and maximizing tax-advantaged retirement accounts. The main recommendation is focusing on controllable factors like spending, saving, and investing in further education and skills.
T. Rowe Price: Understanding Investor Attitudes Toward Retirement
A new T. Rowe Price study revealed that nearly half (47%) of baby boomers and Gen Xers believe their ideal retirement is very attainable and another 45% believe it is somewhat attainable. The study included a national sample of 2,000 individuals age 36 or older who are either retired or who have taken initial steps to prepare for retirement.
2014 Parents, Kids & Money Survey Supplemental Data
Our sixth annual Parents, Kids & Money Survey revealed that boys and girls are not equally prepared when it comes to learning about money matters at home. We also found a correlation between talking to kids of either gender about financial concepts and kids developing positive financial behaviors.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
Grat Seminar
The document discusses the Grantor Retained Annuity Trust (GRAT) as an estate planning tool that can be used to minimize estate taxes. Some key points:
- A GRAT allows clients to leverage their lifetime gift tax exemption by gifting appreciated assets to beneficiaries while retaining an annuity, exempting any growth above the IRS rate from estate taxes.
- GRATs are simple to set up and administer, safe as they follow IRS rules, and flexible in how beneficiaries receive inheritances and what types of assets can be used.
- Traditional and "zeroed-out" GRATs are described, with the latter exempting all growth from taxes if returns exceed the IRS rate.
T. Rowe Price's 12th Annual Parents, Kids & Money Survey
This document provides results from the 12th Annual Parents, Kids & Money Survey. It includes sections on conversations parents have with their kids about money, allowances and accounts for kids, financial knowledge and learning, household finances, and demographics. Some key findings include:
- 34% of parents discuss financial topics with their kids a few times a month or less, while 32% discuss a few times a week.
- 76% of parents think talking to kids about saving money and spending wisely is extremely/very important.
- 53% of kids are allowed to decide what to spend their own money on.
- 41% of kids have a savings account.
- 37% of parents wish they received more
School presentation - Money 101
Presentation about that basics of personal finances prepared for year 11 high school students at Hale School in Perth, Western Australia
Compound Interest Mind Bend - It's a Money Thing
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
CCSP the-perfect-storm-college-LinkedIn upload
The document discusses the rising costs of both college and retirement and how the burden of paying for both is creating financial challenges for many families. It provides strategies for families to better plan and pay for both college and retirement by focusing on reducing taxes, leveraging home equity, and hedging retirement funds against market and tax risks to help free up money that can be used for college costs. The case study examines one family's original college funding plan and provides an analysis of projected costs and cash flows to identify ways to improve their financial position.
Taxation of Charitable Gift Annuities
These slides are taken from the graduate financial planning course "Introduction to Charitable Planning" at Texas Tech University. Details at www.EncourageGenerosity.com
529 final working
College costs are rising significantly over time, with tuition, fees, room and board for 4 years of public college estimated to increase from $65,570 in 2009 to $369,646 in 2027. Undergraduates also take on increasing debt to pay for college, with the average college senior owing $19,237 at graduation. The document discusses the benefits of a 529 plan for college savings, including tax advantages at both the state and federal level as well as potential lower estate tax liability.
Wealthcare Case Study
This is a case study about differences between traditional financial advice and the patented Wealthcare process
Ch5
The document discusses the time value of money, which states that a dollar today is worth more than a dollar in the future. It covers concepts like future value, which is the amount an investment is worth after periods of compound interest, and present value, which is the current worth of future cash flows discounted at a given rate. Several examples are provided to illustrate calculating future and present values using compound interest formulas. Applications of time value of money principles in areas like finance, home buying, and retirement planning are also mentioned.
Assignment 2
This document contains the questions for Math2701 Assignment 2. It includes 5 questions about calculating present values and payments for various types of annuities with different terms and conditions. Students are asked to solve for values like the payment amount on a revised quarterly annuity, the present value of specific annuities, and the interest rate given equal present values for two perpetuities. The assignment is due on November 19th at the math office by 3:30 pm.
Parent Meeting Presentation 2-7-13
This document summarizes a parent meeting about the school's budget and tuition rates. It states that the school's current tuition rates are below the diocesan goals and outlines a 5-year plan to increase rates. Expenses are projected to increase while diocesan support is decreasing. To close the budget gap, the school needs to raise more funds through fundraising and increasing enrollment. Tuition rates for the upcoming year are projected to increase to stay on track with the diocesan goals.
Want 2 VA loans at same time? Guaranty calculation Examples VA rtgage
Want 2 VA loans at same time? Guaranty calculation Examples VA rtgageDean Wegner of Guardian Mortgage, Arizona 602-432-6388
The document provides examples of how the VA guaranty is calculated for home loans based on a veteran's available entitlement, the loan amount, and county loan limits. It shows that the VA guaranty is typically 25% of the loan, but may be less depending on entitlement used and loan size relative to county limits. It also shows when a down payment may be required to meet investor requirements if the VA guaranty would be less than 25%.Shopping and valentine day
- 62% of Canadians plan to give gifts for Valentine's Day, including 38% of those not in a romantic relationship
- On average, Canadians plan to spend $92.59 on Valentine's gifts
- Ontarians are the biggest spenders, averaging $116 per person, while residents of Saskatchewan and Manitoba will spend the least ($60-65)
Compound Interest Worksheet
The document provides a compound interest practice worksheet with 13 questions. It defines the compound interest formula and asks the reader to use the formula to calculate final amounts, interest earned, or future values for various investments with differing principal amounts, interest rates, compounding periods, and time periods. The questions cover a range of common compound interest word problems including savings accounts, investments, home values, and more.
Jr Special 2008
The Junior Special Life Policy provides life insurance coverage for children from infancy through young adulthood. The policy covers children from the diaper years through teenage years, college years, and possibly 4-5 years into their careers. Coverage is guaranteed until age 26 with no additional premiums. If the child becomes uninsurable before age 26, they have the option to purchase additional permanent life insurance at attained age rates. The policy also includes a guaranteed insurability rider allowing the purchase of additional permanent life insurance between ages 25-40 regardless of health history. Premiums range from $20.40-$47.18 per month or $240-$555 as a one-time payment.
M3 REO PowerPoint
This PPT explains the opportunity of how easily one can invest in Foreclosure through the system we have created.
24 hours in a&e
24 hours in A&E is a documentary series that films patients and staff at a hospital emergency department without interference over a 24 hour period. It uses a multi-stranded narrative structure to follow different storylines that are resolved by the end of each episode. Camera work includes close-ups during interviews, high angle shots of the hospital, and over-the-shoulder shots of doctors helping patients. Dim lighting, medical uniforms, ambulance sirens and beeping sounds are used to set the scene. Editing techniques like montages, zooming, and narrow depth of field focus on key moments and convey the urgency of emergency care.
Action research plan 2
The document outlines the activities and goals for a professional learning community (PLC) during its initial meetings. The PLC will:
1) Establish group norms and roles, complete surveys on needed improvements, and reflect on survey findings from the previous year.
2) Participate in a book study and analyze data from common assessments to plan interventions for at-risk students.
3) Discuss and decide on an equitable process for members to take turns in meeting responsibilities like facilitation.
The Pearl Girls Jewelry is Now Available at Ella's
The Pearl Girls' jewelry line is now available at Ella's in Richmond Hill, Georgia. The Pearl Girls creates pearl jewelry that celebrates memories and complements individual styles. India Rows, the founder, personally selects pearls and designs classic and contemporary pieces. Ella's is carrying The Pearl Girls' starter collection, which includes their best-selling pieces. The Pearl Girls wants every woman to feel beautiful in pearls.
Question 1 of Evaluation
This document discusses conventions of thriller/horror films that are used or challenged in the media product. It focuses on themes of identity, titles reflecting the antagonist's psychological state, extraordinary things happening in ordinary situations, and use of close-ups and head shots. Specifically, the villain is psychologically challenged rather than strong/violent. The protagonist's identity is unknown at first, challenging expectations. Titles are in a dainty font reflecting the antagonist's obsession. Close-ups are used to show the protagonist's distress and changing appearance under the antagonist's control. Voyeurism is also used differently by having the protagonist aware of being viewed.
More Related Content
What's hot
T. Rowe Price: Understanding Investor Attitudes Toward Retirement
A new T. Rowe Price study revealed that nearly half (47%) of baby boomers and Gen Xers believe their ideal retirement is very attainable and another 45% believe it is somewhat attainable. The study included a national sample of 2,000 individuals age 36 or older who are either retired or who have taken initial steps to prepare for retirement.
2014 Parents, Kids & Money Survey Supplemental Data
Our sixth annual Parents, Kids & Money Survey revealed that boys and girls are not equally prepared when it comes to learning about money matters at home. We also found a correlation between talking to kids of either gender about financial concepts and kids developing positive financial behaviors.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
Grat Seminar
The document discusses the Grantor Retained Annuity Trust (GRAT) as an estate planning tool that can be used to minimize estate taxes. Some key points:
- A GRAT allows clients to leverage their lifetime gift tax exemption by gifting appreciated assets to beneficiaries while retaining an annuity, exempting any growth above the IRS rate from estate taxes.
- GRATs are simple to set up and administer, safe as they follow IRS rules, and flexible in how beneficiaries receive inheritances and what types of assets can be used.
- Traditional and "zeroed-out" GRATs are described, with the latter exempting all growth from taxes if returns exceed the IRS rate.
T. Rowe Price's 12th Annual Parents, Kids & Money Survey
This document provides results from the 12th Annual Parents, Kids & Money Survey. It includes sections on conversations parents have with their kids about money, allowances and accounts for kids, financial knowledge and learning, household finances, and demographics. Some key findings include:
- 34% of parents discuss financial topics with their kids a few times a month or less, while 32% discuss a few times a week.
- 76% of parents think talking to kids about saving money and spending wisely is extremely/very important.
- 53% of kids are allowed to decide what to spend their own money on.
- 41% of kids have a savings account.
- 37% of parents wish they received more
School presentation - Money 101
Presentation about that basics of personal finances prepared for year 11 high school students at Hale School in Perth, Western Australia
Compound Interest Mind Bend - It's a Money Thing
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
CCSP the-perfect-storm-college-LinkedIn upload
The document discusses the rising costs of both college and retirement and how the burden of paying for both is creating financial challenges for many families. It provides strategies for families to better plan and pay for both college and retirement by focusing on reducing taxes, leveraging home equity, and hedging retirement funds against market and tax risks to help free up money that can be used for college costs. The case study examines one family's original college funding plan and provides an analysis of projected costs and cash flows to identify ways to improve their financial position.
Taxation of Charitable Gift Annuities
These slides are taken from the graduate financial planning course "Introduction to Charitable Planning" at Texas Tech University. Details at www.EncourageGenerosity.com
529 final working
College costs are rising significantly over time, with tuition, fees, room and board for 4 years of public college estimated to increase from $65,570 in 2009 to $369,646 in 2027. Undergraduates also take on increasing debt to pay for college, with the average college senior owing $19,237 at graduation. The document discusses the benefits of a 529 plan for college savings, including tax advantages at both the state and federal level as well as potential lower estate tax liability.
Wealthcare Case Study
This is a case study about differences between traditional financial advice and the patented Wealthcare process
Ch5
The document discusses the time value of money, which states that a dollar today is worth more than a dollar in the future. It covers concepts like future value, which is the amount an investment is worth after periods of compound interest, and present value, which is the current worth of future cash flows discounted at a given rate. Several examples are provided to illustrate calculating future and present values using compound interest formulas. Applications of time value of money principles in areas like finance, home buying, and retirement planning are also mentioned.
Assignment 2
This document contains the questions for Math2701 Assignment 2. It includes 5 questions about calculating present values and payments for various types of annuities with different terms and conditions. Students are asked to solve for values like the payment amount on a revised quarterly annuity, the present value of specific annuities, and the interest rate given equal present values for two perpetuities. The assignment is due on November 19th at the math office by 3:30 pm.
Parent Meeting Presentation 2-7-13
This document summarizes a parent meeting about the school's budget and tuition rates. It states that the school's current tuition rates are below the diocesan goals and outlines a 5-year plan to increase rates. Expenses are projected to increase while diocesan support is decreasing. To close the budget gap, the school needs to raise more funds through fundraising and increasing enrollment. Tuition rates for the upcoming year are projected to increase to stay on track with the diocesan goals.
Want 2 VA loans at same time? Guaranty calculation Examples VA rtgage
Want 2 VA loans at same time? Guaranty calculation Examples VA rtgageDean Wegner of Guardian Mortgage, Arizona 602-432-6388
The document provides examples of how the VA guaranty is calculated for home loans based on a veteran's available entitlement, the loan amount, and county loan limits. It shows that the VA guaranty is typically 25% of the loan, but may be less depending on entitlement used and loan size relative to county limits. It also shows when a down payment may be required to meet investor requirements if the VA guaranty would be less than 25%.Shopping and valentine day
- 62% of Canadians plan to give gifts for Valentine's Day, including 38% of those not in a romantic relationship
- On average, Canadians plan to spend $92.59 on Valentine's gifts
- Ontarians are the biggest spenders, averaging $116 per person, while residents of Saskatchewan and Manitoba will spend the least ($60-65)
Compound Interest Worksheet
The document provides a compound interest practice worksheet with 13 questions. It defines the compound interest formula and asks the reader to use the formula to calculate final amounts, interest earned, or future values for various investments with differing principal amounts, interest rates, compounding periods, and time periods. The questions cover a range of common compound interest word problems including savings accounts, investments, home values, and more.
Jr Special 2008
The Junior Special Life Policy provides life insurance coverage for children from infancy through young adulthood. The policy covers children from the diaper years through teenage years, college years, and possibly 4-5 years into their careers. Coverage is guaranteed until age 26 with no additional premiums. If the child becomes uninsurable before age 26, they have the option to purchase additional permanent life insurance at attained age rates. The policy also includes a guaranteed insurability rider allowing the purchase of additional permanent life insurance between ages 25-40 regardless of health history. Premiums range from $20.40-$47.18 per month or $240-$555 as a one-time payment.
M3 REO PowerPoint
This PPT explains the opportunity of how easily one can invest in Foreclosure through the system we have created.
What's hot (18)
T. Rowe Price: Understanding Investor Attitudes Toward Retirement
T. Rowe Price: Understanding Investor Attitudes Toward Retirement
2014 Parents, Kids & Money Survey Supplemental Data
2014 Parents, Kids & Money Survey Supplemental Data
T. Rowe Price's 12th Annual Parents, Kids & Money Survey
T. Rowe Price's 12th Annual Parents, Kids & Money Survey
Want 2 VA loans at same time? Guaranty calculation Examples VA rtgage
Want 2 VA loans at same time? Guaranty calculation Examples VA rtgage
Viewers also liked
24 hours in a&e
24 hours in A&E is a documentary series that films patients and staff at a hospital emergency department without interference over a 24 hour period. It uses a multi-stranded narrative structure to follow different storylines that are resolved by the end of each episode. Camera work includes close-ups during interviews, high angle shots of the hospital, and over-the-shoulder shots of doctors helping patients. Dim lighting, medical uniforms, ambulance sirens and beeping sounds are used to set the scene. Editing techniques like montages, zooming, and narrow depth of field focus on key moments and convey the urgency of emergency care.
Action research plan 2
The document outlines the activities and goals for a professional learning community (PLC) during its initial meetings. The PLC will:
1) Establish group norms and roles, complete surveys on needed improvements, and reflect on survey findings from the previous year.
2) Participate in a book study and analyze data from common assessments to plan interventions for at-risk students.
3) Discuss and decide on an equitable process for members to take turns in meeting responsibilities like facilitation.
The Pearl Girls Jewelry is Now Available at Ella's
The Pearl Girls' jewelry line is now available at Ella's in Richmond Hill, Georgia. The Pearl Girls creates pearl jewelry that celebrates memories and complements individual styles. India Rows, the founder, personally selects pearls and designs classic and contemporary pieces. Ella's is carrying The Pearl Girls' starter collection, which includes their best-selling pieces. The Pearl Girls wants every woman to feel beautiful in pearls.
Question 1 of Evaluation
This document discusses conventions of thriller/horror films that are used or challenged in the media product. It focuses on themes of identity, titles reflecting the antagonist's psychological state, extraordinary things happening in ordinary situations, and use of close-ups and head shots. Specifically, the villain is psychologically challenged rather than strong/violent. The protagonist's identity is unknown at first, challenging expectations. Titles are in a dainty font reflecting the antagonist's obsession. Close-ups are used to show the protagonist's distress and changing appearance under the antagonist's control. Voyeurism is also used differently by having the protagonist aware of being viewed.
Radio advert production
The document describes the process of creating a radio advertisement to promote a documentary. It involved opening a new project in editing software and adding the documentary's opening sound clips of people naming social media sites. Static noise was also added to link the radio ad to the documentary. Interviews from the documentary were selected and placed throughout the ad to break up the narration. The narration was then recorded separately and added to fill in the remaining gaps.
theo 204
God created each person with different purposes according to his will. People have the freedom to live as who they are, breathe, decide their path, hang out with friends, drink, feel alone, eat, love, cry, sleep, be proud, live in God's glory, be like Jesus, live by faith, serve him, make friends, care for others, be honest, be faithful, be true to others. All of this is a blessing and gift from God to fulfill one's purpose. God made all things and those who love and are good to others are blessed.
Audience research results
The document lists various options that were considered for a music magazine in order of popularity, including potential names, publication frequency, fonts, music themes, color schemes, and price ranges. The top name choices were Amplitude, Plectrum, and She's Electric. Most respondents preferred a weekly publication schedule. Bauhaus 93, Algerian, and Agency FB were the most popular font choices. Dance, dub step, and rock music were favored themes. Black and red was the top color scheme combination. Most felt the magazine should cost between £2-3.
Barcelona
El Barcelona ganó su cuarta Champions League tras vencer 3-1 al Manchester United en la final en Wembley. A pesar del temprano gol de Rooney para el United, Messi empató y Villa sentenció el partido mientras el Barcelona demostró su superioridad sobre el equipo inglés. El Barcelona es ahora el campeón de Europa por cuarta vez.
Foyer Production Log
The document summarizes the process of modeling a 3D foyer environment in Lightwave. Key steps included:
1. Creating a basic shell of the building using measurements and reference photos, then extruding walls and slicing a hole for the door.
2. Modeling furniture items like chairs, a table using basic shapes, and a magazine stand using rotated boxes for its shelf system.
3. Adding more detailed objects like bins with beveled rounded edges, plant pots with extruded and inward shapes, and a wall with beveled window sills.
4. Finishing touches included adding a carpet, signage, and roof to complete the virtual foyer environment.
Logging sheet
This document is a logging sheet for a video production titled "Britain's Butties". It contains descriptions of 87 different video shots taken during filming at various sandwich shop locations. The shots include interviews, reconstructions of customers purchasing sandwiches, shots of sandwich making and menus, and establishment exteriors. Most shots are between 15 seconds and 3 minutes in length and focus on the process of making and selecting sandwiches. The logging sheet records technical details like shot length and whether retakes were needed.
1201 Cedarhurst
This rental listing is for a 3 bedroom, 2 bathroom home located at 1201 Cedarhurst in the Woodbridge Sub-Division for $775 per month. The property has 3 bedrooms and 2 bathrooms and is part of the Woodbridge Sub-Division located at 1201 Cedarhurst.
Wordle instructions
This document provides instructions for creating a book cloud using Wordle. It involves creating a list in Microsoft Word with the book title, author, and character traits assigned numerical values. This list is then copied into Wordle.net to generate a visual representation of the words with the font size determined by the assigned values. The Wordle can then be customized and printed.
Evaluation q1
The document compares the layout and design of the student's magazine to the professional magazine Kerrang. It finds several similarities in their mastheads, use of color schemes, and double page spreads featuring interviews. However, it also identifies differences such as Kerrang using smaller text, bigger images, and quotes on the double page spreads. The student's magazine is described as more plain compared to Kerrang.
Title iidlife
The document discusses Title IID grants that are available to all US states to improve K-8 and secondary student achievement through technology. States must include high-need schools and districts must apply with a plan of action and partner with non-public schools. The grants provide funds for professional development and a small percentage for hardware. They offer various professional development opportunities like workshops, seminars, and academies to help teachers and administrators integrate technology into the curriculum daily and incorporate 21st century skills. As part of the grant, schools must produce curriculum maps and students and teachers will create e-portfolios to share their work.
Ramon Mack
El documento describe la rutina diaria de Ramon y su patico Juan Pablo. Se despiertan a las ocho de la mañana pero Juan Pablo duerme hasta las diez. A ambos les encantan los pancakes y les gusta montar el autobús y nadar en la piscina.
Excel
Este documento presenta un resumen de los 12 capítulos de un libro sobre Microsoft Excel. Cada capítulo cubre un tema diferente como la introducción a Excel, fórmulas y funciones matemáticas y estadísticas, gráficos, bases de datos, macros, validación de datos y tablas dinámicas. El documento proporciona una visión general de los conceptos y herramientas clave de Excel.
Edu310r4 faculty notes[1]
This document provides faculty notes for an education course. It summarizes key points about lesson planning and instructional strategies. It discusses identifying learning objectives aligned to state standards and developing standards-based lesson plans. It also covers differentiating instruction for diverse learners and using cooperative learning structures. Assessment of student learning is also addressed, including formative and summative assessment and assessing prior knowledge.
Codes and conventions of contents pages!
This document outlines common conventions used in magazine contents pages, including using page numbers before text in bold capital letters to outline stories, a structured layout with columns or an L shape, contact details to promote the magazine, white backgrounds and small fonts to make images and text stand out, and photos numbered to associate them with stories.
Viewers also liked (18)
The Pearl Girls Jewelry is Now Available at Ella's
The Pearl Girls Jewelry is Now Available at Ella's
Similar to Persuasion.speech
Math Project
The student calculated that they would have $15,000 in student loan principal after completing their degree. Based on an expected starting salary of $55,910 per year as a radiology technician, the student estimated their monthly take home pay would be $3,440 after taxes. To determine the optimal student loan repayment plan, the student calculated the monthly payment, total interest paid, and payoff time for 10-year, 7-year, and 5-year plans. They concluded that paying off the loans in 5 years at $275.25 per month would save them the most money in interest at $1,515 compared to the other options.
Hs presentation 1415 part 3
This document provides information from a presentation by Kenneth T. Cole, the Director of Financial Aid at USC Lancaster, on calculating college costs and financial aid. It includes tables showing estimated costs for 2-year and 4-year public and private colleges in South Carolina. It also discusses calculating costs of attendance, expected family contribution, financial need, award packages, and strategies for determining borrowing amounts. The presentation aims to help students and families understand and compare college costs and financial aid.
RETIREMENT BENEFITS1Case Study 1Your clients, Jerry and Je.docx
RETIREMENT BENEFITS 1
Case Study 1
Your clients, Jerry and Jenny, are 25 years old. They have come to you for assistance with planning for the cost their child’s education and their retirement. They would like to know if they are on track to reach these two goals. Below are the facts about the family.
· Jenny currently earns $150,000 and they expect to need $150,000 per year in today’s dollars in retirement. Jerry is a stay-at-home dad.
· Jenny plans to retire at age 67, and they expect to live until age 100.
· They also expect that Social Security will provide $40,000 of benefits in today’s dollars at age 67.
· Jenny has been saving $5,000 annually in her 401(k) plan.
· Their son, Jazz, was just born and is expected to go to college in 18 years.
· They want to save for Jazz’s college education, which they expect will cost $20,000 in today’s dollars per year and they are willing to fund 5 years of college. They want all funds needed for Jazz’s college education available the first year Jazz starts college.
· They were told that college costs are increasing at 7% per year, while general inflation is 3%.
· They currently have $100,000 saved in total and they are averaging a 10% rate of return and expect to continue to earn the same return over time.
1. Calculate the current cost of Jazz’s college education.
2. Calculate the capital needs of the couple at retirement and the current value (today’s value) of their retirement needs.
3. Provide the couple with a summary of their goals with the current total amount needed to reach their goals, showing how you arrived at the total.
4. Given their current resources, does the couple have sufficient resources to achieve their goals? Using calculations, show and explain your answer to the couple.
5. Using calculations and explanations provide the couple with three alternatives for meeting their goals.
6. In your own words, provide the couple with the advantages and disadvantages of two accounts and/or investment instruments that are used specifically to save for college education expenses. Which would you recommend and why?
Case Study 1
1. Jerry and Jenny needs to save money to fund their son, Jazz’s college education fees after 18 years from now.
The current cost of college’s annual fee is $20,000. This cost is increasing at the rate of 7% per annum. Therefore the annual college fees 18 years hence would be:
= 20,000 × (1.07)18
= $ 67,598.95 or $ 67,600.00 (approx.)
The value of total college fees required after 18 years and their present values today =
Year
Fee Required
Present Value Factor
Present value
18
67,600.00
0.179858790
12,158.45
19
72,332.00
0.163507991
11,826.86
20
77,395.24
0.148643628
11,504.31
21
82,812.91
0.135130571
11,190.56
22
88,609.81
0.122845974
10,885.36
Total
3,88,749.96
57,565.54
The present value of the total college fee required now is = $ 57565.54
2. Jenny plans to retire at the age of 67 and expects to live for 100 years. This means that they have 33 years of post reti ...
GSB711-Lecture-Note-03-The-Time-Value-of-Money
This is the third presentation for the University of New England Graduate School of Business unit GSB711 - Managerial Finance. It explores the time value of money, using examples to help students clarify this concept.
Your financial future 2016
The document discusses the advantages of borrowing from "The Family Bank" versus a traditional bank. Borrowing from The Family Bank allows one to use their own savings as collateral for loans, pay the loan back to themselves with interest, and end up with more money than they started with after four years. Borrowing from a traditional bank requires paying thousands more in total interest, and having no savings or assets left after repaying the loans. The Family Bank offers benefits like no credit checks, no bank hours, keeping one's own money, and guaranteed returns with protection against loss, disability, or death.
Quiz 2 valuation m7 answer
This document provides sample questions and answers related to time value of money concepts. It includes multiple choice, true/false, and essay questions covering topics such as future and present value, compound interest, annuities, and bond valuation. The answers provided demonstrate calculations using time value of money formulas and tables to determine amounts such as future values, present values, interest rates, and investment amounts.
9. One bank will pay you 5.4 interest compounded annually. If you.pdf
The document contains 16 multiple choice questions related to finance concepts such as compound interest, present value, annuities, and loans. It also includes a short conceptual question about the differences between perpetuities and annuities versus perpetuities/annuities due. The questions cover calculating interest, amounts, payments, and values over time under different interest rates and compounding periods.
Women and Financial Success
The document discusses the gender retirement gap and provides strategies for women to achieve financial success. It notes that women need to save more than men to have equal assets in retirement due to factors like fewer years worked, lower pay, and longer lifespans. The key strategies recommended include spending less than you earn, investing early and often in retirement accounts, understanding risk tolerance, having a financial plan, and using tools to track spending and calculate savings needs. The document provides examples and calculations to illustrate how to determine the appropriate savings rate to meet retirement goals.
Compund Interest Lesson
This document discusses compound interest and provides an example of how to calculate savings growth over time using compound interest. It introduces the concepts of principal, interest rate, and compounding period. An example tracks a person's $10,000 savings invested at 6% annual interest compounded monthly over their first six months. The document suggests using Excel to model savings growth over longer periods and different scenarios to reach a savings goal of $1 million. Homework questions extend the example and ask about alternative investment options.
T. Rowe Price’s 2016 Parents, Kids & Money Survey
This year, T. Rowe Price's Parents, Kids & Money Survey revealed some interesting new data on the evolving perceptions money among today's children and their parents. We found that many kids (62%) expect their parents to cover the cost of “whatever college I want to go to.” Yet most parents (65%) will only be able to contribute some to the cost of college. And, the results suggest that student loans can lead to increased anxiety and financial stress. Parents with their own student loans are more likely to lose sleep over college costs (49% vs. 40%), and are significantly more likely to have credit card debt (67% vs. 54%) and payday loans (19% vs. 7%).
Judith Ward, CFP®, a senior financial planner at T. Rowe Price and mother of two college graduates, notes, “Preparing for college entails more than studying for the SATs and should begin before kids have even started Kindergarten. It starts with saving for college in accounts such as 529's and having regular money conversations at a young age, so later they’ll be able to understand the financial trade-offs involved in selecting a college.”
T. Rowe Price encourages parents to invest in their kids' futures by talking to them about money matters weekly, including how they are saving for their college. To help, the firm has created MoneyConfidentKids.com, which provides free, educational, online games for kids; tips for parents that are focused on financial concepts such as goal setting, spending versus saving, inflation, asset allocation, and investment diversification; as well as classroom lessons for educators.
Case Study
This document summarizes the income, expenses, assets, liabilities, and financial ratios of Samuel and Maria. It shows that their monthly surplus is $190.75. The assistant recommends they cut charitable contributions to pay off credit card debt faster. Paying off debt would allow them to save more each month to meet financial goals like an emergency fund or retirement savings. Meeting with a financial advisor could help them better manage their finances.
Your financial future 2016 - hold your wealth
This document compares taking out loans from a traditional bank versus a "family bank", which represents borrowing from oneself. It shows that by borrowing from oneself at 10% annual interest and making payments back to oneself, over 4 years one could turn an initial $30,000 into $34,344 while purchasing $36,000 worth of items. In contrast, borrowing the same amounts from a traditional bank at varying interest rates and making payments to the bank results in paying $40,344 total but ending with no remaining balance. The document argues that borrowing from oneself, one's "family bank", provides benefits like no credit checks, flexibility in payments, and guaranteed returns without risk of losing principal.
Chapter 6: The Time Value of Money
The document discusses the time value of money concept. It explains that a dollar today is worth more than a dollar in the future due to factors like interest rates and the ability to earn interest on money over time. It also discusses the difference between future value, which measures the worth of cash flows after time has passed, and present value, which measures the current worth of future cash flows. Formulas are provided for calculating future value, present value, and the value of annuities over time discounted at a given interest rate. Examples are included to demonstrate calculations.
What is college worth
Kenneth Cole presented information on calculating the costs and financial aid for college. He discussed determining the cost of attendance, grants and scholarships, loans, and calculating the actual out-of-pocket costs for different colleges. He emphasized not borrowing more than half of the anticipated starting salary for your intended career to avoid excessive student loan debt. The presentation aimed to help students make informed decisions when comparing college costs and financial aid packages.
RESPs Helping Parents Save for their Children's Post-Secondary Education
The document summarizes Canada's education savings program called the Canada Education Savings Program (CESP). It offers incentives like the Canada Learning Bond and Canada Education Savings Grant to help parents save for their children's post-secondary education. The Registered Education Savings Plan (RESP) is a popular education savings vehicle in Canada, with over $47 billion and 5.4 million beneficiaries. RESPs allow tax-free growth of contributions and grants to save for a child's future education. Examples are provided showing how savings can grow over time through regular contributions to an RESP.
RESPs Helping Parents Save for their Children's Post-Secondary Education
The document summarizes Canada's Canada Education Savings Program (CESP) which helps parents save for their children's post-secondary education. It offers post-secondary education savings incentives like the Canada Learning Bond and Canada Education Savings Grant. The Registered Education Savings Plan (RESP) is a popular education savings vehicle in Canada, with over $47 billion and 5.4 million beneficiaries. RESPs allow tax-free growth of contributions and grants. Examples show how monthly or annual contributions over time can lead to significant savings to fund a child's education.
Life Insurance Needs Analysis
This document provides guidance on conducting a life insurance needs analysis for clients to determine the appropriate level of coverage. It outlines steps for gathering existing policy and beneficiary information, assessing immediate cash needs like debts and expenses, college funding needs over 18 years, and income needs for a surviving spouse. The needs analysis calculates totals that are then compared to existing coverage to determine the net new life insurance needed. It emphasizes using the needs analysis results, rather than estimates, to demonstrate coverage needs to clients and increase the likelihood of a sale.
The Time Value Of Money
The document discusses the importance of compound interest over time for personal finance. It provides 7 examples of how investing the same amount annually at different interest rates and compounding periods can significantly impact the future value. The key lessons are that starting early, avoiding debt, and allowing interest to compound are critical for building wealth over decades. Small differences in returns or starting times can lead to large differences in retirement savings.
United First Financial And How It Works.
The document discusses a software program called the Money Merge Account (MMA) that helps homeowners pay off their mortgages much faster by leveraging the interest-canceling effects of a home equity line of credit (HELOC). It provides examples of families eliminating 30-year mortgages in 10-12 years while maintaining their standard of living. The MMA software analyzes users' financial situations and recommends monthly funds transfers and prepayments that reduce interest costs substantially.
Unit 4: Cost of Money
Interest rates play a key role in borrowing and earning returns on savings. Interest is a percentage charged for borrowing money or earned on savings, usually expressed as an annual rate. Higher interest rates mean higher borrowing costs but also higher potential returns. Compound interest allows earnings to accrue on prior interest, increasing total returns over time compared to simple interest which is based only on the principal. Factors like inflation, compounding frequency, investment horizon, and risk tolerance impact how fast money can grow.
Similar to Persuasion.speech (20)
RETIREMENT BENEFITS1Case Study 1Your clients, Jerry and Je.docx
RETIREMENT BENEFITS1Case Study 1Your clients, Jerry and Je.docx
9. One bank will pay you 5.4 interest compounded annually. If you.pdf
9. One bank will pay you 5.4 interest compounded annually. If you.pdf
RESPs Helping Parents Save for their Children's Post-Secondary Education
RESPs Helping Parents Save for their Children's Post-Secondary Education
RESPs Helping Parents Save for their Children's Post-Secondary Education
RESPs Helping Parents Save for their Children's Post-Secondary Education
Recently uploaded
bombay-hc-hamare-baraah-film-June-6.pdfde
विवादास्पद फिल्म के ट्रेलर से गाली-गलौज वाले दृश्य हटा दिए गए हैं, और जुर्माना लगाया गया है। सुप्रीम कोर्ट और बॉम्बे हाई कोर्ट दोनों ने फिल्म की रिलीज पर रोक लगा दी है और उसे निलंबित कर दिया है। पहले यह फिल्म 7 जून और फिर 14 जून को रिलीज होने वाली थी, लेकिन अब यह 21 जून को रिलीज हो रही है।
13062024_First India Newspaper Jaipur.pdf
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
लालू यादव की जीवनी LALU PRASAD YADAV BIOGRAPHY
Discover the life and times of Lalu Prasad Yadav with a comprehensive biography in Hindi. Learn about his early days, rise in politics, controversies, and contribution.
15062024_First India Newspaper Jaipur.pdf
Find Latest India News and Breaking News these days from India on Politics, Business, Entertainment, Technology, Sports, Lifestyle and Coronavirus News in India and the world over that you can't miss. For real time update Visit our social media handle. Read First India NewsPaper in your morning replace. Visit First India.
CLICK:- https://firstindia.co.in/
#First_India_NewsPaper
Shark Tank Jargon | Operational Profitability
Don't let fancy business words confuse you! This blog is your cheat sheet to understanding the Shark Tank Jargon. We'll translate all the confusing terms like "valuation" (how much the company is worth) and "royalty" (a fee for using someone's idea). You'll be swimming with the Sharks like a pro in no time!
Federal Authorities Urge Vigilance Amid Bird Flu Outbreak | The Lifesciences ...
Federal Authorities Urge Vigilance Amid Bird Flu Outbreak | The Lifesciences ...The Lifesciences Magazine
Federal authorities have advised the public to remain vigilant but calm in response to the ongoing bird flu outbreak of highly pathogenic avian influenza, commonly known as bird flu.Reuters Institute Digital News Report 2024
Reuters Institute Digital News Report 2024Reuters Institute for the Study of Journalism, Oxford University
Slide deck with charts from our Digital News Report 2024, the most comprehensive exploration of news consumption habits around the world, based on survey data from more than 95,000 respondents across 47 countries.On the Wrong Track | Recent Increasing Train Accidents in India | News
#On_the_Wrong_Track, This article talks about the recent train accidents in India and gives helpful suggestions #harshkumar #trainaccidents
The Rise of Christian Persecution In Islamic Countries (1).pdf
The Rise of Christian Persecution In Islamic Countries (1).pdfECSPE - Saving the Persecuted and Enslaved
Recent years have seen a disturbing rise in violence, discrimination, and intolerance against Christian communities in various Islamic countries. This multifaceted challenge, deeply rooted in historical, social, and political animosities, demands urgent attention. Despite the escalating persecution, substantial support from the Western world remains lacking.
Snigdha-Sreenath-Minor-v-Travancore-Devaswom-Board-WPCNO-39847-OF-2023-2024-L...
केरल उच्च न्यायालय ने 11 जून, 2024 को मंडला पूजा में भाग लेने की अनुमति मांगने वाली 10 वर्षीय लड़की की रिट याचिका को खारिज कर दिया, जिसमें सर्वोच्च न्यायालय की एक बड़ी पीठ के समक्ष इस मुद्दे की लंबित प्रकृति पर जोर दिया गया। यह आदेश न्यायमूर्ति अनिल के. नरेंद्रन और न्यायमूर्ति हरिशंकर वी. मेनन की खंडपीठ द्वारा पारित किया गया
在线办理(latrobe毕业证书)拉筹伯大学毕业证Offer一模一样
学校原件一模一样【微信：741003700 】《(latrobe毕业证书)拉筹伯大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
The Rise of Christian Persecution In Islamic Countries
Christian persecution in Islamic countries has intensified, with alarming incidents of violence, discrimination, and intolerance. This article highlights recent attacks in Nigeria, Pakistan, Egypt, Iran, and Iraq, exposing the multifaceted challenges faced by Christian communities. Despite the severity of these atrocities, the Western world's response remains muted due to political, economic, and social considerations. The urgent need for international intervention is underscored, emphasizing that without substantial support, the future of Christianity in these regions is at grave risk.
https://ecspe.org/the-rise-of-christian-persecution-in-islamic-countries/
A draft Ukraine-Russia treaty from April 2022
A draft Ukraine-Russia treaty from April 2022, published here in full for the first time.
Organisations.pdf k[poikdip-jhhohuhejhnjhn
ग्रेटर मुंबई के नगर आयुक्त को एक खुले पत्र में याचिका दायर कर 540 से अधिक मुंबईकरों ने सभी अवैध और अस्थिर होर्डिंग्स, साइनबोर्ड और इलेक्ट्रिक साइनेज को तत्काल हटाने और 13 मई, 2024 की शाम को घाटकोपर में अवैध होर्डिंग के गिरने की विनाशकारी घटना के बाद अपराधियों के खिलाफ सख्त कार्रवाई की मांग की है, जिसमें 17 लोगों की जान चली गई और कई निर्दोष लोग गंभीर रूप से घायल हो गए।
#WenguiGuo#WashingtonFarm Guo Wengui Wolf son ambition exposed to open a far...
Since fleeing to the United States in 2014, Guo Wengui has founded a number of projects in the United States, such as GTV Media Group, GTV private equity, farm loan project, G Club Operations Co., LTD., and Himalaya Exchange.
TN-Students-Caste-Discrimination-Chandru-Commission.pdf
रिपोर्ट में सभी छात्रों के लिए समान अवसर सुनिश्चित करने के लिए प्रशासनिक सुधार, शिक्षक प्रशिक्षण और जातिगत हिंसा से निपटने की बात कही गई है।
ACSA confirms operational readiness ahead the arrival of Heads of State at OR...
ACSA says it is ready for the arrival of foreign heads of state ahead of the Presidential Inauguration on Wednesday at OR Tambo International Airport.
Why We Chose ScyllaDB over DynamoDB for "User Watch Status"
Yichen Wei and Adam Drennan share the architecture and technical requirements behind "user watch status" for a major global media streaming service, what that meant for their database, the pros and cons of the many options they considered for replacing DynamoDB, why they ultimately chose ScyllaDB, and their lessons learned so far.
Recently uploaded (20)
Federal Authorities Urge Vigilance Amid Bird Flu Outbreak | The Lifesciences ...
Federal Authorities Urge Vigilance Amid Bird Flu Outbreak | The Lifesciences ...
On the Wrong Track | Recent Increasing Train Accidents in India | News
On the Wrong Track | Recent Increasing Train Accidents in India | News
The Rise of Christian Persecution In Islamic Countries (1).pdf
The Rise of Christian Persecution In Islamic Countries (1).pdf
Snigdha-Sreenath-Minor-v-Travancore-Devaswom-Board-WPCNO-39847-OF-2023-2024-L...
Snigdha-Sreenath-Minor-v-Travancore-Devaswom-Board-WPCNO-39847-OF-2023-2024-L...
The Rise of Christian Persecution In Islamic Countries
The Rise of Christian Persecution In Islamic Countries
The Impact of Imperial Mode of Living on Migration.pdf
The Impact of Imperial Mode of Living on Migration.pdf
#WenguiGuo#WashingtonFarm Guo Wengui Wolf son ambition exposed to open a far...
#WenguiGuo#WashingtonFarm Guo Wengui Wolf son ambition exposed to open a far...
TN-Students-Caste-Discrimination-Chandru-Commission.pdf
TN-Students-Caste-Discrimination-Chandru-Commission.pdf
ACSA confirms operational readiness ahead the arrival of Heads of State at OR...
ACSA confirms operational readiness ahead the arrival of Heads of State at OR...
Why We Chose ScyllaDB over DynamoDB for "User Watch Status"
Why We Chose ScyllaDB over DynamoDB for "User Watch Status"
Persuasion.speech
- 1. State Universities are a Scam
- 2. $1,000,000 True cost $27,000 Average annual cost 5.15% College tuition inflation $118,000 < $1,000,000
- 3. Have fun paying those interests... …not really Cost with year 5 & 6 = $186,000 6% interest rate within 10 years = $62,000 Total cost: $248,000
- 4. Lost Income $35,000 x 6 = $212,000
- 5. $186,000 Tuition over six years $62,000 Interest over ten years $212,000 Lost income over six years $461,000 < $1,000,000 Over a lifetime
- 7. Nowhere
- 10. Subsidize - to secure the cooperation of by bribery; buy over.
- 11. Health Care Reform Guaranteed loans to students without ensuring a way for them to pay them back
- 15. I.O.U .
- 20. Rocks