Finnish employees’ average monthly insured earnings in 2017 were 2,860 euros. The median was 2,610 euros, according to statistics from the Finnish Centre for Pensions.
The document discusses Finland's earnings-related pension system. It notes that:
- Earnings-related pensions make up about half of pensions in Finland and are the most important type. They are managed by pension funds and insurance companies.
- The Finnish Centre for Pensions is a statutory body that produces common services to support the administration of earnings-related pensions, which cover virtually all employed people in Finland.
- In 2012, earnings-related pensions accounted for 19.49 billion euros in social insurance expenditures, making it the largest single program. Most pensioners receive an earnings-related pension, with the average monthly payment being 1,415 euros.
This document from the Finnish Centre for Pensions contains indicators related to pensions in Finland. It includes data on the expected effective retirement age from 2003-2017, the duration of active working lives from 2008-2017, employment rates by age group from 2008-2017, the average total pension amount from 2008-2017, pension replacement rates, pension expenditure as a percentage of GDP from 2005-2085, earnings-related pension expenditure and contribution rates from 1962-2085, and the internal rate of return on pension contributions for private sector wage-earners by year of birth. The document contains over 40 indicators covering different aspects of the Finnish pension system.
Healthcare highlights which tells about increasing privatization in hospitals. Private charges more than public hospitals. https://pib.gov.in/newsite/PrintRelease.aspx?relid=194918
The document discusses unemployment benefits in the UK and considers replacing the current National Insurance system with mandatory private unemployment insurance.
Under the current system, the government provides unemployment insurance benefits through National Insurance contributions to help the unemployed maintain living standards. However, generous benefits could discourage seeking work. Private insurance could lower taxes but may not prevent drops in consumption for some and could fail like private health insurance due to issues like discrimination, information asymmetry, and moral hazard. Replacing public benefits with private insurance could recreate problems like disincentives to work and deny coverage to vulnerable groups.
Despite recent efforts to equalize the treatment of men and women in the pension system design in many countries, the gender gap in pensions persists. This gap contributes to old-age income inequality in Europe and beyond. The interplay of pension and family policies has a major impact on mitigating the gender gap in pensions.
This document discusses pension reform in Ukraine. It outlines the goals of reforming Ukraine's pension system to make it more sustainable and ensure pensioners a decent standard of living. The current system faces problems like low average pensions, a growing budget deficit, and incompatibility with Ukraine's current economic realities. The government and opposition generally agree on the need for reform but differ on some policy details. Proposed reforms include raising the retirement age, reducing early retirement benefits, shifting contributions from employers to employees, and establishing a three-pillar system including state PAYGO, state accumulative, and private accumulative components. Civil society plays an important role in the debate around pension reform.
The document discusses Finland's earnings-related pension system. It notes that:
- Earnings-related pensions make up about half of pensions in Finland and are the most important type. They are managed by pension funds and insurance companies.
- The Finnish Centre for Pensions is a statutory body that produces common services to support the administration of earnings-related pensions, which cover virtually all employed people in Finland.
- In 2012, earnings-related pensions accounted for 19.49 billion euros in social insurance expenditures, making it the largest single program. Most pensioners receive an earnings-related pension, with the average monthly payment being 1,415 euros.
This document from the Finnish Centre for Pensions contains indicators related to pensions in Finland. It includes data on the expected effective retirement age from 2003-2017, the duration of active working lives from 2008-2017, employment rates by age group from 2008-2017, the average total pension amount from 2008-2017, pension replacement rates, pension expenditure as a percentage of GDP from 2005-2085, earnings-related pension expenditure and contribution rates from 1962-2085, and the internal rate of return on pension contributions for private sector wage-earners by year of birth. The document contains over 40 indicators covering different aspects of the Finnish pension system.
Healthcare highlights which tells about increasing privatization in hospitals. Private charges more than public hospitals. https://pib.gov.in/newsite/PrintRelease.aspx?relid=194918
The document discusses unemployment benefits in the UK and considers replacing the current National Insurance system with mandatory private unemployment insurance.
Under the current system, the government provides unemployment insurance benefits through National Insurance contributions to help the unemployed maintain living standards. However, generous benefits could discourage seeking work. Private insurance could lower taxes but may not prevent drops in consumption for some and could fail like private health insurance due to issues like discrimination, information asymmetry, and moral hazard. Replacing public benefits with private insurance could recreate problems like disincentives to work and deny coverage to vulnerable groups.
Despite recent efforts to equalize the treatment of men and women in the pension system design in many countries, the gender gap in pensions persists. This gap contributes to old-age income inequality in Europe and beyond. The interplay of pension and family policies has a major impact on mitigating the gender gap in pensions.
This document discusses pension reform in Ukraine. It outlines the goals of reforming Ukraine's pension system to make it more sustainable and ensure pensioners a decent standard of living. The current system faces problems like low average pensions, a growing budget deficit, and incompatibility with Ukraine's current economic realities. The government and opposition generally agree on the need for reform but differ on some policy details. Proposed reforms include raising the retirement age, reducing early retirement benefits, shifting contributions from employers to employees, and establishing a three-pillar system including state PAYGO, state accumulative, and private accumulative components. Civil society plays an important role in the debate around pension reform.
Long-term care: Integrating health and social care - Albert Veraart, NetherlandsOECD Governance
This presentation was made by Albert Veraart, Netherlands, at the 6th Meeting of the Joint OECD DELSA-GOV Network on Fiscal Sustainability of Health Systems, held at the OECD Conference Centre, Paris, on 18-19 September 2017
This document from the Finnish Centre for Pensions provides statistics and indicators on pensions in Finland. It includes data on the expected effective retirement age, duration of active working lives, employment rates by age group, average total pension amounts, pension replacement rates, statutory and earnings-related pension expenditures, pension funding ratios, and returns on pension investments. The document contains over 40 core and complementary indicators on various aspects of the Finnish pension system from 2007 to 2085.
- The expected effective retirement age in Finland was 61.2 years for 25-year-olds and 62.8 years for 50-year-olds in 2017, showing a slight increase from 2016.
- 75,372 people retired on an earnings-related pension in 2017, a small decrease from 2016. The majority, 56,600, retired on an old-age pension at an average age of 63.
- Employment rates for older age groups have been increasing, with rates for 55-59 year-olds reaching a record high of 76% in 2017, though Finland still lags behind other Nordic countries.
This presentation was made by Kristina Garuoliene, Lithuania, at the 3rd Health Systems Joint Network meeting for Central, Eastern and South-eastern European Countries held in Vilnius, Lithuania, on 25-26 April 2019
Persons insured for an earnings related pension in finland 2018Eläketurvakeskus
In 2018, the median monthly earnings of women insured under the earnings-related pension acts were 610 euros less than men’s. The gap was 850 euros in the private sector and 330 euros per month in the public sector. The monthly insured earnings of women were 80 per cent of those of men.
According to the statistics of the Finnish Centre for Pensions, people in Finland retired on an old-age pension at age 61.5 years on average in 2019. This is about one month later than in 2018. A total of 44,500 persons retired on an old-age pension. This is 10 per cent less than in 2018.
Earnings-related Pension System in Graphs and FiguresEläketurvakeskus
The document summarizes key aspects of Finland's earnings-related pension system. It includes graphs and figures on topics such as:
- The distribution of pension insurance and expenditure in Finland.
- Average pension levels and how they compare to average earnings over time.
- The number of pension recipients and insured persons by pension type.
- Retirement rates and effective retirement ages in the earnings-related system from 2000-2022.
- Financing of the earnings-related pensions through contribution rates for different groups.
Large Scale roll-out of telehealth/Telecare : approach and examples – Scotla...flanderscare
Wat is de toekomst van zorg op afstand in Vlaanderen? Dat was de centrale vraag van het event van 17 juni. 100 deelnemers dachten hier samen over na. Studiebezoeken aan andere Europese regio's toonden dat daar reeds op grote schaal met telecare en telehealth gewerkt en geëxperimenteerd wordt.
On Wednesday, 3 March 2021, ESRI researcher Conor Keegan presented the topic ‘Projections of expenditure for public hospitals in Ireland, 2018 to 2035’ at the conference ‘Irish hospital expenditure beyond the era of COVID-19.’
The conference examined issues relating to expenditure on acute hospital care in Ireland.
Findings from recent ESRI research, undertaken as part of the ESRI Research Programme in Healthcare Reform, which is funded by the Department of Health, were presented.
To view event details, click here: https://www.esri.ie/events/irish-hospital-expenditure-beyond-the-era-of-covid-19
To view a video of the presentation, click here: https://www.youtube.com/watch?v=mq6xCs2raOE
Promoting a stronger and more inclusive economy OECD Economic Survey Hungary ...OECD, Economics Department
The OECD Economic Survey of Hungary 2019 document discusses several key points:
1) The Hungarian economy is growing strongly but policies are needed to address risks to the recovery.
2) Greater economic inclusiveness would bolster growth as poverty and unemployment remain issues in some regions.
3) Population aging will significantly increase costs related to pensions and healthcare, which need to be addressed through reforms.
Effective retirement age in the earnings related pension system in 2021Eläketurvakeskus
Effective retirement age rose also in the second year of the corona pandemic. In 2021, the expected effective retirement age within the earnings-related pension system was 62.4 years. It increased by six months compared to 2020.The underlying reasons for the rise were a significant drop in the number of new retirees on a disability pension and the rising retirement age following the 2017 pension reform.
Elo’s result 2023: Return on investment increased to 6 per cent and cost effi...Työeläkeyhtiö Elo
Elo’s strategic goal is to become the most preferred pension company in the industry. To achieve this goal, the focus will be on five key objectives: the most customer-centric and fastest growing, strong performance in services, excellent employee experience, a pioneer in work ability services and adequate solvency.
Erkki Vauramo: A network model for organising regional careNuffield Trust
In this slideshow, Professor Erkki Vauramo, Researcher and Professor, Aalto University, Finland, explores the issues facing Finland’s primary care and asks if they need a new network model for organising regional care.
Professor Vauramo spoke at the Nuffield Trust European Summit 2014, which was supported by KPMG.
Effective Retirement Age in the Earnings-related Pension System in 2020Eläketurvakeskus
In 2020, Finns retired on an earnings-related pension five months later than in 2019, at 61.9 years on average. A total of 42,000 persons retired on an old-age pension, which is slightly fewer than in 2019. Continued working raised the employment rate among the elderly to a record-high level.
The document discusses retirement trends in Finland in 2018. Key points include:
- The expected effective retirement age for 25-year-olds was 61.3 years and for 50-year-olds was 63.1 years, up slightly from the previous year.
- 68,910 people retired on an earnings-related pension in 2018, down from 75,372 in 2017 mainly due to an increased retirement age threshold.
- Employment rates for older age groups (55-64) continue to increase, reaching over 50% for 60-64 year olds for the first time, but still lag behind other Nordic countries.
The document summarizes the key points from Budget 2017 including reductions to the DIRT rate, lower USC rates, an increase to the State Pension, and increases to the Capital Acquisitions Tax thresholds. No changes were announced to income tax rates, PRSI rates, or supports for private pension provision. The DIRT rate will be reduced in stages to 33% by 2020 and lower USC rates will provide tax savings up to €353 for high earners. The State Pension will increase by €5 per week and the CAT Class A threshold will rise to €310,000.
Elo Mutual Insurance Company Interim Report 30.6.2021Työeläkeyhtiö Elo
This interim report provides key figures and information for Elo Mutual Pension Insurance Company for the period of January 1 to June 30, 2021. Some of the key highlights include:
- Investment assets totaled 27.8 billion euros with a 10-year nominal return of 6.0%.
- Premiums written totaled 1.98 billion euros while pensions and other benefits paid totaled 2.01 billion euros.
- The solvency ratio was 126.6% and solvency capital increased to 5.96 billion euros.
- Investments generated a return of 7.8% for the period, with listed equities and private equity investments performing strongly.
This document summarizes a presentation on healthcare reform in Ireland. It discusses the economics of healthcare and features of healthcare as a good. It provides an overview of Ireland's current health system, including categories of health access, trends in waiting times, expenditures, staffing levels, and inequalities in health outcomes related to social class and geographic area. It also examines the potential costs of implementing healthcare reform as outlined in Ireland's Sláintecare plan, estimating that an average of €1.6 billion additional annual funding would be needed through 2030. The conclusions call for principles of reform such as prioritizing equality, dismantling the two-tier system, and investing in primary care to reduce hospital visits.
The Malta Budget Highlights 2017 document outlines key points from Malta's 2017 budget, including:
- The 2017 deficit is forecast to decrease to 0.5% of GDP, down from 1.1% in 2016.
- Construction of three new primary schools and increases to pensions over two years.
- Tax relief measures like reduced stamp duty on property transfers in Gozo and a phase out of tax on pensions.
- Increased social spending including doubling the number of families receiving rent subsidies.
- Incentives for businesses engaging in digital games development and a new Development Bank.
- Infrastructure investments in energy, environment and transportation.
This document discusses the aging population in Scotland and the challenges faced by older adults living with HIV. It finds that the population aged 65+ will increase by 62% by 2031, putting financial pressure on health and social care systems. Currently over 1000 people in Scotland are aged 50+ and living with HIV. The document also summarizes a study which found that older adults with HIV experience high rates of financial difficulties, health problems, stigma and lack of social support. It recommends increased support for mental health, peer support, social care collaboration and addressing knowledge gaps to help older adults with HIV.
Kustannustenjako kuvina - Kuvapaketissa keskeisiä tietoja työeläkejärjestelmä...Eläketurvakeskus
Kustannustenjaon kuvapaketti sisältää keskeisiä tietoja työeläkejärjestelmän rahoituksesta ja kustannustenjaosta.
Kuvapaketti on vapaasti ladattavissa. Huomaathan, että ppt-tiedoston muistiinpanosivuilta löydät kuvakohtaisia lisätietoja tulkinnan avuksi. Muista mainita lähde aina kuvia lainatessasi.
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This presentation was made by Albert Veraart, Netherlands, at the 6th Meeting of the Joint OECD DELSA-GOV Network on Fiscal Sustainability of Health Systems, held at the OECD Conference Centre, Paris, on 18-19 September 2017
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In 2018, the median monthly earnings of women insured under the earnings-related pension acts were 610 euros less than men’s. The gap was 850 euros in the private sector and 330 euros per month in the public sector. The monthly insured earnings of women were 80 per cent of those of men.
According to the statistics of the Finnish Centre for Pensions, people in Finland retired on an old-age pension at age 61.5 years on average in 2019. This is about one month later than in 2018. A total of 44,500 persons retired on an old-age pension. This is 10 per cent less than in 2018.
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The document summarizes key aspects of Finland's earnings-related pension system. It includes graphs and figures on topics such as:
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Wat is de toekomst van zorg op afstand in Vlaanderen? Dat was de centrale vraag van het event van 17 juni. 100 deelnemers dachten hier samen over na. Studiebezoeken aan andere Europese regio's toonden dat daar reeds op grote schaal met telecare en telehealth gewerkt en geëxperimenteerd wordt.
On Wednesday, 3 March 2021, ESRI researcher Conor Keegan presented the topic ‘Projections of expenditure for public hospitals in Ireland, 2018 to 2035’ at the conference ‘Irish hospital expenditure beyond the era of COVID-19.’
The conference examined issues relating to expenditure on acute hospital care in Ireland.
Findings from recent ESRI research, undertaken as part of the ESRI Research Programme in Healthcare Reform, which is funded by the Department of Health, were presented.
To view event details, click here: https://www.esri.ie/events/irish-hospital-expenditure-beyond-the-era-of-covid-19
To view a video of the presentation, click here: https://www.youtube.com/watch?v=mq6xCs2raOE
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The OECD Economic Survey of Hungary 2019 document discusses several key points:
1) The Hungarian economy is growing strongly but policies are needed to address risks to the recovery.
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3) Population aging will significantly increase costs related to pensions and healthcare, which need to be addressed through reforms.
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Effective retirement age rose also in the second year of the corona pandemic. In 2021, the expected effective retirement age within the earnings-related pension system was 62.4 years. It increased by six months compared to 2020.The underlying reasons for the rise were a significant drop in the number of new retirees on a disability pension and the rising retirement age following the 2017 pension reform.
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In 2020, Finns retired on an earnings-related pension five months later than in 2019, at 61.9 years on average. A total of 42,000 persons retired on an old-age pension, which is slightly fewer than in 2019. Continued working raised the employment rate among the elderly to a record-high level.
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- 68,910 people retired on an earnings-related pension in 2018, down from 75,372 in 2017 mainly due to an increased retirement age threshold.
- Employment rates for older age groups (55-64) continue to increase, reaching over 50% for 60-64 year olds for the first time, but still lag behind other Nordic countries.
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Työeläkeindikaattorit antaa havainnollisen kuvan eläketurvan ja eläkkeiden rahoituksen kannalta keskeisten asioiden tilasta, toteutuneesta kehityksestä ja tulevan kehityksen arvioidusta kulusta.
Eläkebarometri kartoittaa suomalaisten eläketurvaa koskevan tiedon tuntemusta ja mielipiteitä eläketurvan toteutumisesta. Barometrista ilmenee, miten suomalaiset arvioivat pärjäävänsä taloudellisesti eläkkeellä ollessaan ja mikä on heidän luottamuksensa eläkejärjestelmään. Eläkebarometri perustuu puhelinhaastatteluihin.
Yrittäjistä 57 prosenttia kokee maksavansa itselleen riittävää eläketurvaa, kun taas 43 prosenttia kokee maksavansa itselleen liian vähän. Enemmistö yrittäjistä kuitenkin maksaa tuloihinsa nähden matalaa eläketurvaa, kertoo Eläketurvakeskuksen (ETK) tutkimus.
Enligt statistik från Pensionsskyddscentralen gick finländare i arbetspension i fjol i genomsnitt vid 61,5 års ålder, drygt två månader senare än år 2018. Antalet nya ålderspensionstagare var 44 500 personer, nära 10 procent färre än år 2018.
Eläketurvakeskuksen tilastojen mukaan suomalaiset jäivät työeläkkeelle viime vuonna keskimäärin 61,5-vuotiaana, runsaat kaksi kuukautta myöhemmin kuin vuonna 2018. Vanhuuseläkkeelle siirtyi 44 500 henkilöä, lähes 10 prosenttia vähemmän kuin vuonna 2018.
Bharat Mata - History of Indian culture.pdfBharat Mata
Bharat Mata Channel is an initiative towards keeping the culture of this country alive. Our effort is to spread the knowledge of Indian history, culture, religion and Vedas to the masses.
How To Cultivate Community Affinity Throughout The Generosity JourneyAggregage
This session will dive into how to create rich generosity experiences that foster long-lasting relationships. You’ll walk away with actionable insights to redefine how you engage with your supporters — emphasizing trust, engagement, and community!
The Power of Community Newsletters: A Case Study from Wolverton and Greenleys...Scribe
YOU WILL DISCOVER:
The engaging history and evolution of Wolverton and Greenleys Town Council's newsletter
Strategies for producing a successful community newsletter and generating income through advertising
The decision-making process behind moving newsletter design from in-house to outsourcing and its impacts
Dive into the success story of Wolverton and Greenleys Town Council's newsletter in this insightful webinar. Hear from Mandy Shipp and Jemma English about the newsletter's journey from its inception to becoming a vital part of their community's communication, including its history, production process, and revenue generation through advertising. Discover the reasons behind outsourcing its design and the benefits this brought. Ideal for anyone involved in community engagement or interested in starting their own newsletter.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
Presentation by Julie Topoleski, CBO’s Director of Labor, Income Security, and Long-Term Analysis, at the 16th Annual Meeting of the OECD Working Party of Parliamentary Budget Officials and Independent Fiscal Institutions.
Indira awas yojana housing scheme renamed as PMAYnarinav14
Indira Awas Yojana (IAY) played a significant role in addressing rural housing needs in India. It emerged as a comprehensive program for affordable housing solutions in rural areas, predating the government’s broader focus on mass housing initiatives.
Persons insured for an earnings-related pension in Finland 2017
1. Persons insured for an
earnings-related pension in
Finland 2017
Official Statistics of Finland (OSF): Persons insured for an earnings-related pension in Finland [e-publication].
ISSN 2343-1369. Helsinki: Finnish Centre for Pensions 2018
2. 2FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension 3 Dec 2018
TyEL
1,552,000
MEL
5,000
YEL
204,000
MYEL
62,000
JuEL
(Municipal
Sector)1
529,000
JuEL
(State)2
137,000
JuEL (Church)
18,000 Other public
9,000
Insured persons in employment or self-
employment by pension act at year-end 2017
A person may be insured simultaneously under different pension acts. By the end of 2017, a total of 2.4 million
persons were insured for an earnings-related pension.
1) Includes 40,000 family caregivers, private care providers, persons elected to a position of trust etc. covered by the
Public Sector Pensions Act (JuEL/Municipal Sector).
2) Includes 6,000 board members, consultants, Members of Parliament etc. covered by he Public Sector Pensions Act
(JuEL/State).
3. 3FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension 3 Dec 2018
Persons aged 17–68 covered by the earnings-
related pension scheme at year-end 2017
by age
64
9
59
76
76
70
58
8
4
5
6
10
31
15
4
15
16
17
19
11
13
87
22
3
1
1
0 % 10 %20 %30 %40 %50 %60 %70 %80 %90 %100 %
All
65–68
55–64
45–54
35–44
25–34
17–24
In employment at 31.12.2017
In employment during 2017, not at 31.12.
In employment before 2017
Retired at 31.12.2017
414,700
754,300
734,800
750,300
770,100
304,200
3,728,400
0 10 20 30 40 50 60 70 80 90 100 %
PersonsAge
4. 4FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension 3 Dec 2018
Insured persons in employment or self-
employment at year-end 2017 by earnings-
related pension act and gender
Persons may be covered by more than one earnings-related pension act. Persons are counted only once
for the Private sector, Public sector and All figures.
*Includes persons insured under JuEL (Kela), Pension regulation for the Bank of Finland, and
Pension regulation for the regional government of Åland.
51
30
45
23
27
68
66
68
58
59
49
70
55
77
73
32
34
32
42
41
0 % 10 %20 %30 %40 %50 %60 %70 %80 %90 %100 %
All
JuEL (Church)
JuEL (State)
JuEL (Municipal Sector)
Public sector*
MYEL
YEL
MEL
TyEL
Private sector
Men Women
Persons
0 10 20 30 40 50 60 70 80 90 100 %
Pension act
1,784,700
1,552,100
5,400
204,100
62,400
680,900
529,000
136,800
17,500
2,382,000
5. 5FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension 3 Dec 2018
Persons covered for the first time under
earnings-related pension acts in 2007–2017
0
10 000
20 000
30 000
40 000
50 000
60 000
70 000
80 000
90 000
100 000
110 000
120 000
130 000
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Private sector Public sector
Persons
6. 6FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension 3 Dec 2018
Persons receiving benefits for unpaid periods
and under VEKL* provisions in 2007–2017
0
100 000
200 000
300 000
400 000
500 000
600 000
700 000
800 000
900 000
1 000 000
1 100 000
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017
Women Men
Persons
*Act on Compensation for Pension Accrual from State Funds for Periods of Caring
for a Child Aged under Three and Periods of Study.
7. 7FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension 3 Dec 2018
Benefits for unpaid periods based on the
completion of degrees and qualifications
by type of qualification and gender
53%
12%
19%
16%
Men
Initial vocational qualification 25 000
Lower university degree 5 800
University of applied sciences degree 8 900
Higher university degree 7 300
44%
14%
24%
18%
Women
Initial vocational qualification 26 900
Lower university degree 8 800
University of applied sciences degree 14 500
Higher university degree 10 800
46,600
persons
60,400
persons
8. 83 Dec 2018FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension
Employees’ insured monthly earnings
in 2017 by age
Whole earnings-related pension sceme
17–29 30–39 40–49 50–59 60–68 All
Average 1 754 2 926 3 518 3 455 2 896 2 858
Median 1 637 2 759 3 103 3 016 2 585 2 609
0
500
1 000
1 500
2 000
2 500
3 000
3 500
4 000
€/month
655,000 572,000 530,000 546,000 244,000 2,547,000Persons:
Average monthly earnings are calculated by dividing annual insured earnings by number
months in employment.
9. 93 Dec 2018FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension
Employees insured monthly earnings in 2017,
by main earnings-related pension acts
TyEL
JuEL
(Municipal
Sector)*
JuEL (State) All employees
Average 2 798 2 422 3 267 2 858
Median 2 518 2 394 3 378 2 609
0
500
1 000
1 500
2 000
2 500
3 000
3 500
€/month
1,872,000 633,000 160,000 2,547,000Persons:
Average monthly earnings are calculated by dividing annual insured earnings by number
months in employment.
*Employees and civil servants
10. 103 Dec 2018FINNISH CENTRE FOR PENSIONS | Persons insured for an earnings-related pension
0 2 4 6 8 10 12 14 16 18 %
Women (1,296,000)
Breakdown of average monthly insured earnings
by income category in 2017 by gender
024681012141618%
Men (1,251,000)
Average earnings
€/month
7,500–
7,000–7,499
6,500–6,999
6,000–6,499
5,500–5,999
5,000–5,499
4,500–4,999
4,000–4,499
3,500–3,999
3,000–3,499
2,500–2,999
2,000–2,499
1,500–1,999
1,000–1,499
500–999
–499
Average monthly earnings are calculated by dividing annual insured earnings by number
months in employment.