This document discusses factors that influence personal development and decision making for career planning. It identifies culture, gender roles, economic conditions, family, peers, and stressors as influencing personal development through different stages of life. Effective personal development requires setting goals, self-analysis, considering options, weighing decisions carefully, and perseverance despite setbacks. Key factors in career decision making include personal goals, strengths and weaknesses, available options, positive and negative consequences, and patience during the process.