Symbiotic Consulting Group LLC - PCI Compliance OverviewRosy Kaur
This document discusses PCI compliance, providing an overview of key topics including the meaning and definition of PCI, the evolution of PCI standards, the PCI DSS requirements, PCI compliance criteria, and implications for organizations. It also presents a case study on the 2013 data breach at Target, where malware installed on point-of-sale terminals stole card data from millions of customers over the 2013 holiday season.
The document discusses PCI Data Security Standards for merchants. It outlines the 12 key requirements of PCI compliance including protecting cardholder data, access controls, monitoring networks, maintaining security policies and vulnerability management. Merchants of different levels have different validation requirements to comply with PCI DSS. Evolution Security Systems provides PCI compliance services like gap analysis, remediation assistance and certification to help merchants achieve and maintain compliance.
New technology, revolutionising the same old motivesJisc
This document discusses payment security and card fraud trends. It notes that the number of payment cards has increased dramatically from 10,000 in 1950 to over 20 billion in 2017. UK card fraud amounts have also risen, totaling £565.4 million in 2017 and £671.4 million in 2018. However, banks prevented £1.21 billion in attempted fraud in 2018, stopping around £6.27 out of every £10 pounds of attempted fraud. The document outlines common types of payment security attacks and perspectives on maintaining security as a continuous process requiring cross-departmental partnerships. It discusses the PCI Data Security Standard and defines a merchant's card data environment, including how supporting networks, IT services, and facilities impact payment security.
This document discusses navigating PCI compliance and payment security standards. It provides an overview of the PCI Security Standards Council, the development of the PCI Data Security Standard (PCI DSS) and Payment Application Data Security Standard. It outlines requirements for companies that accept credit cards, including adhering to PCI compliance standards, conducting quarterly vulnerability scans, and the consequences of non-compliance such as fines and legal liability. The document stresses the importance of security training to address the human element of data breaches and provides tips to reduce risk such as not storing card data, using validated payment systems, strong passwords, and updating software.
The document discusses the Payment Card Industry Data Security Standard (PCI-DSS) requirements for organizations in India. It provides background on the increasing use of debit/credit cards and e-commerce transactions, and the need to protect cardholder data. It describes the intended audience of the PCI-DSS standard, provides details on compliance requirements, certification processes, and challenges organizations face adhering to PCI-DSS. It also discusses instances of credit card fraud in India and how adherence to PCI-DSS can help mitigate such risks.
Realex Payments is a PCI DSS compliant online payments provider that processes billions in payments annually. They aim to simplify PCI compliance for businesses through their hosted payment solutions. Realex claims they can help businesses reduce PCI audit costs by up to 70% and reduce total PCI requirements by up to 96% by using a hosted payment page that is already PCI compliant. They provide a case study of a customer, allpay, who was able to reduce their PCI overheads by 70% after partnering with Realex.
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...Blackbaud Pacific
In this powerpoint Kaine Costello, Blackbaud Pacific's Enterprise Account Manager, provides an introduction of PCI compliance and an overview and demonstration of The Raiser's Edge payment processing.
For more information on the Blackbaud Payment Services please contact sales@blackbaud.com.au.
Symbiotic Consulting Group LLC - PCI Compliance OverviewRosy Kaur
This document discusses PCI compliance, providing an overview of key topics including the meaning and definition of PCI, the evolution of PCI standards, the PCI DSS requirements, PCI compliance criteria, and implications for organizations. It also presents a case study on the 2013 data breach at Target, where malware installed on point-of-sale terminals stole card data from millions of customers over the 2013 holiday season.
The document discusses PCI Data Security Standards for merchants. It outlines the 12 key requirements of PCI compliance including protecting cardholder data, access controls, monitoring networks, maintaining security policies and vulnerability management. Merchants of different levels have different validation requirements to comply with PCI DSS. Evolution Security Systems provides PCI compliance services like gap analysis, remediation assistance and certification to help merchants achieve and maintain compliance.
New technology, revolutionising the same old motivesJisc
This document discusses payment security and card fraud trends. It notes that the number of payment cards has increased dramatically from 10,000 in 1950 to over 20 billion in 2017. UK card fraud amounts have also risen, totaling £565.4 million in 2017 and £671.4 million in 2018. However, banks prevented £1.21 billion in attempted fraud in 2018, stopping around £6.27 out of every £10 pounds of attempted fraud. The document outlines common types of payment security attacks and perspectives on maintaining security as a continuous process requiring cross-departmental partnerships. It discusses the PCI Data Security Standard and defines a merchant's card data environment, including how supporting networks, IT services, and facilities impact payment security.
This document discusses navigating PCI compliance and payment security standards. It provides an overview of the PCI Security Standards Council, the development of the PCI Data Security Standard (PCI DSS) and Payment Application Data Security Standard. It outlines requirements for companies that accept credit cards, including adhering to PCI compliance standards, conducting quarterly vulnerability scans, and the consequences of non-compliance such as fines and legal liability. The document stresses the importance of security training to address the human element of data breaches and provides tips to reduce risk such as not storing card data, using validated payment systems, strong passwords, and updating software.
The document discusses the Payment Card Industry Data Security Standard (PCI-DSS) requirements for organizations in India. It provides background on the increasing use of debit/credit cards and e-commerce transactions, and the need to protect cardholder data. It describes the intended audience of the PCI-DSS standard, provides details on compliance requirements, certification processes, and challenges organizations face adhering to PCI-DSS. It also discusses instances of credit card fraud in India and how adherence to PCI-DSS can help mitigate such risks.
Realex Payments is a PCI DSS compliant online payments provider that processes billions in payments annually. They aim to simplify PCI compliance for businesses through their hosted payment solutions. Realex claims they can help businesses reduce PCI audit costs by up to 70% and reduce total PCI requirements by up to 96% by using a hosted payment page that is already PCI compliant. They provide a case study of a customer, allpay, who was able to reduce their PCI overheads by 70% after partnering with Realex.
Manage a Recurring Gift Process and Implement PCI Compliance with The Raiser’...Blackbaud Pacific
In this powerpoint Kaine Costello, Blackbaud Pacific's Enterprise Account Manager, provides an introduction of PCI compliance and an overview and demonstration of The Raiser's Edge payment processing.
For more information on the Blackbaud Payment Services please contact sales@blackbaud.com.au.
As the world continues to digitise it is commoditising every aspect of financial services whilst simultaneously presenting opportunities for adding value and differentiating. This presentation describes the challenge and a three step strategy for competing based on data, CX and starting with The Why
This document provides an overview and introduction to CEDAR (Credit Exposure Data and Analytics Repository Portal), a proposed centralized data portal for loan-level credit exposure data. The summary includes:
1) CEDAR aims to create a technology-led portal that makes standardized and transparent loan-level data available to support various market participants like investors, regulators, and analysts.
2) There is demand and need for more granular loan data across the structured finance market to rebuild confidence following the 2008 financial crisis. CEDAR seeks to address this need in a way that is independent, transparent, and accessible to all.
3) The proposal outlines CEDAR's vision, market opportunity, value proposition, key
Leveraging Data to Increase Efficiency and Create Alternative Revenue StreamsBiz2Credit
Biz2Credit is an online lending marketplace that connects small businesses to lenders. It uses data from loan applications and proprietary algorithms to efficiently match borrowers to the best financing options. This helps lower loan defaults and costs. Partnering with Biz2Credit allows merchant processors to offer credit options to customers, generate referral revenue, and increase customer retention through a seamless financing experience. Biz2Credit has funded over $1 billion in loans through its platform of over 1,200 lenders.
Commercial Lending Trends that Drive Sound Credit for High Performing PortfoliosBaker Hill
In this session, we will review current commercial lending trends, discuss proactive efficiency strategies and highlight a bank realizing gains based upon those strategies.
Lessons from FinTech: Innovators & Disruptors Baker Hill
This document discusses challenges and opportunities in commercial banking. It summarizes views from bankers and innovators on topics like:
1) New competitors and losing market share to digital disruptors
2) Top strategic priorities like enhancing digital experiences and analytics
3) Key challenges like escaping commodity sales and achieving operational excellence in digital banking
4) Partnering with fintechs and disrupting internally to drive innovation
5) Using data and analytics to provide actionable insights and personalized services that meet changing customer expectations.
QuickFix will provide one-stop online microfinancing through secure online purchases and quick short-term loans. The team combines skills in finance, marketing, entrepreneurship and technology. QuickFix will use publicly available customer data to automatically approve online purchases or extend small loans without using sensitive credit card data.
This document discusses the Payment Card Industry Data Security Standard (PCI DSS), which aims to protect credit card data. It outlines the 12 requirements of the PCI DSS across 6 control groups related to network security, data protection, vulnerability management, access control, network monitoring, and maintaining security policies. The PCI DSS applies to all organizations that store, process or transmit cardholder data. Failure to comply can result in fines and penalties from credit card companies and a loss of ability to accept credit card payments. The document also discusses validation requirements for ongoing compliance monitoring and reporting.
The document discusses making commercial banking "future ready" through innovation. It notes that commercial loan growth has driven revenue but is slowing. To prepare, banks need to strengthen risk and return analysis, develop niche lending expertise, and focus on growing deposits, treasury management, and small business products. The presentation advocates moving from a manual, relationship-focused commercial lending model to one driven by data, analytics, integrated platforms, and specialized skills. This would improve response times, production metrics, risk management, and profitability. It suggests banks partner to explore emerging technologies and create a specific vision for the future of their commercial operations.
Octagon provides automated credit application processing and loan management systems. It processes over 24 million transactions annually worth around R250 million per month. The system allows for cradle-to-grave management of credit applications and loan accounts, including credit vetting, approval/disbursement, account management, payments, collections and reporting. Key features include integrated credit bureau data access, automated credit decisioning, collections management, and general ledger integration.
Representatives from Mercantil Bank and IBC Bank discussed challenges and opportunities in consumer lending. They addressed how the new tax bill, demographic shifts, natural disasters, and regulations like HMDA changes impact consumer lending and how banks can leverage credit scoring and fintech for more efficient lending. The document provided an overview of the consumer lending landscape and issues faced by banks today.
The document discusses various online payment systems for e-commerce transactions. It begins by describing how online credit card transactions work, noting security and cost issues. It then explains how the Secure Electronic Transaction (SET) protocol aimed to address these by authenticating identities through digital certificates. However, SET did not gain widespread adoption due to high integration costs. The document goes on to discuss digital wallets, digital cash systems, PayPal, stored value accounts, and other digital payment methods like eChecks and their advantages over credit cards for online purchases. It concludes by noting business-to-business payments are more complex than consumer payments.
Short term possabilities for eKYC improvmentsRonny Khan
When exiting the first wave of Covid-19 it is crucial to leverage the options we have to digitalize what we can. This is really a case that makes huge sense in the normal sense and really, really should be executed on immediately.
Short term possabilities for eKYC improvmentsRonny Khan
When exiting the first wave of Covid-19 it is crucial to leverage the options we have to digitalize what we can. This is really a case that makes huge sense in the normal sense and really, really should be executed on immediately.
The 2018 Regulatory Update - Are You Ready?Baker Hill
This document summarizes a presentation on 2018 regulatory updates given by Doug Johnson and Melissa Sewell. The presentation covered new HMDA and small dollar lending regulations, including key data fields examiners will focus on and new transaction testing guidelines. It also discussed upcoming regulatory hot topics like CECL accounting standards and electronic signatures.
Technology is helping to improve credit access for small and medium enterprises (SMEs) in India. SMEs face difficulties obtaining credit due to inadequate financial records and high risks, but new fintech platforms are using alternative data and analytics to streamline lending. Capital Float, a case study example, uses digital data from e-commerce sellers to quickly provide working capital loans to SMEs. While credit gaps remain, partnerships between banks and fintechs as well as growing data availability are expanding credit availability and reducing costs for SMEs in India.
What It Means To Be PCI DSS Level 1 CompliantAllied Wallet
Headquartered in West Hollywood, California, Allied Wallet has been recognized by Inc. magazine as one of the fastest-growing private businesses that is rapidly changing the way payments are being processed around the world. Since its inception in 2002, Allied Wallet has administered monies in almost 200 countries in over 160 currencies. In 2010, Allied Wallet became PCI DSS Level 1 compliant through First Data, a significant recognition in the e-commerce industry.
Teleran provides products and solutions to help customers build better intelligence from their data-intensive applications. Their technology includes iSight, which provides 360-degree visibility into user activity and behavior, and iGuard, which enforces policies to prevent inappropriate queries and guide users. Teleran helps customers minimize costs, simplify management, and improve the business value of their data.
PCI Compliance for Community Colleges @One CISOA 2011Donald E. Hester
An introduction to PCI compliance and data security standard. Including attestation requirements, PCI merchant levels, reporting requirements. Steps to Document PCI Cardholder Data Environment CDE and to work toward compliance.
This document discusses PCI DSS (Payment Card Industry Data Security Standard) and protecting personally identifiable information (PII). It provides background on PCI DSS including its purpose of optimizing credit card security. It defines what constitutes cardholder data and who must comply with PCI DSS. The document also discusses risks of PII breaches and best practices for minimizing PII use and categorizing PII confidentiality levels. It emphasizes the need for coordination across an organization in managing PII issues and having an incident response plan for PII breaches.
This document provides an overview of PCI DSS compliance, including:
- What the PCI Security Standards Council is and its objectives in establishing payment security standards.
- Why compliance is important to avoid penalties, reduce risk, and protect an organization's reputation.
- How to achieve compliance through self-assessment questionnaires or audits depending on transaction volume.
- The requirements of the PCI DSS including building a secure network, protecting data, vulnerability management, and more.
As the world continues to digitise it is commoditising every aspect of financial services whilst simultaneously presenting opportunities for adding value and differentiating. This presentation describes the challenge and a three step strategy for competing based on data, CX and starting with The Why
This document provides an overview and introduction to CEDAR (Credit Exposure Data and Analytics Repository Portal), a proposed centralized data portal for loan-level credit exposure data. The summary includes:
1) CEDAR aims to create a technology-led portal that makes standardized and transparent loan-level data available to support various market participants like investors, regulators, and analysts.
2) There is demand and need for more granular loan data across the structured finance market to rebuild confidence following the 2008 financial crisis. CEDAR seeks to address this need in a way that is independent, transparent, and accessible to all.
3) The proposal outlines CEDAR's vision, market opportunity, value proposition, key
Leveraging Data to Increase Efficiency and Create Alternative Revenue StreamsBiz2Credit
Biz2Credit is an online lending marketplace that connects small businesses to lenders. It uses data from loan applications and proprietary algorithms to efficiently match borrowers to the best financing options. This helps lower loan defaults and costs. Partnering with Biz2Credit allows merchant processors to offer credit options to customers, generate referral revenue, and increase customer retention through a seamless financing experience. Biz2Credit has funded over $1 billion in loans through its platform of over 1,200 lenders.
Commercial Lending Trends that Drive Sound Credit for High Performing PortfoliosBaker Hill
In this session, we will review current commercial lending trends, discuss proactive efficiency strategies and highlight a bank realizing gains based upon those strategies.
Lessons from FinTech: Innovators & Disruptors Baker Hill
This document discusses challenges and opportunities in commercial banking. It summarizes views from bankers and innovators on topics like:
1) New competitors and losing market share to digital disruptors
2) Top strategic priorities like enhancing digital experiences and analytics
3) Key challenges like escaping commodity sales and achieving operational excellence in digital banking
4) Partnering with fintechs and disrupting internally to drive innovation
5) Using data and analytics to provide actionable insights and personalized services that meet changing customer expectations.
QuickFix will provide one-stop online microfinancing through secure online purchases and quick short-term loans. The team combines skills in finance, marketing, entrepreneurship and technology. QuickFix will use publicly available customer data to automatically approve online purchases or extend small loans without using sensitive credit card data.
This document discusses the Payment Card Industry Data Security Standard (PCI DSS), which aims to protect credit card data. It outlines the 12 requirements of the PCI DSS across 6 control groups related to network security, data protection, vulnerability management, access control, network monitoring, and maintaining security policies. The PCI DSS applies to all organizations that store, process or transmit cardholder data. Failure to comply can result in fines and penalties from credit card companies and a loss of ability to accept credit card payments. The document also discusses validation requirements for ongoing compliance monitoring and reporting.
The document discusses making commercial banking "future ready" through innovation. It notes that commercial loan growth has driven revenue but is slowing. To prepare, banks need to strengthen risk and return analysis, develop niche lending expertise, and focus on growing deposits, treasury management, and small business products. The presentation advocates moving from a manual, relationship-focused commercial lending model to one driven by data, analytics, integrated platforms, and specialized skills. This would improve response times, production metrics, risk management, and profitability. It suggests banks partner to explore emerging technologies and create a specific vision for the future of their commercial operations.
Octagon provides automated credit application processing and loan management systems. It processes over 24 million transactions annually worth around R250 million per month. The system allows for cradle-to-grave management of credit applications and loan accounts, including credit vetting, approval/disbursement, account management, payments, collections and reporting. Key features include integrated credit bureau data access, automated credit decisioning, collections management, and general ledger integration.
Representatives from Mercantil Bank and IBC Bank discussed challenges and opportunities in consumer lending. They addressed how the new tax bill, demographic shifts, natural disasters, and regulations like HMDA changes impact consumer lending and how banks can leverage credit scoring and fintech for more efficient lending. The document provided an overview of the consumer lending landscape and issues faced by banks today.
The document discusses various online payment systems for e-commerce transactions. It begins by describing how online credit card transactions work, noting security and cost issues. It then explains how the Secure Electronic Transaction (SET) protocol aimed to address these by authenticating identities through digital certificates. However, SET did not gain widespread adoption due to high integration costs. The document goes on to discuss digital wallets, digital cash systems, PayPal, stored value accounts, and other digital payment methods like eChecks and their advantages over credit cards for online purchases. It concludes by noting business-to-business payments are more complex than consumer payments.
Short term possabilities for eKYC improvmentsRonny Khan
When exiting the first wave of Covid-19 it is crucial to leverage the options we have to digitalize what we can. This is really a case that makes huge sense in the normal sense and really, really should be executed on immediately.
Short term possabilities for eKYC improvmentsRonny Khan
When exiting the first wave of Covid-19 it is crucial to leverage the options we have to digitalize what we can. This is really a case that makes huge sense in the normal sense and really, really should be executed on immediately.
The 2018 Regulatory Update - Are You Ready?Baker Hill
This document summarizes a presentation on 2018 regulatory updates given by Doug Johnson and Melissa Sewell. The presentation covered new HMDA and small dollar lending regulations, including key data fields examiners will focus on and new transaction testing guidelines. It also discussed upcoming regulatory hot topics like CECL accounting standards and electronic signatures.
Technology is helping to improve credit access for small and medium enterprises (SMEs) in India. SMEs face difficulties obtaining credit due to inadequate financial records and high risks, but new fintech platforms are using alternative data and analytics to streamline lending. Capital Float, a case study example, uses digital data from e-commerce sellers to quickly provide working capital loans to SMEs. While credit gaps remain, partnerships between banks and fintechs as well as growing data availability are expanding credit availability and reducing costs for SMEs in India.
What It Means To Be PCI DSS Level 1 CompliantAllied Wallet
Headquartered in West Hollywood, California, Allied Wallet has been recognized by Inc. magazine as one of the fastest-growing private businesses that is rapidly changing the way payments are being processed around the world. Since its inception in 2002, Allied Wallet has administered monies in almost 200 countries in over 160 currencies. In 2010, Allied Wallet became PCI DSS Level 1 compliant through First Data, a significant recognition in the e-commerce industry.
Teleran provides products and solutions to help customers build better intelligence from their data-intensive applications. Their technology includes iSight, which provides 360-degree visibility into user activity and behavior, and iGuard, which enforces policies to prevent inappropriate queries and guide users. Teleran helps customers minimize costs, simplify management, and improve the business value of their data.
PCI Compliance for Community Colleges @One CISOA 2011Donald E. Hester
An introduction to PCI compliance and data security standard. Including attestation requirements, PCI merchant levels, reporting requirements. Steps to Document PCI Cardholder Data Environment CDE and to work toward compliance.
This document discusses PCI DSS (Payment Card Industry Data Security Standard) and protecting personally identifiable information (PII). It provides background on PCI DSS including its purpose of optimizing credit card security. It defines what constitutes cardholder data and who must comply with PCI DSS. The document also discusses risks of PII breaches and best practices for minimizing PII use and categorizing PII confidentiality levels. It emphasizes the need for coordination across an organization in managing PII issues and having an incident response plan for PII breaches.
This document provides an overview of PCI DSS compliance, including:
- What the PCI Security Standards Council is and its objectives in establishing payment security standards.
- Why compliance is important to avoid penalties, reduce risk, and protect an organization's reputation.
- How to achieve compliance through self-assessment questionnaires or audits depending on transaction volume.
- The requirements of the PCI DSS including building a secure network, protecting data, vulnerability management, and more.
pci-comp pci requirements and controls.pptgealehegn
The document discusses the Payment Card Industry Data Security Standard (PCI DSS), which establishes requirements for securely handling, storing, and transmitting credit card data. It requires merchants and service providers that process, store or transmit credit card data to comply with security standards covering areas like network security, data protection, access control, monitoring, and security policies. Non-compliance can result in fines, lawsuits, and loss of credit card processing privileges. The Commonwealth of Massachusetts is working to help state departments assess their PCI compliance status and achieve validation through qualified security assessors and approved scanning vendors.
pci powerpoint 01-12-2012- cal poly basic rev 07-23-12b.pdfssuserbcc088
This document provides an overview and agenda for a training on PCI DSS (Payment Card Industry Data Security Standard) compliance at Cal Poly. The training objectives are to understand what PCI DSS is, how to comply with its requirements, and appropriate ways to handle payment card data. The agenda covers PCI basics, compliance drivers, securing card data, and a review. It emphasizes that PCI DSS is an industry standard to protect cardholder data and that non-compliance can result in fines.
ECMTA 2009 PCI Compliance and the Ecommerce MerchantMelanie Beam
Since the deadline for level 4 merchants to be in compliance is July 2010, I thought I\'d share this presentation I did in July of 2009 at the Ecommerce Summit.
From the eCommerce Summit in Atlanta June 3-4, 2009 where Mountain Media explains the topic of PC Compliance for online merchants. Visit http://www.ecmta.org to find out more.
Payment Card Industry Compliance for Local Governments CSMFO 2009Donald E. Hester
This document discusses various topics related to PCI compliance, including:
- Albert Gonzalez and major data breaches he was involved in stealing over 500 million records.
- The top 10 largest data breaches of all time totaling over 544 million lost records.
- Key players in payment processing like acquirers, merchants, and card brands.
- An overview of the PCI DSS and other standards like PA-DSS, PED, and how the PCI Council maintains and enforces compliance.
- Requirements for organizations of different levels based on transaction volume including validation requirements like external scans, self-assessment questionnaires, and audits.
Payment card industry data security standardsallychiu
The Payment Card Industry Data Security Standard (PCI DSS) is an industry-wide framework for protecting cardholder data. It was developed by the Payment Card Industry Security Standards Council in response to growing credit card fraud. PCI DSS consists of 12 requirements across 6 control objectives that entities must comply with depending on their level of cardholder transactions. Compliance is enforced by each card brand and validated by independent parties. Studies show that PCI DSS has been effective at improving security for many organizations, but compliant companies can still experience breaches, so it does not guarantee protection. PCI DSS presents opportunities for accountants to assist with compliance as Qualified Security Assessors or consultants.
This document provides a summary of the Payment Card Industry Data Security Standard (PCI DSS) version 2.0. It outlines the goals and 12 main requirements of the PCI DSS for securing payment card data, including building and maintaining a secure network, protecting cardholder data, maintaining vulnerability management programs, implementing strong access controls, regularly monitoring networks, and maintaining information security policies. It also provides overviews of related standards like the PIN Transaction Security (PTS) requirements and Payment Application Data Security Standard (PA-DSS). The document is intended to help merchants and other entities processing payment cards understand how to protect card data and comply with PCI security standards.
This document provides an overview of PCI compliance and security standards. It discusses the objectives of PCI DSS training, an introduction to PCI and the Payment Card Industry Security Standards Council, an overview of the PCI DSS requirements and framework, definitions of cardholder data and merchant levels, how compliance applies to different entity types, and resources for further information. The training is intended to help participants understand goals of PCI, key concepts such as cardholder data and merchant levels, and compliance responsibilities for different organizations that handle credit card transactions.
The document discusses the Payment Card Industry Data Security Standard (PCI-DSS). It provides a brief history of credit cards and the PCI oversight council. It then explains what constitutes cardholder data and outlines the payment transaction cycle. Finally, it summarizes the key sections and requirements of the PCI-DSS, including installing firewalls, defining the scope of assessments, transitioning away from SSL/TLS, enforcing multi-factor authentication, implementing change management controls, and oversight of service providers.
This is the presentation from Null/OWASP/g4h Bangalore October MeetUp by Manasdeep.
http://technology.inmobi.com/events/null-october-meetup
This talk will focus on the general overview of the PCI-DSS standard and how does it help to protect the cardholder data. Changes introduced in the new PCI DSS v3.0 standard will further explore how it safeguards the Cardholder data environment for the various entities.
Talk Outline:
- PCI DSS v3 : An Overview
- PCI DSS: How it is different from other similar standards?
- PCI DSS vs ISO 27001
- Protecting Cardholder data through PCI DSS v3
- Common Myths regarding PCI DSS
- Security vs Compliance
company names mentioned herein are for identification and educational purposes only and are the property of, and may be trademarks of, their respective owners.
Data Security, Fraud Prevention and PCI for Nonprofit Payment Processors in D...Stephanie Gutowski
Data Security, Fraud Prevention and PCI for Nonprofit Payment Processors in Drupal -
Stephen Bestbier (iATS), Aaron Crosman (Message Agency), Erik Mathy (Pantheon)
The document provides information about PCI compliance requirements for businesses that accept credit and debit card payments. It begins by explaining the risks to businesses if they do not protect customer payment card data and comply with PCI standards. It then discusses common myths and misconceptions around PCI compliance requirements, such as that small businesses or those that outsource processing are exempt. The document aims to make clear that all businesses that accept card payments are required to comply with PCI security standards.
Similar to Payment Card Acceptance PCI Compliance for Local Governments 2012 (20)
Cybersecurity is important for local government. Understand the reasons why cybersecurity is so important for local governments. Includes statistics on cyber crime.
The document discusses several topics related to IT security and compliance including:
1. Securing the IT environment, managing and retaining data, managing IT risk and compliance, and ensuring privacy.
2. It outlines the NIST cybersecurity framework process of categorizing systems, selecting controls, implementing controls, assessing controls, authorizing systems, and ongoing monitoring.
3. It warns about ransomware which encrypts files until a ransom is paid and notes it is typically installed through malicious links, emails, or drive-by downloads from compromised websites.
Ransomware is a threat that is growing exponentially is your organization ready? Learn what we know about the perpetrators, what they typical attack vectors are, who the typical victims are. What step you can take to protect and mitigate the risk along with the cost considerations. We will also cover some alarming statistics and predictions for the future.
This infographic depicts the relationship of Student Learning Outcomes/Objectives SLOs with the measurable objectives and course content for Las Positas College CNT 54 Administering Windows Client. This course aligns with Microsoft exam 70-698 Installing and Configuring Windows 10.
This session will provide information on some common fraud schemes relevant to most entities and provide examples of controls you can implement in your organization to decrease the risk of fraud. We will also provide an overview of the Internal Control Guidelines issued by the State Controller's Office.
Presenters David Alvey, CPA Audit Partner and Katherine Yuen, CPA, Audit Partner
2016 Maze Live Changes in Grant Management and How to Prepare for the Single ...Donald E. Hester
Are you ready for the new Single Audit rules and requirements? In this session, we will go over the new Uniform Guidance to Federal Awards with a high level background and overview on the latest updates on the new single audit requirements. We will discuss how the Uniform Guidance will affect the planning considerations for year-end single audits. We will also discuss how you can successfully prepare for the single audit and comply with the new Uniform Guidance for Federal Awards.
Presenters Nikki Apura, Audit Supervisor and Mark Wong, CPA, Audit Partner
2016 Maze Live Cyber-security for Local GovernmentsDonald E. Hester
Albert Gonzalez, 28, was involved in some of the major data breaches between 2005-2008 including Heartland, Hannaford Bros., 7-Eleven, T.J. Maxx, Marshalls, BJ’s Wholesale Club, OfficeMax, Barnes & Noble, Sports Authority, Dave & Busters, Boston Market, Forever 21, and DSW. He stole data from over 170 million credit and debit cards as part of an international criminal organization. Data security experts emphasize the importance of securing IT environments, managing and retaining data securely, and managing IT risk and compliance to keep consumer information safe from cyber criminals.
How did your implementation go last year? In this session, we will cover issues that we or our clients encountered during the implementation of GASB 68 and 71. We will also cover anticipated challenges, new information from actuaries, as well as sample journal entries in this first year after implementation. Presenter Amy Myer, CPA, Audit Partner
Implementing GASB 72: Fair Value Measurement and ApplicationDonald E. Hester
In this session, we identify the impacts of GASB 72 for financial statement presentation purposes and be exposed to updated footnote tables and other pertinent footnote disclosures. Other topics include: valuation techniques, reporting requirements and definitions related to the Statement. Presenters Cody Smith, CPA, Audit Supervisor and Amy Myer, CPA, Audit Partner
Are you wondering what is down the pike for GASB implementation? In this session we will cover the new GASB pronouncements for the upcoming years, including those addressing tax abatement disclosures and retiree healthcare benefits. Presenter David Alvey, CPA Audit Partner
Annual Maze Live Event 2016 – GASB Updates & Best Practices Donald E. Hester
Hosted by the City of San Leandro
Topics covered:
GASB Update
Implementing GASB 72: Fair Value Measurement and Application
GASB 68 and 71 Planning for the Second Year
Cyber-security for Local Governments
Changes in Grant Management and How to Prepare for the Single Audit
Fraud Environment
Payment Card Cashiering for Local Governments 2016Donald E. Hester
This document provides training on proper handling of credit card information according to PCI compliance standards. It begins with an overview of why security is important when processing credit cards due to the sensitive customer information involved. It then outlines 10 rules for securing credit card data, such as not processing cash refunds, matching signatures, and securely storing documents with cardholder data. The document educates on parts of the credit card like the PAN and CVV2 numbers to help verify identities during transactions.
Understanding the Risk Management Framework & (ISC)2 CAP Module 11: MonitorDonald E. Hester
The document discusses the Risk Management Framework (RMF) process for authorizing information systems and maintaining ongoing security authorization. It outlines the six steps of the RMF process - Categorize, Select, Implement, Assess, Authorize, Monitor. The ultimate goal is to achieve ongoing authorization where the authorizing official has sufficient knowledge of the system's security state to determine if continued operation is acceptable based on ongoing risk assessments. Any changes to the system may change the risk, and the RMF process includes tasks for evaluating changes and their impact on risk.
How to Interpret Trends in the Kalyan Rajdhani Mix Chart.pdfChart Kalyan
A Mix Chart displays historical data of numbers in a graphical or tabular form. The Kalyan Rajdhani Mix Chart specifically shows the results of a sequence of numbers over different periods.
Your One-Stop Shop for Python Success: Top 10 US Python Development Providersakankshawande
Simplify your search for a reliable Python development partner! This list presents the top 10 trusted US providers offering comprehensive Python development services, ensuring your project's success from conception to completion.
Introduction of Cybersecurity with OSS at Code Europe 2024Hiroshi SHIBATA
I develop the Ruby programming language, RubyGems, and Bundler, which are package managers for Ruby. Today, I will introduce how to enhance the security of your application using open-source software (OSS) examples from Ruby and RubyGems.
The first topic is CVE (Common Vulnerabilities and Exposures). I have published CVEs many times. But what exactly is a CVE? I'll provide a basic understanding of CVEs and explain how to detect and handle vulnerabilities in OSS.
Next, let's discuss package managers. Package managers play a critical role in the OSS ecosystem. I'll explain how to manage library dependencies in your application.
I'll share insights into how the Ruby and RubyGems core team works to keep our ecosystem safe. By the end of this talk, you'll have a better understanding of how to safeguard your code.
Discover top-tier mobile app development services, offering innovative solutions for iOS and Android. Enhance your business with custom, user-friendly mobile applications.
In the realm of cybersecurity, offensive security practices act as a critical shield. By simulating real-world attacks in a controlled environment, these techniques expose vulnerabilities before malicious actors can exploit them. This proactive approach allows manufacturers to identify and fix weaknesses, significantly enhancing system security.
This presentation delves into the development of a system designed to mimic Galileo's Open Service signal using software-defined radio (SDR) technology. We'll begin with a foundational overview of both Global Navigation Satellite Systems (GNSS) and the intricacies of digital signal processing.
The presentation culminates in a live demonstration. We'll showcase the manipulation of Galileo's Open Service pilot signal, simulating an attack on various software and hardware systems. This practical demonstration serves to highlight the potential consequences of unaddressed vulnerabilities, emphasizing the importance of offensive security practices in safeguarding critical infrastructure.
Programming Foundation Models with DSPy - Meetup SlidesZilliz
Prompting language models is hard, while programming language models is easy. In this talk, I will discuss the state-of-the-art framework DSPy for programming foundation models with its powerful optimizers and runtime constraint system.
HCL Notes and Domino License Cost Reduction in the World of DLAUpanagenda
Webinar Recording: https://www.panagenda.com/webinars/hcl-notes-and-domino-license-cost-reduction-in-the-world-of-dlau/
The introduction of DLAU and the CCB & CCX licensing model caused quite a stir in the HCL community. As a Notes and Domino customer, you may have faced challenges with unexpected user counts and license costs. You probably have questions on how this new licensing approach works and how to benefit from it. Most importantly, you likely have budget constraints and want to save money where possible. Don’t worry, we can help with all of this!
We’ll show you how to fix common misconfigurations that cause higher-than-expected user counts, and how to identify accounts which you can deactivate to save money. There are also frequent patterns that can cause unnecessary cost, like using a person document instead of a mail-in for shared mailboxes. We’ll provide examples and solutions for those as well. And naturally we’ll explain the new licensing model.
Join HCL Ambassador Marc Thomas in this webinar with a special guest appearance from Franz Walder. It will give you the tools and know-how to stay on top of what is going on with Domino licensing. You will be able lower your cost through an optimized configuration and keep it low going forward.
These topics will be covered
- Reducing license cost by finding and fixing misconfigurations and superfluous accounts
- How do CCB and CCX licenses really work?
- Understanding the DLAU tool and how to best utilize it
- Tips for common problem areas, like team mailboxes, functional/test users, etc
- Practical examples and best practices to implement right away
Skybuffer SAM4U tool for SAP license adoptionTatiana Kojar
Manage and optimize your license adoption and consumption with SAM4U, an SAP free customer software asset management tool.
SAM4U, an SAP complimentary software asset management tool for customers, delivers a detailed and well-structured overview of license inventory and usage with a user-friendly interface. We offer a hosted, cost-effective, and performance-optimized SAM4U setup in the Skybuffer Cloud environment. You retain ownership of the system and data, while we manage the ABAP 7.58 infrastructure, ensuring fixed Total Cost of Ownership (TCO) and exceptional services through the SAP Fiori interface.
Conversational agents, or chatbots, are increasingly used to access all sorts of services using natural language. While open-domain chatbots - like ChatGPT - can converse on any topic, task-oriented chatbots - the focus of this paper - are designed for specific tasks, like booking a flight, obtaining customer support, or setting an appointment. Like any other software, task-oriented chatbots need to be properly tested, usually by defining and executing test scenarios (i.e., sequences of user-chatbot interactions). However, there is currently a lack of methods to quantify the completeness and strength of such test scenarios, which can lead to low-quality tests, and hence to buggy chatbots.
To fill this gap, we propose adapting mutation testing (MuT) for task-oriented chatbots. To this end, we introduce a set of mutation operators that emulate faults in chatbot designs, an architecture that enables MuT on chatbots built using heterogeneous technologies, and a practical realisation as an Eclipse plugin. Moreover, we evaluate the applicability, effectiveness and efficiency of our approach on open-source chatbots, with promising results.
Driving Business Innovation: Latest Generative AI Advancements & Success StorySafe Software
Are you ready to revolutionize how you handle data? Join us for a webinar where we’ll bring you up to speed with the latest advancements in Generative AI technology and discover how leveraging FME with tools from giants like Google Gemini, Amazon, and Microsoft OpenAI can supercharge your workflow efficiency.
During the hour, we’ll take you through:
Guest Speaker Segment with Hannah Barrington: Dive into the world of dynamic real estate marketing with Hannah, the Marketing Manager at Workspace Group. Hear firsthand how their team generates engaging descriptions for thousands of office units by integrating diverse data sources—from PDF floorplans to web pages—using FME transformers, like OpenAIVisionConnector and AnthropicVisionConnector. This use case will show you how GenAI can streamline content creation for marketing across the board.
Ollama Use Case: Learn how Scenario Specialist Dmitri Bagh has utilized Ollama within FME to input data, create custom models, and enhance security protocols. This segment will include demos to illustrate the full capabilities of FME in AI-driven processes.
Custom AI Models: Discover how to leverage FME to build personalized AI models using your data. Whether it’s populating a model with local data for added security or integrating public AI tools, find out how FME facilitates a versatile and secure approach to AI.
We’ll wrap up with a live Q&A session where you can engage with our experts on your specific use cases, and learn more about optimizing your data workflows with AI.
This webinar is ideal for professionals seeking to harness the power of AI within their data management systems while ensuring high levels of customization and security. Whether you're a novice or an expert, gain actionable insights and strategies to elevate your data processes. Join us to see how FME and AI can revolutionize how you work with data!
Essentials of Automations: Exploring Attributes & Automation ParametersSafe Software
Building automations in FME Flow can save time, money, and help businesses scale by eliminating data silos and providing data to stakeholders in real-time. One essential component to orchestrating complex automations is the use of attributes & automation parameters (both formerly known as “keys”). In fact, it’s unlikely you’ll ever build an Automation without using these components, but what exactly are they?
Attributes & automation parameters enable the automation author to pass data values from one automation component to the next. During this webinar, our FME Flow Specialists will cover leveraging the three types of these output attributes & parameters in FME Flow: Event, Custom, and Automation. As a bonus, they’ll also be making use of the Split-Merge Block functionality.
You’ll leave this webinar with a better understanding of how to maximize the potential of automations by making use of attributes & automation parameters, with the ultimate goal of setting your enterprise integration workflows up on autopilot.
Taking AI to the Next Level in Manufacturing.pdfssuserfac0301
Read Taking AI to the Next Level in Manufacturing to gain insights on AI adoption in the manufacturing industry, such as:
1. How quickly AI is being implemented in manufacturing.
2. Which barriers stand in the way of AI adoption.
3. How data quality and governance form the backbone of AI.
4. Organizational processes and structures that may inhibit effective AI adoption.
6. Ideas and approaches to help build your organization's AI strategy.
The standard has approximately 194 controls in 12 sections. The 12 sections are group into 6 objectives. The 6 objectives are; build and maintain a secure network, protect cardholder data, maintain a vulnerability management program, implement strong access control measures, regularly monitor and test networks, maintain an information security policy.
This includes organizations who only use paper based processing, organizations who outsource the credit card processing, to organizations that process credit cards in house.
If there is a data breach, the card brands will perform a forensic audit to determine if the merchant was compliant at the time of the data breach. If the merchant is found not compliant at the time of the breach they will be liable for the full cost of the breach; the cost of the forensics, losses of cardholders, losses to the banks, losses to the card brand and in some states fines will be assessed.
In addition, the merchant will be moved to the highest merchant level and will be required to meet the most stringent evidence requirements and their credit card processing fees will go up.
The standard has approximately 194 controls in 12 sections. The 12 sections are group into 6 objectives. The 6 objectives are; build and maintain a secure network, protect cardholder data, maintain a vulnerability management program, implement strong access control measures, regularly monitor and test networks, maintain an information security policy.