Corpzo is a corporate compliance organization with a global presence that aims to ease business compliance and facilitate growth. It has expertise in various areas including finance, legal, investment, and environmental compliance. The organization has assisted over 1000 clients with business incorporation and obtained licenses for over 150 clients in financial businesses. It offers end-to-end support for obtaining a payment aggregator license, including preparing the application and supporting documents, liaising with regulators, and ensuring compliance requirements are met.

1. Easing Compliance
Incubating Growth
+91- 99991 39391 reach@corpzo.com www.corpzo.com
COMPLIANCE | FINANCE | LEGAL | INVESTMENT | GROWTH | ENVIRONMENT
www.corpzo.com

2. Financial BUsiness Incorporation
+91- 99991 39391 reach@corpzo.com www.corpzo.com
www.corpzo.com
P
a
yment aggregator license

3. ACCELERATING BUSINESS EVOLUTION
✓ We are a Corporate Compliance organization having our presence across the globe aiming to ease compliance and
assist in business evolution.
✓ We ensure that your business is up to pace with todays hyper-dynamic corporate legal structure(s)
✓ We take care of your compliance, so you can focus on your business.
✓ We are a corporate compliance organisation with expertise at providing pollution related and waste management
advisory.
✓ Our experts have facilitated the incorporation of more than 1000 clients.
✓ We have facilitated more 5000+ clients in attainment of there business licences and registrations and more than 150
clients in obtaining SEBI/RBI licences for financial businesses like NBFC, Payment Gateway etc) throughout India.
ABOUT US

4. WHAT IS a P
a
yment aggregator?
A payment aggregator (a.k.a. merchant aggregator) is a service provider that aggregates and offers multiple
payment acceptance services to retailers. In that account, one big distinction between a gateway and an
aggregator is when a gateway is for e-commerce websites/ applications, an aggregator digitises online and/or
offline payment touchpoints.
As per the RBI guidelines Payment Aggregators are entities that facilitate e-commerce sites and merchants to
accept various payment instruments from the customers for completion of their payment obligations without the
need for merchants to create a separate payment integration system of their own. PAs facilitate merchants to
connect with acquirers. In the process, they receive payments from customers, pool and transfer them on to the
merchants after a time period. For achieving this, a Payment Aggregator undergoes a comprehensive process of
integration with all the payment service providers and consolidates this on a single platform.
In simple terms, a payment aggregator empowers merchants by providing them the means to accept credit card
payments and online money transfers without an individual merchant account with a bank or financial services
provider.
Read More

5. P
a
yment gatewa
y vs aggregator
PARAMETER PAYMENT GATEWAY PAYMENT AGGREGATOR
ROLE Intermediary Interface
TOUCHPOINTS DIGITIZED Online touch points including Website/ App Online and/ or offline touch-points
PAYMENT OPTIONS Restricted Multiple
INTEGRATED SOLUTION Yes Yes
PAYMENT SUCCESS RATE (PSR) As much as the payment gateway can manage Significantly higher payment success rate
OWNERSHIP
Owned by public and private banks, merchants,
vendors, and payment aggregators
Owned by Fintech players
PERMISSIONS
RBI authorisation under the Payment and
Settlement Systems Act, 2007 (PSSA)
Payment aggregator requires the requisite
certification as per the Payment Card Industry
Data Security Standard (PCI-DSS)

6. Pre-requisites for P
a
yment Aggregator License
✓
Applicant should be a registered company as per the Rules, Regulations and Provisions of the Companies act, 2013 or the earlier Companies
Act 1956.
✓ Minimum two directors and two members
✓ Minimum capital requirement net-worth of 15 crores till 31.03.2021, which should be increased to 25 crores by 31.03.2023
✓ The credit profile of the Company, its promoters and directors should not be in a default state.
✓ Address Details of the Business
✓ Address System flow and code testing report by software certifying agency of the Business

7. 1. Self-attested documents of Directors & Shareholders:
o Copy of ITR of the past 3 years
o Net worth statement & Credit report
o Proof of Highest Educational Qualification
2. If the Company is already incorporated then we would need:
o Certificate of Incorporation of the Company applying for registration
o A copy of the latest Memorandum and Articles of Association of the Company attested by the directors.
3. Certificate of PCI-DSS Compliance
4. Auditors Report Certifying the Net Worth of the Business/Company.
5. Business plan for 3 to 5 years mentioning detailed projections and operational plan of the proposed business.
6. Bank Statement of the Company for the last 12 months duly signed and stamped by the banker.
7. A certificate of Chartered Accountant regarding details of group/ associate/ subsidiary/ holding companies along with details of investments in other
businesses as shown in the Proforma Balance Sheet
8. Business/ Career profiles of all the directors
9. Self-declaration by the directors for not being charged with any penal action.
10. Balance Sheet and P&L for the Last 2 years and provisional statements for the current year
Documents for p
a
yment aggregator license
In case any further information or document is required, Our Compliance team will collect the same within 7 days begin the process.

8. Steps for p
a
yment aggregator license
FORM A
Scrutiny
Processing of
Application
Review of the duly signed and executed Documents by
the Department Officials followed by preparation of
business plan and requisite documents/attachments
The approval/rejection of the application is the sole
discretion of the RBI. The RBI may conduct such inquiry
as it deems fit for the purpose of verifying the
authenticity of the details of the application.
Preparation and submission of FORM A (Payment
Aggregator Registration Form) along with the prescribed
attachments/documents and information as prescribed by
the RBI.
According to the Section 4 of the PSS Act, The RBI is
required to process the application within a maximum
stipulated time period of 6 (SIX) months from the date of
application.
If the RBI is satisfied that the terms and conditions
prescribed under the PSS Act are fully complied with
by the applicant the Certificate/Authorisation will be
granted to the applicant in FORM B.
Collection & Verification of Soft Copy of all the
relevant Documents & Information.

9. SCOPE OF WORK
✓
END TO END Advisory for Payment Aggregator
Authorisation ✓
Preparation of 3 year and/or 5 Year Business
Plan by our experts
✓ Preparation of Draft Application and Attachments
✓ Submission of Application and prescribed fees
✓
Pre-submission scrutiny of documents/attachments
of all the promoters and advisory regarding the
proposed board of directors.
✓ Pro-active follow up with the department
✓
Assistance in attainment of prerequisites for the
successful approval of payment aggregator licence ✓
Advisory pertaining to implementation of
recommended security measures.

10. 01
02
03
05
04
LICENCES & REGISTRATIONS
RELATED SERVICES
ACCOUNTING & BOOKKEEPING
FEMA COMPLINACE
ANNUAL FILING
FINANCIAL ADVISORY
06
BUSINESS LICENCES

11. Our Services
Environment Approvals
o Pollution Noc/Consent
o EPR Authorisation (E-waste & Plastic)
o Bio Medical Waste
o Solid Waste
o Hazardous Waste
o CGWA NOC
Transaction Support
o Transaction Advisory
o Due Diligence
o Mergers & Acquisition
o IPO & FPO
Intellectual Property
o Trademark
o Patent
o Copyright
o Representation & Appeal
Financial Advisory
o Accounting & Book Keeping
o Loans & Funding
o VCFO Services
o International Accounting
o Credit Rating Advisory
o Startup Funding
o Project Evaluation
Business Incorporation
o Indian Business Incorporation
o International Incorporation
o Foreign Subsidiary / India Entry
o Financial Business Incorporation
o NGO Incorporation
o Joint Ventures/Speacial Purpose Vehicles
o Trust/ Society/ Section 8/ NGO
Steps to a
Successful
Business
02
Licence & Registration
o Labour Licences
o RBI Licences
o Drug & Cosmetics
o Ayush & Herbal
o Urban Local Body Approval
o Regulatory Approvals
Compliance Management
o Annual Compliance
o Periodic Filing and Returns
o Change in Business
o FERA & FEMA
o Listing Compliance
Business Strategy
o Business Plan
o Startup Pitch Deck
o Feasibility Analysis
o Techno Economic Evaluation
01
03
04
05
06
07
08

12. OUR APPROACH Our processes are aimed at solving
most complex business problems,
reducing risk and gain a competitive
advantage by achieving good
governance and financial control
Understanding the client’s business needs and
analyzing the requirements on call or in person as
the need be
ASSESSING REQUIREMENTS
We align a professional to ensure to discuss in
detail the compliance requirements of your
business and thorough assistance throughout the
process.
DEDICATED PROFESSIONAL
We thrive to keep you apprised about the status of
your application until its completion. Every
development on your application is brought to
your attention.
REGULAR UPDATES
We share the estimated expenses and a service
level agreement for the requested service
SIGNING OF SLA
Following the SLA the necessary documents and
information are collected from the client
DOCUMENTS & INFORMATION
Stage 1 Stage 3 Stage 5
Stage 2 Stage 4

13. 2000 +
Happy Clients
Across Industry Verticals
Around the Globe
Our Presence and Growth
Significant
Growth in Client
Base Last 3 Years
FMCG
Information
Technology
Automobile
Textile
Packaging
& Printing
Metals &
Minerals
Financial
Services
Healthcare
&
Pharmaceuticals
Waste
Management
Energy &
Natural
Resources
Real
Estate
Consumer
Retail
Food &
Beverages
Banking &
Insurance
145 40 110 400 754 545 900 525
850 100 50 350 75 200 400
2013
171 Clients
2017
813 Clients
2020
2010
Clients
OUR PRESENSE ACROSS INDUSTRY VERTICALS around the globe

14. CO R P Z O
PROMISE
Why Us?
✓ W e p ro mi s e p e rf e c t i o n !
✓ W e p ro mi s e b u s i n e s s e vo l u t i o n !
✓ W e e n s u re a c c u ra c y!
✓ W e b e l i e ve i n b u s i n e s s i d e a s !
✓ W e p ro mi s e OUR B E S T!

15. Who we are
We believe in empowering businesses.
Corpzo Ventures Private Limited is an initiative aimed at simplifying the business journey for startups, Corpzo encompasses a team of more than
1000 legal, finance and banking professionals, set out to assist entrepreneurs around the globe in their business quests. We believe that every
business needs nourishment in its budding stages. Ensuring smooth navigation through the bumpy ride of legal compliance, financial risks is
what we are good at.
We understand that the journey of an entrepreneur begins with his idea of a business. We, at, Corpzo, offer a complete range of professional
services and tailor-made solutions for the evolution of your business ranging from incorporation compliance, legal, financial, taxation,
technology, Intellectual Property Management, Registrations, Licensing and Marketing.
We assist you in choosing the best suited mode of business, get appropriate protection for your intellectual property, attain all the relevant
mandatory and voluntary registrations, approvals, permits and certifications. We also assist in managing the accounts, taxation, finance and
funding aspects of your business. In essence we wish for you to concentrate on your idea while we focus on the rest for you.
Our team of experts aims at easing Compliance and incubating your business growth with maximum efficiency & minimalist timeline.
ALL YOU NEED TO DO IS CALL US AND LET US WORRY ABOUT THE REST !! IT’S THAT EASY!!
Technology Based Compliance Platform

16. +91- 99991 39391
reach@corpzo.com
www.corpzo.com
Corpzo Ventures Priv
ate Limited
www.corpzo.com
NOIDA || DELHI || LUCKNOW || BENGALURU || HYDERABAD || MUMBAI || PUNE || NETHERLANDS || CANADA