The document summarizes a webinar presentation about payday loans and consumer protections regarding them. Payday loans are short-term, high-interest loans offered by payday lenders. While notorious for their unconscionable interest rates and fees, payday loans were previously unregulated but laws have since been passed on both the federal and provincial level in Ontario to provide more protections for consumers. The webinar outlines Ontario's Payday Loans Act of 2008, which regulates payday lenders and includes requirements around licensing, operations, and restrictions intended to protect borrowers.