This document provides an overview of auto title lending regulations and practices. It discusses licensing requirements, regulatory oversight at both the federal and state levels, advertising rules, how transactions involve multiple parties, standard transaction terms, issues around cross-border transactions, and procedures for default, repossession and sale. The presentation notes key differences between pawn/pledge transactions and installment loans, and how consumer credit laws apply despite the unique nature of auto title lending. It aims to outline best practices for compliance in this industry.