This document presents information on peer-to-peer (P2P) lending. It defines P2P lending as enabling individuals to act as lenders, like banks, by lending small amounts to multiple borrowers to reduce risk. The document outlines Reserve Bank of India regulations for P2P companies, including requirements for borrower assessments, documentation, escrow accounts, and more. It also provides examples of borrower profiles reviewed on P2P platforms and average returns earned from lending at different risk levels. Finally, it notes that the presenter's company partners with two specific P2P platforms in India.