This document is a loan amortization schedule in Spanish that details the terms of a $150,000 loan with an annual interest rate of 22.92% over 48 months. It shows the payment amount each period, how the payment is allocated to interest and principal, and the remaining balance. Key details are an initial principal of $150,000, interest rate of 1.91% per month (22.92% annually), term of 48 months, and total payment of $230,455.13.

1. BANAMEX
Monto 150000
Interes 1.91% e.m INT ANUAL: 22.92%
Interes (mora) 2.01% e.m PAGO FINAL: $230,455.13
Plazo 48
Costo del prestamo 2%
es: 0.197998687
Pago(SI=1) Periodo Saldo Inicial Mensual Interes Mora Pago Pago adicional Abono Capital Saldo final Flujo de caja Saldo sin Mora Mora Mora Acumulada
0 150000 150000 150000
1 1 150000.00 2865.00 $4,801.15 $1,936.15 $148,063.85 -$4,801.15 148,063.85$ $0.00 $0.00
1 2 148063.85 2828.02 0 $4,801.15 $1,973.13 $146,090.72 -$4,801.15 146,090.72$ $0.00 $0.00
0 3 146090.72 2790.33 0 $0.00 -$2,790.33 $148,881.06 $0.00 144,079.91$ -$4,801.15 -$4,801.15
1 4 148881.06 2843.63 2992.509213 $4,801.15 $1,957.52 $149,916.04 -$4,801.15 146,831.83$ -$3,084.21 -$7,885.36
1 5 149916.04 2863.40 0 $4,801.15 $1,937.75 $147,978.29 -$4,801.15 147,827.68$ -$150.61 -$8,035.97
1 6 147978.29 2826.39 0 $4,801.15 $1,974.76 $146,003.53 -$4,801.15 145,850.04$ -$153.49 -$8,189.46
0 7 146003.53 2788.67 0 $0.00 -$2,788.67 $148,792.20 $0.00 143,834.63$ -$4,957.57 -$13,147.02
1 8 148792.20 2841.93 2990.72315 $4,801.15 $1,959.22 $149,823.70 -$4,801.15 146,581.87$ -$3,241.83 -$16,388.86
1 9 149823.70 2861.63 0 $4,801.15 $1,939.52 $147,884.19 -$4,801.15 147,571.16$ -$313.03 -$16,701.88
1 10 147884.19 2824.59 0 $4,801.15 $1,976.56 $145,907.63 -$4,801.15 145,588.62$ -$319.01 -$17,020.89
1 11 145907.63 2786.84 0 $4,801.15 $2,014.31 $143,893.31 -$4,801.15 143,568.21$ -$325.10 -$17,345.99
1 12 143893.31 2748.36 0 $4,801.15 $2,052.79 $141,840.53 -$4,801.15 141,509.22$ -$331.31 -$17,677.30
0 13 141840.53 2709.15 0 $0.00 -$2,709.15 $144,549.68 $0.00 139,410.90$ -$5,138.78 -$22,816.08
1 14 144549.68 2760.90 2905.448585 $4,801.15 $2,040.25 $145,414.88 -$4,801.15 142,073.64$ -$3,341.24 -$26,157.32
1 15 145414.88 2777.42 0 $4,801.15 $2,023.72 $143,391.16 -$4,801.15 142,891.55$ -$499.60 -$26,656.92
1 16 143391.16 2738.77 0 $4,801.15 $2,062.38 $141,328.78 -$4,801.15 140,819.63$ -$509.15 -$27,166.07
1 17 141328.78 2699.38 0 $4,801.15 $2,101.77 $139,227.01 -$4,801.15 138,708.14$ -$518.87 -$27,684.94
1 18 139227.01 2659.24 0 $4,801.15 $2,141.91 $137,085.10 -$4,801.15 136,556.31$ -$528.78 -$28,213.72
1 19 137085.10 2618.33 0 $4,801.15 $2,182.82 $134,902.27 -$4,801.15 134,363.39$ -$538.88 -$28,752.60
1 20 134902.27 2576.63 0 $4,801.15 $2,224.52 $132,677.76 -$4,801.15 132,128.58$ -$549.17 -$29,301.78
1 21 132677.76 2534.15 0 $4,801.15 $2,267.00 $130,410.76 -$4,801.15 129,851.09$ -$559.66 -$29,861.44
1 22 130410.76 2490.85 0 $4,801.15 $2,310.30 $128,100.45 -$4,801.15 127,530.10$ -$570.35 -$30,431.80
1 23 128100.45 2446.72 0 $4,801.15 $2,354.43 $125,746.02 -$4,801.15 125,164.77$ -$581.25 -$31,013.04
1 24 125746.02 2401.75 0 $4,801.15 $2,399.40 $123,346.62 -$4,801.15 122,754.27$ -$592.35 -$31,605.39
1 25 123346.62 2355.92 0 $4,801.15 $2,445.23 $120,901.39 -$4,801.15 120,297.73$ -$603.66 -$32,209.06
1 26 120901.39 2309.22 0 $4,801.15 $2,491.93 $118,409.46 -$4,801.15 117,794.27$ -$615.19 -$32,824.25
1 27 118409.46 2261.62 0 $4,801.15 $2,539.53 $115,869.94 -$4,801.15 115,242.99$ -$626.94 -$33,451.19
1 28 115869.94 2213.12 0 $4,801.15 $2,588.03 $113,281.90 -$4,801.15 112,642.98$ -$638.92 -$34,090.11
1 29 113281.90 2163.68 0 $4,801.15 $2,637.46 $110,644.44 -$4,801.15 109,993.32$ -$651.12 -$34,741.23
1 30 110644.44 2113.31 0 $4,801.15 $2,687.84 $107,956.60 -$4,801.15 107,293.04$ -$663.56 -$35,404.79
1 31 107956.60 2061.97 0 $4,801.15 $2,739.18 $105,217.42 -$4,801.15 104,541.19$ -$676.23 -$36,081.02
1 32 105217.42 2009.65 0 $4,801.15 $2,791.50 $102,425.93 -$4,801.15 101,736.78$ -$689.15 -$36,770.17
1 33 102425.93 1956.34 0 $4,801.15 $2,844.81 $99,581.11 -$4,801.15 98,878.80$ -$702.31 -$37,472.48
1 34 99581.11 1902.00 0 $4,801.15 $2,899.15 $96,681.96 -$4,801.15 95,966.24$ -$715.72 -$38,188.20
1 35 96681.96 1846.63 0 $4,801.15 $2,954.52 $93,727.44 -$4,801.15 92,998.05$ -$729.39 -$38,917.60
1 36 93727.44 1790.19 0 $4,801.15 $3,010.95 $90,716.49 -$4,801.15 89,973.16$ -$743.33 -$39,660.92
1 37 90716.49 1732.68 0 $4,801.15 $3,068.46 $87,648.02 -$4,801.15 86,890.50$ -$757.52 -$40,418.45
1 38 87648.02 1674.08 0 $4,801.15 $3,127.07 $84,520.95 -$4,801.15 83,748.96$ -$771.99 -$41,190.44
1 39 84520.95 1614.35 0 $4,801.15 $3,186.80 $81,334.15 -$4,801.15 80,547.41$ -$786.74 -$41,977.18
1 40 81334.15 1553.48 0 $4,801.15 $3,247.67 $78,086.49 -$4,801.15 77,284.72$ -$801.76 -$42,778.94
1 41 78086.49 1491.45 0 $4,801.15 $3,309.70 $74,776.79 -$4,801.15 73,959.71$ -$817.08 -$43,596.02
1 42 74776.79 1428.24 0 $4,801.15 $3,372.91 $71,403.88 -$4,801.15 70,571.19$ -$832.68 -$44,428.70
1 43 71403.88 1363.81 0 $4,801.15 $3,437.33 $67,966.54 -$4,801.15 67,117.96$ -$848.59 -$45,277.29
1 44 67966.54 1298.16 0 $4,801.15 $3,502.99 $64,463.56 -$4,801.15 63,598.76$ -$864.80 -$46,142.09
1 45 64463.56 1231.25 0 $4,801.15 $3,569.89 $60,893.66 -$4,801.15 60,012.35$ -$881.31 -$47,023.40

2. 1 46 60893.66 1163.07 0 $4,801.15 $3,638.08 $57,255.58 -$4,801.15 56,357.43$ -$898.15 -$47,921.55
1 47 57255.58 1093.58 0 $4,801.15 $3,707.57 $53,548.01 -$4,801.15 52,632.71$ -$915.30 -$48,836.85
1 48 53548.01 1022.77 0 $4,801.15 $3,778.38 $49,769.63 -$4,801.15 48,836.85$ -$932.78 -$49,769.63