This document summarizes a 48-month loan with an initial principal of $150,000, an annual interest rate of 36.96%, and monthly payments of $6,024.62. It shows the payment breakdown, interest accrued, principal paid down, and remaining balance each month over the term of the loan. By the final payment, the total amount paid is $289,181.59.

1. AFLUENTA
Monto 150000
Interes 3.08% e.m INT ANUAL: 36.96%
Interes (mora) 4.01% e.m PAGO FINAL: $289,181.59
Plazo 48
Costo del prestamo 3%
es: 0.439106446
Pago(SI=1) Periodo Saldo Inicial Mensual Interes Mora Pago Pago adicional Abono Capital Saldo final Flujo de caja Saldo sin Mora Mora Mora Acumulada
0 150000 150000 150000
1 1 150000.00 4620.00 $6,024.62 $1,404.62 $148,595.38 -$6,024.62 148,595.38$ $0.00 $0.00
1 2 148595.38 4576.74 0 $6,024.62 $1,447.88 $147,147.51 -$6,024.62 147,147.51$ $0.00 $0.00
1 3 147147.51 4532.14 0 $6,024.62 $1,492.47 $145,655.03 -$6,024.62 145,655.03$ $0.00 $0.00
1 4 145655.03 4486.17 0 $6,024.62 $1,538.44 $144,116.59 -$6,024.62 144,116.59$ $0.00 $0.00
1 5 144116.59 4438.79 0 $6,024.62 $1,585.83 $142,530.77 -$6,024.62 142,530.77$ $0.00 $0.00
1 6 142530.77 4389.95 0 $6,024.62 $1,634.67 $140,896.10 -$6,024.62 140,896.10$ $0.00 $0.00
1 7 140896.10 4339.60 0 $6,024.62 $1,685.02 $139,211.08 -$6,024.62 139,211.08$ $0.00 $0.00
1 8 139211.08 4287.70 0 $6,024.62 $1,736.92 $137,474.16 -$6,024.62 137,474.16$ $0.00 $0.00
1 9 137474.16 4234.20 0 $6,024.62 $1,790.41 $135,683.75 -$6,024.62 135,683.75$ $0.00 $0.00
1 10 135683.75 4179.06 0 $6,024.62 $1,845.56 $133,838.20 -$6,024.62 133,838.20$ $0.00 $0.00
1 11 133838.20 4122.22 0 $6,024.62 $1,902.40 $131,935.80 -$6,024.62 131,935.80$ $0.00 $0.00
1 12 131935.80 4063.62 0 $6,024.62 $1,960.99 $129,974.80 -$6,024.62 129,974.80$ $0.00 $0.00
1 13 129974.80 4003.22 0 $6,024.62 $2,021.39 $127,953.41 -$6,024.62 127,953.41$ $0.00 $0.00
1 14 127953.41 3940.97 0 $6,024.62 $2,083.65 $125,869.76 -$6,024.62 125,869.76$ $0.00 $0.00
1 15 125869.76 3876.79 0 $6,024.62 $2,147.83 $123,721.93 -$6,024.62 123,721.93$ $0.00 $0.00
1 16 123721.93 3810.64 0 $6,024.62 $2,213.98 $121,507.95 -$6,024.62 121,507.95$ $0.00 $0.00
1 17 121507.95 3742.44 0 $6,024.62 $2,282.17 $119,225.78 -$6,024.62 119,225.78$ $0.00 $0.00
1 18 119225.78 3672.15 0 $6,024.62 $2,352.46 $116,873.32 -$6,024.62 116,873.32$ $0.00 $0.00
1 19 116873.32 3599.70 0 $6,024.62 $2,424.92 $114,448.40 -$6,024.62 114,448.40$ $0.00 $0.00
1 20 114448.40 3525.01 0 $6,024.62 $2,499.61 $111,948.79 -$6,024.62 111,948.79$ $0.00 $0.00
1 21 111948.79 3448.02 0 $6,024.62 $2,576.59 $109,372.20 -$6,024.62 109,372.20$ $0.00 $0.00
1 22 109372.20 3368.66 0 $6,024.62 $2,655.95 $106,716.25 -$6,024.62 106,716.25$ $0.00 $0.00
1 23 106716.25 3286.86 0 $6,024.62 $2,737.76 $103,978.49 -$6,024.62 103,978.49$ $0.00 $0.00
1 24 103978.49 3202.54 0 $6,024.62 $2,822.08 $101,156.41 -$6,024.62 101,156.41$ $0.00 $0.00
1 25 101156.41 3115.62 0 $6,024.62 $2,909.00 $98,247.41 -$6,024.62 98,247.41$ $0.00 $0.00
1 26 98247.41 3026.02 0 $6,024.62 $2,998.60 $95,248.82 -$6,024.62 95,248.82$ $0.00 $0.00
1 27 95248.82 2933.66 0 $6,024.62 $3,090.95 $92,157.86 -$6,024.62 92,157.86$ $0.00 $0.00
1 28 92157.86 2838.46 0 $6,024.62 $3,186.15 $88,971.71 -$6,024.62 88,971.71$ $0.00 $0.00
1 29 88971.71 2740.33 0 $6,024.62 $3,284.29 $85,687.42 -$6,024.62 85,687.42$ $0.00 $0.00
1 30 85687.42 2639.17 0 $6,024.62 $3,385.44 $82,301.98 -$6,024.62 82,301.98$ $0.00 $0.00
1 31 82301.98 2534.90 0 $6,024.62 $3,489.72 $78,812.26 -$6,024.62 78,812.26$ $0.00 $0.00
1 32 78812.26 2427.42 0 $6,024.62 $3,597.20 $75,215.06 -$6,024.62 75,215.06$ $0.00 $0.00
1 33 75215.06 2316.62 0 $6,024.62 $3,707.99 $71,507.07 -$6,024.62 71,507.07$ $0.00 $0.00
1 34 71507.07 2202.42 0 $6,024.62 $3,822.20 $67,684.87 -$6,024.62 67,684.87$ $0.00 $0.00
1 35 67684.87 2084.69 0 $6,024.62 $3,939.92 $63,744.95 -$6,024.62 63,744.95$ $0.00 $0.00
1 36 63744.95 1963.34 0 $6,024.62 $4,061.27 $59,683.68 -$6,024.62 59,683.68$ $0.00 $0.00
1 37 59683.68 1838.26 0 $6,024.62 $4,186.36 $55,497.32 -$6,024.62 55,497.32$ $0.00 $0.00
1 38 55497.32 1709.32 0 $6,024.62 $4,315.30 $51,182.02 -$6,024.62 51,182.02$ $0.00 $0.00
1 39 51182.02 1576.41 0 $6,024.62 $4,448.21 $46,733.81 -$6,024.62 46,733.81$ $0.00 $0.00
1 40 46733.81 1439.40 0 $6,024.62 $4,585.22 $42,148.59 -$6,024.62 42,148.59$ $0.00 $0.00
1 41 42148.59 1298.18 0 $6,024.62 $4,726.44 $37,422.15 -$6,024.62 37,422.15$ $0.00 $0.00
1 42 37422.15 1152.60 0 $6,024.62 $4,872.01 $32,550.14 -$6,024.62 32,550.14$ $0.00 $0.00
1 43 32550.14 1002.54 0 $6,024.62 $5,022.07 $27,528.07 -$6,024.62 27,528.07$ $0.00 $0.00
1 44 27528.07 847.86 0 $6,024.62 $5,176.75 $22,351.32 -$6,024.62 22,351.32$ $0.00 $0.00
1 45 22351.32 688.42 0 $6,024.62 $5,336.20 $17,015.12 -$6,024.62 17,015.12$ $0.00 $0.00
1 46 17015.12 524.07 0 $6,024.62 $5,500.55 $11,514.57 -$6,024.62 11,514.57$ $0.00 $0.00

2. 1 47 11514.57 354.65 0 $6,024.62 $5,669.97 $5,844.60 -$6,024.62 5,844.60$ $0.00 $0.00
1 48 5844.60 180.01 0 $6,024.62 $5,844.60 -$0.00 -$6,024.62 0.00-$ $0.00 $0.00