The document discusses the key areas where independent financial advisors (IFAs) need to change to remain successful. These include better communicating with next-generation clients using their preferred methods, addressing increasing regulatory costs, finding talented employees, focusing on financial planning over transactions, and transitioning from legacy to digital systems. IFAs will need to adopt technologies like mobile, video conferencing and social media to engage modern clients.
How Improved Communications Fuel Business GrowthFonality
Many businesses find the key to maximizing their communications in a Unified Communications (UC) solution. UC offers the functionality of the most sophisticated business phone system, with communication tools that help companies make smart decisions faster to gain efficiencies and accelerate growth.
How can we get more out of our CRM investments? What are the value drivers behind? How can we use CRM to collaborate, sell, grow? In this Bluepaper, we will provide some food for thought on the above questions. And highlight some of the strategic directions CRM will take by the year 2020.
How Improved Communications Fuel Business GrowthFonality
Many businesses find the key to maximizing their communications in a Unified Communications (UC) solution. UC offers the functionality of the most sophisticated business phone system, with communication tools that help companies make smart decisions faster to gain efficiencies and accelerate growth.
How can we get more out of our CRM investments? What are the value drivers behind? How can we use CRM to collaborate, sell, grow? In this Bluepaper, we will provide some food for thought on the above questions. And highlight some of the strategic directions CRM will take by the year 2020.
When a company puts human-centered design at the heart of its digital agenda, it can find new sources of value through technology. Here are five principles to embrace to achieve this new way of doing business: http://stratbz.to/vO0wq
The Product Dev Conundrum: To Build or Buy in a Digital World?Aggregage
Any PM or technical leader who’s led the charge of building a digital product knows that product engineering is one of the most expensive elements of business. In most cases, actually building software should be the last avenue that companies explore to deliver great products, as software engineering, data science and product development are complex, uncertain and hard to manage.
Washington State Delegation Directory. Directorio de empresas que forman la D...Carmen Urbano
Delegación de empresas americanas (WA) que visitarán el Mobile World Congress de Barcelona del 27 de febrero al 1 de marzo en misión comercial, de la mano del Washington State Dptm. of Commerce: www.choosewashington.com
Si estáis interesados en concertar una reunión con alguna de las empresas por favor contactarme en mi email: gestion@carmenurbano.com y me pondré en contacto con vosotros.
Gracias por vuestro interés.
Engagement Workflow for Today's EnterpriseBP Logix
This white paper discusses the importance of reaching customers through social media, mobile and the cloud — and conveys how organizations can benefit from the alignment of operational, technology and customer-focused goals.
Enhancing customer experience through Digital TransformationYASH Technologies
Is digital transformation only about digitizing existing services? It is much more than just that. Read more to understand the importance of digital core in today's era.
E commerce search strategies how faceted navigation and apache solr lucene op...Lucidworks (Archived)
This paper examines some of the key factors to consider when configuring your e-commerce site search and discovery. Apache Solr/Lucene, the Lucene Search Server, is leading customers to products at major e-commerce sites around the world. Solr offers ready-to-use features such as faceting, suggestions, and hints, language localizations, and more.
Combining Digital Media and Customer Interactions for “Connected CRM”SFIMA
From the SFIMA April 12, 2012 Event - Combining Digital Media and Customer Interactions for “Connected CRM”
http://www.facebook.com/events/322428881144597/
http://www.sfima.com
------------------------------------
Marketing over the years has evolved from the “age of brand,” with the advent of television in the 1950s; to the “age of channel,” with the development of e-commerce in the 1990s; to today’s “age of the customer,” fueled by empowered consumers who have countless tools at their fingertips to help them make decisions. The most important factor affecting the way we market to consumers today is the digitalization of media and channels – and the resulting proliferation of customer touchpoints. Key to the success of any customer-centric marketing strategy is the ability to integrate the online and offline data from these interactions in an effective manner to optimize the customer experience and create greater customer value.
David Williams discusses how organizations can gain sustainable competitive advantage through building customer strategy as a business strategy. The concept of connected CRM represents a systematic way to identify, serve and retain high-value customers better than competitors by delivering customer interactions that improve financial results, create competitive advantage and drive shareholder value.
In this session, Williams introduces the skills necessary to implement a connected CRM strategy, which is built upon an organizational commitment to customer-centricity. The integration of these skills enables marketing strategies that maximize the value of the customer portfolio.
David is a frequent contributor to the Forbes Magazine blog, and has served on the Direct Marketing Association board of directors. In addition Mr. Williams is the president and CEO of Merkle Inc.
It’s important to understand the potential of social networking and the customer experience as well as how these technologies can be harnessed to deliver on corporate objectives.
6 Must Have Technologies For Every Accounting ProfessionalDeepanshu Gahlaut
In order to become competitive, improve efficiency and expand business operations, following are the must-have technologies for accounting professionals and firms.
When a company puts human-centered design at the heart of its digital agenda, it can find new sources of value through technology. Here are five principles to embrace to achieve this new way of doing business: http://stratbz.to/vO0wq
The Product Dev Conundrum: To Build or Buy in a Digital World?Aggregage
Any PM or technical leader who’s led the charge of building a digital product knows that product engineering is one of the most expensive elements of business. In most cases, actually building software should be the last avenue that companies explore to deliver great products, as software engineering, data science and product development are complex, uncertain and hard to manage.
Washington State Delegation Directory. Directorio de empresas que forman la D...Carmen Urbano
Delegación de empresas americanas (WA) que visitarán el Mobile World Congress de Barcelona del 27 de febrero al 1 de marzo en misión comercial, de la mano del Washington State Dptm. of Commerce: www.choosewashington.com
Si estáis interesados en concertar una reunión con alguna de las empresas por favor contactarme en mi email: gestion@carmenurbano.com y me pondré en contacto con vosotros.
Gracias por vuestro interés.
Engagement Workflow for Today's EnterpriseBP Logix
This white paper discusses the importance of reaching customers through social media, mobile and the cloud — and conveys how organizations can benefit from the alignment of operational, technology and customer-focused goals.
Enhancing customer experience through Digital TransformationYASH Technologies
Is digital transformation only about digitizing existing services? It is much more than just that. Read more to understand the importance of digital core in today's era.
E commerce search strategies how faceted navigation and apache solr lucene op...Lucidworks (Archived)
This paper examines some of the key factors to consider when configuring your e-commerce site search and discovery. Apache Solr/Lucene, the Lucene Search Server, is leading customers to products at major e-commerce sites around the world. Solr offers ready-to-use features such as faceting, suggestions, and hints, language localizations, and more.
Combining Digital Media and Customer Interactions for “Connected CRM”SFIMA
From the SFIMA April 12, 2012 Event - Combining Digital Media and Customer Interactions for “Connected CRM”
http://www.facebook.com/events/322428881144597/
http://www.sfima.com
------------------------------------
Marketing over the years has evolved from the “age of brand,” with the advent of television in the 1950s; to the “age of channel,” with the development of e-commerce in the 1990s; to today’s “age of the customer,” fueled by empowered consumers who have countless tools at their fingertips to help them make decisions. The most important factor affecting the way we market to consumers today is the digitalization of media and channels – and the resulting proliferation of customer touchpoints. Key to the success of any customer-centric marketing strategy is the ability to integrate the online and offline data from these interactions in an effective manner to optimize the customer experience and create greater customer value.
David Williams discusses how organizations can gain sustainable competitive advantage through building customer strategy as a business strategy. The concept of connected CRM represents a systematic way to identify, serve and retain high-value customers better than competitors by delivering customer interactions that improve financial results, create competitive advantage and drive shareholder value.
In this session, Williams introduces the skills necessary to implement a connected CRM strategy, which is built upon an organizational commitment to customer-centricity. The integration of these skills enables marketing strategies that maximize the value of the customer portfolio.
David is a frequent contributor to the Forbes Magazine blog, and has served on the Direct Marketing Association board of directors. In addition Mr. Williams is the president and CEO of Merkle Inc.
It’s important to understand the potential of social networking and the customer experience as well as how these technologies can be harnessed to deliver on corporate objectives.
6 Must Have Technologies For Every Accounting ProfessionalDeepanshu Gahlaut
In order to become competitive, improve efficiency and expand business operations, following are the must-have technologies for accounting professionals and firms.
IT Training In Ambala Cantt! Batra Computer Centregroversimrans
Are you in search of IT Training in Ambala Cantt. Now your search ends here...Batra Computer centre provides you the best IT Training in Ambala Cantt.....Read More
When Social Media Poses a Threat to Your Business.Two employe.docxalanfhall8953
When Social Media Poses a Threat to Your Business.
Two employees decide to go on to Facebook to make remarks about the way they are being treated by their employer of multiple years. The company offers them full benefits, insurance and all the bells and whistles any employee can imagine. They usually just laugh off their angry supervisor’s behavior but this particular day they were fed up and ready to vent to the world of social media. Since Facebook has an app for mobile devises once the comments are made the buzz spreads like a wildfire. It began just in their building and later to the next building over and soon all five offices of the corporate sector had begun talking. With only 2 hours to go until the close of the day the employees had been called into the office released, stripped of their badges and immediately escorted of sight by security.
Why does this happen why do people feel the need to vent their valid however more than not temporary feelings? What could the employees have done to avoid getting fired? How could the supervisor have handled the situation to prevent the employees from making those remarks on Facebook? Is this a matter of freedom of speech or common sense? The bottom line is social has become a double edged sword for businesses because of issues like this very fictional scenario.
According to the Article “Employee Use & Abuse of Social Media’ until 2011 the National Labor Relations Board would too terminate the two employees from the scenario above until closer consideration was taken and the NLRB began actively pursuing and litigating instances where employees were terminated for making postings critical of their employers in social media in violation of the NLRA (Polid). In fact they found that an employee’s rights were terminated for blogging about their supervisor and settled. The NLRB basically decided that remarks made online are not grounds for firing unless the threat of verbal or physical violence is present.
Another concern is the time employees’ are spending online during business hours. Employees are spending a lot of time online as I myself see so many postings during business hours in fact the bulk of my news feed occurs from Nine to five. Should it be a crime to be stealing time from your employer? Where does Integrity and common sense come in? I believe these are just a few of social media’s threats to business’s.
APA
http://hotelexecutive.com/business_review/2900/employee-use-abuse-of-social-media
The impact of a business when technology fails.
Technology in business has matured considerably from decades ago with each year reaching a different milestone. In any type of business veteran employees can remember how the business used to run and the pros and cons regarding all the technological changes. The biggest change employees may most commonly remember is switching to the computer to store and/or type up reports instead of handwriting them or using a typewriter. These typ.
Customize Transformation For A Personalized ExperienceLCDF
Shifting to a Customer-centric
Business Model :-
Many businesses already see the writing on the wall: Only 8 percent of companies
say their current business model will remain economically viable if their industry
keeps digitizing at its current course and speed.2 But to become a modern digital
business, you must go beyond just digitizing old business models and instead use
technology to align your people, processes, and technology around entirely new ways
of serving customers.
By placing the customer at the center of everything you do, you can create products,
services, and experiences that are more valuable to your buyer, allowing you to stand
out in an increasingly commoditized world, drive more profit, and generate more
brand loyalty.
Clique's CPaaS APIs and products bring HD quality voice where consumers and business want it. Clique's easy to use SDKs and APIs make it easy for businesses to provide secure and efficient communications by integrating voice, messaging, and other technologies across multiple platforms and end points. Our platform makes it possible to use voice regardless of format, application environment, operating system, device, or location.
TTBS can help you setup a complete digital workspace that offers best-in-class connectivity, collaboration and security at low costs.
With simple-to-use interfaces, our solution is easy for organisations to implement and use. Smartflo is a cloud based communication
suite that boosts digital connectivity, streamlines business processes and delivers better customer experience.
5 importance of software development for your businessOprim Solutions
Take it a big or a small business, most of them run digitally, and software integration cannot be avoided when you digitalize your business. Here you'll know the five major benefits of software development- https://oprim.ca/5-importance-of-software-development-for-your-business/
Similar to Operations and technology framework for IFA's (20)
The Art of the Pitch: WordPress Relationships and SalesLaura Byrne
Clients don’t know what they don’t know. What web solutions are right for them? How does WordPress come into the picture? How do you make sure you understand scope and timeline? What do you do if sometime changes?
All these questions and more will be explored as we talk about matching clients’ needs with what your agency offers without pulling teeth or pulling your hair out. Practical tips, and strategies for successful relationship building that leads to closing the deal.
Connector Corner: Automate dynamic content and events by pushing a buttonDianaGray10
Here is something new! In our next Connector Corner webinar, we will demonstrate how you can use a single workflow to:
Create a campaign using Mailchimp with merge tags/fields
Send an interactive Slack channel message (using buttons)
Have the message received by managers and peers along with a test email for review
But there’s more:
In a second workflow supporting the same use case, you’ll see:
Your campaign sent to target colleagues for approval
If the “Approve” button is clicked, a Jira/Zendesk ticket is created for the marketing design team
But—if the “Reject” button is pushed, colleagues will be alerted via Slack message
Join us to learn more about this new, human-in-the-loop capability, brought to you by Integration Service connectors.
And...
Speakers:
Akshay Agnihotri, Product Manager
Charlie Greenberg, Host
Epistemic Interaction - tuning interfaces to provide information for AI supportAlan Dix
Paper presented at SYNERGY workshop at AVI 2024, Genoa, Italy. 3rd June 2024
https://alandix.com/academic/papers/synergy2024-epistemic/
As machine learning integrates deeper into human-computer interactions, the concept of epistemic interaction emerges, aiming to refine these interactions to enhance system adaptability. This approach encourages minor, intentional adjustments in user behaviour to enrich the data available for system learning. This paper introduces epistemic interaction within the context of human-system communication, illustrating how deliberate interaction design can improve system understanding and adaptation. Through concrete examples, we demonstrate the potential of epistemic interaction to significantly advance human-computer interaction by leveraging intuitive human communication strategies to inform system design and functionality, offering a novel pathway for enriching user-system engagements.
PHP Frameworks: I want to break free (IPC Berlin 2024)Ralf Eggert
In this presentation, we examine the challenges and limitations of relying too heavily on PHP frameworks in web development. We discuss the history of PHP and its frameworks to understand how this dependence has evolved. The focus will be on providing concrete tips and strategies to reduce reliance on these frameworks, based on real-world examples and practical considerations. The goal is to equip developers with the skills and knowledge to create more flexible and future-proof web applications. We'll explore the importance of maintaining autonomy in a rapidly changing tech landscape and how to make informed decisions in PHP development.
This talk is aimed at encouraging a more independent approach to using PHP frameworks, moving towards a more flexible and future-proof approach to PHP development.
Kubernetes & AI - Beauty and the Beast !?! @KCD Istanbul 2024Tobias Schneck
As AI technology is pushing into IT I was wondering myself, as an “infrastructure container kubernetes guy”, how get this fancy AI technology get managed from an infrastructure operational view? Is it possible to apply our lovely cloud native principals as well? What benefit’s both technologies could bring to each other?
Let me take this questions and provide you a short journey through existing deployment models and use cases for AI software. On practical examples, we discuss what cloud/on-premise strategy we may need for applying it to our own infrastructure to get it to work from an enterprise perspective. I want to give an overview about infrastructure requirements and technologies, what could be beneficial or limiting your AI use cases in an enterprise environment. An interactive Demo will give you some insides, what approaches I got already working for real.
Software Delivery At the Speed of AI: Inflectra Invests In AI-Powered QualityInflectra
In this insightful webinar, Inflectra explores how artificial intelligence (AI) is transforming software development and testing. Discover how AI-powered tools are revolutionizing every stage of the software development lifecycle (SDLC), from design and prototyping to testing, deployment, and monitoring.
Learn about:
• The Future of Testing: How AI is shifting testing towards verification, analysis, and higher-level skills, while reducing repetitive tasks.
• Test Automation: How AI-powered test case generation, optimization, and self-healing tests are making testing more efficient and effective.
• Visual Testing: Explore the emerging capabilities of AI in visual testing and how it's set to revolutionize UI verification.
• Inflectra's AI Solutions: See demonstrations of Inflectra's cutting-edge AI tools like the ChatGPT plugin and Azure Open AI platform, designed to streamline your testing process.
Whether you're a developer, tester, or QA professional, this webinar will give you valuable insights into how AI is shaping the future of software delivery.
UiPath Test Automation using UiPath Test Suite series, part 3DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 3. In this session, we will cover desktop automation along with UI automation.
Topics covered:
UI automation Introduction,
UI automation Sample
Desktop automation flow
Pradeep Chinnala, Senior Consultant Automation Developer @WonderBotz and UiPath MVP
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...DanBrown980551
Do you want to learn how to model and simulate an electrical network from scratch in under an hour?
Then welcome to this PowSyBl workshop, hosted by Rte, the French Transmission System Operator (TSO)!
During the webinar, you will discover the PowSyBl ecosystem as well as handle and study an electrical network through an interactive Python notebook.
PowSyBl is an open source project hosted by LF Energy, which offers a comprehensive set of features for electrical grid modelling and simulation. Among other advanced features, PowSyBl provides:
- A fully editable and extendable library for grid component modelling;
- Visualization tools to display your network;
- Grid simulation tools, such as power flows, security analyses (with or without remedial actions) and sensitivity analyses;
The framework is mostly written in Java, with a Python binding so that Python developers can access PowSyBl functionalities as well.
What you will learn during the webinar:
- For beginners: discover PowSyBl's functionalities through a quick general presentation and the notebook, without needing any expert coding skills;
- For advanced developers: master the skills to efficiently apply PowSyBl functionalities to your real-world scenarios.
2. RESPONDING TO CHANGING CLIENT NEEDS
Areas where IFA’s need to enact transformative
change to be successful –
Markets and Clients - While emerging markets
are growing faster than developed markets there
is a need to communicate with next-generation
clients the way they want to be communicated
with. Clients leave an IFA because they are next-
generation investors who want to replace their
parents' advisor. But most of the IFA’s that are out
there haven’t quite gotten up to speed yet.
3. Risk and Regulation - The increasing cost of
regulation is a significant challenge facing the IFA
industry. When regulations are passed they frequently
take effect in several phases. It is estimated that
regulatory costs will consume major component of
annual revenue in the next two years. It’s hard to
architect technology and business & solutions and
people & everything else. Clients require a single view
of everything they’ve got globally and to get a single
view of the customer, IFA’s need to be able to focus on
the data.
4. Human Capital – IFA’s want client relationship managers
who can identify and respond to client needs, bring in
new clients, communicate well and respond quickly to
clients. Over the next two years, IFA’s looking for talent
will expect managers to be knowledgeable about in-
house and external products, and have strong cross-
selling skills.
5. Products and Services – Products and services
generates the majority of revenues for IFA’s. But in the
future wealthy clients will likely demand holistic financial
planning and will pay for actively managed portfolios, not
transactions. Currently, most IFA’s are working to improve
product performance, but over the next two years,
improving transparency and information will define their
product approach.
6. Legacy transactions are helping IFA’s stay commercially
successful but the top technology priority would be to
implement legacy systems that address regulatory
requirements having standards, reviews and control
assessments.
So they have to start using advanced technology in more
of a clean-room environment. Currently, telephone, in-
person meetings and email are the primary ways IFA’s
communicate with their clients, but use of such methods
will fall in the next two years. Mobile technology, video
conferencing and social networks will be used to a
greater extent over the same time period.
7. In the middle of all this we’re shifting from legacy
transaction processing environment to more of a digital
and data-centric environment. IFA’s who are having
trouble keeping up have to contend with this new reality.
Fortunately or unfortunately, it’s only going to accelerate
potential acquisitions and changes in the market.‖
8. DOMAIN
Go to the GoDaddy website and look around for
the domain name search box. It's typically in the
middle of the page about halfway down.
Enter the domain name you want to buy. We
usually start with the perfect domain name,
because even if it's already taken, GoDaddy will
suggest other options that could be bought.
Other domain experts are Bigrock
Alert : Book Domain by yourself and hosting from
some vendor separately. Keep control panel with
yourself.
9. WEBSITE & BLOG
Word Press powers more than 17% of the web - a
figure that rises every day. Everything from simple
websites, to blogs, to complex portals and
enterprise websites, and even applications, are built
with Word Press.
Advantages :
Security
SEO
Clear Navigation
10. PERSONALISED EMAILING – APPS TO FIT
YOUR BUSINESS
Using Gmail or Yahoo email address — isn’t
professional, and that’s what you’re striving to be.
The great thing about personalised email addresses is
that you can tailor the whole address - you could use
your personal or business name, or nickname,
e.g.you@yourname.com. This means fully customised,
easy to remember email addresses. With this service
you also get many valuable features not included with
free addresses such as spam filters, virus protection and
webmail.
You can use Google Apps to set up custom email
addresses through Gmail
Additional apps calendar, drive, docs, sheets, & slides.
11. SOCIAL MEDIA
Social media managing tools can help marketers save
time, stay organized, and optimize their efficiency.
Social media is the blending of technology and social
interaction for the purpose of communication and co-
creation in today's world. Knowing how to use social
media is an essential 21st century skill that you can
acquire for business.
HootSuite is probably the most well-known social media
management platform, letting users manage Facebook,
LinkedIn, Google+, Foursquare, and many other
social accounts.
Other options Buffer, Sprout Social & Social Bro.
12. MASS MAILING – BULK SMS
Mass email & Bulk SMS is when one information is
sent to many recipients.
Reach thousands of recipients with one click
Send thousands of emails & sms within minutes.
Provides low-cost solution when compared with
traditional phone calls & couriers.
Options are Campaigner, Mail Chimp, etc for
emails and SMS Poll, Bulk SMS for messages.
13. NEWSLETTER – NATIONAL & INTERNATIONAL
One of the biggest tasks facing many businesses today is
gaining and keeping prospective customers. Increasingly, most
companies are turning to the newsletters as an effective way to
market their products and services.
Marketers take advantage of what these company letters can
provide to upgrade their status in the industry. If you are looking
forward to meeting your business goals, then you can explore
the possibility by investing in a company newsletter. Options
are Datacomp & Karvy’s World
Newsletters are being widely used by many companies who
have claimed a lot of benefits of using these marketing tools to
promote their businesses.
Effective communication & Establish brand recognition
Increase client loyalty & Increase website traffic
Cost effective & Increase public and media exposure
Establish company’s expertise & Communicate sale information
14. ONLINE VIDEO CHATS – VIRTUAL MEETINGS
Communication Technology is advancing day by day. For any
business to succeed, it has to use improved communication
tools, communication helps in the flow of information which in
return accelerates the rate of decision making in an
organization or business. Virtual meetings are becoming more
popular, many business owners and organizations are
resorting to virtual meetings because they save time. You can
use web-conferencing tools to communicate with employees,
customers and business partners. All web-conferencing tools
support video chat, so both parties will see each other and this
will make the communication so real and effective. Most of
these virtual conferencing tools will require participants to
install a web conferencing software on their devices, some
can even be used on smart-phones, so you simply download
a virtual meeting mobile Application and start attending
meeting via your Smartphone.
Options are Skype, Infinite, Watchitoo, Gotowebinar, Zoho
meeting.
15. ONLINE DOCUMENT SHARING
Today’s technology and machines (whether it’s PC or
Mobile) are certainly capable of processing large original
files in our businesses. But the bad news is the sharing
part aren’t . Our files are fairly large in size and
cumbersome to share with peers and clients.
Two ways we would generally used – e-mailing and
sharing via hosting account. Not saying it’s bad but e-
mail comes with attachment limitation and usually
doesn’t allow anything more than 100Mb.
On the other hand sharing via web hosting account
allows you to upload as big as your account can take
but it also means the file is exposed by anyone who
knows its direct path.
Options are Pando, Google Docs, Dropio & DropBox
16. ONLINE DOCUMENT STORAGE (CLOUD)
Cloud storage can improve small business owners'
capability to access, share, and protect their
company's data, particularly when they have a
limited capacity—or desire—to manage on-site
technology resources.
To be sure, moving data to the cloud brings its own
set of concerns, ranging from security (vulnerability
to breaches) to availability; i.e. will a service outage
prevent you from getting to your data when you
need it.
Options are Googledrive, Box, Sugarsync,
Dropbox
17. ONLINE MEETING SCHEDULER
A slew of online applications are attempting to eliminate
the headache of scheduling meetings. And, unlike their
proprietary older brothers, such as Outlook and iCal,
these new entrants into the scheduling market are
completely web-based, compatible with Google
Calendar, and best of all, don’t require your invitees to
install software or register on their site.
Share calendars with your clients
Access your calendar from anywhere and any machine
Create more than one calendar
Set reminders for yourself to your mobile device
Set appointments with RSVP’s
Set recurring meetings or appointments
Options are Google Calender, Doodle, Tungle, Scheduleonce
18. ONLINE PAYMENT GATEWAY
As India grows, more people are expected to enter
the online market with access to easy and cheap
internet services. With fast paced penetration of
credit card, India is on the poised to be one of the
most envied nations in the technology of e-
commerce era.
Options are payupaisa & ccavenue
19. SIGN DOCUMENTS ONLINE WITH
NOTHING TO SLOW YOU DOWN
Online document signing is a software program or suite that lets its users sign
documents electronically and send the signed copy over the internet. The online
document signature is legally binding, just like a real ―pen and paper‖ signature,
making online document signing a powerful, flexible tool for businesses,
employees, and anyone who needs to sign or collect documents.
The benefits of online document signing are numerous. Signatures can be sent
and returned instantly, which notably speeds up paperwork. Instead of waiting
impatiently at their desk, someone who utilizes online document signatures can be
completing sales or filing paperwork from the airport or while at lunch.
Benefits to online document signing include:
Speed – documents are signed and transmitted instantly
Paperless – electronic documents clear the clutter from your office
Flexibility – complete paperwork with anyone, anywhere
Portability – send, sign, and collect documents on your mobile device
Ease of use – most programs, like Right Signature, lets users sign with a
single click
20. CUSTOMER RELATIONSHIP MANAGEMENT
In today’s market, financial advisors know that they need
a customer relationship management (CRM) solution to
help manage their business. Technology surveys and
studies over the past few years have focused on how
the right CRM can help advisors run more efficient
practices and provide more consistent client service.
While all of that is true, choosing a CRM is only the first
step for advisors seeking to transform their practices. A
well-planned and well-executed roadmap is necessary
to ensure that the technology meets its expectations,
and it takes only a few key missteps to derail the best
laid plans for organization.
Options are paretoplatform, salesforce & zohocrm.
21. PORTFOLIO MANAGEMENT
Portfolio management software programs are one of the
tools most widely used by IFA’s. As an investor’s
personal portfolio grows over the years, it often
encompasses several investment accounts. Tracking all
these accounts accurately is an difficult task, and many
investors need help. Luckily, the continuing development
of technology has led to increasingly powerful portfolio
management software aimed at providing just that.
Fully integrated Multi Asset Wealth Tracker - MF, Equity,
Insurance, FDs, Bonds, Real Estate, Gold, Personal
Items, Loans.
Options are Wealtherp, Mprofit, ARM Fintech, Accord
Fintech, Vijya, Investplus, Investwell
22. FINANCIAL PLANNING
With major legislative change set to occur, it is up to software
providers to make life easier for financial planners.
The push for more low-cost advice delivery models has been
a central focus for financial planners over the past 12 months
and this demand will get stronger as the entire industry creeps
ever closer to the Future of Financial Advice
Financial planning software is a business intelligence tool that
helps track individuals financial status. The benefits of
financial planning software are very extensive as well as
appealing. It has various valuable functions such as reporting,
analysis, balancing, reconciling, tracking and others that can
be used.
Options are Omnimax, Redvision, Finserv, Figlo, XLFP,
Optimum Financial, FiscAlmanac.
23. RISK PROFILING
Risk profiling is integral to the investment process. It
underpins decisions about making an investment, and
plays an essential part in ensuring the suitability of
investments for clients.
As per the investment advisor regulations offering
investment advice can be risky, as advisers are open to
compensation claims in the event of any mistakes. Risk
profiling helps to reduce this, not only for advisers but
also for investors, as it improves the quality of advice
and brings added credibility, explanation and rigour to
the investment advice offered.
Options are Finametrica
24. MONEY ORGANIZER
Money management software seems to be the one phrase that
many people are spilling out when they are talking to others
nowadays about their finances. However, many people wonder if
this money management software is really worth their time? It is
useful at all?
It is something that most people should consider having since it
can really help them manage their finances. Have all the financial
information in one place and know exactly the spending on the
things that are bought throughout. In the end, one may find that
they are better able to make a budget and they are going to have
more money to put into their savings accounts. It is one way in
which those that are not financially stable could find a way to
make sure that they are making their lives more financially stable
and preparing for their future. Which is something that everyone
should be doing in order to ensure success in the future.
Options are Perfios, Mint, Aditya Birla Money, Intuit,
Arthamoney.
25. ACCOUNTING & PAYROLL
Payroll software systems can be programmed to perform manual human
resources tasks, freeing up time for you to run or grow your business.
They can be used to archive your employee slips and monthly reports,
giving you a concrete payment history. And as an automated program,
payroll systems pay your employees on time and according to the
parameters that you set, leaving little margin for human error.
Payroll software takes care of employee taxes
Integrated access to your information
Fully customised reports
Secure access online
The accounting programs carry out functions such as invoicing, dealing
with payments, paying wages and providing regular accounting reports
such as trading and profit and loss accounts and balance sheets. The
introduction of computerized accounting systems provide major
advantages such as speed and accuracy of operation, and, perhaps
most importantly, the ability to see the real-time state of the financial
position.
Options are Intelliob or raycomputech
26. PASSWORD MANAGEMENT
In 2011, IBM predicted that in five years we will not be using
passwords to access secure resources such as ATMs and PCs.
Instead of entering a PIN or typing a username and password
into a PC, we will simply look into a camera or speak a name into
a microphone, because our eyes and voices are unique, IBM
said.
Biometric recognition replaces the entry point for what password
managers are already doing today. Companies such as
RoboForm and LastPass provide a platform that requires only
one complex password to access your secure websites, credit
card information and even documents that you keep inside an
encrypted database. Depending on the platform, the database
could be stored locally, on the company's servers or even in
Dropbox.
Some password managers use browser extensions that keep
your data in a local profile, syncing with a cloud server. Because
the data is encrypted and transferred through a secure
connection, you can be reasonably confident that your data is
safe.
27. MICROSOFT OFFICE
Microsoft Office, also known as MS Office, is a popular
software suite featuring many desktop publishing programs. It
comes with everything that may come into use in a classic
office setting, hence the name.
Unlike some other kinds of software, Microsoft Office is the
industry standard when it comes to desktop publishing.
Whenever a document is required, it is always required in the
Microsoft Word format with very few exceptions. In order to
stay current with industry trends, MS Office is a must.
If you are looking to write a letter to a client, Microsoft Word is
the right software to use. You could employ Microsoft
Publisher to help create a business brochure, or you could
use MS Excel for your client database.
Options are Word, Excel, Powerpoint, Publisher (Create
fliers & brochures), Picture Manager, Onenote
28. NEWS & UPDATES / REPORTS
While online platforms continues to expand rapidly,
regulations continue to gear up, financial advising has
just begun transitioning. The gravitation towards online
applications represents an interesting shift in the
financial services industry and IFA faces challenge to
stay ahead of times. But the question on many IFA’s
minds is whether they feel comfortable to adapt these
online tools. It's not an easy task, but a number of
financial industry experts believe online tools for
advising can be useful for a segment of the population
that's largely untapped.
These websites provide financial advice/information to
advisors & people at a large and at a lower price point.
29. Advantage Subscriber gets –
Any time access to a unique & exclusive mix of company,
industry, country and financial data for national & international
markets.
Essential information that independent advisors need to make
informed decisions about their business and the clients they
serve.
Financial advisors can rely on the news, opinion, expert
advice and practical business building ideas that independent
financial planners need to be successful. Their primary
concerns are their clients, their practice and managing their
client's portfolios.
Registration to these websites produce news, conferences,
articles, files, forums, events, custom publications and
newsletters covering in-depth analysis and planning advice.
They provide advisors with the most up-to-date information
and cutting-edge analysis on investments, client relationships
and business management to help advisors run a thriving
business.
Options are NetworkFP, Cafemutual,
Wealthforumezine, Financial Planet, Advisor One,
Kiplinger and ICRA, Value Research, Crisil
30. ADVISORY EXECUTION PLATFORMS
Offer a 360° comprehensive business platform with
unmatched IT solutions, empowering IFA’s to set the
best practice standards and deliver real value to their
customers.
Advantages –
Robust Platforms
Highly Scalable Solution
High frequency and volume
Price negotiation power streamed directly to IFA’s
True Anonymity – Will never disclose not execute your
business in their names.
Options are Datacomp, iFast, Next Advisors,
FundsIndia Advisor, NJ Fundz, Bajaj
Capital,Prudent, AMFI
31. ONLINE BILL PAYMENT
The monthly chore of paying bills - starting right from receiving them,
sorting them, remembering to pay them on time, writing out the cheques,
standing in queues and paying them, storing the receipts and finally
toting up the amounts to figure just how much of our salary has been
spent. And well, do we know if all bills have been received and paid? Or
are we running up late payment charges, penalties, or possible
discontinuation of facilities?
A one-stop destination through which we could make all our payments, at
one time, from one location - or better still anytime from any location. A
one single destination that keeps track of our bills, informs us of due
dates, eliminates the hassle of writing out cheques and standing in
queues and gives us the freedom and the ability to pay with just one
instruction to our bank.
Saves time - fewer checks to write.
Helps you maintain good credit by ensuring your payment is made on
time.
Password protection and other leading technologies safeguard your
personal information.
Easily access your account balance, payment data and history.
Options are Billdesk