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Nisham Ismail is a Restructure & Consolidation Officer at EFFRS LLC UAE and previously worked as an Investment Banker at Tata Consultancy Services. He has experience helping customers consolidate and restructure their liabilities to reduce monthly payments and risks of default. While at TCS, he performed collateral margin calls for derivative trades between parties to mitigate credit risk. He has strong analytical and problem-solving skills as well as skills in communication, adaptability, motivation, and business awareness. He holds a Bachelor of Commerce degree with specialization in Computer Application.
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This document contains the resume of Karam Singh Bangur, an investment banking professional with nearly 6 years of experience in investment banking, trade management, forex and money markets confirmations and settlement. He has worked as a Senior Analyst at Royal Bank of Scotland Business Services Private Limited since 2012 where he was responsible for forex confirmations, money markets, process management and client relationship management. Prior to this, he worked as a Process Associate at RBS and as a Business Development Executive at American Express Banking Corp India. He has a PGDM in Finance and HR from EMPI Business School and a Bachelor of Arts degree from Kurukshetra University.
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This document outlines steps for implementing a variable pay system for a customer relationship manager role. It involves selecting the position, defining the key responsibilities, segregating standard and critical areas of responsibility, and outlining how pay would be determined based on performance in critical areas. Pay would be partially withheld if critical responsibilities are not fully met. The implementation requires clear definition of all roles and their key responsibilities as well as identifying critical factors of the job.
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Laksh is a human resource and training consultancy that aims to be one of the best in catering to desired human resource needs and providing valuable HR solutions to esteemed clients. Its vision is to be recognized as a leading consultancy by providing high-quality, client-focused services. Laksh's mission is to help clients improve their businesses through consistent, high-value HR and training outsourcing services with a focus on quality, customer delight, and continuous improvement. It offers recruitment, end-to-end HR services, and expertise across many industries including banking, telecom, engineering, retail, airlines and BPO.
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nisham.acc
- 1. Nisham Ismail Restructure & Consolidation Officer – EFFRS LLC UAE Investment Banker – Tata Consultancy Services (TCS) Contact number: +971 (0) 552860474 Email: nisham.rockz99@gmail.com CAREER OBJECTIVE: A position in a results-oriented organization that seeks an ambitious and career conscious person where acquired skills and education will be utilized toward continued growth and advancements. PROFFESSIONAL EXPERIENCE: Experience 1 : • Employer : Embrace Financial Freedom Recovery Services (EFFRS) • Duration : December 2015 – Till Date • Domain : Restructure & Consolidation Experience 2 : • Employer : Tata Consultancy Services (TCS) • Duration : July 2013 – August 2015 • Domain : Investment Banking RESPONSIBILITIES HELD : Experience 1 : • Acting as an Remedial agent to help the Customers to Consolidate & Restructure their Liabilities. • Meeting the Client who walks in and provide them a free Environment to discuss their Financial Crisis and provide them a solution. • Analyzing the Client's Entire Liability Portfolio by looking into his Total Outstanding and his Monthly EMI's to all the Banks. • Speaking to Various Bank's on Behalf of the Client to look for a Restructure/ Consolidation to reduce his Monthly EMI's by increasing the Tenurity. • Working towards to minimise the Client's monthly EMI to the Amount he can afford to Reduce his DBR and to save him from Defaulting to the Bank's.
- 2. Experience 2 : • Nature Of Work: Collateral Margin Call( Morgan Stanley Derivatives team) • When a trade is agreed between two parties they transact collateral to mitigate the credit risk. • Based On the Market Value of the Portfolio as per Yesterday’s close of business(T+1) Issue calls either Counter Party favour Or Morgan Stanley’s Favour called as Margin call. • The control team in UK & Glasgow will drop the mails in to our Common inbox vendor inbox. • We have to read the mail and the attachments and we action the mails under two criteria Incoming call ( MS anticipation call) and outgoing call (MS action call) • All the mails are actioned using the Morgan Stanley internal application called EGTS. SKILLS • Accountability. • Achievement of goals. • Credibility. • Flexibility to adapt to changing market conditions. • The ability to be a catalyst, someone who inspires and motivates others. • Knowledge and awareness of business organizations. • Numerical and quantitative skills. • Problem-solving and analytical ability. • Oral and written communication skills. Educational Qualifications • Bachelor Of Commerce (Computer Application) 2013 – SNR SONS COLLEGE Coimbatore • Diploma in Foreign Trade and Procedure 2013 – SNR SONS COLLEGE Coimbatore Awards / Achievements: • Winning the Cricket League at TCS Olympiad Sports Event 2014 • Star Former for the Month of Dec and Jan • Member of TCS Fun Committee in TCS Computer Skills • Work in Windows Environment • Able to work in MS – Office, Word, Power point, Excel
- 3. • Able to Work with Tally ERP 9 EXTRA CURRICULAR ACTIVITIES • Participated in one day seminar in Development of Entrepreneurship • Executed a paper presentation in one day seminar on SERVICE MARKETING. PERSONAL DETAIL Date of Birth :10th December 1991 Gender :Male Languages Known :English, Tamil, Malayalam, Nationality :Indian Religion : Islam Passport No :L7077142 Permanent address :12/761c chevidipetta Gudalur - The Nilgiris Tamilnadu -643212 DECLARATION: I hereby declare that all the above furnished information and particulars are true to my Knowledge and belief. Date : Place : Nisham Ismail