1. KARAM SINGH BANGUR
Contact No.: +91 9582187527, +91 8750030741 ~ E-Mail: karambangur@gmail.com
INVESTMENT BANKING PROFESSIONAL
FXMM Confirmations & Settlement ~ Investment Banking ~ Process Management
PROFESSIONAL PROFILE
• A competent professional with nearly 6 years of experience in Investment Banking, Trade Management,
FOREX and Money Markets Confirmations & settlement
• Proficient in ensuring forex trading activities are supported and seamless day-to-day processing; wide
knowledge of trade life cycle, market scenarios, players involved and effect on back-end operations
• Well versed with WallStreet, Smartstream TLM, Bloomberg, Nucleus, Intellimatch, SWIFT Alliance, Score,
MIFT, Lotus Notes, MS Outlook, Advanced Excel and MS-Office
• Sound understanding of end-to-end Trade Processing i.e. trade matching, confirmations and settlements
area; knowledge about different settlement mode - Outside, CLS, Direct A/C & Bank Nostro
• Gained experience in high volume house and client service environment
• Good command over various SWIFT MT Type – MT300, 320, 202, 202cov, 200, 103 and free format
messages
• Team player with active participation and contribution to team initiatives; led them teams for running
successful process operations & developing procedures, service standards for business excellence
• Capable at grasping new technical concepts quickly and utilizing it in a productive manner
CORE COMPETENCIES
Investment Banking FOREX Confirmations FOREX Settlement
Process Management Client Relationship Management Money Markets
Trade Management Training and Development SOP / SLA
KEY ACCOMPLISHMENTS
• Provided an idea for development of EUDA, which saved 0.3 FTE in the process
• Awarded Employee of the Month Award for efficiently handling the closure of corporate accounts in RBS
India
• Awarded Bronze Ovation for effectively managing the volumes during the nascent phase of Process
• Got quality award for maintaining good level of accuracy
• Won spot ovation on various occasions for excellent key performances
• STP improvement projects for corporate clients
• Worked with various teams towards closure of corporate accounts in RBS India
CAREER SCAN
Since April’ 2012: Royal Bank of Scotland Business Services Private Limited, Gurugram
Designation: Senior Analyst (Grade 4)
Process: Foreign Exchange, Money Markets and CLS Confirmations
Growth Path: Joined as an Analyst (Grade 2) and rose to the position of Senior Analyst (Grade 4)
Key Responsibilities:
• Providing cross trainings to resources in India and creating backups for the respective processes
• Responsible for SWIFT Confirmations for FX (MT300), MM (MT320), NDF(LCH)
• Ensure mismatches are investigated accurately and raised with the relevant parties without delay and
escalate where needed
• Closely liaise with Front Office and Middle Office to resolve discrepancy in the trades

2. • Chase counterparties for their confirmations for unconfirmed trades via email and phone
• Review manual and ineffective processes, which could be automated/enhanced, to enable the provision of
superior client support
• Build and maintain key relationships with colleagues across Operations, Middle Office and Front Office
• Adhere to currency cut off and ensure all trades are settled within cut off.
•
• Ensure zero error rates through accuracy and controls adherence
• Continuous process improvement and focus on STP rates
• Responsible for handling any escalations in the team, investigate root cause of issues, and strive to prevent
its re occurrence
• Being SPOC of team, responsible for proper allocation of task for team of 4 Analysts
Highlights:
• Skilled in quickly assimilating the FX confirmation process and interface with internal and external clients to
provide operational and administrative support as needed
• Majorly contributed towards continuous improvements and process innovations
• Proactively liaison with Middle & Front office to mitigate the client disputes arising due to trade
discrepancies
• Contributed towards meeting & exceeding client satisfaction benchmarks of customers (internal & external)
through timely settlement & increase more STP volume through innovative ideas.
April’ 12 – Oct’ 13: Process Associate (EMEA Payments) Grade 2
Process: GTS – Cash and Payments (Corporate and Institutional Banking)
Key Responsibilities:
• Initiate funds transfer through various international clearing systems and correspondent banks be it
gross/net settlement methods like TARGET2, BACS, CHATS, MEPS, CHIPS, FEDWIRE etc.
• Requesting FX deals from market ops team for cross currency settlements
• Ensuring FATF/AML rules are followed for every transaction be it manual or electronic request
• Handle first level checks for Electronic Payment System with SWIFT messages MT103, 200,202/202cov
• Perform nostro and internal account reconciliation
• Responsible for Audit and Compliance checks for the team on day to day basis
• Establish and maintain up to date Capability Matrix, MIS, Productivity Index, Work Flow Index
Highlights:
• Newcomer Award for understanding process and maintaining high quality & volume in short time span
• Initiated and established cost effective controls, cost saving strategies and process automation
Aug’ 11 – March’ 12: American Express Banking Corp India, Gurugram
Designation: Business Development Executive
Key Responsibilities:
Acquiring new customers through B2B Corporate Card sales
Educate customers on the variety of banking and loan products and services available to them

3. Built customer loyalty by placing follow-up calls for customers who reported product issues
Provide accurate and appropriate information in response to customer inquiries.
Negotiate the terms of an agreement and closing sales
Contact new and existing customers to discuss how their needs could be met with specific products and
Services
Expansion of internal and external relationship and drive sales results
CERTIFICATIONS
• Certified in Young Leaders Programme in RBS
• Certified in internal Skill Assessment on Cash, Reconciliation, Investigations and AML
• Pursuing NISM Certificate Course in Currency Derivatives
PGDM Internship: IMRB International
ACADEMIC QUALIFICATIONS
2011 PGDM (Finance & HR) from EMPI Business school, New Delhi
2009 Bachelor of Arts (Humanities) from Kurukshetra University, Kurukshetra
PERSONAL DETAILS
Date of Birth : 10th
feb 1987
Language Known : English and Hindi
Present Address : #51, Near Bata Show room, Sukhrali, Sector - 17, Gurgaon – 122001
KARAM SINGH BANGUR