Ammritpal Singh Dandiwal has over 7 years of experience leading operations, compliance, and customer service for multinational banks in India. He has received several awards for his work in branch audit, compliance, sales, and fraud prevention. Currently he is the Manager of Operations and Customer Service at Indusind Bank Ltd in India, where he oversees a $15M branch and 6 employees. Previously he held positions at Axis Bank Ltd and HDFC Bank Ltd, where he consistently exceeded sales targets and led branches to high ratings in audits and compliance.

1. AAmmrriittppaall SSiinngghh DDaannddiiwwaall
Adelaide  Phone: 430 118 337  dandiwal_87@yahoo.co.in
Manager Operations and Customer Service
 Nationally award-winning banking professional with 7.8 years of experience leading Operations,
compliance and customer service for multinational reputed banks.
 Respectedleader of operation team, retail branch. Conceptualize and orchestrate marketing
campaigns that effectively reinforce and build brand images to achieve the sales budget.
 Expert in the technical, conceptual and content development of sales-driving collateral. Proven ability
to drive retail branch along with compliance to laid down guidelines
Skills
 Marketing Strategies
 Compliance
 Creative TeamLeadership
 Audit Management
 KYC & AML Management
 Customer Service
 Mentoring new employees
 Sales & support
 Foreign Exchange
 Branch Administration
Recent Awards
Award of Excellence in Branch Audit & Compliance (Indusind Bank Ltd Patiala Branch, India), 2014
Third Position Pan India in BMMC Rating (Indusind Bank Ltd Patiala Branch, India), MAY’2014
Special recognition Award for Prevention of Fraud (Indusind Bank Ltd, Patiala Branch India), 2013
Award of Excellence in Sales (Indusind Bank Ltd, Patiala Branch, India), 2013 & 2014
Professional Experience
INDUSIND BANK LTD, Patiala, India – Multinational Bank providing banking services in INDIA and
various other countries
Manager Operations and Customer Service, 7/2012 to Present
Manage retail branch, compliance, audit and customer services, overseeing a $15M branch and 6-member
team. Assigning sales budget to team, managing customer service and annual budgets of the branch.
Selected Accomplishments:
 Achieved pan INDIA third position in BMMC rating for the month of May’15.
 Led branch to meet audit requirements and branch compliance with scoring 80% of marks and
achieved a low risk rating for consecutive 3 years.
 Created teamof 6 members to accomplish best customer service along all products and maintain
branch compliance.
 Maintained AML alerts and authorized new account openings as per the laid down guidelines by RBI.
 Handled branch administration to run retail branch smoothly for customer service.
 Prepared Branch marketing strategy for achieving sales budget in agriculture lending.
 Leveraged strengths in effective complaint handling to resolve complaints in the minimum TAT of 26
hours with the best possible solution.

2. AAmmrriittppaall SSiinngghh DDaannddiiwwaall Page 2  Phone: 430 118 337
AXIS BANK LTD, Samana, Punjab, India – Multinational Bank providing banking services across
different countries.
Deputy Manager Operations, 3/2012 to 7/2012
Led and Managed customer service branch operations, ATM cash balancing, AML, audit and compliance of
the branch.
Selected Accomplishments:
 Achieved assigned annual budget of sales in just three months.
 Maintained and led the branch to achieve low risk rating in Audit.
HDFC BANK LTD, Bhawanigarh, Punjab, India – Leading multinational Bank, Ranked amongst the top
50 banks in the world
Personal Banker Authorizer & Back Up Branch Manager, 4/2008 to 3/2012
Advanced through a series of promotions, started my career as a Teller and just in 16 months promoted
to Personal Baker authorizer, lead my branch to be best across pan India and opened a new branch for
the bank and achieved the Breakeven point in first 6 months only.
Selected Accomplishments:
 Served as personal banker authorizer and led my branch to over achieve annual budgets by 230% for
the four consecutive years.
 Prepared a team for 4 persons and controlled branch operations to lead the branch as a best branch in
the country for operational compliance and audit
 Complied the four audits in four years and each one was rated low risk as satisfactory and branch
received the best branch in audit pan India for 2 years.
Technology
Software: Finware Banking Software, Finacle Banking Software, MS Office (Word, Access,
Excel, PowerPoint)
Certification: E- Commerce One Year Diploma in computer science
Education
ICFAI UNIVERSITY, INC CHANDIGARH, INDIA
Master of Business Administration, 2006-2008
 Major: Marketing
 Minor: Information Technology
 Graduated with high honors
PUNJABI UNIVERSITY, PATIALA, INDIA
Bachelor of Fine Arts, 2003-2006
 Major: Economics
 Minor: English, Political science, Physical Education
 Graduated with high honors
Portfolio on Request  Available for Relocation