Experience banking without boundaries. Embrace the future of finance with NEO BANKING—a revolutionary, digital-first banking approach that transforms the traditional banking landscape. Unlike typical banks, neo banks are exclusively online, devoid of physical branches, and operate seamlessly through smartphone apps or online portals. This modern, tech-savvy banking model signifies a departure from conventional practices, placing convenience and accessibility at the forefront of financial services. In a world increasingly dominated by digital innovation, NEO BANKING offers a glimpse into the future of banking, where the entire financial experience is redefined for a more connected and efficient era. Summary: NEO BANKING represents a paradigm shift in finance, introducing a digital-first approach that eliminates physical branches and prioritizes online accessibility. This modern banking model not only embraces technology but also anticipates the evolving needs of a digitally-driven world, setting the stage for a more convenient and connected future in financial services.

1. www.finapworldwide.com
The Software Company
NEO BANKING: A DIGITAL
FINANCIAL REVOLUTION
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2. NEO BANKING 101 - EMBRACING THE
FUTURE OF FINANCE
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A Neo Bank is not your typical bank.
It's a modern, digital-first banking approach.
Neo Banks are entirely online and have no
physical branches.
Everything is done through a smartphone app
or via an online portal.
BRANCH BRANCH
BRANCH
BRANCH
BRANCH
BRANCH
BANK
Traditional Bank
NEO Bank

3. Accessibility: Banking at your fingertips.
Innovation: Embracing cutting-edge technology.
Digital-first: Cashless paperless.
WHAT MAKES NEO BANKING SPECIAL?
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4. NEO BANKING - STILL A RARITY
While Neo Banking is gaining traction, it's not
evenly distributed globally.
Neo Banking has limited availability in certain
regions, especially in more remote areas.
Rapid expansion is underway, but Neo Banks are
not yet ubiquitous.
Finland, Sweden, Denmark, United Kingdom,
Nigeria, and South Korea have all made varying
levels of progress in adopting and implementing
the concept, depending on their unique social,
economic, and political contexts.
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ALASKA (USA)
CANADA
GREENLAND
(DENMARK)
UNITED STATES OF AMERICA
AUSTRALIA
INDONESIA
CHINA
KAZAKHSTAN
INDIA
RUSSIA
MONGOLIA
MALASIA
ADAM
AND NICOBAR
ISLANDS (INDIA)
SRI
LANKA
PHILIPPINES
JAPAN
NORTH
KOREA
SOUTH
KOREA
GUAM
MEXICO THE BAHAMAS
CUBA
JAMAICA
HAITI
VENEZUELA
COLOMBIA
ECUADOR
PERU
PARAGUAY
CHILE
ARGENTINA
URUGUAY
FALKLAND
ISLANDS (UK)
ICELAND
SVALBARD
(NORWAY)
NORWAY
SWEDEN
FINLAND
ESTONIA
LATVIA
LITHUIANIA
BELARUS
POLAND
GERMANY
FRENCH
SPAIN ITALY
IRELAND
UNITED
KINGDOM
PORTUGAL
ESTONIA
NETHERLAND
BELGIUM
LUXEMBOURG
LIECHTENSTEIN
SWITZERLAND
AUSTRIA
SLOVENIA
CROATIA
SERBIA
MACEDONIA
ALBANIA
MONTENEGRO BULGARIA
ROMANIA
MOLDOVA
SLOVAKIA
CZECH
REPUBLIC UKRAINE
GREECE TURKEY
IRAQ IRAN
BOSNIA
AND
HERZEGOBINA
HUNGARY
FAROE
ISLANDS
AZORES
(PORTUGAL)
MADEIRA ISLANDS
(PORTUGAL)
CAPE
VERDE
BURKINA
FASO
CENTRAL
AFRICAN
REPUBLIC
EQUATORIAL
GUINEA
BIOKO (EQUATORIAL
GUINEA)
CABINDA
(PROVINCE)
SAO
TOME
DEMOCRATIC
REPUBLIC
OF THE CONGO
MALAWI
LESOTHO
SWAZILAND
COMOROS
MAURITUS
KERGUELEN
ISLAND (FRANCE)
HEARD ISLAND
(AUSTRALIA)
REUNION
MAYOTTE
(FRANCE)
PAPUA
NEW
GUINEA
SOLOMON
ISLANDS
VANUATU
NEW CALEDONIA
(FRANCE)
NEW
ZELAND
FIJI
COTE
D’IVOIRE
WESTERN
SHARAH
THE GAMBIA
SIERRA LEONE
GUINEA-BISAU
SENEGAL
MALI
LIBYA
ALGERIA
EGYPT
MAURITANIA
MOROCCO
TUNISSIA
MALTA
LIBERIA
GUINEA
NIGERIA
NIGER
CHAD
SUDAN
ERITHEA YEMEN
OMAN
QATAR
SYRIA
CYPRUS
LEBANON
ARMENIA
AZERBAIJAN
TURKMENISTAN
AFGHANISTAN
PAKISTAN
KASHMIR
BHUTAN
NEPAL
BANGLADESH
MYANMAR
(BURMA)
LAOS
THAILAND
VIETNAM
CAMBODIA
UZBEKISTAN
ISRAEL
JORDAN
KUWAIT
UNITED
ARAB
EMIRATES
SAUDI
ARABIA
UGANDA
ETHIOPIA
SOMALIA
DJIBOUTI
SEYCHELLES
KENYA
TANZANIA
CAMEROON
CONGO
GABON
ANGOLA
BOTSWANA
ZIMBAWE
MOZAMBIQUE
MADAGASCAR
NAMIBIA
SOUTH
AFRICA
ZAMBIA
GHANA
TOGO
BENIN
CANARY ISLANDS
(PORTUGAL)
SOUTH
GEORGIA (UK)
BOLIVIA
BRAZIL
FRENCH
GUANA
SURINAME
GUYANA
PANAMA
SAN JOSE
NICARAGUA
HONDURAS
EL SALVADOR
BELIZE
GUATEMALA
DOMINICAN
REPUBLIC PUERTO
RICO (USA)
SAINT KITTS AND NEVIS
MONSERRAT
GUADALOUPE
DOMINICA
MARTINIQUE
SAINT VICENT BARBADOS
TRINIDAD AND TOBAGO

5. Lower Fees: Neo Banks often offer
lower or no fees for basic services.
Unparalleled Convenience: Access
your accounts and perform
transactions 24/7 from your
smartphone.
Real-time Transactions: Enjoy the
speed and efficiency of instant,
real-time transactions.
WHY GO NEO? - THE BENEFITS OF
EMBRACING NEO BANKING
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6. BANKING FOR ALL - NEO BANKING'S
INCLUSIVE APPROACH
Neo Banking bridges gaps in access to financial
services.
Democratizes access to banking for individuals
who were previously underserved or excluded.
It's a powerful tool for financial inclusion,
especially in regions with limited traditional
banking infrastructure.
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7. Robust Security Features:
Neo Banks prioritize your financial
safety.
Multi-Factor Authentication:
Additional layers of security for your
peace of mind.
End-to-End Encryption:
Your data is protected from end to
end, ensuring privacy.
Fraud Detection Systems:
Advanced algorithms detect and
prevent fraudulent activities
24/7 Monitoring:
Continuous surveillance to safeguard
your accounts.
YOUR MONEY'S GUARDIAN - ENSURING
THE SAFETY OF YOUR FUNDS
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8. NEO BANKING TODAY - EVOLVING
WITH THE TIMES
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Explosive Growth in Users: Neo Banking has
witnessed a surge in adoption.
Continuous Innovation: Neo Banks are
constantly evolving to meet customer needs.
Global Expansion: Neo Banking is extending
its reach to new markets.
Enhanced Services: New features and
offerings keep customers engaged.

9. ARE YOU USING NEO-BANKING, OR
ARE YOU STILL STUCK IN TRADITIONAL
BANKING?
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ABC BANK
NEO
BANK
?

10. EMBRACE OCEANUS - THE NEO
BANKING WALLET APPLICATION
SEAMLESS BANKING, LIMITLESS
POSSIBILITIES
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Oceanus Neo Banking revolutionizes the digital
platform for the next generation, offering a
distinct advantage in the banking domain. With its
streamlined design and development, Oceanus
ensures a simplified banking experience, delivering
uncompromised financial benefits to all parties
involved.
Don't miss out on the future of
banking – dive into Oceanus today!
Neo Banking Wallet Solution
OCEANUS