Finacle from Infosys partners with banks to help them accelerate innovation, unlock business value, and build tomorrow's bank. This includes launching new products and services on digital channels, personalizing online banking experiences, and leveraging digital payments to drive growth. Finacle offers e-banking, mobile banking, and digital commerce solutions to help banks bring customers into the digital future.
Finacle from Infosys partners with banks to power-up their innovation agenda, enabling differentiated products and service, enhancing customer experience and improving operational efficiency at banks. Finacle solutions address the core banking, wealth management, CRM, Islamic banking, treasury, e-banking and mobile banking requirements of retail, corporate and universal banks worldwide and provide online marketing tools like Finacle finanz tools.
How Red Hat is participating in the changes in Banking Technology! A presentation by Deepak Hoshing, VP and Head – Architecture, Finacle, Infosys at #RedHatForum Bangalore
apidays LIVE Jakarta - Transforming customer identity to achieve a greater so...apidays
apidays LIVE Jakarta - Transforming customer identity to achieve a greater social good by Ryne Cheow, NTUC Enterprise
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Transforming customer identity to achieve a greater social good
Ryne Cheow, Product Lead, Identity at NTUC Enterprise
Why does the retail banking require new products? How do the bankers attract new clients with specialy designe products towards their electronic channels? Look at it here.
ThoughtWorks: Monetising Open Banking Thoughtworks
Open Banking is disrupting the future of financial services in Australia, and we believe that it will do much more than just enhance customer experience. It will pave the way for innovative, highly personalised products; new partnerships that generate mutual value; and new business lines that create additional revenue streams.
The 2015 Minnesota Water Technology Summit took place on Friday, September 11, 2015 at the Humphrey School of Public Affairs on the University of Minnesota campus.
The Minnesota Water Technology Summit is returning this year and expanding on the presence from last year’s sold-out event. This year’s summit, hosted by David Kansas, EVP, COO of Minnesota Public Radio, will highlight key topics in water technology including commercialization, water reuse and recovery, water risk and conservation and regulatory environment.
The agenda was developed by a planning committee with globally recognized leaders, companies and entities including: Aeration Industries,Dow Water & Process Solutions, Ecolab, GE Water & Process Technologies, Pentair, Tonka Water, Cartwright Consulting, Lenz Consulting, Faegre Baker Daniels, The Metropolitan Council, the University of Minnesota, The Minnesota Trade Office and GREATER MSP.
Finacle from Infosys partners with banks to power-up their innovation agenda, enabling differentiated products and service, enhancing customer experience and improving operational efficiency at banks. Finacle solutions address the core banking, wealth management, CRM, Islamic banking, treasury, e-banking and mobile banking requirements of retail, corporate and universal banks worldwide and provide online marketing tools like Finacle finanz tools.
How Red Hat is participating in the changes in Banking Technology! A presentation by Deepak Hoshing, VP and Head – Architecture, Finacle, Infosys at #RedHatForum Bangalore
apidays LIVE Jakarta - Transforming customer identity to achieve a greater so...apidays
apidays LIVE Jakarta - Transforming customer identity to achieve a greater social good by Ryne Cheow, NTUC Enterprise
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Transforming customer identity to achieve a greater social good
Ryne Cheow, Product Lead, Identity at NTUC Enterprise
Why does the retail banking require new products? How do the bankers attract new clients with specialy designe products towards their electronic channels? Look at it here.
ThoughtWorks: Monetising Open Banking Thoughtworks
Open Banking is disrupting the future of financial services in Australia, and we believe that it will do much more than just enhance customer experience. It will pave the way for innovative, highly personalised products; new partnerships that generate mutual value; and new business lines that create additional revenue streams.
The 2015 Minnesota Water Technology Summit took place on Friday, September 11, 2015 at the Humphrey School of Public Affairs on the University of Minnesota campus.
The Minnesota Water Technology Summit is returning this year and expanding on the presence from last year’s sold-out event. This year’s summit, hosted by David Kansas, EVP, COO of Minnesota Public Radio, will highlight key topics in water technology including commercialization, water reuse and recovery, water risk and conservation and regulatory environment.
The agenda was developed by a planning committee with globally recognized leaders, companies and entities including: Aeration Industries,Dow Water & Process Solutions, Ecolab, GE Water & Process Technologies, Pentair, Tonka Water, Cartwright Consulting, Lenz Consulting, Faegre Baker Daniels, The Metropolitan Council, the University of Minnesota, The Minnesota Trade Office and GREATER MSP.
apidays LIVE India - Banking Redefined - Decoding the API era for Indian bank...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Banking Redefined - Decoding the API era for Indian banks
Aishwarya Jaishankar, Co-founder of Hyperface Technologies
Micro Focus Visual COBOL delivers a future-proof infrastructure for SNS BankMicro Focus
Micro Focus Visual COBOL unlocks the value within your existing COBOL applications, enabling teams to collaborate across a variety of new and long established platforms. Visual COBOL re-energizes enterprise COBOL applications, resulting in improved productivity, while lowering costs and taking your core applications into the future.
Exponential banking: Reinventing Financial Services in a world of Exponential...Vincent Teo
A Point of View on the threat of Fintechs and Neobanks in the Financial Services category and what banks should do to respond and continue to unlock business and customer value and drive growth.
Banks should look beyond just embracing the latest Fintech and look to reinvent themselves as the Exponential Bank of the Future.
Banking in the Digital Era - Microsoft India PerspectiveMicrosoft India
Authored by Basudev Banerjee, Industry Marketing Lead, Microsoft & Vishnu Bhavaraju, Enterprise Strategy Architect, Microsoft, this document outlines Microsoft’s understanding of the digital and service delivery framework, target operating models and suggested business solution architecture and footprint within the BFSI vertical.
Digital Banking Innovation - "a Look of Tomorrow"HongLeongBank
Hong Leong Islamic Bank MD/CEO, Raja Teh Maimunah Raja Abdul Aziz delivered a 1-hr talk at NICE2014, organised by MOSTI, on how banking has evolved from the day trading began thousands of years ago, to how digital banking will be at the forefront of all customer engagements.
Addiko Bank Digital Transformation Experience - Microsoft Sinergija 18Vladimir Ljubibratic
Addiko Bank Digital Transformation Experience drive with Microsoft Dynamics 365 platform to achieve better customer engagement, employee productivity and transform operations and products.
Ομιλία – Παρουσίαση: Lubomir Olach, COO, Director of International Development and Member Relations, EFMA
Τίτλος παρουσίασης: «Exploring Innovation Trends in Retail Banking 2019»
Ομιλία – Παρουσίαση: Enrique Marron, Western Europe Finance Industry CTO, Huawei Enterprise Business Group
Τίτλος παρουσίασης: «Banking 4.0: Innovation From The Core»
Financial institutions in Europe are preparing to confront a major legislation revision for the banking industry: the proposal for a revised directive on payment services in the internal market, better known as Payment Services Directive, or PSD2.
PSD2 represents one of the single biggest changes in banking industry history, because it’s the first time banks will be obligated by law to open their infrastructures to third parties. Many banks are concerned about this legislation, feeling exposed and under attack from new entrants. It also enables customers to be in the driving seat when it comes to their finances. Yet, does it need to be a huge threat?
In this special, exclusive webinar, Jouk Pleiter and Jelmer de Jong of Backbase talk about what PSD2 means for the banking industry, and how can banks can prepare for this inevitable change. We are looking at:
What PSD2 actually is
PSD2 and the connection with APIs
PSD2’s impact on banks
New entrants in the banking space
The bank’s fundamental strategic choice: the defensive or offensive strategy
Opportunities to capitalise on.
Digital has become the way forward for banks across the world. The coronavirus pandemic has accelerated the need for digital transformation and many forward-thinking banks have adopted a digital-first strategy swiftly to keep pace with the new demands. Download the document to know more.
#digitaltransformation #strategy #digital #innovation #fintech #banks #ai #banking #cx
#customerexperience #customersatisfaction #customerservice #finance
The Journey to Digital Transformation with Touch BankBackbase
The presentation of Andrei Kozliar, CEO of Touch Bank. In this webinar, Jouk Pleiter, CEO of Backbase, talks to two of the most innovative banks in Europe – Touch Bank and CheBanca!
Digital transformation is about fundamentally changing how banks attract, interact with and satisfy consumers, and it affects all levels of your organisation. Antonio and Andrei will share real-life examples of digital transformation in our new webinar, which will look at:
what was needed to start their digital transformation journeys
the key elements for success.
Antonio Fratta Pasini is Head of CRM and Omni-channel for CheBanca!, the retail bank of Mediobanca Group, the third largest financial services group in Italy. CheBanca! has always been at the forefront of innovation, from flagship futuristic branches to award-winning banking apps such as WOW!
Andrei Kozliar is CEO of Touch Bank, a neobank created by OTP Bank. Founded in 1949, OTP Bank is one of the largest independent financial service providers in Central and Eastern Europe, serving nine countries. Recognizing that today’s digital-savvy customers and emerging digital natives are going to be the fastest growing customer segment, OTP Bank decided to launch a new, digital- and mobile-only bank under the label Touch Bank.
apidays LIVE India - Banking Redefined - Decoding the API era for Indian bank...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Banking Redefined - Decoding the API era for Indian banks
Aishwarya Jaishankar, Co-founder of Hyperface Technologies
Micro Focus Visual COBOL delivers a future-proof infrastructure for SNS BankMicro Focus
Micro Focus Visual COBOL unlocks the value within your existing COBOL applications, enabling teams to collaborate across a variety of new and long established platforms. Visual COBOL re-energizes enterprise COBOL applications, resulting in improved productivity, while lowering costs and taking your core applications into the future.
Exponential banking: Reinventing Financial Services in a world of Exponential...Vincent Teo
A Point of View on the threat of Fintechs and Neobanks in the Financial Services category and what banks should do to respond and continue to unlock business and customer value and drive growth.
Banks should look beyond just embracing the latest Fintech and look to reinvent themselves as the Exponential Bank of the Future.
Banking in the Digital Era - Microsoft India PerspectiveMicrosoft India
Authored by Basudev Banerjee, Industry Marketing Lead, Microsoft & Vishnu Bhavaraju, Enterprise Strategy Architect, Microsoft, this document outlines Microsoft’s understanding of the digital and service delivery framework, target operating models and suggested business solution architecture and footprint within the BFSI vertical.
Digital Banking Innovation - "a Look of Tomorrow"HongLeongBank
Hong Leong Islamic Bank MD/CEO, Raja Teh Maimunah Raja Abdul Aziz delivered a 1-hr talk at NICE2014, organised by MOSTI, on how banking has evolved from the day trading began thousands of years ago, to how digital banking will be at the forefront of all customer engagements.
Addiko Bank Digital Transformation Experience - Microsoft Sinergija 18Vladimir Ljubibratic
Addiko Bank Digital Transformation Experience drive with Microsoft Dynamics 365 platform to achieve better customer engagement, employee productivity and transform operations and products.
Ομιλία – Παρουσίαση: Lubomir Olach, COO, Director of International Development and Member Relations, EFMA
Τίτλος παρουσίασης: «Exploring Innovation Trends in Retail Banking 2019»
Ομιλία – Παρουσίαση: Enrique Marron, Western Europe Finance Industry CTO, Huawei Enterprise Business Group
Τίτλος παρουσίασης: «Banking 4.0: Innovation From The Core»
Financial institutions in Europe are preparing to confront a major legislation revision for the banking industry: the proposal for a revised directive on payment services in the internal market, better known as Payment Services Directive, or PSD2.
PSD2 represents one of the single biggest changes in banking industry history, because it’s the first time banks will be obligated by law to open their infrastructures to third parties. Many banks are concerned about this legislation, feeling exposed and under attack from new entrants. It also enables customers to be in the driving seat when it comes to their finances. Yet, does it need to be a huge threat?
In this special, exclusive webinar, Jouk Pleiter and Jelmer de Jong of Backbase talk about what PSD2 means for the banking industry, and how can banks can prepare for this inevitable change. We are looking at:
What PSD2 actually is
PSD2 and the connection with APIs
PSD2’s impact on banks
New entrants in the banking space
The bank’s fundamental strategic choice: the defensive or offensive strategy
Opportunities to capitalise on.
Digital has become the way forward for banks across the world. The coronavirus pandemic has accelerated the need for digital transformation and many forward-thinking banks have adopted a digital-first strategy swiftly to keep pace with the new demands. Download the document to know more.
#digitaltransformation #strategy #digital #innovation #fintech #banks #ai #banking #cx
#customerexperience #customersatisfaction #customerservice #finance
The Journey to Digital Transformation with Touch BankBackbase
The presentation of Andrei Kozliar, CEO of Touch Bank. In this webinar, Jouk Pleiter, CEO of Backbase, talks to two of the most innovative banks in Europe – Touch Bank and CheBanca!
Digital transformation is about fundamentally changing how banks attract, interact with and satisfy consumers, and it affects all levels of your organisation. Antonio and Andrei will share real-life examples of digital transformation in our new webinar, which will look at:
what was needed to start their digital transformation journeys
the key elements for success.
Antonio Fratta Pasini is Head of CRM and Omni-channel for CheBanca!, the retail bank of Mediobanca Group, the third largest financial services group in Italy. CheBanca! has always been at the forefront of innovation, from flagship futuristic branches to award-winning banking apps such as WOW!
Andrei Kozliar is CEO of Touch Bank, a neobank created by OTP Bank. Founded in 1949, OTP Bank is one of the largest independent financial service providers in Central and Eastern Europe, serving nine countries. Recognizing that today’s digital-savvy customers and emerging digital natives are going to be the fastest growing customer segment, OTP Bank decided to launch a new, digital- and mobile-only bank under the label Touch Bank.
The Presentation for Chartered Accountants for Statutory Bank Branch Audit in Core Banking Software (CBS) Environment - Finacle from Infosys - Focus on Menus and Reports
Perspective- Multi Channel Banking: A Five Point Strategy Infosys Finacle
The last two decades have witnessed a paradigm shift in the way people bank. While the shift from branches to ATM based cash withdrawals and from there on to internet banking was slow, it has been a different story in the case of mobile banking. The growth in adoption of mobile banking over the last three years has been tremendous. Many banks have rolled out internet banking, mobile banking, call centers, ATM based transactions and video banking. But, have banks moved from multiple channels to true multi-channel banking with seamless cross channel experiences?
Here we explore a five point strategy that would empower banks and financial institutions to define a robust multi-channel offering.
Digital Transformation in Banking Financial Services Industrysethnainaa
Digital Transformation is more than just moving from traditional banking system to
a digital one. It is a vital change in how banks and other financial institutions learn
about, interact with, and satisfy customer’s needs. The age of “Customer is King”
has truly arrived.
Digital Transformation in Banking Financial Services Industrydrishtipuro1234
Digital Transformation is more than just moving from traditional banking system to a digital one. It is a vital change in how banks and other financial institutions learn about, interact with, and satisfy customer’s needs. The age of “Customer is King” has truly arrived.
WhitePaper Chicago style Sample written by writingmetier.comWriting Metier
WhitePaper Chicago style Sample written by writingmetier.com
WritingMetier team can help you with writing any type of WhitePapers, feel free to contact us anytime: https://writingmetier.com
Case study: DBS's digitalization in Southeast AsiaSahil Gupta
DBS Bank‘s internationalization strategy is built on the cornerstone of a customer-centric digital platform which goes beyond banking by focusing on the customer’s lifestyle and evolving needs. EY has been a proud collaborator to DBS in this journey, advising on the formulation of strategy for Indonesia.
Case study: DBS's digitalization in Southeast AsiaVarun Mittal
DBS Bank‘s internationalization strategy is built on the cornerstone of a customer-centric digital platform which goes beyond banking by focusing on the customer’s lifestyle and evolving needs. EY has been a proud collaborator to DBS in this journey, advising on the formulation of strategy for Indonesia.
The Art of Banking: How to Accelerate Your Customer JourneyAppian
Commercial bankers operate in a highly complex
environment. With a digital platform, bankers can take
advantage of immediate on-boarding improvements
and advance their digital transformation strategy to win
the customer at digital speed.
Learn even more about accelerating you customer journeys in this in-depth blog: http://ap.pn/2eYQQTo
Transform research: The age of omnichannel banking 2015TransformUK
The death and destruction of traditional bank branches caused by digital and changing customer dynamics is widely foretold.
But even digital natives are dual citizens of the physical world. Branch location is still customers’ strongest reason for switching current account and retail customers still want branches for important elements of sales and service.
Retail is increasingly moving towards Omnichannel; enabling customers to do business on whatever mix of channels they choose. How channels are integrated is becoming as important as what channels are available.
This has big implications for banks. Too often today, it is almost as if the digital and bank branch experience is designed and built by different companies. In the future, digital will underpin how banks deliver great customer experiences across channels.
In this report we explore what drives the shift towards Omnichannel, how banks are performing today and a vision for Omnichannel banking in the future.
Accessibility of Digital Banking on Customer Satisfaction: National bank of K...iosrjce
Banks have been forced to deleverage and identify alternative sources of value as a result of increased
regulations and competitive challenges. This has led to the introduction of digital banking where technology is
mostly embraced while carrying transactions. However, customers are still waiting for this new banking
experience, touted as a revolutionary transformation that will bring many new features, including anytime and
anywhere banking, ultra-fast response times, and omnipresent advisors. The objective that guided the study: To
establisheffect of accessibility of digital banking on Customer Satisfaction case of National Bank of Kenya,
Bungoma County. The target population for the study was bank customers and banking staff from National Bank
in Bungoma County and a sample size of 417. Descriptive survey design was undertaken. Data was collected
using questionnaires, interview schedules and document reviews. Analysis was done with the aid of Statistical
Package for Social Sciences where both descriptive and correlation analysis were performed. The findings of
the study established there was a significant relationship between accessibility of digital banking and
customer’s satisfaction, χ2
(6, N=350) =390.74, P= 0.00. The study recommends that Mobile banking and POS
terminals, need to come up with an application that can be used to enhance digital banking.
1. Building tomorrow’s bank
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Finacle from Infosys partners with banks the world over to accelerate innovation and
unlock the value levers of their business. Launching new products and services on virtual
channels, personalizing the Internet banking experience and leveraging digital money
to power business growth and extend distribution reach has never been easier.
Bring customers to tomorrow’s bank with Finacle’s e-Banking, Mobile Banking
and Digital Commerce solutions.
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
TRANSFORM YOUR
CHANNEL BANKING
Build tomorrow’s bank
2. Building tomorrow’s bank
Managing costs effectively can only take
your business so far. What your bank
really needs is accelerated growth.
Whether it’s entering new markets,
introducing innovative new products, or
initiating transformational process changes,
you need to aggressively unlock the key value
levers of your business. Very powerful waves
of change are creating new opportunities.
The advent of the digital consumer, new
commerce changing the rules of the game,
and the emergence of the Cloud are some
significant examples. We believe that
accelerating innovation will enable banks
like yours to withstand further tremors,
counter market forces, spark growth and
create competitive advantage. However,
one must be careful to invest energies in
meaningful innovation, which contributes
to agility, efficiency, growth, and value
creation for both the organization, customers
and partners. Product, service or process
innovation initiatives must be aligned with
the new reality defined by higher customer
expectations, tighter resources, fiercer
competition and stricter regulation.
Although banks innovate from time to time,
most do not have a cohesive innovation
strategy in place. That needs to change, and
quickly. While laying down the vision for
innovation, senior management must ensure
ground-level support by way of technology
infrastructure, employee training and a
collaborative partner network. This is the
proven path to accelerate innovation and
build tomorrow’s bank.
Agility, efficiency,
diversity management
and growth can
all be achieved
through accelerating
innovation
The promise of channel banking
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
Learn more about Finacle’s perspective
on building tomorrow’s bank
3. Deliveringchannelinnovationsto
customers of tomorrow’s bank
The way people bank has changed
dramatically, especially in the last two
decades. The age of the digital consumer
is here to stay. Today’s generation of bank
customer prefers the internet to a branch
and the mobile to a cash counter, and
banks must keep up to stay in the game.
As bankers we see that the onset of the
digital age and the demands of the digital
consumer have caused banks to reinvent
their customer service strategies and
build assisted and unassisted low cost
channels to empower self-service and
build distribution efficiencies. Amidst this
scenario, financial institutions, telecom
operators and retailers are all competing
hard to acquire, engage and retain these
customers. Hence it is imperative for banks
to be ready for tomorrow!
Internet banking as an incumbent channel
can play a key role in this evolution. It is
possible to leverage internet banking to
cross-promote other banking channels as
well as to incentivize customers to adopt
newer banking channels. Explore how your
internet banking services can become the
next game changer learn more.
There is much more to mobile than just
being a banking channel and banks are
embracing the possibilities of mobile as
an independent channel to drive growth.
See how your mobile banking services
can deliver a rich customer experience
and provide unique incentives to enhance
customer loyalty learn more.
Your ability to provide all your customers -
regardless of location - with access to safe,
secure and intuitive forms of payment is
fast becoming the need of the hour.
Understand how you can exploit cost
effective technology channels in a secure
manner to deliver instant payment and
financial inclusion services and in doing
so, enhance customer convenience and
satisfaction learn more.
Mobile banking
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
4. Deliveringchannelinnovationsto
customers of tomorrow’s bank
Mobile banking
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
The way people bank has changed
dramatically, especially in the last two
decades. The age of the digital consumer
is here to stay. Today’s generation of bank
customer prefers the internet to a branch
and the mobile to a cash counter, and
banks must keep up to stay in the game.
As bankers we see that the onset of the
digital age and the demands of the digital
consumer have caused banks to reinvent
their customer service strategies and
build assisted and unassisted low cost
channels to empower self-service and
build distribution efficiencies. Amidst this
scenario, financial institutions, telecom
operators and retailers are all competing
hard to acquire, engage and retain these
customers. Hence it is imperative for banks
to be ready for tomorrow!
Internet banking as an incumbent channel
can play a key role in this evolution. It is
possible to leverage internet banking to
cross-promote other banking channels as
well as to incentivize customers to adopt
newer banking channels. To explore how
Learn more about Finacle’s perspective
on building tomorrow’s bank
your internet banking services can become
the next game changer learn more.
There is much more to mobile than just
being a banking channel and banks are
embracing the possibilities of mobile as
an independent channel to drive growth.
To see how your mobile banking services
can deliver a rich customer experience
and provide unique incentives to enhance
customer loyalty learn more.
Your ability to provide all your customers -
regardless of location - with access to safe,
secure and intuitive forms of payment is
fast becoming the need of the hour. To
understand how you can exploit cost
effective technology channels in a secure
manner to deliver instant payment and
financial inclusion services and in doing
so, enhance customer convenience and
satisfaction learn more.
Finacle from Infosys has partnered again with the
European Financial Management & Marketing
Association (EFMA) to present the Innovation in
Retail Banking report. In its forth year, this report
will present an industry perspective of trends and
best practice in channel banking innovation from
interviews with over 200 banks internationally.
This report is due in September 2012.
Request it today!
5. A combination of factors has given banks this
unique opportunity to explore new areas of
growth. Some of these include:
• the growing popularity of mobile
devices, especially smartphones
and tablets
• a new generation of customers who
value user experience, simplicity
and immediacy
• evolution of high speed networks as
well as ability to serve the unbanked
and under banked population
On the flip side, banks continue to face
challenges in the form of device inoperability,
security, cost pressures, transient customer
loyalty and longer lead times for product and
service innovations.
To successfully overcome these barriers,
banks need a comprehensive and secure
mobile banking and payment solution;
one that will not only deliver rich customer
experiences but also provide unique
incentives in order to enhance customer
loyalty, satisfaction and adoption.
Tomorrow’s banking
on the go
Key feature modules and solution
highlights of Finacle mobile banking
Traditional in-branch banking and banking on the Internet have been, and will
continue to be, essential mediums for banks. However, advancements in mobile
technology today have opened up a “ubiquitous channel” which enables anytime
anywhere banking.
Finacle mobile
banking solution
offers an essential
combination
that helps banks
successfully deliver
banking services
to global customer
segments ranging
from the mass
affluent to the
under-banked
E-Banking
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
6. Tomorrow’s channel to
serve digital customers
Key feature modules and solution
highlights of Finacle e-banking
The new wave of Internet-driven
commerce is putting information
into everyone’s hands, removing
intermediaries and leveling the
playing field.
Spurred by growing acceptance among digital
consumers, this has the potential to create a
cashless economy, triggering nothing short
of a global financial and social revolution.
This new breed of consumer demands
instant fulfillment, personalisation and
the convenience of self- service. They
are active on social media; often
consulting peers and friends before
making purchase decisions.
As a result, banks are compelled to engage
these digital consumers on their own turf.
They must leverage a robust retail e-banking
channel that provides a rich user experience
while also supporting personalisation of
service with derived insights about individual
needs and preferences.
A rich e-banking solution
was never simpler
Finacle digital commerce
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
7. Digital money for
tomorrow’s customers
The banking and commerce world today is being driven by paper and plastic-
based transaction instruments such as cash, debit/credit cards and cheques. The
average consumer’s wallet contains at least five different transaction instruments,
often incompatible with the other.
What has also been seen is the growing
penetration of digital channels such as mobile
and the Internet. As a case in point, in 2011,
the global penetration of mobile phones was
73%, while that of bank accounts was only
32%. Given the ubiquity and reach of digital
channels, it seems logical for banking and
commerce providers to use these channels to
reach more customers and grow revenues.
The question is how?
What financial services, telecom and retail
sectors need is a digital solution that brings
together multiple transaction instruments,
accessible anytime anywhere on the
consumer’s preferred channel. The solution
should also enable these providers to reach
consumers in remote areas cost effectively.
Unlock new revenue streams, extend distribution reach
and build customer loyalty through digital money
Key feature modules and solution
highlights of Finacle digital commerce
Finacle talks about how digital money powers growth and reach
Finacle on Oracle
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
8. Why Infosys?
Finacle on Oracle
Finacle on Oracle (Software and Hardware) runs some of the largest retail
banking sites bringing operational efficiencies and agility to banks. The
benchmark results of the Finacle and Oracle joint solution have consistently
proven to exceed high demands on scalability, performance and availability
for it’s customers.
As an Oracle Platinum Partner, Finacle has
developed a close collaborative relationship
with Oracle technology to bring together
the benefits of a certified and integrated
solution for identified versions.
Our customers benefit further from a single
window support for Oracle and Finacle
on application specific licenses providing
a fast and efficient issue resolution with
improved TCO.
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
9. Contact
Become tomorrow-ready
with Infosys
Finacle from Infosys partners with
banks to power-up their
innovation agenda, enabling them
to differentiate their products and
service, enhance their customer
experience and achieve greater
operational efficiency.
• Finacle addresses the core banking,
wealth management, CRM, Islamic
banking and treasury requirements
of retail, corporate and universal
banks worldwide
• We empower banks with multiple sales,
service and marketing channels
including e-banking, mobile banking
and call centers
• A consistent investment of over 25% of
our revenues into R&D ensures we
maintain our industry leading
product pedigree
• Positioned as Leader in the“Gartner
Magic Quadrant for International Retail
Core Banking 2011”
• Joint first place inThe Banker Innovation
in BankingTechnology Awards 2012
• Finacle is the chosen solution in over
154 banks across 75 countries
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact
Bring customers to
tomorrow’s bank with Finacle
from Infosys
Download the Finacle corporate
overview presentation
View Finacle’s client testimonials
10. Contact
Send
Building tomorrow’s bank The promise of channel banking Mobile banking E-Banking Digital commerce Finacle on Oracle Why Infosys? Contact