The document discusses the benefits of cloud banking over on-premises banking. On-premises banking is very expensive due to high costs for servers, maintenance, security, and infrastructure. It also has risks of data loss, malware attacks, and theft. Cloud banking is more cost-effective through a monthly subscription model, provides 99.999% uptime, enhanced data security, seamless scalability and integration, and access from anywhere through the cloud. FINAP Worldwide can help banks implement a successful cloud banking strategy through assessment, identifying customer needs, analyzing costs and benefits, and developing an IT roadmap. Their ECOru solution helps banks achieve environmental, social, and governance goals.