This one-day seminar in San Bernardino, California focuses on resolving legal and financial issues in elder care. The seminar will provide skills to create effective estate plans for elderly clients, including drafting trusts and powers of attorney. It will also cover Medicaid eligibility and preserving assets. The seminar features two attorneys and offers continuing education credits for various professions. Register by June 7 to attend.
Mortgage industry professional with loan-processing experience and a comprehensive knowledge of conventional and government loan programs. Diligent, detail-oriented and thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.
Learn to know, engage and grow your clients to deliver them customized life long financial planning experiences for sustainable Financial Planning Performance
A Life Settlement is the sale of an in-force life insurance policy that is either unneeded, unwanted or underperforming. By performing an annual policy review, advisors fulfill a commitment to provide exceptional service to their client and identify alternative funding solutions that address the current needs of their client. After the sale of a life insurance policy, the proceeds can be used to fund products and services associated with long-term care. In addition, the insured is no longer responsible for premium payments. Get your clients pre-qualified for a life settlement today with LifePASS™.
Mortgage industry professional with loan-processing experience and a comprehensive knowledge of conventional and government loan programs. Diligent, detail-oriented and thorough in gathering borrower information, verifying loan documents and reviewing file documentation to guide each loan from preapproval to closing.
Learn to know, engage and grow your clients to deliver them customized life long financial planning experiences for sustainable Financial Planning Performance
A Life Settlement is the sale of an in-force life insurance policy that is either unneeded, unwanted or underperforming. By performing an annual policy review, advisors fulfill a commitment to provide exceptional service to their client and identify alternative funding solutions that address the current needs of their client. After the sale of a life insurance policy, the proceeds can be used to fund products and services associated with long-term care. In addition, the insured is no longer responsible for premium payments. Get your clients pre-qualified for a life settlement today with LifePASS™.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
1. reSolvinG leGal
and financial iSSueS in
elder care
Help your elderly clients get the services and
financial resources they need!
reGiSter
todaY!
800-930-6182 OR
one-day seminar
www.nbi-sems.com
San Bernardino, california
June 7, 2010
facultY
J. Terrence Moynihan
The Moynihan Law Firm
D. Hershel Wilson
McClellan & Wilson
continuinG education
California MCLE for Paralegals - 6.0
Financial Planners - 7.0
CLE - 6.0
Guardian - 6.0
IACET - 0.6
CPE for Accountants/NASBA - 7.0
PACE - 7.0
See inside for details!
Your SatiSfaction iS our Guarantee!
SEM I N ARS • T EL ECON F EREN CES • W E BC ASTS
M P3 DO W N LOADS • ON - DEMAN D • AUDI O C DS • COURSE BOOkS
2. seminar overview
aBout this seminar
Protect Your Clients’ Assets and Provide the Services They Need
The cost of long-term care can consume a person’s assets if a carefully drafted estate plan is not in
place. This seminar will give you the skills required to create an estate plan that meets your clients’
needs. Become prepared - register today!
6 Benefits of attending
• Draft an estate plan to secure your clients future using our sample forms and letters.
• Ensure that the client’s wishes will be carried out - through appropriate asset titling, the will, a
durable power of attorney and advanced directives.
• Preserve the client’s assets through the use of irrevocable trusts, annuities, life insurance,
retirement accounts and gifting methods.
• Avoid ethical issues when representing elderly and incapacitated clients with due diligence.
• What does your client qualify for? Help your clients with their financial and estate planning by
learning how to differentiate between Medicare and Medicaid
• Don’t let excess assets impact Medicaid eligibility: advise clients on how to legally dispose
of assets.
Credit information
The specific continuing education credit(s) listed are for attending the live seminar. The credits may or
may not apply for the audio version of this seminar. Please check with your credit board for details.
For additional questions regarding continuing education credits, please contact us at 866-240-1890.
accountants - This is a basic-to-intermediate level program presented in a group live setting. Accountants should have
a basic understanding of financial issues related to long-term care. This course will:
- Generate an estate plan to secure clients future using sample forms and letters
- Describe how to ensure that the client’s wishes will be carried out - through appropriate asset titling, the will, a
durable power of attorney and advanced directives
- Explain how to avoid ethical issues when representing elderly and incapacitated clients with due diligence
Field(s) of Study -- Administrative Practice; Regulatory Ethics.
california mcle for Paralegals - 6.0 - This program meets the California MCLE Paralegal requirement as specified in
Business and Professions Code Section 6450(d).
Financial Planners - 7.0 - This program has been accepted by the CFP Board and qualifies for 7.0 hours of CE credit for
CFP Certificants. CFP™, CERTIFIED FINANCIAL PLANNER™ and CFP with flame logo are certification marks owned by the
Certified Financial Planner Board of Standards, Inc. These marks are awarded to individuals who successfully complete
the CFP Board’s initial and ongoing certification requirements.
cle - 6.0 - This activity has been approved for Minimum Continuing Legal Education credit by the State Bar of
California in the amount of 6.0 hours, of which 1.0 hour will apply to legal ethics. NBI, Inc. certifies this activity conforms
to the standards for approved education activities prescribed by the rules and regulations of the State Bar of California
governing minimum continuing legal education. NBI, Inc. is a State Bar of California approved MCLE provider - #53.
Self-study credit is available.
guardian - 6.0 - This activity has been approved by the Center for Guardianship Certification for 6.0 credit hours
including 1.0 hour of ethics continuing education credit.
NBI, Inc. has been approved as an Authorized Provider by the International Association for Continuing
Education and Training (IACET), 8405 Greensboro Drive, Suite 800, McLean, VA 22102. NBI, Inc. DBA
National Business Institute has awarded 0.6 CEUs to participants who successfully complete this
program. (Provider #4558)
NBI, Inc. is registered with the National Association of State Boards of Accountancy (NASBA) as a
sponsor of continuing professional education on the National Registry of CPE Sponsors. State
boards of accountancy have final authority on the acceptance of individual courses for CPE credit.
Complaints regarding registered sponsors may be addressed to the National Registry of CPE Sponsors,
150 Fourth Avenue North, Suite 700, Nashville, TN, 37219-2417. Web site: www.nasba.org. This program
is designed to qualify for 7.0 hours (based on 50 minute credit hour) of continuing professional education credit for
accountants. For more information regarding administrative policies such as complaint and refund, please contact our
offices at (800) 930-6182.
Pace - 7.0 - This seminar qualifies for 7.0 PACE (Professional Achievement in Continuing Education) credit hours for
CLU, RHU, REBC, CLF, CASL and/or ChFC.
Register Today!
800-930-6182 OR www.nbi-sems.com
3. seminar outline
i. WhaT To do When a sPouse is conFRonTing healTh issues –
The esTaTe Plan
9:00 - 10:15, J. Terrence Moynihan
A. Client Interview
B. How to Draft the Plan
C. Asset Titling – Deed, Bank Accounts and Life Insurance
D. Changing the Will to Exclude the Disabled Spouse
E. Durable Power of Attorney – Gift Giving Power
F. Advanced Directives
G. Sample Forms and Letters
ii. hoW To PRoTecT an eldeRlY clienT’s asseTs
10:30 - 11:45, J. Terrence Moynihan
A. Drafting the Irrevocable Trust
B. Impact of Medi-Cal Issues in Drafting Trusts
C. Transfer of Residence/Lifetime Right to Occupancy
D. Using Annuities, Life Insurance and Retirement Accounts in the Estate Plan
E. The DRA Comes to California - Asset Protection Changes
F. Income Tax Traps With Gifts
G. Avoiding the Pitfalls of Conservatorship Proceedings
iii. eThical consideRaTions When RePResenTing The eldeRlY clienT
12:45 - 1:45, J. Terrence Moynihan
A. Acting Within the Lawyer’s Expertise
B. Avoiding Conflict Between Spouses’ Interests
C. Competency of the Client
D. Maintaining Due Diligence in Completing Paperwork When Representing
the Elderly or Ill Client
iv. QualiFYing FoR medi-cal long-TeRm caRe PRogRams
1:45 - 3:15, D. Hershel Wilson
A. Where Medicare Stops and Medicaid Begins
B. Overview of the State Medicaid Programs
C. Categorically vs. Medically Needy
D. Medical Criteria – Level of Care Required to Become Eligible
E. Assessing a Client’s “Medical Need” and Level of Care for
Medicaid Qualification Purposes
F. Medicaid Planning Techniques
G. Financial Criteria for Single and Married Applicants
H. Exemptions for Protecting the Family Home
I. Qualified Medicare Beneficiaries
v. PReseRving FamilY asseTs When QualiFYing FoR medicaid
3:30 - 4:30, D. Hershel Wilson
A. Most Common Medicaid Misconceptions
B. Implications of Gifts During the Look Back Period
C. Options for “Spenddown” of Excess Property – Unique Problems Associated
With Disposal of Excess Assets
D. Myths About the “Spenddown” Requirement
E. Protecting Assets for a Disabled Child
F. Retroactive Benefits
G. Estate Recovery
*If needed, the above agenda may be changed to best accommodate all of our attendees.
Register Today!
800-930-6182
www.nbi-sems.com