Presentation by Elizabeth Lukanen at the University of Minnesota Academic Health Center's Student Leadership Summit in Minneapolis, MN, December 5, 2009.
Economic Impact on Minnesota's Health Care Delivery Systemsoder145
Presentation by Lynn Blewett to the Minnesota State Legislature at a joint meeting of the health care and human services finance and policy committees in Saint Paul, MN, February 10 2009.
Economic Impact on Minnesota's Health Care Delivery Systemsoder145
Presentation by Lynn Blewett to the Minnesota State Legislature at a joint meeting of the health care and human services finance and policy committees in Saint Paul, MN, February 10 2009.
Single Payer Systems: Equity in Access to Caresoder145
Presentation by Lynn Blewett at "The True Workings of Single Payer Systems: Lessons or Warnings for U.S. Reform' conference sponsored by the Journal of Health Politics Policy and Law, May 10 2008.
Tackling the Tough Topics: The public plan option, employer pay or play, and ...soder145
Presentation by Jean Abraham of the University of Minnesota at the Minnesota Senate Health and Human Services Budget Division hearing in St. Paul, MN, August 18 2009.
Single Payer Systems: Equity in Access to Caresoder145
Presentation by Lynn Blewett at "The True Workings of Single Payer Systems: Lessons or Warnings for U.S. Reform' conference sponsored by the Journal of Health Politics Policy and Law, May 10 2008.
Tackling the Tough Topics: The public plan option, employer pay or play, and ...soder145
Presentation by Jean Abraham of the University of Minnesota at the Minnesota Senate Health and Human Services Budget Division hearing in St. Paul, MN, August 18 2009.
Transparency has become even more important in the past year as we begin the health care reform discussion. There is not a signature event in Nashville to bring quality, marketing, transparency, and technology together. The Naked Hospital event will take the user experience from high level strategy through national and state legislative issues through practical hands on tools to walk away with. The event will focus on how and why health systems and hospitals should focus on quality reporting as well as financial reporting. At the end of the day, all of this puts additional strains on the information systems and resources deployed by most health systems and hospitals. How will they cope? What is the next step?
Running head HOW FLORIDA STATE IS ENACTED THE AFFORTABLE CARE ACT.docxwlynn1
Running head: HOW FLORIDA STATE IS ENACTED THE AFFORTABLE CARE ACT 1
HOW FLORIDA STATE IS ENACTING THE AFFORTABLE CARE ACT 2
How Florida State Is Enacting the Affordable Care Act (ACA)
Rose Sejour
Purdue Global University
06/17/2019
The Strengths of the Affordable Care Act in Florida
There has been an introduction of subsidies in healthcare in Florida, and this is courtesy of the Affordable Care Act. Subsidies in the field basically makes buying of health insurance less expensive for people who live in Florida who are eligible for the subsidies. (The United States Supreme Court also ordered for the implementation of 80/20 rule in all the states, including Florida. The ruling implies the 80 percent of the premium dollars and individual from Florida spend on healthcare instead of spending on the administrative costs. Another strength of Obamacare is that Medicaid is at the moment more inclusive for many citizens in the state. Medicaid coverage currently comprises of uninsured Americans under 138% of the poverty level.) NEED CITATION SINCE YOU ARE USING FACT. Comment by McLean, Terry: Read carefully to find errors such as this field Comment by McLean, Terry: You can write out numbers over 10 as numerals
The state has also made it easier for the dependents to stay longer under their parents’ healthcare plan. Some of the youths may be under the medical cover of their parents up to the age of 26 years old. Lastly, Florida state has also implemented the act such that there are no preexisting denials or surprise cancellations of a plan in the healthcare system. Insurance firms lacks the mandate of cancelling the policy due to an applicant’s mistake during the application process (Rozensky, 2014).
The Weaknesses of the Affordable Care Act in Florida
Despite the fact that the Affordable Care Act has had a lot of strengths in Florida, there are also some weaknesses experienced. The healthcare cost has not decreased for every individual. A number of private plans had to be cancelled since they did not comply with the requirements of Obamacare in the state (Barakat et al., 2017). Those individuals that were negatively affected (from this mess were (The tone is not academic) forced to stop and adopt a new health insurance making them to pay more for a plan which includes benefits like maternity care that may not be their preference. Secondly, shopping for coverage might be complicated to some level. With some confusion that surrounds the rollout of the Obamacare and the market place, more alternatives to decide on, difficulties with the websites and limited enrollment periods, shopping for health coverage may be complicated to some level. Comment by McLean, Terry: The tone is not academic.
Moreover, those citizens who are not insured might be faced with huge tax penalties. It is quite unfortunate that Florida dwellers are only able to see these huge amounts of tax .
Running Head ROLE OF EXECUTIVE ORDER IN ACARole of Executiv.docxtodd521
Running Head: ROLE OF EXECUTIVE ORDER IN ACA
Role of Executive Order in ACA
2
Role of Executive Order in ACA
By: Ameki Lee
Dr. White
MPA6501 SU01 State and Local Government and Intergovernmental Relations
Role of Executive Order in ACA
Affordable Act Care has been a significant issue in Texas State for the past seven years. Texas governor, Greg Abbott has been on the frontline in fighting the implementation of the Act in Texas and America. The governor's office claims that the penalties related to avoiding the Act are unconstitutional and not democratic (Toussaint, 2017). Furthermore, the Governor argues that the Affordable Care Act should be put on halt while the cause is being liquidated. However, the governor does not concentrate on improving the policy rather than doing away with it. Greg Abbott believes the pre-existing conditions are the major barriers for the effectiveness of the act. The Affordable Care Act allows people to purchase the policy even with pre-existing conditions. In favor of the governor, the act should limit the purchase of the act during such conditions with the aim of reducing the cost as well as the rates of insurance. Therefore, an appeal can be made based on the governors value since most Americans are complaining about the same issue (Toussaint, 2017).
Affordable Act Care was implemented under the executive administrative policy. In America, an executive order is directed by the president on the managers of various federal governments with the aim of forcing policy to law. In 2013, former president of America Barack Hussein Obama issued a directive on the implementation of the Affordable Care Act (Rovner, 2018). The current President, Donald Trump began fighting the Act by attacking the executive committee and even dismantling it. An executive order is written, signed and published by the president's office and directed to various federal departments. The Executive order directed all agencies responsible under the Affordable Care Act provision that will provide a regulatory and fiscal burden on entities that will be reluctant on adopting a policy. Also, the Executive Order directs the same agencies to offer greater flexibilities and collaboration on implementing such healthcare policies.
Since the implementation of the Affordable Care Act in 2010, the policy has suffered various criticisms in its debate. For those who believed that the primary goal of the Act was to make insurance more affordable didn’t achieve their purpose. However, the policy has caused more Americans to have access to medical insurance hence fostering a healthy nation. Since the Act is applicable in improving the public health of all Americans, it includes various resources in healthcare like materials, funds, personnel and other things that can be utilized in the provision of healthcare service. The act is also responsible for ensuring all medical care institutions have the necessary resource for effective operations (Ba.
Exploring Disparities Using New and Updated MEasures on SHADAC's State Health...soder145
Slides from webinar webinar introducing two new measures of health outcomes and social determinants of health on SHADAC’s State Health Compare—Unhealthy Days and Unaffordable Rents. This presentation, hosted by SHADAC researchers Brett Fried and Robert Hest, examine these new measures and highlight how the estimates can be used to explore disparities between states and among sub-populations.
Leveraging 1332 State Innovation Waivers to Stabilize Individual Health Insur...soder145
Presentation by SHADAC Senior Research Fellow Emily Zylla at the 2018 Association for Public Policy Analysis & Management (APPAM) Fall Research Meeting in Washington, DC.
Modeling State-based Reinsurance: One Option for Stabilization of the Individ...soder145
Presentation by SHADAC Director Lynn Blewett at the 2018 Association for Public Policy Analysis and Management (APPAM) Fall Research Conference in Washington, DC.
2017 Health Insurance Coverage Estimates: SHADAC Webinar Featuring U.S. Censu...soder145
Join us for an overview of the 2017 health insurance coverage estimates from two key, large-scale federal data sources: The American Community Survey (ACS) and the Current Population Survey (CPS).
This webinar will examine the new estimates with technical insight from experts at the U.S. Census Bureau, which administers both the ACS and CPS, and from SHADAC researchers.
Attendees will learn about:
The new 2017 national and state coverage estimates
When to use which estimates from which survey
How to access the estimates via Census reports and American FactFinder
How to access state-level estimates from the ACS using SHADAC tables
SHADAC researchers and Census experts will answer questions from attendees after the presentation.
Exploring the New State-Level Opioid Data On SHADAC's State Health Comparesoder145
Between 2000 and 2016, the annual number of drug overdose deaths in the United States more than tripled, from 17,500 to 63,500, and most of these deaths involved opioids. Despite widespread increases in overdose death rates from natural and semi-synthetic opioids, synthetic opioids, and heroin, individual states’ death rates varied widely. For example, in 2016, Nebraska’s rate of 1.2 deaths per 100,000 people was the lowest in the U.S. for natural and semi-synthetic opioids, while West Virginia’s rate (the highest) was more than 15 times larger, at 18.5 deaths. These deaths are the most glaring indication of the growing crisis of opioid abuse and addiction that has been spreading unevenly throughout the country over the past two decades.
On this SHADAC webinar, Research Fellow Colin Planalp will examine the United States opioid epidemic at the state level, analyzing trends in overdose deaths from heroin and other opioids, such as prescription painkillers. Using data available through SHADAC’s State Health Compare, he will look at which states have the highest rates of opioid-related deaths and which have experienced the largest increases in death rates.
Mr. Planalp will be joined by SHADAC Research Fellow Robert Hest, who will discuss the data on opioid-related overdose deaths from the U.S. Centers from Disease Control and Prevention (CDC) that are available on SHADAC’s State Health Compare. He will also discuss State Health Compare data from the U.S. Drug Enforcement Administration (DEA) on sales of common prescription opioid painkillers. Mr. Hest will show users how to access and use the data for state-level analyses.
Taurus Zodiac Sign_ Personality Traits and Sign Dates.pptxmy Pandit
Explore the world of the Taurus zodiac sign. Learn about their stability, determination, and appreciation for beauty. Discover how Taureans' grounded nature and hardworking mindset define their unique personality.
Attending a job Interview for B1 and B2 Englsih learnersErika906060
It is a sample of an interview for a business english class for pre-intermediate and intermediate english students with emphasis on the speking ability.
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[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
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Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
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Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
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Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
Remote sensing and monitoring are changing the mining industry for the better. These are providing innovative solutions to long-standing challenges. Those related to exploration, extraction, and overall environmental management by mining technology companies Odisha. These technologies make use of satellite imaging, aerial photography and sensors to collect data that might be inaccessible or from hazardous locations. With the use of this technology, mining operations are becoming increasingly efficient. Let us gain more insight into the key aspects associated with remote sensing and monitoring when it comes to mining.
What is the TDS Return Filing Due Date for FY 2024-25.pdfseoforlegalpillers
It is crucial for the taxpayers to understand about the TDS Return Filing Due Date, so that they can fulfill your TDS obligations efficiently. Taxpayers can avoid penalties by sticking to the deadlines and by accurate filing of TDS. Timely filing of TDS will make sure about the availability of tax credits. You can also seek the professional guidance of experts like Legal Pillers for timely filing of the TDS Return.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Explore our most comprehensive guide on lookback analysis at SafePaaS, covering access governance and how it can transform modern ERP audits. Browse now!
National Health Care Reform: The Proposals and the Politics
1. National Health Care Reform: The Proposals & the Politics Elizabeth Lukanen, MPH State Health Access Reform Evaluation (SHARE ) State Health Access Data Assistance Center, University of Minnesota 2009 Center for Health Interprofessional Programs Student Leadership Summit Minneapolis, MN December 5, 2009 Funded by a grant from the Robert Wood Johnson Foundation
2. Outline of Presentation History of Reform Current Drivers of Reform Key Players in Health Reform High Level Policy Overview Proposals Status Cost Estimates of Proposals Legislative Process – Next Steps Impact on Health Professionals Outlook for Reform 2
3. History of Health Reform in U.S. 3 Source next 4 slides: Kaiser Family Foundation: National Health Insurance — A Brief History of Reform Efforts in the U.S.
14. 1960-1965: Medicare and Medicaid ESI growing, but private plans began to use “experience rating,” pricing out sick and old Congress gave state grants to provide subsidies for elderly with limited success Johnson made Kennedy's “Medicare” a major priority Labor unions supported it to reduce the high cost of their retirees, AHA supported it to cover high cost of treating elderly Medicare and Medicaid Are Signed into Law! 6
15. 1970-1974: Competing NHI Proposals Inflation was becoming a serious problem Since Medicare and Medicaid, health care costs had grown from 4 to 11 % of the federal budget in 8 years Many bills were proposed, two strong bills emerged led by Sen. Ted Kennedy and President Nixon Competing interests, multiple bills and Watergate contributed to the failure 7
16. 1992 – 1994: The Health Security Act Under Regan, federal debt soared as did health care costs Americans worried about losing health care Clinton vowed to introduce bill in first 100 days Complex bill was crafted behind closed doors Stakeholder support was often conditional HIAA and NFIB lead the opposition by raising concerns for the middle class Bill stalled and failed 8
18. What is Driving Health Care Reform? 10 Cost Access Quality Could be better!
19. U.S. Health Care Costs The U.S. will spend roughly $2.5 trillion on health care in 2009 $8,160 per person Since 2000, inflation-adjusted costs have been growing at 5.5% per year, considerably faster than overall economic growth 11
20. National Health Expenditures Per Capita, 1986-2010 12 Actual Projected Calendar Year Source: CMS, Office of the Actuary, National Health Statistics Group.
22. Increase in number of uninsured15.4% of the population in 2008 Millions of Uninsured, all ages 14 Source: U.S. Census Bureau, Current Population Surveys (March), 1989-2008
23. Drop in Employer-Sponsored Coverage Source: US. Census Bureau, Income, Poverty, and Health Insurance Coverage in the United States: 2008. 15
24. Quality: Misuse, Overuse, Underuse 2.5-fold variation in Medicare spending across counties cannot be explained by local prices, age, race and underlying health of the population (Wennberg J, et al.) Medicare beneficiaries in higher-spending, higher-utilization regions do not receive “more effective” care (Fisher ES, et al.) 54.9 % of American adults receive only half of their recommended health care (McGlynn EA, et al.) 16
29. Committees 21 Chair House Education and Labor Rep. George Miller, D-CA Chair House Ways and Means Rep. Charles Rangel, D-NY Chair House Energy and Commerce Representative Henry Waxman, D-CA Senator Finance Chair Sen. Max Baucus, D-MT Senate Health, Education, Labor and Pensions (HELP) Sen. Chris Dodd, D-CT
30. Other Legislative Players 22 Speaker of the House Nancy Pelosi (D-CA) Senate Majority Leader Harry Reid (D- NV) Blue Dog Democrats Senator Olympia Snowe R- ME
31. Special Interest Groups 23 President America's Health Insurance Plans Karen Ignagni President-elect, American Medical Association J. James Rohack President American Federation of Labor and Congress of Industrial Organizations Richard Trumka President National Federation of Independent Business Dan Danner President of the Service Employees International Union Andy Stern AARP CEO A. Barry Rand
34. Agreement Across ProposalsMarket Regulation Insurance exchange Pool model for individuals, small employers and those without ESI Individual Mandate With hardship waivers Insurance Market Reforms No rating on health status, gender, or occupation; rate restrictions on age Guaranteed issue No annual/lifetime benefit cap 26
35. Agreement Across ProposalsBenefits/Quality Standards for “adequate coverage” or “minimal benefit package” Require no cost sharing on preventive services Wellness initiatives, focus on prevention Delivery System Reform, “Medical home” Money toward comparative effectiveness research Workforce development grants Targeted towards nurses, primary care and rural areas 27
36. Agreement Across ProposalsAccess Expand Medicaid to across-the-board eligibility floor, most likely up to 133% FPL Subsidies for families < 400% FPL to buy into the exchange through sliding scale “affordability credits” Employer Participation “Pay or Play” Mandate or weaker “free rider” penalty Tax credits for small employers offering employer sponsored insurance 28
37. Agreement Across ProposalsRevenue/Savings Savings Medicaid and Medicare Medicare Advantage plans New Revenue: Individual and employer penalties for violating mandate 29
39. Disagreement Across Proposals Public Option Necessary in areas where there is high market consolidation? Will it act like Medicare and set rates or will it negotiate for rates? Can states opt out? Size of Expansions and Tax Credits The lower the subsidy, the lower the cost and perception of government intervention Assumptions about “affordability” 31
40. Disagreement Across Proposals Federal Role House wants Fed to play a strong role, Senate wants state to play a larger role Locus of exchange, insurance regulation, financing Medicaid expansions Tort Reform New Revenue Tax insurers? Tax the wealth? Sugary beverage tax? Tax “Cadillac Plans”? Tax Medical devise manufactures? Tax elective surgery? 32
41. Disagreement Across Proposals Payment Reform Increase primary care rates relative to specialty care? Cut Medicare payments attributable to avoidable hospital readmissions? Tie Medicare hospital money to quality? Medicare regional rate re-alignment? Abortion Prevent insurance purchased with federal subsidies from covering abortions? 33
43. House – H.R.3962 Affordable Health Care for America Act Originated from 3 bills Education & Labor (Miller, D-CA) Ways & Means (Rangel, D-NY) Energy & Commerce (Waxman, D-CA) Bill was merged via House Rules and moderated: Public option softened Premium subsidies reduced Greater number of employers exempt from mandate States pay for more of Medicaid expansion 35
44. House – H.R.3962 Scored by CBO, brought to House Floor To gain support, an amendment passed to prohibit federal funds for abortion services in the public option and in the insurance "exchange” Late endorsements from AARP, the AMA and the Conference of Catholic Bishops were crucial On November 7 HR 3962Passed (220-215) 219 Democrats for, 39 voted against, garnered one Republican vote $891 billion over 10 years and will cover 36 million people 36
46. Senate – H.R. 3590 Patient Protection and Affordable Care Act Originated from 2 bills Health, Education, Labor and Pensions (HELP) Committee (Harkin, D-IA; Formerly Kennedy, D-MA) Finance Committee (Baucus, D-MT) Passed out of committees by party line vote plus, historic vote in finance by Republican Olympia Snowe (R-ME) Bill was merged via Senate Rules and moderated: States can opt out of public option Tax on elective cosmetic surgery Tax on “Cadillac plans” starting at higher threshold Tax on medical devise manufacturers lowered 5% Medicare payment cut for “outlier” physicians removed 38
47. Senate – H.R. 3590 First hurdle: procedural motion to allow debate (needed and got 60 votes) Now Senate will take up amendments Adopting amendments is an uphill battle As it stands, it would cost $848 billion over 10 years and cover 31 million people Once the amendment process has concluded, full Senate vote Need 60 votes to cloture, 51 to pass bill Unless….they use reconciliation 39
48. SenateReconciliation Reconciliation: Bill may pass the Senate with simple majority of 51 Key problems with Reconciliation: Byrd Rule: Can only take up “budget” matters to “reconcile” legislation with Senate Budget Resolution Senate Parliamentarian decides what Laws are time-limited to 10 year budget window; then sunset Example: SCHIP – created in 1997, nearly lost in 2007 Example: “Bush tax cuts” 40
49. SenateProblems with Reconciliation Lack of bipartisanship Reconciliation version could be too far right for the House, because some Democrats are excluded to get nominal Republican support Reconciliation version could be too far left for the House, because moderate Democrats and all Republicans are excluded Limited to “budget” matters, would exclude major aspects of reform (e.g. insurance market reforms) 41
51. House – H.R.3962 $891 billion over 10 years Net $138 billion deficit decrease over 10 years Permanent reductions in annual Medicare FFS rate updates Setting payment rates in the Medicare Advantage program based on per capita spending Changes to Medicare Part D Income tax surcharge on high-income Cancels ~21% reduction in Medicare physician payments (separate bill) Fees on medical device manufacturers 43
52. Senate – H.R. 3590 $848 billon over 10 years $130 billion deficit decrease over 10 years Permanent reductions in annual Medicare FFS rate updates Setting payment rates for Medicare Advantage program based on average of the bids Excise tax on ”Cadillac” insurance plans Fees on medical device manufacturers 5% tax on elective cosmetic surgery Reduction in DHS payments by $45 billion Maintains scheduled ~21% reduction in Medicare physician payments 44
59. Impacts on Health Professionals Workforce development grants to recruit new nurses into the profession Loan repayment for nursing programs Nurse Practitioners recognized as primary care providers Prevention and Wellness grants Grants for state, local, and tribal health departments to support core public health infrastructure and activities (House) Maintained or expanded payment for teaching hospitals including FQHCs 49
60. Impacts on Health Professionals Grants for alternative dental health care providers pilots (House) Grants for oral health training Provisions for children’s oral health Money for oral health prevention campaigns Grants for effectiveness of research-based dental caries Tax on “Cadillac” plan may impact dental coverage (if dental and health combined) 50
61. Impacts on Health Professionals Increased funding for primary care services New residency training slots geared toward primary care medicine and general surgery Increased funding for National Health Service Corps (recruitment, loan repayment) New grant for community-based residency training Grants program to fund pharmacist-delivered medication therapy management services Pharmacists included in medical home models Changes to Medicare Part D (doughnut hole) 51
62. Impacts on Health Professionals Increase in demand may mean strain on providers (particularly primary care) Increase in comparative effectiveness research may impact practice patterns (long term) Changes to Medicare payment rates Undocumented immigrants are not eligible for federal benefit, some verification required 52
64. Open Questions Will a comprehensive reform bill be able to secure 60 votes in Senate? Will it sick with a scheduled 21% physician payment cut and risk losing AMA support? Will agreed upon subsidies make health care “affordable” ? Will some type of public option survive? Will pro-choice democrats vote for a health bill that excludes federal dollars for abortion? What is achievable through Reconciliation? Is reform possible when limited to finance only? Is reform stable if it sunsets? 54
65. Democrats can’t achieve 60 votes in Senate, rely on reconciliation Vastly limited reform: Coverage expansions, including subsidies Medicare payment reform Tax “high cost benefit plans” Reduce DSH (Medicaid and Medicare) Pay for comparative effectiveness studies Create tax credits for small businesses and others Workforce development grants This would exclude, mandates, insurance market reform, creation of exchange The less-controversial initiatives could be included in a companion bill 55
66. Democrats Achieve 60 Votes Most likely a “moderate” version of reform Coverage expansions with low federal price tag No public option, unless with limited trigger Establish federal benchmark for qualifying plans Individual mandate (softened) Employer mandate (softened) Insurance market reforms Some Medicare spending reductions Likely need both high income surcharge and excise tax 56
67. My Two Cents Timeline will continue to push out A high-level framework will be passed, but will be phased in over time to allow for recovery of economy Reform is not likely to bend the cost curve Issues like payment reform and quality will be tackled in the next phase This will be a corner stone for continued health reform in the future 57
68. Contact Information Elizabeth Lukanen, M.P.H elukanen@umn.edu State Health Access Data Assistance Center www.shadac.org University of Minnesota School of Public Health Division of Health Policy and Management 2221 University Avenue, Suite 345 Minneapolis, Minnesota 55414 (612) 624-4802 58
Editor's Notes
1934-1939: The Great Depression (1929-1939)Income disparities in access to health care had grown, medical costs rising, charity care risingCitizen groups called for gov relief including government-sponsored health, but were most focused on unemploymentPresident Roosevelt appointed a Committee that recognized NHI was of lower priority than a retirement and unemploymentLarge Democratic majorities existed in both the House and Senate, but there was concern that major health reform would defeat SS An increasingly powerful AMA opposed NHI (lose their autonomy, required group practice, salary or capitated. Business and labor groups were not supportive, nor was the emerging private health insurance industry.In the end, it was left out of the 1934 Social Security ActAttempts by a second committee to revive a state centered health reform, was defeated by congress (So. Dems aligned Rep oppose government expansion)
1945 – 1950:World War II, in 1943 The War Labor Board ruled that certain work benefits, including health insurance coverage, should be excluded from the period’s wage and price controlsEmployer began to use generous health benefits recruit workersIn the boom after WW II, Large American businesses were sufficiently profitable that unions could successfully negotiate for greater fringe benefits, including health insurance.Taking on an initiative that FDR had begun, President Truman was promoting the right to medical care as post war econ bill of rightsFirst mid-year post war elections, the Republicans gained the majority in both houses of Congress in 1946 and opposed NHITruman then campaigned two years later in part by targeted the Republican Congress for opposing NHITruman won and seemed to have mandate from the people for NHIStill SO. Dems blocked Truman’s initiatives (in part due to federal action , which may impact segregation at a time when hospitals were still separating patients by race) Labor unions were somewhat split on government-sponsored insurance, some supported, but as workers gained better benefits from their employers, unions believed they could negotiate even more in the futureThe AMA vigorously opposed the Truman plan, using the fear message of “socialized medicine.” This was followed by a drop in public support in part related to anticommunist sentiment
1960 – 1965:In 1960s productivity swelled with well-educated workforce financed by the G.I. billESI was growing, but private plans began to use “experience rating” to set health premiums making it hard for sick/retired to affordEisenhower and Congress passed act giving states federal grants to cover health care for the elderly poor, only 28 states participatedCongress began working on a solution, which had the initial support of Kenndey, but was blocked by Souther Dems.After Johnson’s election, he made this his major priority and with the help of new liberal dems, labor unions who recognized the growing cost of insuring retirees, the AHA, which realized government support was needed to make it cost effective to treat the elderly. AMA opposed Medicare, again characterizing it as socialized medicine, and created a political action arm to increase lobbying efforts.The final bill included Medicare Part A to pay for hospital Care, limited nursing and home health, optional Medicare Part B (paid in part by premiums) to help pay for physician care, and Medicaid, a separate program to assist states in covering poor and disabled. The final bill left the elderly with out certain services (Rx) and there were no government cost controls allows claims to be paid base on standards of “reasonableness” for physician fees.Took advantage of a strong president, support of labor and most industry, growing civil rights awareness, public supportThe federal agencies that now estimate the economic costs of legislation did not yet exist.Cost projections, while considered, were not as central to the Congressional debate as they would become later.Keep economist quite
In 1970, inflation was becoming a serious problem With Medicare and Medicaid, health care costs had grown rapidly from 4 percent of the federal budget in 1965 to 11 percent by 1973,Lead to an era of health care regulation, certificate-of need programs, state hospital rate-setting, requirements on HMOs Sen. Ted Kennedy, offered a universal single-payer plan, with a national health budget, no consumer cost-sharing, and was to be financed through payroll taxes. President Nixon countered with his own plan in 1971, a comprehensive Health Insurance Plan (CHIP) called for universal coverage, voluntary employer participation (65% premium necessary to finance)To gain support Kennedy created a middle-ground bill with an employer mandate and personal cost-sharing.The Washington Business Group on Health and the Chamber of Commerce endorsed Nixon’s planThe insurance industry believing NHI loomed, supported more incremental reformsLabor groups chose not to support the Kennedy-Mills compromise, believing that a larger Democratic majority in the next Congress would make for a stronger (less compromised) and veto-proof bill. Those supporting NHI in 1974 were more bipartisan and willing to compromise than in any other NHI effort.However, the wide mix of competing proposals complicated the legislative process, while the Watergate hearingsthat led to Nixon’s resignation dominated Congress, eroded presidential leadership and overshadowed anyaction on NHI.
1976 – 1979, cost cutting, stagflation lead to little NHI reform debateReagan tax cuts, increases in defense spending and moderate cuts in domestic programs—federal debt reached record levels. The Federal Reserve Board acted to control inflation, but health care costs continued to escalate rapidly reaching 12%of the nation’s GDP in 1990 income gap was widening and a recession in 1990-91 added to financial insecurityIn early 1990s a poll found that more Americans worrying about losing their health benefits and not being able to pay their medical bills in the future. eventually focusing the 1992 presidential campaign on the economyA large and varied mix of proposals surfacedAs the 1992 election approached, the “managed competition” approach gained traction and eventually was favored by President Clinton, who hoped to send Congress a health reform plan within one hundred days of taking office.Clinton’s plan, the Health Security Act, called for universal coverage, employer and individual mandates, competition between private insurers, and was to be regulated by government to keep costs down. Health Care Task Force, chaired by First Lady Hillary Clinton and managed by processed the input from 34 closed working groups comprised of over 600 expertsCongressional leaders were sidelined as, The complex plan was shared very lateWhilte Democrats held the majority in both houses, they were divided how to achieve health reform. Other bills were sponsored including a single-payer bill sponsored (Rep. McDermott and Sen. Wellstone) Support Clinton plan from key stakeholders was often conditional. Some labor unions and other public health advocacy groups did not want to be seen as opposed to Clinton’s plan, yet backed the single-payer bill. Other groups supported pieces of the plan, but held back their support wanting to modify the parts they opposed.The Health Insurance Association of America (HIAA) and the National Federation of Independent Businesses(NFIB, mostly small businesses) led the opposition. HIAA worried that its smaller members would be forced out of business and NFIB believed the employer mandate would create a hardship for small businesses and their workers. Both ran effective phone and letter-writing campaigns to Congress. HIAA also produced television ads (Harry and Louis) depicting a middle-class couple feeling threatened by health reform.In the end, President Clinton, having been elected with less than a majority of votes, lacked the large electoral mandateThe size and complexity of the not only slowed its passage through Congress but also made it difficult to generatepopular activism. The opposition was effectively organized and the divided Democratic majority in Congress couldHowever, incremental reform was not dead. In 1997, with a Republican Congress and bipartisan support, the Children’s Health Insurance Program was enacted, building on the Medicaid program to provide health coverage to more low-income children.
McAllen, Texasby AtulGawandeJune 2009 New Yorker
So far, has left details to CongressSticking points: Universal coverage, lower costs, improve quality, protect consumer choice, public plan option (maybe), budget neutrality