The document is a presentation for a mobile wallet platform called mWallet. It describes mWallet as a mobile platform that turns smartphones into powerful payment and loyalty tools. Key features of mWallet include peer-to-peer payments, one-click payments for goods and services both online and offline using QR codes or NFC, linking of payment cards, and consolidation of loyalty programs. Use cases for mWallet include payments for goods from TV ads or product packaging by scanning a QR code, mobile commerce, online payments, and offline payments in stores using NFC. The presentation promotes mWallet's functionality for producers, service companies, and customers.

1. Mobile Wallet Platform
Partner Presentation, June 2015
http://mwallet.pro
mWallet

2. Solution
Mobile Wallet:
• A mobile platform turning a
smartphone into a powerful
payment and loyalty tool
• Peer-to-peer online interactions
• Simple one-click payments
• Easy and secure authorization
Simple and secure www.mwallet.pro

3. Mobile Wallet Functionality
Simple authentication & authorization
QR codes used to log-in, one-time
passwords (OTP)
Payment cards linked to an account
Visa, MasterCard, AmEx
Offline payments
Payments for goods and services
(QR/NFC/HCE)
P2P transfers
Money transfers between users,
transfers to legal entities
All-in-one
All profiles in a single mobile device
Quick online payments
Make payments using your mWallet
Consolidation of loyalty programs
All discounts and promotions in one
place
Transaction analytics
Complete user history, transactions
history, balance control
Geolocation
Locate nearby stores, outlets, bank PoS,
etc.
Information
Merchant news, currency exchange rat
es, etc.
Simple and secure www.mwallet.pro

4. Mobile Wallet for Customers: Use Cases
Simple and secure
SmartTV payments
Quick mobile
payments: Mobile
commerce, online
games, content
Catalogue
Shopping using QR
codes
Buying from the
packing: your friends
can buy the same item
without visiting a store
Offline payments in
local stores, cafes
and restaurants
QR code for cash-
back
1 2 3
4 5 6
www.mwallet.pro

5. Smart TV payments (1/2)
Simple one-click
payments for TV
content
Purchase of music
content
Voting in the talent-show in
one click, without calling or
texting
1
Simple and secure www.mwallet.pro

6. Smart TV payments (2/2)
Instant purchase of goods advertised on TV
Impulsive purchases made easy - if a user likes an
advertised item, he scans the qr-code on a TV screen with
his mobile phone. The merchant receives the information
about the item, customer data, transaction and shipping
address.
Easy and seamless TV shopping
Quick, easy and secure shopping without getting up from
the couch. Watch your favourite shopping channel and
purchase the item you like in a single click, no calls
necessary.
1
Simple and secure www.mwallet.pro

7. Quick mobile payments
Log in, registration and payment in
mobile applications or websites in a
single click without entering a
password.
Paid
content
2
Mobile
shopping
Online
games
Simple and secure www.mwallet.pro

8. Catalogue Shopping
The merchant
receives the
information about
the item, customer
data, transaction
and shipping
address.
Users can make
purchases via
shopping catalogues
using their mobile
devices.
3
Simple and secure www.mwallet.pro

9. Offline payments for goods and services
mWallet can be used for
payments for goods and
services in stores, cafes,
restaurants, taxies, etc.
Customers don’t have to
care about carrying cash or
cards. Payments are simple,
secure and time-saving like
never before.
4
Simple and secure www.mwallet.pro

10. Offline mobile payments with NFC
Simple and secure
Convenient & secure digital values management and secure NFC-
transactions made easy with your mobile device.
mWallet NFC platform:
- made to replace plastic cards with their digital analogues.
- in line with the EMVCo tokenization specifications.
- based on the HSE (Host Card Emulation) technology (supported by
Android OS).
- NFC Card emulation mode enables NFC-enabled devices such as
smartphones to act like smart cards, allowing users to perform
transactions such as payment or ticketing.
- NFC can be well adapted for all kinds of situations ranging from bank
cards to transit passes, movie passes, reward systems and even keys.
- Storing payment information in mWallet app provides a safer
environment than a physical wallet. This technology allows the customer
to load multiple cards and choose which one they wish to use for each
transaction. Not only does this save time, but it also reduces the chances
of losing a payment card that comes with carrying multiple cards around.
www.mwallet.pro
4

11. mWallet for cashback
Customers can benefit
from the cash-back loyalty
programs offered by
producers or merchants.
To receive a cash back for
their purchase all they
have to do is show the QR
code to the teller.
5
Simple and secure www.mwallet.pro

12. Packing that sells6
Want to buy the same item as
your friend had purchased?
No need to surf the web stores
and to enter your payment
details. All you have to do is scan
a QR code on a product
packing.
The price and availability will be
checked automatically, and the
merchant will ship you a desired
product right away.
Simple and secure www.mwallet.pro

13. mWallet for producers
Loyalty program for your customers that helps you to build the trusting
relationship and to reward the customers for choosing your products
• A customer purchases your product, finds a
QR code on a packaging, scans it with his or
her mobile phone and receives cash back to
the mobile wallet.
• Unique codes, available for checking via
mWallet, ensure your customers that they’re
purchasing genuine products.
• Gamified cash back rewards encourage the
customers to choose your brand again and
again.
Simple and secure www.mwallet.pro

14. mWallet for service companies
• Easy billing and payments (bills are sent via push-message to a
customers smartphone and can be paid in a single click, no
mobile app login is necessary)
• Insurance policy sales in instalments
• E-policy in a form of QR code containing all the necessary data
(agreement #, type, terms, etc.)
• Mobile application for customers to make insurance payments,
to receive insurance indemnity, to acquire new products and to
participate in special offers
• Custom-branded prepaid MasterCard payment card
• Customized loyalty program
• Customer and transaction analytics
mWallet features for service providers:
Scan the QR code
Simple and secure www.mwallet.pro

15. mWallet for company
• Branded mobile application for company to keep
your customers informed about your promotions,
discounts and news and to maintain long-term
relationships with your brand supporters.
• Mobile application allows users to manage their
money and cash-back points balance and to
purchase products in one click using only their
mobile phone.
• Prepaid card linked to a customer mWallet account
to make payments, to get cash-back and to
participate in promotions.
• Customized loyalty program.
• Customer and transaction analytics.
Your Brand
Simple and secure www.mwallet.pro

16. Thank you for your attention!
Ask us about details.
mWallet
Simple and secure
Mikhail Miroshnichenko
Kiev, Ukraine
Email: mikhail@finovatestudio.com
+380.68.331.95.03
http://ua.linkedin.com/in/michaelmir/
Yuriy Chayka
Kiev, Ukraine
Email: yuriy@finovatestudio.com
+38.067.621.57.13
https://ua.linkedin.com/in/yuriychayka
www.mwallet.pro